Last update: Oct 2026

Cost of Living Comparison Between Toowoomba and Balzan

For one person, living is cheaper in Balzan: $1,909 a month against $2,110 in Toowoomba, rent and utilities included – about $2,400 less a year. Rent and utilities account for about half of the difference.

102

Cost of Living Index in Toowoomba
Learn more

Toowoomba Living Index
93

Cost of Living Index in Balzan
Learn more

Balzan Living Index

Jump to prices

Toowoomba

🇦🇺 Australia

$2,110

/mo nomad

Balzan

🇲🇹 Malta

$1,909

/mo nomad

Monthly Cost of Living

How much you'll spend in Toowoomba and in Balzan

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toowoomba and in Balzan actually costs, broken down by who's living it.

A single person spends $2,110 per month in Toowoomba vs $1,909 in Balzan, rent included.

Toowoomba $2,110
Balzan $1,909

A couple spends around $2,921 per month in Toowoomba vs $2,866 in Balzan, rent included.

Toowoomba $2,921
Balzan $2,866

A family of three spends $3,732 per month in Toowoomba vs $3,822 in Balzan, rent included.

Toowoomba $3,732
Balzan $3,822

Toowoomba costs about 10% more than Balzan, and outside of rent the biggest gap is in groceries.

Both Toowoomba and Balzan sit above the global median – Toowoomba by 56%, Balzan by 41%.

Meal at Budget Restaurant

$16.56 A$23.82

$18.28 €16.26

-9.41%

Three-Course Dinner for Two, Mid-Range

$72.1 A$104

$89.1 €79.2

-19.08%

Fast Food Meal (McDonalds, etc)

$9.30 A$13.38

$12.05 €10.72

-22.82%

Cappuccino

$3.81 A$5.48

$3.22 €2.86

18.32%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.71 A$3.90

$1.99 €1.77

36.18%

Water (0.33 liter bottle)

$2.34 A$3.37

$1.02 €0.90

129.41%

Local Beer (0.5 liter draught)

$6.78 A$9.75

$3.39 €3.02

100.00%

Imported Beer (0.33 liter bottle)

$7.10 A$10.22

$2.56 €2.27

177.34%

Milk (1 liter)

$1.50 A$2.16

$1.21 €1.08

23.97%

White Bread (500g)

$2.27 A$3.27

$0.92 €0.82

146.74%

Rice (white) (1kg)

$1.94 A$2.80

$3.52 €3.13

-44.89%

Eggs

$4.55 A$6.55

$4.28 €3.81

6.31%

Local Cheese (1kg)

$8.62 A$12.40

$10.12 €9.00

-14.82%

Chicken Fillets (1kg)

$8.89 A$12.79

$8.68 €7.72

2.42%

Beef Round Steak (1kg)

$11.73 A$16.87

$12.44 €11.07

-5.71%

Apples (1kg)

$3.15 A$4.53

$2.52 €2.24

25.00%

Banana (1kg)

$1.79 A$2.58

$1.96 €1.74

-8.67%

Oranges (1kg)

$1.37 A$1.97

$1.78 €1.58

-23.03%

Tomato (1kg)

$2.15 A$3.09

$1.09 €0.97

97.25%

Potato (1kg)

$2.49 A$3.59

$0.91 €0.81

173.63%

Onion (1kg)

$2.23 A$3.20

$0.92 €0.82

142.39%

Lettuce (1 head)

$2.39 A$3.45

$0.87 €0.78

174.71%

Water (1.5 liter bottle)

$0.99 A$1.42

$0.99 €0.88

Cigarettes 20 Pack (Marlboro, Camel)

$34.77 A$50.0

$6.18 €5.50

462.62%

Wine (Bottle)

$13.72 A$19.75

$6.10 €5.43

124.92%

Local Beer (0.5 liter bottle)

$4.59 A$6.60

$1.05 €0.93

337.14%

Imported Beer (0.33 liter bottle)

$6.53 A$9.39

$1.47 €1.31

344.22%

One-way Ticket (Public Transport)

$3.04 A$4.38

$3.11 €2.76

-2.25%

Taxi Start (Normal Tariff)

$2.22 A$3.20

$2.18 €1.94

1.83%

Taxi (Normal Tariff) (1km)

$1.61 A$2.31

$1.82 €1.62

-11.54%

Taxi 1hour Waiting (Normal Tariff)

$34.11 A$49.08

$32.50 €28.90

4.95%

Gasoline (1 liter)

$1.32 A$1.90

$1.48 €1.32

-10.81%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.7K A$38.4K

$27.3K €24.3K

-2.40%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.3K A$33.5K

$32.6K €29.0K

-28.59%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$74.5 A$107

$155 €138

-52.03%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$30.11 A$43.33

$19.91 €17.71

51.23%

Internet (50+ Mbps, Unlimited Data)

