Cost of Living Comparison Between Toowoomba and Sydney Cost of Living Comparison Between Toowoomba and Sydney

Monthly Cost of Living

A single person spends $2,152 per month in Toowoomba vs $3,344 in Sydney, rent included.

A couple spends around $2,974 per month in Toowoomba vs $4,844 in Sydney, rent included.

A family of three spends $3,796 per month in Toowoomba vs $6,343 in Sydney, rent included.

Toowoomba is about 36% cheaper than Sydney, driven mainly by Getting Around.

Both Toowoomba and Sydney sit above the global median – Toowoomba by 57%, Sydney by 143%.

Meal at Budget Restaurant

$17.01 A$23.79

$17.60 A$24.62

-3.35%

Three-Course Dinner for Two, Mid-Range

$75.5 A$106

$94.7 A$132

-20.25%

Fast Food Meal (McDonalds, etc)

$9.66 A$13.51

$12.08 A$16.90

-20.03%

Cappuccino

$3.81 A$5.33

$4.01 A$5.60

-4.99%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.79 A$3.91

$2.87 A$4.01

-2.79%

Water (0.33 liter bottle)

$2.42 A$3.39

$2.28 A$3.18

6.14%

Local Beer (0.5 liter draught)

$6.99 A$9.78

$8.09 A$11.32

-13.60%

Imported Beer (0.33 liter bottle)

$7.28 A$10.19

$7.15 A$10.00

1.82%

Milk (1 liter)

$1.69 A$2.37

$1.82 A$2.55

-7.14%

White Bread (500g)

$2.43 A$3.40

$2.73 A$3.81

-10.99%

Rice (white) (1kg)

$1.93 A$2.70

$2.34 A$3.28

-17.52%

Eggs

$4.77 A$6.67

$5.84 A$8.17

-18.32%

Local Cheese (1kg)

$9.12 A$12.75

$12.90 A$18.04

-29.30%

Chicken Fillets (1kg)

$9.18 A$12.84

$9.71 A$13.58

-5.46%

Beef Round Steak (1kg)

$12.23 A$17.10

$16.78 A$23.47

-27.12%

Apples (1kg)

$3.27 A$4.58

$3.84 A$5.37

-14.84%

Banana (1kg)

$1.80 A$2.52

$3.08 A$4.31

-41.56%

Oranges (1kg)

$1.46 A$2.04

$3.40 A$4.75

-57.06%

Tomato (1kg)

$2.10 A$2.93

$4.58 A$6.41

-54.15%

Potato (1kg)

$2.56 A$3.58

$3.17 A$4.44

-19.24%

Onion (1kg)

$2.28 A$3.19

$2.55 A$3.57

-10.59%

Lettuce (1 head)

$2.37 A$3.32

$2.46 A$3.44

-3.66%

Water (1.5 liter bottle)

$1.06 A$1.48

$1.28 A$1.79

-17.19%

Cigarettes 20 Pack (Marlboro, Camel)

$36.13 A$50.5

$46.08 A$64.5

-21.59%

Wine (Bottle)

$14.20 A$19.87

$14.12 A$19.75

0.57%

Local Beer (0.5 liter bottle)

$4.69 A$6.56

$4.21 A$5.89

11.40%

Imported Beer (0.33 liter bottle)

$6.79 A$9.49

$4.08 A$5.71

66.42%

One-way Ticket (Public Transport)

$3.10 A$4.33

$3.34 A$4.67

-7.19%

Public Transport Monthly Pass (Regular Price)

$153 A$214

Taxi Start (Normal Tariff)

$2.17 A$3.03

$3.57 A$5.00

-39.22%

Taxi (Normal Tariff) (1km)

$1.60 A$2.24

Taxi 1hour Waiting (Normal Tariff)

$35.47 A$49.61

$41.39 A$57.9

-14.30%

Gasoline (1 liter)

$1.30 A$1.81

$1.37 A$1.92

-5.11%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.4K A$38.4K

$30.6K A$42.8K

-10.40%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.0K A$33.6K

$30.9K A$43.2K

-22.27%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$76.2 A$107

$230 A$322

-66.90%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$30.74 A$42.99

$27.25 A$38.12

12.81%

Internet (50+ Mbps, Unlimited Data)

$54.9 A$76.7

$56.8 A$79.4

-3.35%

Gym Membership (Monthly)

$42.29 A$59.2

$75.3 A$105

-43.86%

Tennis Court (1 Hour on Weekend)

$17.80 A$24.90

$24.26 A$33.94

-26.63%

Cinema Ticket

$14.37 A$20.10

$17.75 A$24.83

-19.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,174 A$3,041

$2,234 A$3,124

-2.67%

International Primary School, 1 Child (Yearly)

$7,245 A$10.1K

$29.5K A$41.3K

-75.44%

Jeans (Levis 501 Or Similar)

$77.1 A$108

$79.7 A$111

-3.23%

Summer Dress (H&M, Zara, etc)

$56.5 A$79.1

$73.2 A$102

-22.77%

Sport Shoes (Adidas, Nike)

$78.2 A$109

$112 A$156

-29.90%

Men's Leather Business Shoes

$125 A$175

$131 A$184

-4.86%

1-bedroom Apartment, City Center (Monthly)

$1,240 A$1,734

$2,627 A$3,675

-52.81%

1-bedroom Apartment, Outside City Center (Monthly)

$1,166 A$1,631

$1,809 A$2,530

-35.56%

3-bedroom Apartment, City Center (Monthly)

$1,621 A$2,267

$5,241 A$7,332

-69.08%

3-bedroom Apartment, Outside City Center (Monthly)

$1,456 A$2,037

$3,037 A$4,248

-52.06%

Buy Apartment in City Center (m2)

$3,563 A$4,984

$13.7K A$19.2K

-74.00%

Buy Apartment Outside City Center (m2)

$2,720 A$3,804

$8,339 A$11.7K

-67.39%

Average Monthly Net Salary (After Tax)

$4,010 A$5,609

$4,164 A$5,824

-3.70%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.73

5.84

-1.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toowoomba: August 31, 2026

Last update for Sydney: August 29, 2026

Cost Breakdown

A central one-bedroom costs $1,240 in Toowoomba versus $2,627 in Sydney. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 4% higher in Sydney, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $75.0 in Toowoomba versus $95.0 in Sydney. Monthly groceries follow the same trend: $321 vs $387 – making Toowoomba the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toowoomba vs Sydney: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,152 in Toowoomba, $3,344 in Sydney – roughly 55% apart. Sydney costs more across the board, with Getting Around showing the biggest gap.

For a comfortable life, plan on about $3,227 per month in Toowoomba and $5,016 in Sydney. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Toowoomba, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,152 in Toowoomba and $3,344 in Sydney. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $2,174 per month in Toowoomba and $2,234 in Sydney. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $3,000 monthly budget goes further in Toowoomba, where all-in costs run around $2,152, than in Sydney at $3,344. In Toowoomba it covers expenses comfortably, while in Sydney it requires careful planning or may not stretch far enough.

Families tend to lean toward Toowoomba – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Toowoomba. If higher salaries, better infrastructure, or specific career opportunities are the priority, Sydney makes more sense. Both are solid long-term options with distinct trade-offs.