Last update: Oct 2026

Cost of Living Comparison Between Toledo City and Ubud, Bali

For one person, living is cheaper in Toledo City: $644 a month against $1,349 in Ubud, Bali, rent and utilities included – about $8,500 less a year. Rent and utilities account for most of the difference.

31

Cost of Living Index in Toledo City
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Toledo City Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Toledo City

🇵🇭 Philippines

$644

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Toledo City and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toledo City and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $644 in Toledo City versus $1,349 in Ubud, Bali.

Toledo City $644
Ubud, Bali $1,349

Estimated couple costs with rent: $1,018 in Toledo City versus $2,305 in Ubud, Bali.

Toledo City $1,018
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $1,391 in Toledo City versus $3,261 in Ubud, Bali.

Toledo City $1,391
Ubud, Bali $3,261

Living in Toledo City costs roughly 52% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$2.77 ₱177

$3.32 Rp 60.2K

-16.57%

Three-Course Dinner for Two, Mid-Range

$18.50 ₱1,181

$35.64 Rp 646.1K

-48.09%

Fast Food Meal (McDonalds, etc)

$3.15 ₱201

$5.53 Rp 100.3K

-43.04%

Cappuccino

$1.84 ₱117

$2.72 Rp 49.3K

-32.35%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.68 ₱43.22

$1.70 Rp 30.8K

-60.00%

Water (0.33 liter bottle)

$0.33 ₱21.30

$0.76 Rp 13.8K

-56.58%

Local Beer (0.5 liter draught)

$1.09 ₱69.3

$2.65 Rp 48.1K

-58.87%

Imported Beer (0.33 liter bottle)

$1.67 ₱107

$4.38 Rp 79.4K

-61.87%

Milk (1 liter)

$1.65 ₱105

$1.49 Rp 27.0K

10.74%

White Bread (500g)

$1.19 ₱76.0

$2.28 Rp 41.3K

-47.81%

Rice (white) (1kg)

$0.81 ₱51.6

$1.19 Rp 21.6K

-31.93%

Eggs

$1.82 ₱116

$2.04 Rp 36.9K

-10.78%

Local Cheese (1kg)

$5.83 ₱372

$17.70 Rp 320.9K

-67.06%

Chicken Fillets (1kg)

$3.88 ₱248

$3.96 Rp 71.9K

-2.02%

Beef Round Steak (1kg)

$6.14 ₱392

$12.19 Rp 221.0K

-49.63%

Apples (1kg)

$3.14 ₱201

$3.66 Rp 66.3K

-14.21%

Banana (1kg)

$1.06 ₱67.7

$1.52 Rp 27.5K

-30.26%

Oranges (1kg)

$2.80 ₱179

$2.23 Rp 40.4K

25.56%

Tomato (1kg)

$1.41 ₱90.3

$1.97 Rp 35.8K

-28.43%

Potato (1kg)

$2.25 ₱144

$1.85 Rp 33.5K

21.62%

Onion (1kg)

$2.78 ₱178

$2.42 Rp 43.9K

14.88%

Lettuce (1 head)

$1.43 ₱91.5

$0.99 Rp 18.0K

44.44%

Water (1.5 liter bottle)

$0.76 ₱48.58

$0.51 Rp 9,307

49.02%

Cigarettes 20 Pack (Marlboro, Camel)

$0.82 ₱52.2

$2.22 Rp 40.3K

-63.06%

Wine (Bottle)

$6.35 ₱406

$22.24 Rp 403.2K

-71.45%

Local Beer (0.5 liter bottle)

$1.07 ₱68.4

$2.26 Rp 41.0K

-52.65%

Imported Beer (0.33 liter bottle)

$1.27 ₱80.9

$2.97 Rp 53.9K

-57.24%

One-way Ticket (Public Transport)

$0.25 ₱15.66

$0.25 Rp 4,550

Public Transport Monthly Pass (Regular Price)

$11.41 ₱728

$7.82 Rp 141.8K

45.91%

Taxi Start (Normal Tariff)

$0.76 ₱48.41

$0.44 Rp 7,968

72.73%

Taxi (Normal Tariff) (1km)

$0.36 ₱22.70

$0.43 Rp 7,797

-16.28%

Taxi 1hour Waiting (Normal Tariff)

$2.30 ₱147

$5.41 Rp 98.1K

-57.49%

Gasoline (1 liter)

$1.17 ₱74.6

$0.82 Rp 15.0K

42.68%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.1K ₱1.3M

$23.8K Rp 432.2M

-11.43%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$31.7K Rp 575.5M

-39.76%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$62.0 ₱3,958

$79.1 Rp 1.4M

-21.59%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.21 ₱588

$6.45 Rp 116.9K

42.79%

Internet (50+ Mbps, Unlimited Data)

