Last update: Oct 2026

Cost of Living Comparison Between Upper Hutt and Lisbon

For one person, living is cheaper in Upper Hutt: $1,952 a month against $2,210 in Lisbon, rent and utilities included – about $3,100 less a year. Higher rent and utilities in Lisbon outweigh lower spending on other living expenses.

96

Cost of Living Index in Upper Hutt
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Upper Hutt Living Index
107

Cost of Living Index in Lisbon
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Lisbon Living Index

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Upper Hutt

🇳🇿 New Zealand

$1,952

/mo nomad

Lisbon

🇵🇹 Portugal

$2,210

/mo nomad

Monthly Cost of Living

How much you'll spend in Upper Hutt and in Lisbon

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Upper Hutt and in Lisbon actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,952 in Upper Hutt versus $2,210 in Lisbon.

Upper Hutt $1,952
Lisbon $2,210

Estimated couple costs with rent: $2,954 in Upper Hutt versus $3,275 in Lisbon.

Upper Hutt $2,954
Lisbon $3,275

Monthly costs for a family of three with rent: $3,956 in Upper Hutt versus $4,341 in Lisbon.

Upper Hutt $3,956
Lisbon $4,341

Living in Upper Hutt costs roughly 12% less than in Lisbon, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Upper Hutt 43% above, Lisbon 62% above.

Meal at Budget Restaurant

$8.58 NZ$15.24

$16.65 €14.91

-48.47%

Three-Course Dinner for Two, Mid-Range

$57.9 NZ$103

$61.7 €55.3

-6.20%

Fast Food Meal (McDonalds, etc)

$8.66 NZ$15.37

$11.36 €10.17

-23.77%

Cappuccino

$2.92 NZ$5.18

$2.97 €2.66

-1.68%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.39 NZ$4.25

$2.29 €2.05

4.37%

Water (0.33 liter bottle)

$1.74 NZ$3.09

$1.74 €1.56

Local Beer (0.5 liter draught)

$7.58 NZ$13.46

$3.40 €3.05

122.94%

Imported Beer (0.33 liter bottle)

$6.64 NZ$11.79

$3.31 €2.96

100.60%

Milk (1 liter)

$1.86 NZ$3.31

$1.16 €1.04

60.34%

White Bread (500g)

$2.18 NZ$3.86

$1.91 €1.71

14.14%

Rice (white) (1kg)

$1.86 NZ$3.31

$1.51 €1.35

23.18%

Eggs

$7.09 NZ$12.58

$4.02 €3.60

76.37%

Local Cheese (1kg)

$5.51 NZ$9.78

$12.94 €11.59

-57.42%

Chicken Fillets (1kg)

$9.62 NZ$17.08

$7.77 €6.96

23.81%

Beef Round Steak (1kg)

$15.38 NZ$27.30

$17.76 €15.91

-13.40%

Apples (1kg)

$3.17 NZ$5.63

$2.30 €2.06

37.83%

Banana (1kg)

$2.26 NZ$4.02

$1.73 €1.55

30.64%

Oranges (1kg)

$3.14 NZ$5.58

$1.86 €1.66

68.82%

Tomato (1kg)

$6.41 NZ$11.38

$2.59 €2.32

147.49%

Potato (1kg)

$2.17 NZ$3.85

$1.82 €1.63

19.23%

Onion (1kg)

$1.30 NZ$2.31

$1.97 €1.76

-34.01%

Lettuce (1 head)

$2.08 NZ$3.69

$1.47 €1.32

41.50%

Water (1.5 liter bottle)

$1.15 NZ$2.05

$0.72 €0.65

59.72%

Cigarettes 20 Pack (Marlboro, Camel)

$25.44 NZ$45.17

$6.58 €5.90

286.63%

Wine (Bottle)

$11.31 NZ$20.09

$5.61 €5.02

101.60%

Local Beer (0.5 liter bottle)

$3.19 NZ$5.67

$1.36 €1.22

134.56%

Imported Beer (0.33 liter bottle)

$2.77 NZ$4.92

$2.14 €1.91

29.44%

One-way Ticket (Public Transport)

$1.89 NZ$3.36

$2.33 €2.09

-18.88%

Public Transport Monthly Pass (Regular Price)

$105 NZ$187

$44.68 €40.01

135.52%

Taxi Start (Normal Tariff)

$1.82 NZ$3.23

$3.85 €3.45

-52.73%

Taxi (Normal Tariff) (1km)

$1.84 NZ$3.27

$1.07 €0.96

71.96%

Taxi 1hour Waiting (Normal Tariff)

$34.32 NZ$60.9

$16.46 €14.74

108.51%

Gasoline (1 liter)

