🙂Monthly costs for one person with rent: $343 in Tonga versus $789 in French Polynesia.
🙂Estimated couple costs with rent: $626 in Tonga versus $1,193 in French Polynesia.
🙂Monthly costs for a family of three with rent: $908 in Tonga versus $1,597 in French Polynesia.
🙂Living in Tonga costs about 57% less than in French Polynesia on average.
📊Both countries sit below the global median: Tonga74% lower, French Polynesia41% lower.
Currency
🍽 Eating Out
Tonga
French Polynesia
Difference
Meal at Budget Restaurant
$8.23TOP 19.22
$15.84CFPF 1,618
-48.04%
Three-Course Dinner for Two, Mid-Range
$62.0TOP 145
$81.2CFPF 8,292
-23.64%
Fast Food Meal(McDonalds, etc)
$10.57TOP 24.68
$12.08CFPF 1,234
-12.50%
Cappuccino
$2.97TOP 6.94
$4.44CFPF 453
-33.11%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.88TOP 6.72
$2.67CFPF 273
7.87%
Water(0.33 liter bottle)
$2.41TOP 5.62
$2.11CFPF 215
14.22%
Local Beer(0.5 liter draught)
$3.30TOP 7.71
$4.87CFPF 498
-32.24%
Imported Beer(0.33 liter bottle)
$5.12TOP 11.95
$4.93CFPF 503
3.85%
🛒 Groceries & Markets
Tonga
French Polynesia
Difference
Milk(1 liter)
$1.57TOP 3.67
$1.50CFPF 153
4.67%
White Bread(500g)
$1.03TOP 2.40
$2.76CFPF 281
-62.68%
Rice(white)(1kg)
$2.07TOP 4.83
$1.68CFPF 171
23.21%
Eggs
$5.11TOP 11.94
$7.17CFPF 732
-28.73%
Local Cheese(1kg)
$9.27TOP 21.64
$38.65CFPF 3,948
-76.02%
Chicken Fillets(1kg)
$5.73TOP 13.39
$16.50CFPF 1,685
-65.27%
Beef Round Steak(1kg)
$7.46TOP 17.41
$26.66CFPF 2,723
-72.02%
Apples(1kg)
$2.85TOP 6.66
$5.68CFPF 580
-49.82%
Banana(1kg)
$2.69TOP 6.27
$2.49CFPF 254
8.03%
Oranges(1kg)
$2.89TOP 6.75
$6.94CFPF 709
-58.36%
Tomato(1kg)
$3.64TOP 8.50
$7.77CFPF 794
-53.15%
Potato(1kg)
$3.20TOP 7.48
$2.93CFPF 299
9.22%
Onion(1kg)
$2.70TOP 6.29
$2.71CFPF 277
-0.37%
Lettuce(1 head)
$2.25TOP 5.26
$3.86CFPF 394
-41.71%
Water(1.5 liter bottle)
$1.40TOP 3.28
$1.17CFPF 120
19.66%
Cigarettes 20 Pack(Marlboro, Camel)
$10.35TOP 24.16
$11.90CFPF 1,216
-13.03%
Wine(Bottle)
$17.27TOP 40.32
$24.41CFPF 2,493
-29.25%
Local Beer(0.5 liter bottle)
$3.16TOP 7.38
$2.55CFPF 261
23.92%
Imported Beer(0.33 liter bottle)
$3.36TOP 7.84
$4.78CFPF 489
-29.71%
🚌 Getting Around
Tonga
French Polynesia
Difference
One-way Ticket(Public Transport)
$2.06TOP 4.82
$1.99CFPF 204
3.52%
Public Transport Monthly Pass(Regular Price)
$41.28TOP 96.4
-
-
Taxi Start(Normal Tariff)
$2.13TOP 4.97
$9.91CFPF 1,012
-78.51%
Taxi 1hour Waiting(Normal Tariff)
$41.20TOP 96.2
-
-
Gasoline(1 liter)
$1.47TOP 3.43
$1.57CFPF 160
-6.37%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$5,828TOP 13.6K
$19.3KCFPF 2.0M
-69.84%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$8,185TOP 19.1K
$29.1KCFPF 3.0M
-71.92%
🧾 Monthly Utilities & Internet
Tonga
French Polynesia
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$186TOP 433
$178CFPF 18.2K
4.10%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$22.05TOP 51.5
$17.55CFPF 1,793
25.64%
Internet(50+ Mbps, Unlimited Data)
$122TOP 285
$103CFPF 10.5K
19.14%
🎉 Sport & Entertainment
Tonga
French Polynesia
Difference
Gym Membership(Monthly)
$30.91TOP 72.2
$75.5CFPF 7,715
-59.07%
Tennis Court(1 Hour on Weekend)
$41.91TOP 97.8
$17.85CFPF 1,824
134.79%
Cinema Ticket
$41.37TOP 96.6
$14.57CFPF 1,488
183.94%
🧸 Childcare & Education
Tonga
French Polynesia
