Last update: Oct 2026

Cost of Living Comparison Between Toledo City and Makati

For one person, living is cheaper in Toledo City: $644 a month against $1,230 in Makati, rent and utilities included – about $7,000 less a year. Rent and utilities account for most of the difference.

31

Cost of Living Index in Toledo City
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Toledo City Living Index
59

Cost of Living Index in Makati
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Makati Living Index

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Toledo City

🇵🇭 Philippines

$644

/mo nomad

Makati

🇵🇭 Philippines

$1,230

/mo nomad

Monthly Cost of Living

How much you'll spend in Toledo City and in Makati

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toledo City and in Makati actually costs, broken down by who's living it.

Monthly costs for one person with rent: $644 in Toledo City versus $1,230 in Makati.

Toledo City $644
Makati $1,230

Estimated couple costs with rent: $1,018 in Toledo City versus $2,137 in Makati.

Toledo City $1,018
Makati $2,137

Monthly costs for a family of three with rent: $1,391 in Toledo City versus $3,044 in Makati.

Toledo City $1,391
Makati $3,044

Living in Toledo City costs roughly 48% less than in Makati, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Toledo City 53% lower, Makati 10% lower.

Meal at Budget Restaurant

$2.77 ₱177

$6.40 ₱408

-56.72%

Three-Course Dinner for Two, Mid-Range

$18.50 ₱1,181

$38.45 ₱2,453

-51.89%

Fast Food Meal (McDonalds, etc)

$3.15 ₱201

$4.78 ₱305

-34.10%

Cappuccino

$1.84 ₱117

$2.59 ₱166

-28.96%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.68 ₱43.20

$1.09 ₱69.8

-37.61%

Water (0.33 liter bottle)

$0.33 ₱21.29

$0.49 ₱31.35

-32.65%

Local Beer (0.5 liter draught)

$1.09 ₱69.2

$2.39 ₱153

-54.39%

Imported Beer (0.33 liter bottle)

$1.67 ₱107

$3.18 ₱203

-47.48%

Milk (1 liter)

$1.65 ₱105

$1.80 ₱115

-8.33%

White Bread (500g)

$1.19 ₱75.9

$1.26 ₱80.7

-5.56%

Rice (white) (1kg)

$0.81 ₱51.5

$1.03 ₱65.8

-21.36%

Eggs

$1.82 ₱116

$2.37 ₱151

-23.21%

Local Cheese (1kg)

$5.83 ₱372

$6.91 ₱441

-15.63%

Chicken Fillets (1kg)

$3.88 ₱248

$4.93 ₱315

-21.30%

Beef Round Steak (1kg)

$6.14 ₱392

$6.74 ₱430

-8.90%

Apples (1kg)

$3.14 ₱201

$4.12 ₱263

-23.79%

Banana (1kg)

$1.06 ₱67.7

$1.90 ₱121

-44.21%

Oranges (1kg)

$2.80 ₱179

$3.19 ₱203

-12.23%

Tomato (1kg)

$1.41 ₱90.2

$2.25 ₱143

-37.33%

Potato (1kg)

$2.25 ₱143

$3.55 ₱226

-36.62%

Onion (1kg)

$2.78 ₱178

$3.50 ₱223

-20.57%

Lettuce (1 head)

$1.43 ₱91.4

$1.07 ₱68.0

33.64%

Water (1.5 liter bottle)

$0.76 ₱48.55

$1.13 ₱71.8

-32.74%

Cigarettes 20 Pack (Marlboro, Camel)

$0.82 ₱52.1

$2.60 ₱166

-68.46%

Wine (Bottle)

$6.35 ₱405

$7.85 ₱501

-19.11%

Local Beer (0.5 liter bottle)

$1.07 ₱68.4

$1.29 ₱82.5

-17.05%

Imported Beer (0.33 liter bottle)

$1.27 ₱80.8

$1.93 ₱123

-34.20%

One-way Ticket (Public Transport)

$0.25 ₱15.66

$0.88 ₱56.4

-71.59%

Public Transport Monthly Pass (Regular Price)

$11.41 ₱728

$56.3 ₱3,590

-79.72%

Taxi Start (Normal Tariff)

$0.76 ₱48.39

$0.65 ₱41.54

16.92%

Taxi (Normal Tariff) (1km)

$0.36 ₱22.68

$0.21 ₱13.36

71.43%

Taxi 1hour Waiting (Normal Tariff)

$2.30 ₱147

$1.90 ₱121

21.05%

Gasoline (1 liter)

