Last update: Oct 2026

Cost of Living Comparison Between Upper Hutt and Gizo

For one person, living is cheaper in Upper Hutt: $1,830 a month against $2,164 in Gizo, rent and utilities included – about $4,000 less a year. Higher rent and utilities in Gizo outweigh lower spending on other living expenses.

91

Cost of Living Index in Upper Hutt
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Upper Hutt Living Index
105

Cost of Living Index in Gizo
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Gizo Living Index

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Upper Hutt

🇳🇿 New Zealand

$1,830

/mo nomad

Gizo

🇸🇧 Solomon Islands

$2,164

/mo nomad

Monthly Cost of Living

How much you'll spend in Upper Hutt and in Gizo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Upper Hutt and in Gizo actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,830 in Upper Hutt versus $2,164 in Gizo.

Upper Hutt $1,830
Gizo $2,164

Estimated couple costs with rent: $2,844 in Upper Hutt versus $3,051 in Gizo.

Upper Hutt $2,844
Gizo $3,051

Monthly costs for a family of three with rent: $3,857 in Upper Hutt versus $3,938 in Gizo.

Upper Hutt $3,857
Gizo $3,938

Living in Upper Hutt costs roughly 15% less than in Gizo, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Upper Hutt 36% above, Gizo 60% above.

Meal at Budget Restaurant

$8.28 NZ$14.64

$3.01 SBD 24.25

175.08%

Three-Course Dinner for Two, Mid-Range

$55.8 NZ$98.7

$54.7 SBD 441

1.94%

Fast Food Meal (McDonalds, etc)

$8.43 NZ$14.91

$15.57 SBD 126

-45.86%

Cappuccino

$2.83 NZ$5.00

$2.85 SBD 22.95

-0.70%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.48 NZ$4.38

$1.26 SBD 10.13

96.83%

Water (0.33 liter bottle)

$1.69 NZ$2.98

$1.21 SBD 9.79

39.67%

Local Beer (0.5 liter draught)

$7.36 NZ$13.02

$2.47 SBD 19.88

197.98%

Imported Beer (0.33 liter bottle)

$6.55 NZ$11.58

$2.41 SBD 19.41

171.78%

Milk (1 liter)

$1.85 NZ$3.27

$3.27 SBD 26.35

-43.43%

White Bread (500g)

$2.13 NZ$3.77

$1.39 SBD 11.19

53.24%

Rice (white) (1kg)

$1.89 NZ$3.35

$1.40 SBD 11.30

35.00%

Eggs

$6.72 NZ$11.88

$7.24 SBD 58.4

-7.18%

Local Cheese (1kg)

$5.49 NZ$9.71

$8.47 SBD 68.3

-35.18%

Chicken Fillets (1kg)

$9.71 NZ$17.17

$6.20 SBD 50.0

56.61%

Beef Round Steak (1kg)

$15.01 NZ$26.55

$8.41 SBD 67.8

78.48%

Apples (1kg)

$3.14 NZ$5.55

$6.88 SBD 55.5

-54.36%

Banana (1kg)

$2.14 NZ$3.78

$6.34 SBD 51.1

-66.25%

Oranges (1kg)

$2.96 NZ$5.23

$6.06 SBD 48.84

-51.16%

Tomato (1kg)

$6.54 NZ$11.56

$3.02 SBD 24.32

116.56%

Potato (1kg)

$2.09 NZ$3.69

$3.07 SBD 24.74

-31.92%

Onion (1kg)

$1.23 NZ$2.18

$2.41 SBD 19.45

-48.96%

Lettuce (1 head)

$2.08 NZ$3.68

$2.53 SBD 20.39

-17.79%

Water (1.5 liter bottle)

$1.19 NZ$2.11

$1.34 SBD 10.79

-11.19%

Cigarettes 20 Pack (Marlboro, Camel)

$25.35 NZ$44.83

$4.25 SBD 34.29

496.47%

Wine (Bottle)

$11.10 NZ$19.63

$12.36 SBD 99.6

-10.19%

Local Beer (0.5 liter bottle)

$3.13 NZ$5.53

$1.83 SBD 14.77

71.04%

Imported Beer (0.33 liter bottle)

$2.81 NZ$4.97

$2.19 SBD 17.66

28.31%

One-way Ticket (Public Transport)

$1.49 NZ$2.63

$0.39 SBD 3.11

282.05%

Public Transport Monthly Pass (Regular Price)

$82.7 NZ$146

$31.36 SBD 253

163.71%

Taxi Start (Normal Tariff)

$1.86 NZ$3.29

$1.25 SBD 10.09

48.80%

Taxi (Normal Tariff) (1km)

$1.74 NZ$3.08

$2.43 SBD 19.56

-28.40%

Taxi 1hour Waiting (Normal Tariff)

$33.07 NZ$58.5

$12.52 SBD 101

164.14%

Gasoline (1 liter)

$1.87 NZ$3.31

$1.75 SBD 14.10

6.86%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.2K NZ$44.6K

$20.7K SBD 166.9K

21.81%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.1K NZ$44.3K

$21.9K SBD 176.9K

14.17%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$109 NZ$192

$750 SBD 6,048

-85.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$25.17 NZ$44.52

$13.42 SBD 108

87.56%

Internet (50+ Mbps, Unlimited Data)

