Last update: Oct 2026

Cost of Living Comparison Between Toledo City and Manila

For one person, living is cheaper in Toledo City: $644 a month against $945 in Manila, rent and utilities included – about $3,600 less a year. Rent and utilities account for most of the difference.

31

Cost of Living Index in Toledo City
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Toledo City Living Index
46

Cost of Living Index in Manila
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Manila Living Index

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Toledo City

🇵🇭 Philippines

$644

/mo nomad

Manila

🇵🇭 Philippines

$945

/mo nomad

Monthly Cost of Living

How much you'll spend in Toledo City and in Manila

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toledo City and in Manila actually costs, broken down by who's living it.

A single person spends $644 per month in Toledo City vs $945 in Manila, rent included.

Toledo City $644
Manila $945

A couple spends around $1,018 per month in Toledo City vs $1,572 in Manila, rent included.

Toledo City $1,018
Manila $1,572

A family of three spends $1,391 per month in Toledo City vs $2,199 in Manila, rent included.

Toledo City $1,391
Manila $2,199

Toledo City is about 32% cheaper than Manila, and outside of rent the biggest gap is in eating out.

Both Toledo City and Manila are more affordable than the global median – Toledo City 53% lower, Manila 31% lower.

Meal at Budget Restaurant

$2.77 ₱177

$5.34 ₱341

-48.13%

Three-Course Dinner for Two, Mid-Range

$18.50 ₱1,181

$26.46 ₱1,688

-30.08%

Fast Food Meal (McDonalds, etc)

$3.15 ₱201

$3.93 ₱251

-19.85%

Cappuccino

$1.84 ₱117

$2.53 ₱161

-27.27%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.68 ₱43.20

$1.35 ₱86.1

-49.63%

Water (0.33 liter bottle)

$0.33 ₱21.29

$0.82 ₱52.1

-59.76%

Local Beer (0.5 liter draught)

$1.09 ₱69.2

$1.14 ₱72.7

-4.39%

Imported Beer (0.33 liter bottle)

$1.67 ₱107

$2.38 ₱152

-29.83%

Milk (1 liter)

$1.65 ₱105

$1.91 ₱122

-13.61%

White Bread (500g)

$1.19 ₱75.9

$1.44 ₱92.0

-17.36%

Rice (white) (1kg)

$0.81 ₱51.5

$0.94 ₱60.2

-13.83%

Eggs

$1.82 ₱116

$2.30 ₱147

-20.87%

Local Cheese (1kg)

$5.83 ₱372

$7.41 ₱473

-21.32%

Chicken Fillets (1kg)

$3.88 ₱248

$4.61 ₱294

-15.84%

Beef Round Steak (1kg)

$6.14 ₱392

$6.65 ₱424

-7.67%

Apples (1kg)

$3.14 ₱201

$3.29 ₱210

-4.56%

Banana (1kg)

$1.06 ₱67.7

$1.80 ₱115

-41.11%

Oranges (1kg)

$2.80 ₱179

$3.00 ₱191

-6.67%

Tomato (1kg)

$1.41 ₱90.2

$1.76 ₱112

-19.89%

Potato (1kg)

$2.25 ₱143

$2.22 ₱142

1.35%

Onion (1kg)

$2.78 ₱178

$2.66 ₱170

4.51%

Lettuce (1 head)

$1.43 ₱91.4

$2.14 ₱136

-33.18%

Water (1.5 liter bottle)

$0.76 ₱48.55

$0.53 ₱34.08

43.40%

Cigarettes 20 Pack (Marlboro, Camel)

$0.82 ₱52.1

$3.06 ₱196

-73.20%

Wine (Bottle)

$6.35 ₱405

$9.57 ₱610

-33.65%

Local Beer (0.5 liter bottle)

$1.07 ₱68.4

$1.30 ₱83.2

-17.69%

Imported Beer (0.33 liter bottle)

$1.27 ₱80.8

$1.99 ₱127

-36.18%

One-way Ticket (Public Transport)

$0.25 ₱15.66

$0.40 ₱25.80

-37.50%

Public Transport Monthly Pass (Regular Price)

$11.41 ₱728

$12.75 ₱814

-10.51%

Taxi Start (Normal Tariff)

$0.76 ₱48.39

$0.72 ₱45.91

5.56%

Taxi (Normal Tariff) (1km)

$0.36 ₱22.68

$0.23 ₱14.70

56.52%

Taxi 1hour Waiting (Normal Tariff)

$2.30 ₱147

$1.84 ₱117

25.00%

Gasoline (1 liter)