$54.1 A$77.8

$29.16 €25.93

85.39%

Gym Membership (Monthly)

$41.16 A$59.2

$55.9 €49.75

-26.42%

Tennis Court (1 Hour on Weekend)

$17.69 A$25.46

Cinema Ticket

$13.85 A$19.92

$11.14 €9.90

24.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,039 A$2,934

$273 €243

645.61%

International Primary School, 1 Child (Yearly)

$6,996 A$10.1K

$12.4K €11.0K

-43.64%

Jeans (Levis 501 Or Similar)

$75.1 A$108

$56.3 €50.1

33.35%

Summer Dress (H&M, Zara, etc)

$53.8 A$77.4

$68.8 €61.2

-21.79%

Sport Shoes (Adidas, Nike)

$74.8 A$108

$111 €99.1

-32.89%

Men's Leather Business Shoes

$122 A$176

$128 €114

-4.38%

1-bedroom Apartment, City Center (Monthly)

$1,215 A$1,748

$1,108 €985

9.66%

1-bedroom Apartment, Outside City Center (Monthly)

$1,130 A$1,626

$943 €839

19.85%

3-bedroom Apartment, City Center (Monthly)

$1,618 A$2,328

$1,773 €1,577

-8.76%

3-bedroom Apartment, Outside City Center (Monthly)

$1,409 A$2,028

$1,488 €1,324

-5.31%

Buy Apartment in City Center (m2)

$3,392 A$4,881

$4,056 €3,607

-16.36%

Buy Apartment Outside City Center (m2)

$2,674 A$3,847

$2,866 €2,549

-6.73%

Average Monthly Net Salary (After Tax)

$3,869 A$5,567

$1,014 €902

281.41%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.69

4.05

40.49%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toowoomba: October 11, 2026

Last update for Balzan: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toowoomba

$1.1K 53.6%

Balzan

$943 49.4% 16.6% $187

Groceries & Markets

Toowoomba

$309 14.6%

Balzan

$241 12.6% 21.9% $68

Eating Out

Toowoomba

$274 13%

Balzan

$255 13.4% 7% $19

Monthly Utilities & Internet

Toowoomba

$159 7.5%

Balzan

$204 10.7% 28.8% $46

Clothing & Footwear

Toowoomba

$147 7%

Balzan

$164 8.6% 11.8% $17

Sport & Entertainment

Toowoomba

$69 3.3%

Balzan

$78 4.1% 13.6% $9.4

Getting Around

Toowoomba

$22 * 1.1%

Balzan

$24 * 1.2% 5.8% $1.3

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,215 in Toowoomba versus $1,108 in Balzan. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 281% higher in Toowoomba, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $72.0 in Toowoomba versus $89.0 in Balzan. Groceries tell a different story – $309 in Toowoomba vs $241 in Balzan – so Balzan wins on supermarket bills even if dining out costs more.

Good to know

🇦🇺 Toowoomba

🇲🇹 Balzan

🕒 Local time

02:40 2:40 AM

18:40 6:40 PM

8 h behind Toowoomba

🌤 Weather

👥 Population

108,398

4,700

💱 Currency

Australian Dollar AUD $

Euro EUR €

📈 Exchange rate

1 AUD = 0.695 USD

1 AUD = 0.618 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to AUD – Australian Dollar Converter

🇺🇸 United States Dollar ($)

🇦🇺 Australian Dollar ($)

Australian Dollar exchange rates as of October 17, 2026: 1 USD = 1.44 AUD (1 AUD = 0.695 USD). 1 EUR = 1.62 AUD (1 AUD = 0.618 EUR).

Euro exchange rates as of October 17, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

USD to AUD in detail →

On the map

Lowest

Highest

Between locations

Toowoomba Balzan 15,920 km ≈ 20 h nonstop flight

From you

Toowoomba
Balzan

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toowoomba vs Balzan: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,110 in Toowoomba, $1,909 in Balzan – roughly 10% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $3,165 per month in Toowoomba and $2,864 in Balzan. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Balzan, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $72.0 in Toowoomba and $89.0 in Balzan. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 28% more in Toowoomba, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $3,000 monthly budget goes further in Balzan, where all-in costs run around $1,909, than in Toowoomba at $2,110. In Balzan it covers expenses comfortably, while in Toowoomba it requires careful planning or may not stretch far enough.

Families tend to lean toward Balzan – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Balzan. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toowoomba makes more sense. Both are solid long-term options with distinct trade-offs.