Last update: Oct 2026

Cost of Living Comparison Between Balzan and Toowoomba

For one person, living is cheaper in Balzan: $1,939 a month against $2,131 in Toowoomba, rent and utilities included – about $2,300 less a year. Rent and utilities account for most of the difference.

92

Cost of Living Index in Balzan
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Balzan Living Index
102

Cost of Living Index in Toowoomba
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Toowoomba Living Index

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Balzan

🇲🇹 Malta

$1,939

/mo nomad

Toowoomba

🇦🇺 Australia

$2,131

/mo nomad

Monthly Cost of Living

How much you'll spend in Balzan and in Toowoomba

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Balzan and in Toowoomba actually costs, broken down by who's living it.

A single person spends $1,939 per month in Balzan vs $2,131 in Toowoomba, rent included.

Balzan $1,939
Toowoomba $2,131

A couple spends around $2,927 per month in Balzan vs $2,950 in Toowoomba, rent included.

Balzan $2,927
Toowoomba $2,950

A family of three spends $3,915 per month in Balzan vs $3,769 in Toowoomba, rent included.

Balzan $3,915
Toowoomba $3,769

Balzan is about 9% cheaper than Toowoomba, and outside of rent the biggest gap is in groceries.

Both Balzan and Toowoomba sit above the global median – Balzan by 42%, Toowoomba by 57%.

Meal at Budget Restaurant

$18.68 €16.67

$16.65 A$23.77

12.19%

Three-Course Dinner for Two, Mid-Range

$91.1 €81.3

$72.4 A$103

25.88%

Fast Food Meal (McDonalds, etc)

$12.10 €10.79

$9.54 A$13.61

26.83%

Cappuccino

$3.09 €2.75

$3.73 A$5.33

-17.16%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.93 €1.73

$2.82 A$4.03

-31.56%

Water (0.33 liter bottle)

$1.03 €0.92

$2.46 A$3.51

-58.13%

Local Beer (0.5 liter draught)

$3.26 €2.90

$6.53 A$9.33

-50.08%

Imported Beer (0.33 liter bottle)

$2.45 €2.18

$7.21 A$10.29

-66.02%

Milk (1 liter)

$1.25 €1.11

$1.51 A$2.15

-17.22%

White Bread (500g)

$0.97 €0.87

$2.26 A$3.22

-57.08%

Rice (white) (1kg)

$3.52 €3.14

$1.98 A$2.82

77.78%

Eggs

$4.30 €3.83

$4.71 A$6.73

-8.70%

Local Cheese (1kg)

$10.30 €9.19

$8.94 A$12.76

15.21%

Chicken Fillets (1kg)

$9.10 €8.12

$8.99 A$12.84

1.22%

Beef Round Steak (1kg)

$12.40 €11.06

$11.88 A$16.95

4.38%

Apples (1kg)

$2.64 €2.36

$3.10 A$4.42

-14.84%

Banana (1kg)

$2.04 €1.82

$1.77 A$2.53

15.25%

Oranges (1kg)

$1.68 €1.50

$1.39 A$1.98

20.86%

Tomato (1kg)

$1.15 €1.03

$2.15 A$3.07

-46.51%

Potato (1kg)

$0.86 €0.77

$2.51 A$3.58

-65.74%

Onion (1kg)

$0.91 €0.81

$2.24 A$3.19

-59.38%

Lettuce (1 head)

$0.85 €0.76

$2.42 A$3.46

-64.88%

Water (1.5 liter bottle)

$0.99 €0.89

$1.03 A$1.47

-3.88%

Cigarettes 20 Pack (Marlboro, Camel)

$6.09 €5.44

$35.11 A$50.1

-82.65%

Wine (Bottle)

$6.02 €5.37

$14.25 A$20.34

-57.75%

Local Beer (0.5 liter bottle)

$1.07 €0.96

$4.68 A$6.68

-77.14%

Imported Beer (0.33 liter bottle)

$1.49 €1.33

$6.81 A$9.72

-78.12%

One-way Ticket (Public Transport)

$3.01 €2.69

$3.05 A$4.35

-1.31%

Taxi Start (Normal Tariff)

$2.23 €1.99

$2.21 A$3.16

0.90%

Taxi (Normal Tariff) (1km)

$1.76 €1.57

$1.60 A$2.28

10.00%

Taxi 1hour Waiting (Normal Tariff)

$32.03 €28.58

$35.25 A$50.3

-9.13%

Gasoline (1 liter)

$1.52 €1.36

$1.36 A$1.94

11.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.5K €24.5K

$28.9K A$41.2K

-4.79%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K €28.7K

$23.3K A$33.2K

38.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$154 €138

$77.3 A$110

99.33%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.90 €17.75

$31.09 A$44.38

-35.99%

Internet (50+ Mbps, Unlimited Data)

