🙂Monthly costs for one person with rent: $616 in Xuzhou versus $786 in Mumbai (Bombay).
🙂Estimated couple costs with rent: $978 in Xuzhou versus $1,295 in Mumbai (Bombay).
🙂Monthly costs for a family of three with rent: $1,339 in Xuzhou versus $1,805 in Mumbai (Bombay).
🌍Living in Xuzhou costs roughly 22% less than in Mumbai (Bombay), driven mainly by Groceries & Markets.
📊Both cities sit below the global median: Xuzhou55% lower, Mumbai (Bombay)43% lower.
Currency
🍽 Eating Out
Xuzhou
Mumbai (Bombay)
Difference
Meal at Budget Restaurant
$2.17¥14.54
$5.16₹493
-57.95%
Three-Course Dinner for Two, Mid-Range
$13.89¥93.0
$20.80₹1,987
-33.22%
Fast Food Meal(McDonalds, etc)
$4.77¥31.93
$4.30₹410
10.93%
Cappuccino
$2.33¥15.62
$2.65₹253
-12.08%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.52¥3.50
$0.37₹35.56
40.54%
Water(0.33 liter bottle)
$0.25¥1.67
$0.16₹15.27
56.25%
Local Beer(0.5 liter draught)
$1.46¥9.76
$2.70₹258
-45.93%
Imported Beer(0.33 liter bottle)
$1.46¥9.78
$4.24₹405
-65.57%
🛒 Groceries & Markets
Xuzhou
Mumbai (Bombay)
Difference
Milk(1 liter)
$1.87¥12.53
$0.70₹66.4
167.14%
White Bread(500g)
$2.13¥14.24
$0.48₹46.29
343.75%
Rice(white)(1kg)
$0.60¥4.03
$0.76₹72.8
-21.05%
Eggs
$1.18¥7.88
$1.02₹97.7
15.69%
Local Cheese(1kg)
$10.39¥69.6
$5.75₹549
80.70%
Chicken Fillets(1kg)
$1.53¥10.22
$3.53₹337
-56.66%
Beef Round Steak(1kg)
$7.94¥53.2
-
-
Apples(1kg)
$1.87¥12.49
$2.23₹213
-16.14%
Banana(1kg)
$1.07¥7.20
$0.72₹69.0
48.61%
Oranges(1kg)
$0.93¥6.25
$1.23₹117
-24.39%
Tomato(1kg)
$1.01¥6.77
$0.49₹46.68
106.12%
Potato(1kg)
$0.49¥3.31
$0.35₹33.36
40.00%
Onion(1kg)
$0.70¥4.68
$0.40₹38.30
75.00%
Lettuce(1 head)
$0.65¥4.34
$0.49₹47.27
32.65%
Water(1.5 liter bottle)
$0.44¥2.97
$0.31₹30.09
41.94%
Cigarettes 20 Pack(Marlboro, Camel)
$2.90¥19.44
$5.10₹487
-43.14%
Wine(Bottle)
$5.81¥38.90
$8.25₹788
-29.58%
Local Beer(0.5 liter bottle)
$0.47¥3.12
$2.04₹195
-76.96%
Imported Beer(0.33 liter bottle)
$0.85¥5.72
$3.02₹288
-71.85%
Buffalo Round(or Equivalent Back Leg Red Meat)(1kg)
-
$6.22₹594
-
🚌 Getting Around
Xuzhou
Mumbai (Bombay)
Difference
One-way Ticket(Public Transport)
$0.31¥2.11
$0.20₹19.09
55.00%
Public Transport Monthly Pass(Regular Price)
$18.10¥121
$5.93₹567
205.23%
Taxi Start(Normal Tariff)
$1.37¥9.17
$0.33₹31.57
315.15%
Taxi(Normal Tariff)(1km)
$0.36¥2.41
$0.33₹31.67
9.09%
Taxi 1hour Waiting(Normal Tariff)
$8.80¥58.9
$1.63₹156
439.88%
Gasoline(1 liter)
$1.21¥8.12
$1.14₹109
6.14%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$17.8K¥119.6K
$16.4K₹1.6M
8.77%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$14.7K¥98.3K
$22.4K₹2.1M
-34.49%
🧾 Monthly Utilities & Internet
Xuzhou
Mumbai (Bombay)
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$54.3¥364
$60.1₹5,739
-9.61%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$7.88¥52.8
$4.37₹417
80.32%
Internet(50+ Mbps, Unlimited Data)
$7.33¥49.11
$9.32₹890
-21.35%
🎉 Sport & Entertainment
Xuzhou
Mumbai (Bombay)
Difference
Gym Membership(Monthly)
$41.18¥276
$27.53₹2,631
49.58%
Tennis Court(1 Hour on Weekend)
$14.93¥100
$13.67₹1,306
9.22%
Cinema Ticket
$5.23¥35.05
$4.62₹442
13.20%
🧸 Childcare & Education
Xuzhou
Mumbai (Bombay)