$1.17 ₱74.6

$1.27 ₱80.9

-7.87%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.1K ₱1.3M

$20.7K ₱1.3M

1.96%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$18.7K ₱1.2M

2.46%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$62.0 ₱3,955

$120 ₱7,631

-48.16%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.21 ₱588

$15.69 ₱1,001

-41.30%

Internet (50+ Mbps, Unlimited Data)

$26.62 ₱1,699

$23.60 ₱1,506

12.80%

Gym Membership (Monthly)

$31.01 ₱1,979

$42.57 ₱2,716

-27.16%

Tennis Court (1 Hour on Weekend)

$5.14 ₱328

$5.65 ₱360

-9.03%

Cinema Ticket

$1.52 ₱97.2

$6.50 ₱415

-76.62%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$79.8 ₱5,089

$599 ₱38.2K

-86.68%

International Primary School, 1 Child (Yearly)

$8,998 ₱574.1K

$8,818 ₱562.7K

2.04%

Jeans (Levis 501 Or Similar)

$32.98 ₱2,105

$56.7 ₱3,616

-41.80%

Summer Dress (H&M, Zara, etc)

$18.94 ₱1,208

$27.40 ₱1,748

-30.88%

Sport Shoes (Adidas, Nike)

$54.1 ₱3,454

$76.4 ₱4,871

-29.12%

Men's Leather Business Shoes

$69.4 ₱4,430

$55.5 ₱3,542

25.08%

1-bedroom Apartment, City Center (Monthly)

$254 ₱16.2K

$526 ₱33.6K

-51.77%

1-bedroom Apartment, Outside City Center (Monthly)

$170 ₱10.8K

$297 ₱18.9K

-42.87%

3-bedroom Apartment, City Center (Monthly)

$497 ₱31.7K

$1,887 ₱120.4K

-73.64%

3-bedroom Apartment, Outside City Center (Monthly)

$355 ₱22.6K

$816 ₱52.1K

-56.55%

Buy Apartment in City Center (m2)

$2,669 ₱170.3K

$3,968 ₱253.2K

-32.74%

Buy Apartment Outside City Center (m2)

$1,128 ₱72.0K

$2,366 ₱151.0K

-52.32%

Average Monthly Net Salary (After Tax)

$318 ₱20.3K

$466 ₱29.7K

-31.86%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.43

-19.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toledo City: October 25, 2026

Last update for Manila: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Toledo City

$182 28.3%

Manila

$216 22.9% 18.6% $34

Accommodation & Living

Toledo City

$170 26.3%

Manila

$297 31.4% 75% $127

Monthly Utilities & Internet

Toledo City

$98 15.2%

Manila

$159 16.8% 62.4% $61

Clothing & Footwear

Toledo City

$79 12.3%

Manila

$97 10.3% 23% $18

Eating Out

Toledo City

$66 10.3%

Manila

$104 11% 56.5% $38

Sport & Entertainment

Toledo City

$34 5.3%

Manila

$56 5.9% 63.2% $22

Getting Around

Toledo City

$15 2.3%

Manila

$16 1.7% 8.8% $1.3

Cost Breakdown

A central one-bedroom costs $254 in Toledo City versus $526 in Manila. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 47% higher in Manila. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $19 in Toledo City versus $26 in Manila. Monthly groceries follow the same trend: $182 vs $216 – making Toledo City the more affordable choice for daily food spending.

Good to know

🇵🇭 Toledo City

🇵🇭 Manila

🕒 Local time

06:21 6:21 AM

Same time as Toledo City

🌤 Weather

👥 Population

206,692

1,780,148 Capital

💱 Currency

Philippine Peso PHP ₱

📈 Exchange rate

100 PHP = 1.57 USD

100 PHP = 1.41 EUR

100 PHP = 1.57 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

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Between locations

Toledo City Manila 550 km ≈ 1 h 15 min nonstop flight

From you

Toledo City
Manila

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toledo City vs Manila: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $644 in Toledo City, $945 in Manila – Toledo City comes out roughly 32% cheaper. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $966 per month in Toledo City and $1,418 in Manila. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Toledo City, especially for central apartments: a one-bedroom in the center costs $254 there versus $526 in Manila.

Monthly expenses with rent come to $644 in Toledo City and $945 in Manila. That makes Toledo City about 32% cheaper.

Public transport costs about 11% less in Toledo City. For daily commuters, that gap adds up to noticeable savings over a year.

$1,200 covers both cities comfortably – all-in costs are $644 in Toledo City and $945 in Manila, leaving budget for savings and extras in both cases.

Families tend to lean toward Toledo City – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Toledo City. If higher salaries or specific career opportunities are the priority, Manila makes more sense. Both are solid long-term options with distinct trade-offs.