Last update: Oct 2026

Cost of Living Comparison Between Mumbai (Bombay) and Xuzhou

For one person, living is cheaper in Xuzhou: $607 a month against $813 in Mumbai (Bombay), rent and utilities included – about $2,500 less a year. Higher rent and utilities in Mumbai (Bombay) outweigh lower spending on other living expenses.

39

Cost of Living Index in Mumbai (Bombay)
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Mumbai (Bombay) Living Index
29

Cost of Living Index in Xuzhou
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Xuzhou Living Index

Jump to prices

Mumbai (Bombay)

🇮🇳 India

$813

/mo nomad

Xuzhou

🇨🇳 China

$607

/mo nomad

Monthly Cost of Living

How much you'll spend in Mumbai (Bombay) and in Xuzhou

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Mumbai (Bombay) and in Xuzhou actually costs, broken down by who's living it.

Monthly costs for one person with rent: $813 in Mumbai (Bombay) versus $607 in Xuzhou.

Mumbai (Bombay) $813
Xuzhou $607

Estimated couple costs with rent: $1,352 in Mumbai (Bombay) versus $977 in Xuzhou.

Mumbai (Bombay) $1,352
Xuzhou $977

Monthly costs for a family of three with rent: $1,891 in Mumbai (Bombay) versus $1,347 in Xuzhou.

Mumbai (Bombay) $1,891
Xuzhou $1,347

Living in Mumbai (Bombay) is roughly 34% more expensive than in Xuzhou, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Mumbai (Bombay) 40% lower, Xuzhou 55% lower.

Meal at Budget Restaurant

$5.35 ₹508

$2.27 ¥15.13

135.68%

Three-Course Dinner for Two, Mid-Range

$20.87 ₹1,982

$14.37 ¥95.6

45.23%

Fast Food Meal (McDonalds, etc)

$4.08 ₹387

$5.00 ¥33.24

-18.40%

Cappuccino

$2.78 ₹264

$2.39 ¥15.91

16.32%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.40 ₹38.24

$0.53 ¥3.54

-24.53%

Water (0.33 liter bottle)

$0.15 ₹14.42

$0.25 ¥1.65

-40.00%

Local Beer (0.5 liter draught)

$2.64 ₹251

$1.48 ¥9.84

78.38%

Imported Beer (0.33 liter bottle)

$4.25 ₹404

$1.46 ¥9.72

191.10%

Milk (1 liter)

$0.74 ₹70.5

$1.92 ¥12.79

-61.46%

White Bread (500g)

$0.54 ₹51.3

$2.18 ¥14.49

-75.23%

Rice (white) (1kg)

$0.78 ₹74.1

$0.61 ¥4.08

27.87%

Eggs

$1.00 ₹95.1

$1.20 ¥7.96

-16.67%

Local Cheese (1kg)

$5.61 ₹533

$10.61 ¥70.6

-47.13%

Chicken Fillets (1kg)

$3.58 ₹340

$1.54 ¥10.26

132.47%

Beef Round Steak (1kg)

$8.43 ¥56.1

Apples (1kg)

$2.17 ₹206

$1.88 ¥12.51

15.43%

Banana (1kg)

$0.69 ₹65.8

$1.08 ¥7.20

-36.11%

Oranges (1kg)

$1.21 ₹114

$0.94 ¥6.22

28.72%

Tomato (1kg)

$0.49 ₹46.33

$1.02 ¥6.77

-51.96%

Potato (1kg)

$0.33 ₹31.71

$0.51 ¥3.37

-35.29%

Onion (1kg)

$0.37 ₹35.53

$0.69 ¥4.57

-46.38%

Lettuce (1 head)

$0.44 ₹41.79

$0.64 ¥4.26

-31.25%

Water (1.5 liter bottle)

$0.31 ₹29.64

$0.44 ¥2.95

-29.55%

Cigarettes 20 Pack (Marlboro, Camel)

$5.00 ₹475

$2.95 ¥19.64

69.49%

Wine (Bottle)

$8.34 ₹792

$5.84 ¥38.88

42.81%

Local Beer (0.5 liter bottle)

$1.99 ₹189

$0.43 ¥2.89

362.79%

Imported Beer (0.33 liter bottle)

$3.12 ₹296

$0.92 ¥6.15

239.13%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.01 ₹570

One-way Ticket (Public Transport)

$0.20 ₹18.95

$0.29 ¥1.93

-31.03%

Public Transport Monthly Pass (Regular Price)

$6.90 ₹655

$19.12 ¥127

-63.91%

Taxi Start (Normal Tariff)

$0.31 ₹29.84

$1.45 ¥9.66

-78.62%

Taxi (Normal Tariff) (1km)

$0.31 ₹29.41

$0.36 ¥2.39

-13.89%

Taxi 1hour Waiting (Normal Tariff)

$1.61 ₹153

$8.84 ¥58.8

-81.79%

Gasoline (1 liter)

$1.10 ₹105

$1.16 ¥7.73

-5.17%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$15.6K ₹1.5M

$18.0K ¥119.9K

-13.46%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.4K ₹2.1M

$15.0K ¥99.5K

49.75%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$61.9 ₹5,873

$45.82 ¥305

34.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.52 ₹429

$7.78 ¥51.8

-41.90%

Internet (50+ Mbps, Unlimited Data)