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$425¥2,844
$118₹11.3K
259.51%
International Primary School, 1 Child(Yearly)
$22.0K¥147.3K
$4,970₹474.8K
342.50%
👕👟 Clothing & Footwear
Xuzhou
Mumbai (Bombay)
Difference
Jeans(Levis 501 Or Similar)
$29.90¥200
$34.94₹3,338
-14.42%
Summer Dress(H&M, Zara, etc)
$22.70¥152
$37.94₹3,625
-40.17%
Sport Shoes(Adidas, Nike)
$45.19¥303
$60.3₹5,758
-25.01%
Men's Leather Business Shoes
$52.0¥348
$49.94₹4,771
4.04%
🏠 Accommodation & Living
Xuzhou
Mumbai (Bombay)
Difference
1-bedroom Apartment, City Center(Monthly)
$220¥1,472
$641₹61.2K
-65.69%
1-bedroom Apartment, Outside City Center(Monthly)
$164¥1,102
$371₹35.4K
-55.62%
3-bedroom Apartment, City Center(Monthly)
$449¥3,010
$1,937₹185.0K
-76.79%
3-bedroom Apartment, Outside City Center(Monthly)
$367¥2,457
$869₹83.0K
-57.77%
Buy Apartment in City Center(m2)
$2,133¥14.3K
$6,174₹589.9K
-65.46%
Buy Apartment Outside City Center(m2)
$1,680¥11.3K
$2,428₹232.0K
-30.80%
💵 Salaries & Financials
Xuzhou
Mumbai (Bombay)
Difference
Average Monthly Net Salary(After Tax)
$918¥6,150
$810₹77.4K
13.33%
20-Year Fixed Mortgage Interest Rate(Annual %)
3.42
8.36
-59.09%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Xuzhou: September 6, 2026
Last update for Mumbai (Bombay): September 7, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $220 in Xuzhou and $641 in Mumbai (Bombay). Housing cost is often the main lever when comparing two cities.
💰Xuzhou pays 13% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $14.00 in Xuzhou vs $21.00 in Mumbai (Bombay). Groceries flip the comparison at $161 vs $117, with Mumbai (Bombay) cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Xuzhou vs Mumbai (Bombay): Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Xuzhou and in Mumbai (Bombay)?
Xuzhou and Mumbai (Bombay) differ by about 28% in total monthly costs ($616 vs $786 including rent). Xuzhou is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: Xuzhou or Mumbai (Bombay)?
Average pay runs 13% higher in Xuzhou, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Xuzhou and in Mumbai (Bombay)?
Rent for a central apartment: $220 in Xuzhou versus $641 in Mumbai (Bombay). Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Shoppers in Mumbai (Bombay) pay roughly 37% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.
Which city has cheaper restaurants?
Dining out is cheaper in Xuzhou – a meal for two runs $14.00 versus $21.00 in Mumbai (Bombay). If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more doable on $1,000 per month?
At $616 in Xuzhou versus $786 in Mumbai (Bombay), a $1,000 budget is realistic in Xuzhou but tight or insufficient in Mumbai (Bombay). The gap between the two cities makes Xuzhou the clear choice for anyone on this budget.
How does quality of life compare between Xuzhou and Mumbai (Bombay)?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Where should expats move: Xuzhou or Mumbai (Bombay)?
Expats usually find Xuzhou gentler on the wallet – expenses run 28% less than in Mumbai (Bombay). Beyond cost, consider language, visa policies, and how big the international community is in each city.