Last update: Oct 2026

Cost of Living Comparison Between Gizo and Upper Hutt

For one person, living is cheaper in Upper Hutt: $1,830 a month against $2,164 in Gizo, rent and utilities included – about $4,000 less a year. Higher rent and utilities in Gizo outweigh lower spending on other living expenses.

105

Cost of Living Index in Gizo
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Gizo Living Index
91

Cost of Living Index in Upper Hutt
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Upper Hutt Living Index

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Gizo

🇸🇧 Solomon Islands

$2,164

/mo nomad

Upper Hutt

🇳🇿 New Zealand

$1,830

/mo nomad

Monthly Cost of Living

How much you'll spend in Gizo and in Upper Hutt

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Gizo and in Upper Hutt actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,164 in Gizo versus $1,830 in Upper Hutt.

Gizo $2,164
Upper Hutt $1,830

Estimated couple costs with rent: $3,051 in Gizo versus $2,844 in Upper Hutt.

Gizo $3,051
Upper Hutt $2,844

Monthly costs for a family of three with rent: $3,938 in Gizo versus $3,857 in Upper Hutt.

Gizo $3,938
Upper Hutt $3,857

Living in Gizo is roughly 18% more expensive than in Upper Hutt, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Gizo 60% above, Upper Hutt 36% above.

Meal at Budget Restaurant

$3.01 SBD 24.25

$8.28 NZ$14.64

-63.65%

Three-Course Dinner for Two, Mid-Range

$54.7 SBD 441

$55.8 NZ$98.7

-1.90%

Fast Food Meal (McDonalds, etc)

$15.57 SBD 126

$8.43 NZ$14.91

84.70%

Cappuccino

$2.85 SBD 22.95

$2.83 NZ$5.00

0.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.26 SBD 10.13

$2.48 NZ$4.38

-49.19%

Water (0.33 liter bottle)

$1.21 SBD 9.79

$1.69 NZ$2.98

-28.40%

Local Beer (0.5 liter draught)

$2.47 SBD 19.88

$7.36 NZ$13.02

-66.44%

Imported Beer (0.33 liter bottle)

$2.41 SBD 19.41

$6.55 NZ$11.58

-63.21%

Milk (1 liter)

$3.27 SBD 26.35

$1.85 NZ$3.27

76.76%

White Bread (500g)

$1.39 SBD 11.19

$2.13 NZ$3.77

-34.74%

Rice (white) (1kg)

$1.40 SBD 11.30

$1.89 NZ$3.35

-25.93%

Eggs

$7.24 SBD 58.4

$6.72 NZ$11.88

7.74%

Local Cheese (1kg)

$8.47 SBD 68.3

$5.49 NZ$9.71

54.28%

Chicken Fillets (1kg)

$6.20 SBD 50.0

$9.71 NZ$17.17

-36.15%

Beef Round Steak (1kg)

$8.41 SBD 67.8

$15.01 NZ$26.55

-43.97%

Apples (1kg)

$6.88 SBD 55.5

$3.14 NZ$5.55

119.11%

Banana (1kg)

$6.34 SBD 51.1

$2.14 NZ$3.78

196.26%

Oranges (1kg)

$6.06 SBD 48.84

$2.96 NZ$5.23

104.73%

Tomato (1kg)

$3.02 SBD 24.32

$6.54 NZ$11.56

-53.82%

Potato (1kg)

$3.07 SBD 24.74

$2.09 NZ$3.69

46.89%

Onion (1kg)

$2.41 SBD 19.45

$1.23 NZ$2.18

95.93%

Lettuce (1 head)

$2.53 SBD 20.39

$2.08 NZ$3.68

21.63%

Water (1.5 liter bottle)

$1.34 SBD 10.79

$1.19 NZ$2.11

12.61%

Cigarettes 20 Pack (Marlboro, Camel)

$4.25 SBD 34.29

$25.35 NZ$44.83

-83.23%

Wine (Bottle)

$12.36 SBD 99.6

$11.10 NZ$19.63

11.35%

Local Beer (0.5 liter bottle)

$1.83 SBD 14.77

$3.13 NZ$5.53

-41.53%

Imported Beer (0.33 liter bottle)

$2.19 SBD 17.66

$2.81 NZ$4.97

-22.06%

One-way Ticket (Public Transport)

$0.39 SBD 3.11

$1.49 NZ$2.63

-73.83%

Public Transport Monthly Pass (Regular Price)

$31.36 SBD 253

$82.7 NZ$146

-62.08%

Taxi Start (Normal Tariff)

$1.25 SBD 10.09

$1.86 NZ$3.29

-32.80%

Taxi (Normal Tariff) (1km)

$2.43 SBD 19.56

$1.74 NZ$3.08

39.66%

Taxi 1hour Waiting (Normal Tariff)

$12.52 SBD 101

$33.07 NZ$58.5

-62.14%

Gasoline (1 liter)

$1.75 SBD 14.10

$1.87 NZ$3.31

-6.42%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.7K SBD 166.9K

$25.2K NZ$44.6K

-17.91%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.9K SBD 176.9K

$25.1K NZ$44.3K

-12.41%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$750 SBD 6,048

$109 NZ$192

591.27%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.42 SBD 108

$25.17 NZ$44.52

-46.68%

Internet (50+ Mbps, Unlimited Data)