$53.1 NZ$93.9

$123 SBD 989

-56.72%

Gym Membership (Monthly)

$36.65 NZ$64.8

$18.49 SBD 149

98.22%

Tennis Court (1 Hour on Weekend)

$6.14 SBD 49.54

Cinema Ticket

$12.00 NZ$21.22

$4.20 SBD 33.87

185.71%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,074 NZ$1,899

$126 SBD 1,014

753.82%

International Primary School, 1 Child (Yearly)

$12.8K NZ$22.7K

$1,242 SBD 10.0K

933.95%

Jeans (Levis 501 Or Similar)

$78.5 NZ$139

$25.29 SBD 204

210.48%

Summer Dress (H&M, Zara, etc)

$28.14 NZ$49.77

$94.4 SBD 761

-70.17%

Sport Shoes (Adidas, Nike)

$103 NZ$183

$99.8 SBD 804

3.62%

Men's Leather Business Shoes

$155 NZ$274

$90.6 SBD 730

71.04%

1-bedroom Apartment, City Center (Monthly)

$910 NZ$1,609

$599 SBD 4,833

51.75%

1-bedroom Apartment, Outside City Center (Monthly)

$795 NZ$1,407

$580 SBD 4,678

37.11%

3-bedroom Apartment, City Center (Monthly)

$1,733 NZ$3,065

$630 SBD 5,081

174.99%

3-bedroom Apartment, Outside City Center (Monthly)

$1,537 NZ$2,719

$1,217 SBD 9,809

26.35%

Buy Apartment in City Center (m2)

$5,062 NZ$8,953

$85.9K SBD 692.3K

-94.10%

Buy Apartment Outside City Center (m2)

$3,581 NZ$6,332

Average Monthly Net Salary (After Tax)

$389 SBD 3,140

20-Year Fixed Mortgage Interest Rate (Annual %)

5.39

16.33

-66.99%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Upper Hutt: October 11, 2026

Last update for Gizo: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Upper Hutt

$795 43.5%

Gizo

$580 26.8% 27.1% $215

Groceries & Markets

Upper Hutt

$332 18.1%

Gizo

$353 16.3% 6.3% $21

Eating Out

Upper Hutt

$192 10.5%

Gizo

$132 6.1% 31.3% $60

Monthly Utilities & Internet

Upper Hutt

$187 10.2%

Gizo

$886 41% 375% $700

Clothing & Footwear

Upper Hutt

$164 9%

Gizo

$139 6.5% 15.1% $25

Getting Around

Upper Hutt

$99 5.4%

Gizo

$46 2.1% 53.3% $53

Sport & Entertainment

Upper Hutt

$61 3.3%

Gizo

$27 1.2% 55.7% $34

Cost Breakdown

A one-bedroom apartment in the center runs $910 in Upper Hutt and $599 in Gizo. Housing cost is often the main lever when comparing two cities.

Dining out: $56.0 in Upper Hutt vs $55.0 in Gizo. Groceries flip the comparison at $332 vs $353, with Upper Hutt cheaper for home cooking.

Good to know

🇳🇿 Upper Hutt

🇸🇧 Gizo

🕒 Local time

07:52 7:52 AM

05:52 5:52 AM

2 h behind Upper Hutt

🌤 Weather

👥 Population

44,600

7,177

💱 Currency

New Zealand Dollar NZD $

Solomon Islands Dollar SBD $

📈 Exchange rate

1 NZD = 0.565 USD

1 NZD = 0.503 EUR

1 SBD = 0.124 USD

1 SBD = 0.11 EUR

Exchange rates and currency converter

SBD, USD, EUR to NZD – New Zealand Dollar Converter

🇺🇸 United States Dollar ($)

🇳🇿 New Zealand Dollar ($)

New Zealand Dollar exchange rates as of October 17, 2026: 1 USD = 1.77 NZD (1 NZD = 0.565 USD). 1 EUR = 1.99 NZD (1 NZD = 0.503 EUR).

Solomon Islands Dollar exchange rates as of October 17, 2026: 1 USD = 8.06 SBD (1 SBD = 0.124 USD). 1 EUR = 9.06 SBD (1 SBD = 0.11 EUR).

USD to NZD in detail →

On the map

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Between locations

Upper Hutt Gizo 4,090 km ≈ 6 h nonstop flight

From you

Upper Hutt
Gizo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Upper Hutt vs Gizo: Cost of Living - Frequently Asked Questions

Upper Hutt wins on cost – living expenses run 18% lower than in Gizo. Housing and daily spending are where you'll feel the difference most, making Upper Hutt the obvious pick if budget is a priority.

You'd need roughly $2,746 in Upper Hutt and $3,246 in Gizo to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $910 in Upper Hutt versus $599 in Gizo. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 6% higher in Gizo. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Upper Hutt – a meal for two runs $56.0 versus $55.0 in Gizo. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,830 in Upper Hutt versus $2,164 in Gizo, a $2,000 budget is realistic in Upper Hutt but tight or insufficient in Gizo. The gap between the two cities makes Upper Hutt the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Upper Hutt and Gizo are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Upper Hutt gentler on the wallet – expenses run 18% less than in Gizo. Beyond cost, consider language, visa policies, and how big the international community is in each city.