$8.97 ₹852

$3.80 ¥25.31

136.05%

Gym Membership (Monthly)

$37.11 ₹3,524

$41.69 ¥277

-10.99%

Tennis Court (1 Hour on Weekend)

$14.11 ₹1,340

$16.64 ¥111

-15.20%

Cinema Ticket

$5.01 ₹476

$5.20 ¥34.57

-3.65%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$119 ₹11.3K

$436 ¥2,902

-72.71%

International Primary School, 1 Child (Yearly)

$4,948 ₹469.8K

$22.8K ¥151.6K

-78.28%

Jeans (Levis 501 Or Similar)

$36.37 ₹3,453

$29.86 ¥199

21.80%

Summer Dress (H&M, Zara, etc)

$38.71 ₹3,675

$22.86 ¥152

69.34%

Sport Shoes (Adidas, Nike)

$54.7 ₹5,196

$44.62 ¥297

22.66%

Men's Leather Business Shoes

$48.03 ₹4,561

$53.2 ¥354

-9.77%

1-bedroom Apartment, City Center (Monthly)

$640 ₹60.7K

$226 ¥1,505

182.75%

1-bedroom Apartment, Outside City Center (Monthly)

$372 ₹35.3K

$167 ¥1,111

122.50%

3-bedroom Apartment, City Center (Monthly)

$2,093 ₹198.7K

$448 ¥2,980

367.20%

3-bedroom Apartment, Outside City Center (Monthly)

$925 ₹87.8K

$361 ¥2,399

156.51%

Buy Apartment in City Center (m2)

$5,706 ₹541.8K

$2,140 ¥14.2K

166.60%

Buy Apartment Outside City Center (m2)

$2,560 ₹243.1K

$1,721 ¥11.5K

48.76%

Average Monthly Net Salary (After Tax)

$757 ₹71.9K

$931 ¥6,195

-18.70%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.29

3.42

142.40%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): October 26, 2026

Last update for Xuzhou: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Mumbai (Bombay)

$372 45.7%

Xuzhou

$167 27.5% 55.1% $205

Groceries & Markets

Mumbai (Bombay)

$117 14.4%

Xuzhou

$164 27.1% 40.3% $47

Eating Out

Mumbai (Bombay)

$112 13.8%

Xuzhou

$75 12.4% 32.9% $37

Clothing & Footwear

Mumbai (Bombay)

$80 9.8%

Xuzhou

$68 11.2% 15.3% $12

Monthly Utilities & Internet

Mumbai (Bombay)

$75 9.3%

Xuzhou

$57 9.5% 23.8% $18

Sport & Entertainment

Mumbai (Bombay)

$47 5.8%

Xuzhou

$52 8.6% 10.5% $4.9

Getting Around

Mumbai (Bombay)

$9.6 1.2%

Xuzhou

$24 3.9% 146% $14

Cost Breakdown

A one-bedroom apartment in the center runs $640 in Mumbai (Bombay) and $226 in Xuzhou. Housing cost is often the main lever when comparing two cities.

Xuzhou pays 23% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $21 in Mumbai (Bombay) vs $14 in Xuzhou. Groceries flip the comparison at $117 vs $164, with Mumbai (Bombay) cheaper for home cooking.

Good to know

🇮🇳 Mumbai (Bombay)

🇨🇳 Xuzhou

🕒 Local time

19:47 7:47 PM

22:17 10:17 PM

2 h 30 min ahead of Mumbai (Bombay)

🌤 Weather

👥 Population

12,442,373

9,083,790

💱 Currency

Indian Rupee INR ₹

Chinese Yuan CNY ¥

📈 Exchange rate

1,000 INR = 10.53 USD

1,000 INR = 9.43 EUR

1 CNY = 0.15 USD

1 CNY = 0.135 EUR

Exchange rates and currency converter

CNY, USD, EUR to INR – Indian Rupee Converter

🇺🇸 United States Dollar ($)

🇮🇳 Indian Rupee (₹)

Indian Rupee exchange rates as of October 31, 2026: 1 USD = 94.95 INR (100 INR = 1.05 USD). 1 EUR = 106 INR (1,000 INR = 9.43 EUR).

Chinese Yuan exchange rates as of October 31, 2026: 1 USD = 6.65 CNY (1 CNY = 0.15 USD). 1 EUR = 7.43 CNY (1 CNY = 0.135 EUR).

USD to INR in detail →

On the map

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Highest

Between locations

Mumbai (Bombay) Xuzhou 4,670 km ≈ 6 h nonstop flight

From you

Mumbai (Bombay)
Xuzhou

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mumbai (Bombay) vs Xuzhou: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $813 in Mumbai (Bombay) and $607 in Xuzhou, so Xuzhou is about 25% cheaper – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 19% lower in Mumbai (Bombay). That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $640 in Mumbai (Bombay) versus $226 in Xuzhou. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Mumbai (Bombay) pay roughly 29% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Xuzhou – a meal for two runs $14 versus $21 in Mumbai (Bombay). If you eat out regularly, this makes a real dent in your monthly spending.

At $607 in Xuzhou versus $813 in Mumbai (Bombay), a $800 budget is realistic in Xuzhou but tight or insufficient in Mumbai (Bombay). The gap between the two cities makes Xuzhou the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.