Last update: Oct 2026

Cost of Living Comparison Between Toowoomba and Split

For one person, living is cheaper in Split: $1,822 a month against $2,110 in Toowoomba, rent and utilities included – about $3,500 less a year. Higher rent and utilities in Toowoomba outweigh lower spending on other living expenses.

102

Cost of Living Index in Toowoomba
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Toowoomba Living Index
89

Cost of Living Index in Split
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Split Living Index

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Toowoomba

🇦🇺 Australia

$2,110

/mo nomad

Split

🇭🇷 Croatia

$1,822

/mo nomad

Monthly Cost of Living

How much you'll spend in Toowoomba and in Split

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toowoomba and in Split actually costs, broken down by who's living it.

A single person spends $2,110 per month in Toowoomba vs $1,822 in Split, rent included.

Toowoomba $2,110
Split $1,822

A couple spends around $2,921 per month in Toowoomba vs $2,797 in Split, rent included.

Toowoomba $2,921
Split $2,797

A family of three spends $3,732 per month in Toowoomba vs $3,771 in Split, rent included.

Toowoomba $3,732
Split $3,771

Toowoomba costs about 16% more than Split, and outside of rent the biggest gap is in transport.

Both Toowoomba and Split sit above the global median – Toowoomba by 56%, Split by 35%.

Meal at Budget Restaurant

$16.56 A$23.82

$16.50 €14.68

0.36%

Three-Course Dinner for Two, Mid-Range

$72.1 A$104

$73.4 €65.3

-1.81%

Fast Food Meal (McDonalds, etc)

$9.30 A$13.38

$11.32 €10.07

-17.84%

Cappuccino

$3.81 A$5.48

$2.74 €2.44

39.05%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.71 A$3.90

$4.10 €3.65

-33.90%

Water (0.33 liter bottle)

$2.34 A$3.37

$2.87 €2.55

-18.47%

Local Beer (0.5 liter draught)

$6.78 A$9.75

$4.63 €4.12

46.44%

Imported Beer (0.33 liter bottle)

$7.10 A$10.22

$5.15 €4.58

37.86%

Milk (1 liter)

$1.50 A$2.16

$1.27 €1.13

18.11%

White Bread (500g)

$2.27 A$3.27

$2.13 €1.89

6.57%

Rice (white) (1kg)

$1.94 A$2.80

$3.59 €3.19

-45.96%

Eggs

$4.55 A$6.55

$4.15 €3.70

9.64%

Local Cheese (1kg)

$8.62 A$12.40

$13.87 €12.34

-37.85%

Chicken Fillets (1kg)

$8.89 A$12.79

$9.59 €8.53

-7.30%

Beef Round Steak (1kg)

$11.73 A$16.87

$13.18 €11.73

-11.00%

Apples (1kg)

$3.15 A$4.53

$2.13 €1.90

47.89%

Banana (1kg)

$1.79 A$2.58

$1.84 €1.64

-2.72%

Oranges (1kg)

$1.37 A$1.97

$1.89 €1.68

-27.51%

Tomato (1kg)

$2.15 A$3.09

$2.86 €2.54

-24.83%

Potato (1kg)

$2.49 A$3.59

$1.59 €1.42

56.60%

Onion (1kg)

$2.23 A$3.20

$1.15 €1.02

93.91%

Lettuce (1 head)

$2.39 A$3.45

$1.30 €1.15

83.85%

Water (1.5 liter bottle)

$0.99 A$1.42

$1.25 €1.11

-20.80%

Cigarettes 20 Pack (Marlboro, Camel)

$34.77 A$50.0

$5.72 €5.09

507.87%

Wine (Bottle)

$13.72 A$19.75

$9.09 €8.08

50.94%

Local Beer (0.5 liter bottle)

$4.59 A$6.60

$1.74 €1.55

163.79%

Imported Beer (0.33 liter bottle)

$6.53 A$9.39

$2.31 €2.05

182.68%

One-way Ticket (Public Transport)

$3.04 A$4.38

$1.65 €1.47

84.24%

Public Transport Monthly Pass (Regular Price)

$39.56 €35.19

Taxi Start (Normal Tariff)

$2.22 A$3.20

$3.59 €3.20

-38.16%

Taxi (Normal Tariff) (1km)

$1.61 A$2.31

$2.10 €1.87

-23.33%

Taxi 1hour Waiting (Normal Tariff)

$34.11 A$49.08

$29.27 €26.04

16.54%

Gasoline (1 liter)