$1.83 NZ$3.24

$2.20 €1.97

-16.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.5K NZ$50.6K

$34.2K €30.6K

-16.64%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.2K NZ$41.2K

$38.7K €34.7K

-40.12%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$113 NZ$201

$161 €144

-29.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$25.35 NZ$45.01

$18.41 €16.49

37.70%

Internet (50+ Mbps, Unlimited Data)

$54.8 NZ$97.2

$32.74 €29.32

67.26%

Gym Membership (Monthly)

$42.80 NZ$76.0

$44.55 €39.90

-3.93%

Tennis Court (1 Hour on Weekend)

$19.10 €17.10

Cinema Ticket

$12.16 NZ$21.59

$9.60 €8.60

26.67%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,064 NZ$1,890

$668 €598

59.42%

International Primary School, 1 Child (Yearly)

$13.3K NZ$23.6K

$17.6K €15.8K

-24.49%

Jeans (Levis 501 Or Similar)

$78.6 NZ$140

$102 €91.4

-22.96%

Summer Dress (H&M, Zara, etc)

$28.83 NZ$51.2

$44.46 €39.82

-35.16%

Sport Shoes (Adidas, Nike)

$104 NZ$185

$98.5 €88.2

5.83%

Men's Leather Business Shoes

$156 NZ$276

$124 €111

25.88%

1-bedroom Apartment, City Center (Monthly)

$1,057 NZ$1,877

$1,608 €1,440

-34.28%

1-bedroom Apartment, Outside City Center (Monthly)

$869 NZ$1,542

$1,190 €1,066

-27.01%

3-bedroom Apartment, City Center (Monthly)

$1,498 NZ$2,659

$2,812 €2,519

-46.74%

3-bedroom Apartment, Outside City Center (Monthly)

$1,531 NZ$2,719

$2,013 €1,803

-23.94%

Buy Apartment in City Center (m2)

$4,193 NZ$7,444

$7,839 €7,021

-46.52%

Buy Apartment Outside City Center (m2)

$3,357 NZ$5,960

$4,576 €4,098

-26.64%

Average Monthly Net Salary (After Tax)

$1,575 €1,411

20-Year Fixed Mortgage Interest Rate (Annual %)

5.39

3.85

40.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Upper Hutt: October 27, 2026

Last update for Lisbon: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Upper Hutt

$869 44.5%

Lisbon

$1.2K 53.8% 37% $321

Groceries & Markets

Upper Hutt

$336 17.2%

Lisbon

$272 12.3% 19% $64

Eating Out

Upper Hutt

$197 10.1%

Lisbon

$243 11% 22.9% $45

Monthly Utilities & Internet

Upper Hutt

$194 9.9%

Lisbon

$212 9.6% 9.7% $19

Clothing & Footwear

Upper Hutt

$165 8.5%

Lisbon

$166 7.5% 0.4% $0.6

Getting Around

Upper Hutt

$124 6.3%

Lisbon

$63 2.9% 49% $61

Sport & Entertainment

Upper Hutt

$67 3.4%

Lisbon

$64 2.9% 5% $3.4

Cost Breakdown

A one-bedroom apartment in the center runs $1,057 in Upper Hutt and $1,608 in Lisbon. Housing cost is often the main lever when comparing two cities.

Dining out: $58 in Upper Hutt vs $62 in Lisbon. Groceries flip the comparison at $336 vs $272, with Lisbon cheaper for home cooking.

Good to know

🇳🇿 Upper Hutt

🇵🇹 Lisbon

🕒 Local time

12:08 12:08 PM

23:08 11:08 PM

13 h behind Upper Hutt

🌤 Weather

👥 Population

44,600

545,923 Capital

💱 Currency

New Zealand Dollar NZD $

Euro EUR €

📈 Exchange rate

1 NZD = 0.563 USD

1 NZD = 0.504 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to NZD – New Zealand Dollar Converter

🇺🇸 United States Dollar ($)

🇳🇿 New Zealand Dollar ($)

New Zealand Dollar exchange rates as of November 1, 2026: 1 USD = 1.78 NZD (1 NZD = 0.563 USD). 1 EUR = 1.98 NZD (1 NZD = 0.504 EUR).

Euro exchange rates as of November 1, 2026: 1 USD = 0.896 EUR (1 EUR = 1.12 USD).

USD to NZD in detail →

On the map

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Between locations

Upper Hutt Lisbon 19,570 km ≈ 25 h nonstop flight

From you

Upper Hutt
Lisbon

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Upper Hutt vs Lisbon: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,952 in Upper Hutt and $2,210 in Lisbon, so Upper Hutt is about 12% cheaper – a gap that matters a lot on a fixed or modest income.

You’d need roughly $2,928 in Upper Hutt and $3,315 in Lisbon to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,057 in Upper Hutt versus $1,608 in Lisbon. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,064 in Upper Hutt versus $668 in Lisbon. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Lisbon pay roughly 19% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Upper Hutt and Lisbon are both considered safe, so it’s unlikely to be the deciding factor between them.