$26.62 ₱1,700

$18.58 Rp 336.8K

43.27%

Gym Membership (Monthly)

$31.01 ₱1,980

$49.48 Rp 897.1K

-37.33%

Tennis Court (1 Hour on Weekend)

$5.14 ₱328

$17.65 Rp 319.9K

-70.88%

Cinema Ticket

$1.52 ₱97.3

$4.27 Rp 77.5K

-64.40%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$79.8 ₱5,091

$491 Rp 8.9M

-83.74%

International Primary School, 1 Child (Yearly)

$8,998 ₱574.5K

$5,674 Rp 102.9M

58.58%

Jeans (Levis 501 Or Similar)

$32.98 ₱2,106

$44.64 Rp 809.3K

-26.12%

Summer Dress (H&M, Zara, etc)

$18.94 ₱1,209

$34.95 Rp 633.7K

-45.81%

Sport Shoes (Adidas, Nike)

$54.1 ₱3,456

$79.9 Rp 1.4M

-32.27%

Men's Leather Business Shoes

$69.4 ₱4,432

$79.4 Rp 1.4M

-12.59%

1-bedroom Apartment, City Center (Monthly)

$254 ₱16.2K

$1,125 Rp 20.4M

-77.44%

1-bedroom Apartment, Outside City Center (Monthly)

$170 ₱10.8K

$671 Rp 12.2M

-74.75%

3-bedroom Apartment, City Center (Monthly)

$497 ₱31.8K

$3,565 Rp 64.6M

-86.05%

3-bedroom Apartment, Outside City Center (Monthly)

$355 ₱22.6K

$1,723 Rp 31.2M

-79.42%

Buy Apartment in City Center (m2)

$2,669 ₱170.4K

$2,732 Rp 49.5M

-2.30%

Buy Apartment Outside City Center (m2)

$1,128 ₱72.0K

$2,284 Rp 41.4M

-50.61%

Average Monthly Net Salary (After Tax)

$318 ₱20.3K

$164 Rp 3.0M

93.86%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

-56.46%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toledo City: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Toledo City

$182 28.3%

Ubud, Bali

$288 21.4% 58.2% $106

Accommodation & Living

Toledo City

$170 26.3%

Ubud, Bali

$672 49.8% 296% $502

Monthly Utilities & Internet

Toledo City

$98 15.2%

Ubud, Bali

$104 7.7% 6.4% $6.3

Clothing & Footwear

Toledo City

$79 12.3%

Ubud, Bali

$108 8% 36.2% $29

Eating Out

Toledo City

$66 10.3%

Ubud, Bali

$108 8% 62% $41

Sport & Entertainment

Toledo City

$34 5.3%

Ubud, Bali

$58 4.3% 70.4% $24

Getting Around

Toledo City

$15 2.3%

Ubud, Bali

$11 0.9% 23.5% $3.5

Cost Breakdown

A one-bedroom apartment in the center runs $254 in Toledo City and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Toledo City pays 94% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $19 in Toledo City vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $182 vs $288 per month, with Toledo City cheaper across the board.

Good to know

🇵🇭 Toledo City

🇮🇩 Ubud, Bali

🕒 Local time

19:19 7:19 PM

Same time as Toledo City

🌤 Weather

👥 Population

206,692

74,800

💱 Currency

Philippine Peso PHP ₱

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 PHP = 1.57 USD

100 PHP = 1.4 EUR

100,000 IDR = 5.52 USD

100,000 IDR = 4.93 EUR

Exchange rates and currency converter

IDR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 30, 2026: 1 USD = 63.85 PHP (100 PHP = 1.57 USD). 1 EUR = 71.41 PHP (100 PHP = 1.4 EUR).

Indonesian Rupiah exchange rates as of October 30, 2026: 1 USD = 18,128 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,277 IDR (100,000 IDR = 4.93 EUR).

USD to PHP in detail →

On the map

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Highest

Between locations

Toledo City Ubud, Bali 2,290 km ≈ 3 h 15 min nonstop flight

From you

Toledo City
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toledo City vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $644 in Toledo City and $1,349 in Ubud, Bali, so Toledo City is about 52% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay runs 94% higher in Toledo City, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $254 in Toledo City versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 58% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Toledo City – a meal for two runs $19 versus $36 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $644 in Toledo City versus $1,349 in Ubud, Bali, a $1,200 budget is realistic in Toledo City but tight or insufficient in Ubud, Bali. The gap between the two cities makes Toledo City the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.