😐Monthly costs for one person with rent: $766 in Mumbai (Bombay) versus $585 in Xuzhou.
😐Estimated couple costs with rent: $1,262 in Mumbai (Bombay) versus $903 in Xuzhou.
😐Monthly costs for a family of three with rent: $1,757 in Mumbai (Bombay) versus $1,222 in Xuzhou.
🌍Living in Mumbai (Bombay) is roughly 31% more expensive than in Xuzhou, driven mainly by Eating Out.
📊Both cities sit below the global median: Mumbai (Bombay)42% lower, Xuzhou56% lower.
Currency
🍽 Eating Out
Mumbai (Bombay)
Xuzhou
Difference
Meal at Budget Restaurant
$5.16₹493
$2.08¥14.02
148.08%
Three-Course Dinner for Two, Mid-Range
$21.87₹2,093
$13.49¥90.9
62.12%
Fast Food Meal(McDonalds, etc)
$4.70₹449
$4.93¥33.21
-4.67%
Cappuccino
$2.63₹252
$2.17¥14.61
21.20%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.47₹45.42
$0.45¥3.02
4.44%
Water(0.33 liter bottle)
$0.19₹17.79
$0.26¥1.76
-26.92%
Local Beer(0.5 liter draught)
$2.29₹219
$0.87¥5.87
163.22%
Imported Beer(0.33 liter bottle)
$4.17₹399
$1.42¥9.55
193.66%
🛒 Groceries & Markets
Mumbai (Bombay)
Xuzhou
Difference
Milk(1 liter)
$0.73₹69.8
$1.77¥11.96
-58.76%
White Bread(500g)
$0.48₹45.95
$0.99¥6.70
-51.52%
Rice(white)(1kg)
$0.83₹79.9
$0.75¥5.08
10.67%
Eggs
$1.05₹100
$1.03¥6.94
1.94%
Local Cheese(1kg)
$7.06₹675
$9.35¥63.0
-24.49%
Chicken Fillets(1kg)
$3.79₹362
$1.43¥9.61
165.03%
Beef Round Steak(1kg)
-
$7.76¥52.3
-
Apples(1kg)
$2.31₹221
$1.68¥11.31
37.50%
Banana(1kg)
$0.81₹77.4
$0.99¥6.67
-18.18%
Oranges(1kg)
$1.26₹121
$0.87¥5.84
44.83%
Tomato(1kg)
$0.69₹66.0
$0.93¥6.24
-25.81%
Potato(1kg)
$0.52₹50.1
$0.48¥3.20
8.33%
Onion(1kg)
$0.64₹61.2
$0.66¥4.42
-3.03%
Lettuce(1 head)
$0.68₹65.5
$0.43¥2.93
58.14%
Water(1.5 liter bottle)
$0.35₹33.52
$0.42¥2.80
-16.67%
Cigarettes 20 Pack(Marlboro, Camel)
$4.14₹396
$2.71¥18.27
52.77%
Wine(Bottle)
$8.41₹805
$5.76¥38.80
46.01%
Local Beer(0.5 liter bottle)
$2.11₹201
$0.40¥2.72
427.50%
Imported Beer(0.33 liter bottle)
$3.43₹329
$0.88¥5.91
289.77%
Buffalo Round(or Equivalent Back Leg Red Meat)(1kg)
$6.96₹666
-
-
🚌 Getting Around
Mumbai (Bombay)
Xuzhou
Difference
One-way Ticket(Public Transport)
$0.24₹23.04
$0.27¥1.80
-11.11%
Public Transport Monthly Pass(Regular Price)
$4.52₹433
$16.85¥114
-73.18%
Taxi Start(Normal Tariff)
$0.33₹31.89
$1.30¥8.76
-74.62%
Taxi(Normal Tariff)(1km)
-
$0.32¥2.19
-
Taxi 1hour Waiting(Normal Tariff)
$1.43₹136
$8.15¥54.9
-82.45%
Gasoline(1 liter)
$1.23₹118
$1.12¥7.57
9.82%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$17.2K₹1.6M
$16.5K¥111.4K
3.83%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.7K₹2.4M
$14.1K¥95.2K
74.88%
🧾 Monthly Utilities & Internet
Mumbai (Bombay)
Xuzhou
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$50.0₹4,788
$43.37¥292
15.38%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$4.84₹464
$3.93¥26.50
23.16%
Internet(50+ Mbps, Unlimited Data)
$8.88₹849
$8.89¥60.0
-0.11%
🎉 Sport & Entertainment
Mumbai (Bombay)
Xuzhou
Difference
Gym Membership(Monthly)
$23.13₹2,213
$41.57¥280
-44.36%
Tennis Court(1 Hour on Weekend)
$12.04₹1,152
$13.80¥93.1
-12.75%
Cinema Ticket
$4.60₹440
$4.82¥32.47
-4.56%
🧸 Childcare & Education
Mumbai (Bombay)
Xuzhou
