Last update: Oct 2026

Cost of Living Comparison Between Xuzhou and Mumbai (Bombay)

For one person, living is cheaper in Xuzhou: $607 a month against $813 in Mumbai (Bombay), rent and utilities included – about $2,500 less a year. Higher rent and utilities in Mumbai (Bombay) outweigh lower spending on other living expenses.

29

Cost of Living Index in Xuzhou
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Xuzhou Living Index
39

Cost of Living Index in Mumbai (Bombay)
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Mumbai (Bombay) Living Index

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Xuzhou

🇨🇳 China

$607

/mo nomad

Mumbai (Bombay)

🇮🇳 India

$813

/mo nomad

Monthly Cost of Living

How much you'll spend in Xuzhou and in Mumbai (Bombay)

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Xuzhou and in Mumbai (Bombay) actually costs, broken down by who's living it.

Monthly costs for one person with rent: $607 in Xuzhou versus $813 in Mumbai (Bombay).

Xuzhou $607
Mumbai (Bombay) $813

Estimated couple costs with rent: $977 in Xuzhou versus $1,352 in Mumbai (Bombay).

Xuzhou $977
Mumbai (Bombay) $1,352

Monthly costs for a family of three with rent: $1,347 in Xuzhou versus $1,891 in Mumbai (Bombay).

Xuzhou $1,347
Mumbai (Bombay) $1,891

Living in Xuzhou costs roughly 25% less than in Mumbai (Bombay), and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Xuzhou 55% lower, Mumbai (Bombay) 40% lower.

Meal at Budget Restaurant

$2.27 ¥15.13

$5.35 ₹508

-57.57%

Three-Course Dinner for Two, Mid-Range

$14.37 ¥95.6

$20.87 ₹1,982

-31.15%

Fast Food Meal (McDonalds, etc)

$5.00 ¥33.24

$4.08 ₹387

22.55%

Cappuccino

$2.39 ¥15.91

$2.78 ₹264

-14.03%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.53 ¥3.54

$0.40 ₹38.24

32.50%

Water (0.33 liter bottle)

$0.25 ¥1.65

$0.15 ₹14.42

66.67%

Local Beer (0.5 liter draught)

$1.48 ¥9.84

$2.64 ₹251

-43.94%

Imported Beer (0.33 liter bottle)

$1.46 ¥9.72

$4.25 ₹404

-65.65%

Milk (1 liter)

$1.92 ¥12.79

$0.74 ₹70.5

159.46%

White Bread (500g)

$2.18 ¥14.49

$0.54 ₹51.3

303.70%

Rice (white) (1kg)

$0.61 ¥4.08

$0.78 ₹74.1

-21.79%

Eggs

$1.20 ¥7.96

$1.00 ₹95.1

20.00%

Local Cheese (1kg)

$10.61 ¥70.6

$5.61 ₹533

89.13%

Chicken Fillets (1kg)

$1.54 ¥10.26

$3.58 ₹340

-56.98%

Beef Round Steak (1kg)

$8.43 ¥56.1

Apples (1kg)

$1.88 ¥12.51

$2.17 ₹206

-13.36%

Banana (1kg)

$1.08 ¥7.20

$0.69 ₹65.8

56.52%

Oranges (1kg)

$0.94 ¥6.22

$1.21 ₹114

-22.31%

Tomato (1kg)

$1.02 ¥6.77

$0.49 ₹46.33

108.16%

Potato (1kg)

$0.51 ¥3.37

$0.33 ₹31.71

54.55%

Onion (1kg)

$0.69 ¥4.57

$0.37 ₹35.53

86.49%

Lettuce (1 head)

$0.64 ¥4.26

$0.44 ₹41.79

45.45%

Water (1.5 liter bottle)

$0.44 ¥2.95

$0.31 ₹29.64

41.94%

Cigarettes 20 Pack (Marlboro, Camel)

$2.95 ¥19.64

$5.00 ₹475

-41.00%

Wine (Bottle)

$5.84 ¥38.88

$8.34 ₹792

-29.98%

Local Beer (0.5 liter bottle)

$0.43 ¥2.89

$1.99 ₹189

-78.39%

Imported Beer (0.33 liter bottle)

$0.92 ¥6.15

$3.12 ₹296

-70.51%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.01 ₹570

One-way Ticket (Public Transport)

$0.29 ¥1.93

$0.20 ₹18.95

45.00%

Public Transport Monthly Pass (Regular Price)

$19.12 ¥127

$6.90 ₹655

177.10%

Taxi Start (Normal Tariff)

$1.45 ¥9.66

$0.31 ₹29.84

367.74%

Taxi (Normal Tariff) (1km)

$0.36 ¥2.39

$0.31 ₹29.41

16.13%

Taxi 1hour Waiting (Normal Tariff)

$8.84 ¥58.8

$1.61 ₹153

449.07%

Gasoline (1 liter)

$1.16 ¥7.73

$1.10 ₹105

5.45%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$18.0K ¥119.9K

$15.6K ₹1.5M

15.56%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$15.0K ¥99.5K

$22.4K ₹2.1M

-33.22%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$45.82 ¥305

$61.9 ₹5,873

-25.92%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$7.78 ¥51.8

$4.52 ₹429

72.12%

Internet (50+ Mbps, Unlimited Data)