$1.17 ₱74.6

$1.28 ₱81.5

-8.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.1K ₱1.3M

$20.8K ₱1.3M

1.52%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$18.9K ₱1.2M

1.38%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$62.0 ₱3,955

$151 ₱9,657

-59.04%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.21 ₱588

$15.59 ₱995

-40.92%

Internet (50+ Mbps, Unlimited Data)

$26.62 ₱1,699

$31.38 ₱2,002

-15.17%

Gym Membership (Monthly)

$31.01 ₱1,979

$53.3 ₱3,399

-41.79%

Tennis Court (1 Hour on Weekend)

$5.14 ₱328

$14.04 ₱896

-63.39%

Cinema Ticket

$1.52 ₱97.2

$7.22 ₱461

-78.95%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$79.8 ₱5,089

$776 ₱49.5K

-89.72%

International Primary School, 1 Child (Yearly)

$8,998 ₱574.1K

$7,391 ₱471.6K

21.74%

Jeans (Levis 501 Or Similar)

$32.98 ₱2,105

$59.9 ₱3,821

-44.92%

Summer Dress (H&M, Zara, etc)

$18.94 ₱1,208

$36.96 ₱2,358

-48.76%

Sport Shoes (Adidas, Nike)

$54.1 ₱3,454

$81.0 ₱5,170

-33.21%

Men's Leather Business Shoes

$69.4 ₱4,430

$101 ₱6,438

-31.19%

1-bedroom Apartment, City Center (Monthly)

$254 ₱16.2K

$829 ₱52.9K

-69.39%

1-bedroom Apartment, Outside City Center (Monthly)

$170 ₱10.8K

$429 ₱27.3K

-60.43%

3-bedroom Apartment, City Center (Monthly)

$497 ₱31.7K

$2,151 ₱137.2K

-76.87%

3-bedroom Apartment, Outside City Center (Monthly)

$355 ₱22.6K

$1,308 ₱83.5K

-72.90%

Buy Apartment in City Center (m2)

$2,669 ₱170.3K

$5,714 ₱364.6K

-53.29%

Buy Apartment Outside City Center (m2)

$1,128 ₱72.0K

$3,568 ₱227.7K

-68.38%

Average Monthly Net Salary (After Tax)

$318 ₱20.3K

$587 ₱37.5K

-45.89%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.5

-20.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toledo City: October 25, 2026

Last update for Makati: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Toledo City

$182 28.3%

Makati

$227 18.5% 24.6% $45

Accommodation & Living

Toledo City

$170 26.3%

Makati

$429 34.8% 153% $259

Monthly Utilities & Internet

Toledo City

$98 15.2%

Makati

$198 16.1% 103% $100

Clothing & Footwear

Toledo City

$79 12.3%

Makati

$125 10.2% 58.9% $46

Eating Out

Toledo City

$66 10.3%

Makati

$121 9.9% 82.5% $55

Sport & Entertainment

Toledo City

$34 5.3%

Makati

$68 5.5% 98.8% $34

Getting Around

Toledo City

$15 2.3%

Makati

$61 5% 312% $47

Cost Breakdown

A one-bedroom apartment in the center runs $254 in Toledo City and $829 in Makati. Housing cost is often the main lever when comparing two cities.

Makati pays 85% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $19 in Toledo City vs $38 in Makati for a mid-range dinner for two. Groceries echo the gap at $182 vs $227 per month, with Toledo City cheaper across the board.

Good to know

🇵🇭 Toledo City

🇵🇭 Makati

🕒 Local time

06:21 6:21 AM

Same time as Toledo City

🌤 Weather

👥 Population

206,692

582,602

💱 Currency

Philippine Peso PHP ₱

📈 Exchange rate

100 PHP = 1.57 USD

100 PHP = 1.41 EUR

100 PHP = 1.57 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

On the map

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Between locations

Toledo City Makati 540 km ≈ 1 h 15 min nonstop flight

From you

Toledo City
Makati

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toledo City vs Makati: Cost of Living - Frequently Asked Questions

Toledo City wins on cost – living expenses run 48% lower than in Makati. Housing and daily spending are where you’ll feel the difference most, making Toledo City the obvious pick if budget is a priority.

On paper, salaries run 46% lower in Toledo City. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $254 in Toledo City versus $829 in Makati. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $644 per month in Toledo City versus $1,230 in Makati – Toledo City is about 48% cheaper, which adds up to real savings over time.

A monthly transit pass in Toledo City runs roughly 80% less than in Makati. The price difference matters if you commute daily and watch your budget.

At $644 in Toledo City versus $1,230 in Makati, a $1,200 budget is realistic in Toledo City but tight or insufficient in Makati. The gap between the two cities makes Toledo City the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Toledo City gentler on the wallet – expenses run 48% less than in Makati. Beyond cost, consider language, visa policies, and how big the international community is in each city.