🙂Monthly costs for one person with rent: $343 in Tonga versus $796 in French Polynesia.
🙂Estimated couple costs with rent: $625 in Tonga versus $1,203 in French Polynesia.
🙂Monthly costs for a family of three with rent: $906 in Tonga versus $1,609 in French Polynesia.
🌍Living in Tonga costs about 57% less than in French Polynesia on average.
📊Both countries sit below the global median: Tonga 74% lower, French Polynesia 40% lower.
Currency
🍽 Eating Out
Tonga
French Polynesia
Difference
Meal at Budget Restaurant
$8.46TOP 20.08
$15.70CFPF 1,634
-46.11%
Three-Course Dinner for Two, Mid-Range
$62.5TOP 148
$81.1CFPF 8,438
-22.96%
Fast Food Meal(McDonalds, etc)
$10.27TOP 24.36
$12.02CFPF 1,251
-14.56%
Cappuccino
$2.84TOP 6.74
$4.45CFPF 463
-36.18%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.80TOP 6.64
$2.65CFPF 276
5.66%
Water(0.33 liter bottle)
$2.51TOP 5.94
$2.10CFPF 219
19.52%
Local Beer(0.5 liter draught)
$3.30TOP 7.82
$4.85CFPF 504
-31.96%
Imported Beer(0.33 liter bottle)
$4.95TOP 11.74
$4.93CFPF 512
0.41%
🛒 Groceries & Markets
Tonga
French Polynesia
Difference
Milk(1 liter)
$1.57TOP 3.73
$1.43CFPF 149
9.79%
White Bread(500g)
$1.05TOP 2.50
$2.85CFPF 297
-63.16%
Rice(white)(1kg)
$2.02TOP 4.79
$1.67CFPF 174
20.96%
Eggs
$5.21TOP 12.36
$7.16CFPF 745
-27.23%
Local Cheese(1kg)
$9.20TOP 21.83
$39.04CFPF 4,062
-76.43%
Chicken Fillets(1kg)
$5.95TOP 14.12
$16.82CFPF 1,751
-64.63%
Beef Round Steak(1kg)
$7.85TOP 18.63
$27.69CFPF 2,881
-71.65%
Apples(1kg)
$2.83TOP 6.71
$5.56CFPF 579
-49.10%
Banana(1kg)
$2.84TOP 6.75
$2.41CFPF 250
17.84%
Oranges(1kg)
$2.90TOP 6.87
$6.77CFPF 705
-57.16%
Tomato(1kg)
$3.64TOP 8.64
$7.73CFPF 804
-52.91%
Potato(1kg)
$3.11TOP 7.38
$2.93CFPF 305
6.14%
Onion(1kg)
$2.58TOP 6.11
$2.62CFPF 273
-1.53%
Lettuce(1 head)
$2.24TOP 5.31
$3.80CFPF 395
-41.05%
Water(1.5 liter bottle)
$1.36TOP 3.22
$1.11CFPF 116
22.52%
Cigarettes 20 Pack(Marlboro, Camel)
$10.04TOP 23.83
$11.83CFPF 1,231
-15.13%
Wine(Bottle)
$17.20TOP 40.80
$23.74CFPF 2,471
-27.55%
Local Beer(0.5 liter bottle)
$3.10TOP 7.36
$2.55CFPF 265
21.57%
Imported Beer(0.33 liter bottle)
$3.38TOP 8.02
$4.78CFPF 498
-29.29%
🚌 Getting Around
Tonga
French Polynesia
Difference
One-way Ticket(Public Transport)
$2.07TOP 4.91
$1.98CFPF 206
4.55%
Public Transport Monthly Pass(Regular Price)
$41.91TOP 99.4
-
-
Taxi Start(Normal Tariff)
$2.06TOP 4.89
$9.50CFPF 988
-78.32%
Taxi 1hour Waiting(Normal Tariff)
$42.36TOP 100
-
-
Gasoline(1 liter)
$1.46TOP 3.47
$1.58CFPF 165
-7.59%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$5,729TOP 13.6K
$19.3KCFPF 2.0M
-70.36%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$8,279TOP 19.6K
$28.7KCFPF 3.0M
-71.16%
🧾 Monthly Utilities & Internet
Tonga
French Polynesia
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$185TOP 439
$180CFPF 18.7K
2.86%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$22.06TOP 52.3
$17.28CFPF 1,798
27.66%
Internet(50+ Mbps, Unlimited Data)
$125TOP 297
$102CFPF 10.6K
22.73%
🎉 Sport & Entertainment
Tonga
French Polynesia
Difference
Gym Membership(Monthly)
$30.72TOP 72.9
$72.9CFPF 7,585
-57.85%
Tennis Court(1 Hour on Weekend)
$42.12TOP 99.9
$17.59CFPF 1,831
139.45%
Cinema Ticket
$41.02TOP 97.3
$14.78CFPF 1,538
177.54%
🧸 Childcare & Education
Tonga
French Polynesia
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$160TOP 380