$1.32 A$1.90

$1.85 €1.64

-28.65%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.7K A$38.4K

$28.2K €25.1K

-5.29%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.3K A$33.5K

$24.9K €22.1K

-6.33%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$74.5 A$107

$207 €184

-63.94%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$30.11 A$43.33

$19.93 €17.73

51.08%

Internet (50+ Mbps, Unlimited Data)

$54.1 A$77.8

$41.20 €36.65

31.21%

Gym Membership (Monthly)

$41.16 A$59.2

$62.2 €55.3

-33.78%

Tennis Court (1 Hour on Weekend)

$17.69 A$25.46

$12.92 €11.50

36.92%

Cinema Ticket

$13.85 A$19.92

$9.15 €8.14

51.37%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,039 A$2,934

$604 €537

237.69%

International Primary School, 1 Child (Yearly)

$6,996 A$10.1K

$11.9K €10.5K

-41.00%

Jeans (Levis 501 Or Similar)

$75.1 A$108

$92.3 €82.1

-18.63%

Summer Dress (H&M, Zara, etc)

$53.8 A$77.4

$40.17 €35.73

33.93%

Sport Shoes (Adidas, Nike)

$74.8 A$108

$112 €99.7

-33.28%

Men's Leather Business Shoes

$122 A$176

$96.1 €85.5

27.25%

1-bedroom Apartment, City Center (Monthly)

$1,215 A$1,748

$1,024 €911

18.60%

1-bedroom Apartment, Outside City Center (Monthly)

$1,130 A$1,626

$704 €626

60.52%

3-bedroom Apartment, City Center (Monthly)

$1,618 A$2,328

$1,942 €1,728

-16.69%

3-bedroom Apartment, Outside City Center (Monthly)

$1,409 A$2,028

$1,275 €1,134

10.58%

Buy Apartment in City Center (m2)

$3,392 A$4,881

$7,185 €6,391

-52.79%

Buy Apartment Outside City Center (m2)

$2,674 A$3,847

$5,032 €4,476

-46.87%

Average Monthly Net Salary (After Tax)

$3,869 A$5,567

$1,576 €1,402

145.43%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.69

3.44

65.41%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toowoomba: October 11, 2026

Last update for Split: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toowoomba

$1.1K 53.6%

Split

$704 38.6% 37.7% $426

Groceries & Markets

Toowoomba

$309 14.6%

Split

$296 16.3% 4% $12

Eating Out

Toowoomba

$274 13%

Split

$260 14.3% 5.1% $14

Monthly Utilities & Internet

Toowoomba

$159 7.5%

Split

$268 14.7% 68.7% $109

Clothing & Footwear

Toowoomba

$147 7%

Split

$153 8.4% 4.5% $6.6

Sport & Entertainment

Toowoomba

$69 3.3%

Split

$80 4.4% 16.9% $12

Getting Around

Toowoomba

$22 * 1.1%

Split

$60 3.3% 169% $38

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,215 in Toowoomba versus $1,024 in Split. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 145% higher in Toowoomba, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $72.0 in Toowoomba versus $73.0 in Split. Groceries tell a different story – $309 in Toowoomba vs $296 in Split – so Split wins on supermarket bills even if dining out costs more.

Good to know

🇦🇺 Toowoomba

🇭🇷 Split

🕒 Local time

01:53 1:53 AM

17:53 5:53 PM

8 h behind Toowoomba

🌤 Weather

👥 Population

108,398

149,830

💱 Currency

Australian Dollar AUD $

Euro EUR €

📈 Exchange rate

1 AUD = 0.695 USD

1 AUD = 0.618 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to AUD – Australian Dollar Converter

🇺🇸 United States Dollar ($)

🇦🇺 Australian Dollar ($)

Australian Dollar exchange rates as of October 17, 2026: 1 USD = 1.44 AUD (1 AUD = 0.695 USD). 1 EUR = 1.62 AUD (1 AUD = 0.618 EUR).

Euro exchange rates as of October 17, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

USD to AUD in detail →

On the map

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Highest

Between locations

Toowoomba Split 15,680 km ≈ 20 h nonstop flight

From you

Toowoomba
Split

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toowoomba vs Split: Cost of Living - Frequently Asked Questions

Yes – Toowoomba is pricier by about 16%, and outside of rent the gap shows up most in transport.

For a comfortable life, plan on about $3,165 per month in Toowoomba and $2,734 in Split. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Split, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $72.0 in Toowoomba and $73.0 in Split. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 4% more in Toowoomba, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,500 monthly budget goes further in Split, where all-in costs run around $1,822, than in Toowoomba at $2,110. In Split it covers expenses comfortably, while in Toowoomba it requires careful planning or may not stretch far enough.

Families tend to lean toward Split – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Split. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toowoomba makes more sense. Both are solid long-term options with distinct trade-offs.