Cost of Living Comparison Between Ubud, Bali and Toledo City Cost of Living Comparison Between Ubud, Bali and Toledo City

Monthly Cost of Living

Monthly costs for one person with rent: $1,378 in Ubud, Bali versus $644 in Toledo City.

Estimated couple costs with rent: $2,327 in Ubud, Bali versus $1,034 in Toledo City.

Monthly costs for a family of three with rent: $3,275 in Ubud, Bali versus $1,424 in Toledo City.

Living in Ubud, Bali is roughly 114% more expensive than in Toledo City, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 0% above, Toledo City is 53% below.

Meal at Budget Restaurant

$3.33 Rp 58.7K

$2.88 ₱180

15.63%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 630.7K

$19.11 ₱1,198

87.44%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.1K

$3.17 ₱199

77.60%

Cappuccino

$2.82 Rp 49.7K

$1.95 ₱122

44.62%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

$0.66 ₱41.35

165.15%

Water (0.33 liter bottle)

$0.80 Rp 14.0K

$0.32 ₱20.05

150.00%

Local Beer (0.5 liter draught)

$3.04 Rp 53.6K

$1.06 ₱66.5

186.79%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.7K

$1.81 ₱113

137.57%

Milk (1 liter)

$1.61 Rp 28.3K

$1.68 ₱105

-4.17%

White Bread (500g)

$2.27 Rp 39.9K

$1.20 ₱75.5

89.17%

Rice (white) (1kg)

$1.17 Rp 20.6K

$0.91 ₱57.0

28.57%

Eggs

$2.17 Rp 38.2K

$1.95 ₱123

11.28%

Local Cheese (1kg)

$17.63 Rp 310.5K

$5.90 ₱370

198.81%

Chicken Fillets (1kg)

$4.05 Rp 71.4K

$4.09 ₱257

-0.98%

Beef Round Steak (1kg)

$12.18 Rp 214.5K

$6.06 ₱380

100.99%

Apples (1kg)

$3.62 Rp 63.7K

$3.28 ₱206

10.37%

Banana (1kg)

$1.64 Rp 28.8K

$1.03 ₱64.8

59.22%

Oranges (1kg)

$2.31 Rp 40.6K

$2.92 ₱183

-20.89%

Tomato (1kg)

$1.96 Rp 34.5K

$1.45 ₱90.8

35.17%

Potato (1kg)

$1.84 Rp 32.5K

$2.41 ₱151

-23.65%

Onion (1kg)

$2.37 Rp 41.7K

$2.76 ₱173

-14.13%

Lettuce (1 head)

$1.05 Rp 18.5K

$1.46 ₱91.6

-28.08%

Water (1.5 liter bottle)

$0.54 Rp 9,560

$0.76 ₱47.76

-28.95%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

$0.79 ₱49.45

191.14%

Wine (Bottle)

$23.08 Rp 406.4K

$6.48 ₱406

256.17%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

$1.10 ₱69.0

112.73%

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.0K

$1.31 ₱81.9

134.35%

One-way Ticket (Public Transport)

$0.25 Rp 4,365

$0.27 ₱17.04

-7.41%

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

$11.01 ₱690

-14.44%

Taxi Start (Normal Tariff)

$0.49 Rp 8,631

$0.75 ₱47.01

-34.67%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,349

$0.36 ₱22.63

30.56%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.6K

$2.36 ₱148

137.29%

Gasoline (1 liter)

$0.81 Rp 14.2K

$1.09 ₱68.5

-25.69%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.3M

$21.4K ₱1.3M

17.07%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.0M

$19.6K ₱1.2M

58.86%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

$62.9 ₱3,944

31.47%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.2K

$9.41 ₱590

-31.03%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 330.8K

$27.68 ₱1,736

-32.12%

Gym Membership (Monthly)

$55.2 Rp 972.6K

$31.56 ₱1,979

75.03%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

$4.73 ₱297

284.99%

Cinema Ticket

$4.30 Rp 75.7K

$1.58 ₱98.9

172.15%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

$79.9 ₱5,009

518.41%

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

$8,197 ₱513.9K

-27.81%

Jeans (Levis 501 Or Similar)

$46.28 Rp 814.8K

$32.20 ₱2,019

43.73%

Summer Dress (H&M, Zara, etc)

$36.44 Rp 641.6K

$19.59 ₱1,228

86.01%

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

$55.0 ₱3,445

46.86%

Men's Leather Business Shoes

$78.8 Rp 1.4M

$55.9 ₱3,505

40.94%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

$272 ₱17.1K

308.88%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

$173 ₱10.9K

300.50%

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

$509 ₱31.9K

615.09%

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.1M

$347 ₱21.7K

394.01%

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

$2,614 ₱163.9K

5.59%

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

$1,060 ₱66.4K

116.33%

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

$324 ₱20.3K

-48.44%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

129.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Toledo City: September 5, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,114 in Ubud, Bali and $272 in Toledo City. Housing cost is often the main lever when comparing two cities.

Toledo City pays 94% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36.00 in Ubud, Bali vs $19.00 in Toledo City for a mid-range dinner for two. Groceries echo the gap at $294 vs $187 per month, with Toledo City cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Toledo City: Cost of Living - Frequently Asked Questions

Ubud, Bali and Toledo City differ by about 114% in total monthly costs ($1,378 vs $644 including rent). Toledo City is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 94% lower in Toledo City. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,114 in Ubud, Bali versus $272 in Toledo City. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 57% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Toledo City – a meal for two runs $19.00 versus $36.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $644 in Toledo City versus $1,378 in Ubud, Bali, a $2,000 budget is realistic in Toledo City but tight or insufficient in Ubud, Bali. The gap between the two cities makes Toledo City the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Toledo City are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Toledo City gentler on the wallet – expenses run 114% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.