$483CFPF 50.3K
-66.83%
International Primary School, 1 Child(Yearly)
$252TOP 599
$9,795CFPF 1.0M
-97.42%
👕👟 Clothing & Footwear
Tonga
French Polynesia
Difference
Jeans(Levis 501 Or Similar)
$14.69TOP 34.84
$97.8CFPF 10.2K
-84.98%
Summer Dress(H&M, Zara, etc)
$17.91TOP 42.48
$86.5CFPF 9,002
-79.30%
Sport Shoes(Adidas, Nike)
$20.81TOP 49.37
$108CFPF 11.3K
-80.76%
Men's Leather Business Shoes
$29.61TOP 70.2
$106CFPF 11.0K
-72.03%
🏠 Accommodation & Living
Tonga
French Polynesia
Difference
1-bedroom Apartment, City Center(Monthly)
$615TOP 1,460
$1,312CFPF 136.5K
-53.10%
1-bedroom Apartment, Outside City Center(Monthly)
$49.51TOP 117
$1,105CFPF 115.0K
-95.52%
3-bedroom Apartment, City Center(Monthly)
$834TOP 1,980
$2,148CFPF 223.5K
-61.16%
3-bedroom Apartment, Outside City Center(Monthly)
$573TOP 1,360
$1,860CFPF 193.5K
-69.18%
Buy Apartment in City Center(m2)
$410TOP 973
$8,319CFPF 865.6K
-95.07%
Buy Apartment Outside City Center(m2)
$248TOP 587
$7,635CFPF 794.5K
-96.76%
💵 Salaries & Financials
Tonga
French Polynesia
Difference
Average Monthly Net Salary(After Tax)
$690TOP 1,638
$1,899CFPF 197.5K
-63.64%
20-Year Fixed Mortgage Interest Rate(Annual %)
0
5.4
-
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Tonga: July 13, 2026
Last update for French Polynesia: July 13, 2026
Cost Breakdown
🏠National rent averages: $208 in Tonga, $534 in French Polynesia. Capital cities: $624 in Nuku'alofa vs $1,219 in Papeete.
💰National salary averages: $668 in Tonga, $2,050 in French Polynesia. Higher pay doesn't always mean more spending money – weigh income against local costs.
Cost Highlights
⭐Rent is 157% higher in French Polynesia.
⭐Dining out costs 11% more in Tonga.
⭐Salaries are 207% higher in French Polynesia, and purchasing power comes out stronger in French Polynesia.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Tonga vs French Polynesia: Cost of Living - Frequently Asked Questions
How does the cost of living in French Polynesia compare to the cost in Tonga?
At $1,148 per month in French Polynesia and $514 in Tonga, there's a 123% gap. Keep in mind it varies by city – the difference can be bigger or smaller depending on where you settle within each country.
How do daily expenses compare in French Polynesia vs Tonga?
Day-to-day life is simply cheaper in Tonga: lower food prices, cheaper commutes, smaller household bills. Over time, those daily savings make a real difference to your monthly budget and ability to put money away.
Is rent more expensive in French Polynesia or in Tonga?
Rent in French Polynesia is consistently higher than in Tonga across the board, especially in major cities. Housing is usually the single biggest driver of the overall cost difference between the two countries.
Can you live in both French Polynesia and Tonga on $1,000 per month?
In Tonga, $1,000 covers most cities easily; in French Polynesia it stretches only to regional areas and falls short in the capital – you'll need to make trade-offs on housing or lifestyle.
Which country is better for expats: French Polynesia or Tonga?
It depends on what you're after: Tonga wins on affordability; French Polynesia may offer higher salaries, better infrastructure, and different cultural perks. Both attract large expat communities for different reasons.