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$119₹11.4K
$278¥1,871
-57.03%
International Primary School, 1 Child(Yearly)
$3,313₹317.0K
$18.6K¥125.5K
-82.20%
👕👟 Clothing & Footwear
Mumbai (Bombay)
Xuzhou
Difference
Jeans(Levis 501 Or Similar)
$29.89₹2,860
$28.36¥191
5.39%
Summer Dress(H&M, Zara, etc)
$30.14₹2,883
$20.69¥139
45.67%
Sport Shoes(Adidas, Nike)
$55.7₹5,329
$42.01¥283
32.59%
Men's Leather Business Shoes
$40.93₹3,917
$48.97¥330
-16.42%
🏠 Accommodation & Living
Mumbai (Bombay)
Xuzhou
Difference
1-bedroom Apartment, City Center(Monthly)
$702₹67.2K
$211¥1,419
233.51%
1-bedroom Apartment, Outside City Center(Monthly)
$362₹34.6K
$188¥1,266
92.79%
3-bedroom Apartment, City Center(Monthly)
$1,775₹169.9K
$414¥2,793
328.48%
3-bedroom Apartment, Outside City Center(Monthly)
$845₹80.9K
$364¥2,454
132.20%
Buy Apartment in City Center(m2)
$6,137₹587.2K
$2,180¥14.7K
181.52%
Buy Apartment Outside City Center(m2)
$2,570₹245.9K
$1,688¥11.4K
52.22%
💵 Salaries & Financials
Mumbai (Bombay)
Xuzhou
Difference
Average Monthly Net Salary(After Tax)
$767₹73.4K
$943¥6,356
-18.61%
20-Year Fixed Mortgage Interest Rate(Annual %)
9.22
3.87
138.24%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Mumbai (Bombay): July 27, 2026
Last update for Xuzhou: July 28, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $702 in Mumbai (Bombay) and $211 in Xuzhou. Housing cost is often the main lever when comparing two cities.
💰Xuzhou pays 23% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $22.00 in Mumbai (Bombay) vs $13.00 in Xuzhou. Groceries flip the comparison at $129 vs $140, with Mumbai (Bombay) cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Mumbai (Bombay) vs Xuzhou: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Mumbai (Bombay) and in Xuzhou?
Mumbai (Bombay) and Xuzhou differ by about 31% in total monthly costs ($766 vs $585 including rent). Xuzhou is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, salaries run 23% lower in Xuzhou. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Mumbai (Bombay) and in Xuzhou?
Rent for a central apartment: $702 in Mumbai (Bombay) versus $211 in Xuzhou. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Shoppers in Mumbai (Bombay) pay roughly 9% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.
Which city has cheaper restaurants?
Dining out is cheaper in Xuzhou – a meal for two runs $13.00 versus $22.00 in Mumbai (Bombay). If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more doable on $1,000 per month?
At $585 in Xuzhou versus $766 in Mumbai (Bombay), a $1,000 budget is realistic in Xuzhou but tight or insufficient in Mumbai (Bombay). The gap between the two cities makes Xuzhou the clear choice for anyone on this budget.
How does quality of life compare between Mumbai (Bombay) and Xuzhou?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Where should expats move: Mumbai (Bombay) or Xuzhou?
Expats usually find Xuzhou gentler on the wallet – expenses run 31% less than in Mumbai (Bombay). Beyond cost, consider language, visa policies, and how big the international community is in each city.
Mumbai (Bombay) vs other spots: cost of living compared