$28.97 €25.85

$54.6 A$77.9

-46.90%

Gym Membership (Monthly)

$73.6 €65.6

$42.30 A$60.4

73.90%

Tennis Court (1 Hour on Weekend)

$17.86 A$25.49

Cinema Ticket

$11.40 €10.17

$13.09 A$18.68

-12.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$280 €249

$2,103 A$3,002

-86.71%

International Primary School, 1 Child (Yearly)

$12.1K €10.8K

$7,119 A$10.2K

70.44%

Jeans (Levis 501 Or Similar)

$58.0 €51.8

$76.2 A$109

-23.87%

Summer Dress (H&M, Zara, etc)

$69.1 €61.7

$53.8 A$76.9

28.36%

Sport Shoes (Adidas, Nike)

$110 €98.1

$76.5 A$109

43.73%

Men's Leather Business Shoes

$130 €116

$120 A$172

8.03%

1-bedroom Apartment, City Center (Monthly)

$1,132 €1,010

$1,221 A$1,742

-7.25%

1-bedroom Apartment, Outside City Center (Monthly)

$950 €848

$1,141 A$1,629

-16.75%

3-bedroom Apartment, City Center (Monthly)

$1,804 €1,609

$1,622 A$2,315

11.22%

3-bedroom Apartment, Outside City Center (Monthly)

$1,522 €1,358

$1,428 A$2,038

6.62%

Buy Apartment in City Center (m2)

$4,057 €3,619

$3,367 A$4,805

20.49%

Buy Apartment Outside City Center (m2)

$2,876 €2,566

$2,742 A$3,913

4.89%

Average Monthly Net Salary (After Tax)

$1,000 €893

$3,874 A$5,529

-74.17%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.05

5.69

-28.82%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Balzan: October 26, 2026

Last update for Toowoomba: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Balzan

$950 49%

Toowoomba

$1.1K 53.6% 20.1% $191

Eating Out

Balzan

$256 13.2%

Toowoomba

$275 12.9% 7.4% $19

Groceries & Markets

Balzan

$245 12.6%

Toowoomba

$314 14.7% 28% $69

Monthly Utilities & Internet

Balzan

$203 10.5%

Toowoomba

$163 7.7% 19.7% $40

Clothing & Footwear

Balzan

$165 8.5%

Toowoomba

$147 6.9% 10.9% $18

Sport & Entertainment

Balzan

$96 5%

Toowoomba

$68 3.2% 28.9% $28

Getting Around

Balzan

$23 * 1.2%

Toowoomba

$22 * 1.1% 3% $0.7

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,132 in Balzan versus $1,221 in Toowoomba. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Toowoomba are about 3.9 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $91 in Balzan versus $72 in Toowoomba. Groceries tell a different story – $245 in Balzan vs $314 in Toowoomba – so Balzan wins on supermarket bills even if dining out costs more.

Good to know

🇲🇹 Balzan

🇦🇺 Toowoomba

🕒 Local time

01:34 1:34 AM

10:34 10:34 AM

9 h ahead of Balzan

🌤 Weather

👥 Population

4,700

108,398

💱 Currency

Euro EUR €

Australian Dollar AUD $

📈 Exchange rate

1 EUR = 1.12 USD

1 AUD = 0.701 USD

1 AUD = 0.625 EUR

Exchange rates and currency converter

AUD, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of November 3, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

Australian Dollar exchange rates as of November 3, 2026: 1 USD = 1.43 AUD (1 AUD = 0.701 USD). 1 EUR = 1.6 AUD (1 AUD = 0.625 EUR).

USD to EUR in detail →

On the map

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Between locations

Balzan Toowoomba 15,920 km ≈ 20 h nonstop flight

From you

Balzan
Toowoomba

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Balzan vs Toowoomba: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,939 in Balzan, $2,131 in Toowoomba – Balzan comes out roughly 9% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $2,908 per month in Balzan and $3,197 in Toowoomba. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A central 1-bedroom goes for about $1,132 in Balzan and $1,221 in Toowoomba. The gap holds across neighborhoods – outer areas show a similar spread, just at lower price points.

A mid-range dinner for two costs $91 in Balzan and $72 in Toowoomba. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 28% more in Toowoomba, though the gap depends on what you buy.

$3,000 covers both cities comfortably – all-in costs are $1,939 in Balzan and $2,131 in Toowoomba, leaving budget for savings and extras in both cases.

Families tend to lean toward Balzan – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Balzan. If higher salaries or specific career opportunities are the priority, Toowoomba makes more sense. Both are solid long-term options with distinct trade-offs.