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$156TOP 365
$479CFPF 49.0K
-67.43%
International Primary School, 1 Child(Yearly)
$253TOP 591
$9,811CFPF 1.0M
-97.42%
👕👟 Clothing & Footwear
Tonga
French Polynesia
Difference
Jeans(Levis 501 Or Similar)
$14.73TOP 34.39
$98.8CFPF 10.1K
-85.10%
Summer Dress(H&M, Zara, etc)
$17.74TOP 41.42
$87.0CFPF 8,888
-79.61%
Sport Shoes(Adidas, Nike)
$20.94TOP 48.89
$109CFPF 11.2K
-80.87%
Men's Leather Business Shoes
$28.59TOP 66.7
$110CFPF 11.2K
-73.90%
🏠 Accommodation & Living
Tonga
French Polynesia
Difference
1-bedroom Apartment, City Center(Monthly)
$621TOP 1,449
$1,322CFPF 135.1K
-53.06%
1-bedroom Apartment, Outside City Center(Monthly)
$50.4TOP 118
$1,095CFPF 111.8K
-95.39%
3-bedroom Apartment, City Center(Monthly)
$838TOP 1,956
$2,149CFPF 219.5K
-61.02%
3-bedroom Apartment, Outside City Center(Monthly)
$566TOP 1,321
$1,854CFPF 189.4K
-69.48%
Buy Apartment in City Center(m2)
$409TOP 956
$8,774CFPF 896.3K
-95.33%
Buy Apartment Outside City Center(m2)
$250TOP 583
$7,922CFPF 809.3K
-96.85%
💵 Salaries & Financials
Tonga
French Polynesia
Difference
Average Monthly Net Salary(After Tax)
$669TOP 1,562
$1,934CFPF 197.6K
-65.40%
20-Year Fixed Mortgage Interest Rate(Annual %)
0
5.4
-
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Tonga: June 1, 2026
Last update for French Polynesia: June 2, 2026
Cost Breakdown
🏠National rent averages: $205 in Tonga, $532 in French Polynesia. Capital cities: $614 in Nuku'alofa vs $1,231 in Papeete.
💰National salary averages: $674 in Tonga, $2,100 in French Polynesia. Higher pay doesn't always mean more spending money – weigh income against local costs.
Cost Highlights
⭐Rent is 160% higher in French Polynesia.
⭐Dining out costs 11% more in Tonga.
⭐Salaries are 212% higher in French Polynesia, giving French Polynesia stronger purchasing power.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Tonga vs French Polynesia: Cost of Living - Frequently Asked Questions
How does the cost of living in French Polynesia compare to Tonga?
At $1,150 per month in French Polynesia and $514 in Tonga, there's a 124% gap. Keep in mind it varies by city – the difference can be bigger or smaller depending on where you settle within each country.
How do daily expenses compare in French Polynesia vs Tonga?
Tonga is simply cheaper day-to-day: lower food prices, cheaper commutes, smaller household bills. Over time, those daily savings make a real difference to your monthly budget and ability to put money away.
Is rent more expensive in French Polynesia or Tonga?
Rent in French Polynesia beats Tonga across the board, especially in major cities. Housing is usually the single biggest driver of the overall cost difference between the two countries.
Can you live in both French Polynesia and Tonga on $1,000 per month?
In Tonga, $1,000 covers most cities easily. In French Polynesia, it works in regional areas but falls short in the capital – you'll need to make trade-offs on housing or lifestyle.
Which country is better for expats: French Polynesia or Tonga?
It depends on what you're after. Tonga wins on affordability; French Polynesia may offer higher salaries, better infrastructure, and different cultural perks. Both attract large expat communities for different reasons.