$123 SBD 989

$53.1 NZ$93.9

131.07%

Gym Membership (Monthly)

$18.49 SBD 149

$36.65 NZ$64.8

-49.55%

Tennis Court (1 Hour on Weekend)

$6.14 SBD 49.54

Cinema Ticket

$4.20 SBD 33.87

$12.00 NZ$21.22

-65.00%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$126 SBD 1,014

$1,074 NZ$1,899

-88.29%

International Primary School, 1 Child (Yearly)

$1,242 SBD 10.0K

$12.8K NZ$22.7K

-90.33%

Jeans (Levis 501 Or Similar)

$25.29 SBD 204

$78.5 NZ$139

-67.79%

Summer Dress (H&M, Zara, etc)

$94.4 SBD 761

$28.14 NZ$49.77

235.29%

Sport Shoes (Adidas, Nike)

$99.8 SBD 804

$103 NZ$183

-3.49%

Men's Leather Business Shoes

$90.6 SBD 730

$155 NZ$274

-41.53%

1-bedroom Apartment, City Center (Monthly)

$599 SBD 4,833

$910 NZ$1,609

-34.10%

1-bedroom Apartment, Outside City Center (Monthly)

$580 SBD 4,678

$795 NZ$1,407

-27.06%

3-bedroom Apartment, City Center (Monthly)

$630 SBD 5,081

$1,733 NZ$3,065

-63.64%

3-bedroom Apartment, Outside City Center (Monthly)

$1,217 SBD 9,809

$1,537 NZ$2,719

-20.85%

Buy Apartment in City Center (m2)

$85.9K SBD 692.3K

$5,062 NZ$8,953

1596.27%

Buy Apartment Outside City Center (m2)

$3,581 NZ$6,332

Average Monthly Net Salary (After Tax)

$389 SBD 3,140

20-Year Fixed Mortgage Interest Rate (Annual %)

16.33

5.39

202.97%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gizo: October 12, 2026

Last update for Upper Hutt: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Gizo

$886 41%

Upper Hutt

$187 10.2% 78.9% $700

Accommodation & Living

Gizo

$580 26.8%

Upper Hutt

$795 43.5% 37.1% $215

Groceries & Markets

Gizo

$353 16.3%

Upper Hutt

$332 18.1% 5.9% $21

Clothing & Footwear

Gizo

$139 6.5%

Upper Hutt

$164 9% 17.7% $25

Eating Out

Gizo

$132 6.1%

Upper Hutt

$192 10.5% 45.5% $60

Getting Around

Gizo

$46 2.1%

Upper Hutt

$99 5.4% 114% $53

Sport & Entertainment

Gizo

$27 1.2%

Upper Hutt

$61 3.3% 126% $34

Cost Breakdown

A one-bedroom apartment in the center runs $599 in Gizo and $910 in Upper Hutt. Housing cost is often the main lever when comparing two cities.

Dining out: $55.0 in Gizo vs $56.0 in Upper Hutt. Groceries flip the comparison at $353 vs $332, with Upper Hutt cheaper for home cooking.

Good to know

🇸🇧 Gizo

🇳🇿 Upper Hutt

🕒 Local time

07:42 7:42 AM

09:42 9:42 AM

2 h ahead of Gizo

🌤 Weather

👥 Population

7,177

44,600

💱 Currency

Solomon Islands Dollar SBD $

New Zealand Dollar NZD $

📈 Exchange rate

1 SBD = 0.124 USD

1 SBD = 0.11 EUR

1 NZD = 0.565 USD

1 NZD = 0.503 EUR

Exchange rates and currency converter

NZD, USD, EUR to SBD – Solomon Islands Dollar Converter

🇺🇸 United States Dollar ($)

🇸🇧 Solomon Islands Dollar ($)

Solomon Islands Dollar exchange rates as of October 17, 2026: 1 USD = 8.06 SBD (1 SBD = 0.124 USD). 1 EUR = 9.06 SBD (1 SBD = 0.11 EUR).

New Zealand Dollar exchange rates as of October 17, 2026: 1 USD = 1.77 NZD (1 NZD = 0.565 USD). 1 EUR = 1.99 NZD (1 NZD = 0.503 EUR).

USD to SBD in detail →

On the map

Lowest

Highest

Between locations

Gizo Upper Hutt 4,090 km ≈ 6 h nonstop flight

From you

Gizo
Upper Hutt

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Gizo vs Upper Hutt: Cost of Living - Frequently Asked Questions

Upper Hutt wins on cost – living expenses run 18% lower than in Gizo. Housing and daily spending are where you'll feel the difference most, making Upper Hutt the obvious pick if budget is a priority.

You'd need roughly $3,246 in Gizo and $2,746 in Upper Hutt to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $599 in Gizo versus $910 in Upper Hutt. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 6% higher in Gizo. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Upper Hutt – a meal for two runs $56.0 versus $55.0 in Gizo. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,830 in Upper Hutt versus $2,164 in Gizo, a $2,000 budget is realistic in Upper Hutt but tight or insufficient in Gizo. The gap between the two cities makes Upper Hutt the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Gizo and Upper Hutt are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Upper Hutt gentler on the wallet – expenses run 18% less than in Gizo. Beyond cost, consider language, visa policies, and how big the international community is in each city.