$3.80 ¥25.31

$8.97 ₹852

-57.64%

Gym Membership (Monthly)

$41.69 ¥277

$37.11 ₹3,524

12.34%

Tennis Court (1 Hour on Weekend)

$16.64 ¥111

$14.11 ₹1,340

17.93%

Cinema Ticket

$5.20 ¥34.57

$5.01 ₹476

3.79%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$436 ¥2,902

$119 ₹11.3K

266.48%

International Primary School, 1 Child (Yearly)

$22.8K ¥151.6K

$4,948 ₹469.8K

360.48%

Jeans (Levis 501 Or Similar)

$29.86 ¥199

$36.37 ₹3,453

-17.90%

Summer Dress (H&M, Zara, etc)

$22.86 ¥152

$38.71 ₹3,675

-40.95%

Sport Shoes (Adidas, Nike)

$44.62 ¥297

$54.7 ₹5,196

-18.47%

Men's Leather Business Shoes

$53.2 ¥354

$48.03 ₹4,561

10.83%

1-bedroom Apartment, City Center (Monthly)

$226 ¥1,505

$640 ₹60.7K

-64.63%

1-bedroom Apartment, Outside City Center (Monthly)

$167 ¥1,111

$372 ₹35.3K

-55.06%

3-bedroom Apartment, City Center (Monthly)

$448 ¥2,980

$2,093 ₹198.7K

-78.60%

3-bedroom Apartment, Outside City Center (Monthly)

$361 ¥2,399

$925 ₹87.8K

-61.01%

Buy Apartment in City Center (m2)

$2,140 ¥14.2K

$5,706 ₹541.8K

-62.49%

Buy Apartment Outside City Center (m2)

$1,721 ¥11.5K

$2,560 ₹243.1K

-32.78%

Average Monthly Net Salary (After Tax)

$931 ¥6,195

$757 ₹71.9K

23.01%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.42

8.29

-58.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Xuzhou: October 26, 2026

Last update for Mumbai (Bombay): October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Xuzhou

$167 27.5%

Mumbai (Bombay)

$372 45.7% 123% $205

Groceries & Markets

Xuzhou

$164 27.1%

Mumbai (Bombay)

$117 14.4% 28.7% $47

Eating Out

Xuzhou

$75 12.4%

Mumbai (Bombay)

$112 13.8% 49.1% $37

Clothing & Footwear

Xuzhou

$68 11.2%

Mumbai (Bombay)

$80 9.8% 18.1% $12

Monthly Utilities & Internet

Xuzhou

$57 9.5%

Mumbai (Bombay)

$75 9.3% 31.3% $18

Sport & Entertainment

Xuzhou

$52 8.6%

Mumbai (Bombay)

$47 5.8% 9.5% $4.9

Getting Around

Xuzhou

$24 3.9%

Mumbai (Bombay)

$9.6 1.2% 59.4% $14

Cost Breakdown

A one-bedroom apartment in the center runs $226 in Xuzhou and $640 in Mumbai (Bombay). Housing cost is often the main lever when comparing two cities.

Xuzhou pays 23% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $14 in Xuzhou vs $21 in Mumbai (Bombay). Groceries flip the comparison at $164 vs $117, with Mumbai (Bombay) cheaper for home cooking.

Good to know

🇨🇳 Xuzhou

🇮🇳 Mumbai (Bombay)

🕒 Local time

03:45 3:45 AM

01:15 1:15 AM

2 h 30 min behind Xuzhou

🌤 Weather

👥 Population

9,083,790

12,442,373

💱 Currency

Chinese Yuan CNY ¥

Indian Rupee INR ₹

📈 Exchange rate

1 CNY = 0.15 USD

1 CNY = 0.135 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.43 EUR

Exchange rates and currency converter

INR, USD, EUR to CNY – Chinese Yuan Converter

🇺🇸 United States Dollar ($)

🇨🇳 Chinese Yuan (¥)

Chinese Yuan exchange rates as of October 31, 2026: 1 USD = 6.65 CNY (1 CNY = 0.15 USD). 1 EUR = 7.43 CNY (1 CNY = 0.135 EUR).

Indian Rupee exchange rates as of October 31, 2026: 1 USD = 94.95 INR (100 INR = 1.05 USD). 1 EUR = 106 INR (1,000 INR = 9.43 EUR).

USD to CNY in detail →

On the map

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Between locations

Xuzhou Mumbai (Bombay) 4,670 km ≈ 6 h nonstop flight

From you

Xuzhou
Mumbai (Bombay)

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Xuzhou vs Mumbai (Bombay): Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $607 in Xuzhou and $813 in Mumbai (Bombay), so Xuzhou is about 25% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay runs 23% higher in Xuzhou, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $226 in Xuzhou versus $640 in Mumbai (Bombay). Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Mumbai (Bombay) pay roughly 29% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Xuzhou – a meal for two runs $14 versus $21 in Mumbai (Bombay). If you eat out regularly, this makes a real dent in your monthly spending.

At $607 in Xuzhou versus $813 in Mumbai (Bombay), a $800 budget is realistic in Xuzhou but tight or insufficient in Mumbai (Bombay). The gap between the two cities makes Xuzhou the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.