Cost of Living Comparison Between Ubud, Bali and Toledo City Cost of Living Comparison Between Ubud, Bali and Toledo City

Monthly Cost of Living

Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $687 in Toledo City.

Estimated couple costs with rent: $2,540 in Ubud, Bali versus $1,095 in Toledo City.

Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $1,502 in Toledo City.

Living in Ubud, Bali is roughly 107% more expensive than Toledo City, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 6% above, Toledo City is 49% below.

Meal at Budget Restaurant

$3.56 Rp 63.7K

$2.69 ₱166

32.34%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 584.5K

$21.17 ₱1,305

54.61%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.4K

$3.47 ₱214

42.65%

Cappuccino

$2.71 Rp 48.4K

$1.97 ₱122

37.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.0K

$0.53 ₱32.58

152.83%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$0.30 ₱18.41

133.33%

Local Beer (0.5 liter draught)

$2.92 Rp 52.1K

$0.96 ₱59.0

204.17%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.7K

$1.73 ₱106

128.90%

Milk (1 liter)

$1.81 Rp 32.3K

$1.79 ₱110

1.12%

White Bread (500g)

$2.52 Rp 45.0K

$1.17 ₱72.2

115.38%

Rice (white) (1kg)

$1.16 Rp 20.7K

$0.93 ₱57.5

24.73%

Eggs

$2.46 Rp 43.9K

$2.15 ₱133

14.42%

Local Cheese (1kg)

$14.71 Rp 262.7K

$5.85 ₱360

151.45%

Chicken Fillets (1kg)

$4.32 Rp 77.1K

$4.34 ₱267

-0.46%

Beef Round Steak (1kg)

$12.14 Rp 216.7K

$6.78 ₱418

79.06%

Apples (1kg)

$3.84 Rp 68.6K

$2.32 ₱143

65.52%

Banana (1kg)

$1.56 Rp 27.8K

$1.14 ₱70.3

36.84%

Oranges (1kg)

$2.83 Rp 50.6K

$2.03 ₱125

39.41%

Tomato (1kg)

$2.33 Rp 41.5K

$1.57 ₱96.5

48.41%

Potato (1kg)

$1.91 Rp 34.2K

$2.39 ₱148

-20.08%

Onion (1kg)

$2.20 Rp 39.3K

$1.19 ₱73.4

84.87%

Lettuce (1 head)

$1.01 Rp 18.1K

$1.67 ₱103

-39.52%

Water (1.5 liter bottle)

$0.78 Rp 13.8K

$0.91 ₱55.9

-14.29%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.2K

$1.26 ₱77.9

163.49%

Wine (Bottle)

$23.74 Rp 423.9K

$4.19 ₱258

466.59%

Local Beer (0.5 liter bottle)

$2.79 Rp 49.8K

$1.23 ₱75.9

126.83%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.1K

$1.89 ₱116

51.32%

One-way Ticket (Public Transport)

$0.27 Rp 4,800

$0.28 ₱17.36

-3.57%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.4K

Taxi Start (Normal Tariff)

$0.46 Rp 8,150

$0.69 ₱42.26

-33.33%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,037

$0.25 ₱15.53

80.00%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 108.9K

$2.70 ₱166

125.93%

Gasoline (1 liter)

$0.79 Rp 14.2K

$1.14 ₱70.2

-30.70%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 467.0M

$24.3K ₱1.5M

7.83%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 573.6M

$19.4K ₱1.2M

65.85%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$66.3 ₱4,090

20.52%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.6K

$30.65 ₱1,890

-86.75%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 420.0K

$29.80 ₱1,838

-21.07%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$33.57 ₱2,070

194.01%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.4K

$4.34 ₱268

52.76%

Cinema Ticket

$4.15 Rp 74.1K

$1.74 ₱108

138.51%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$87.2 ₱5,377

248.58%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.1M

$4,309 ₱265.7K

53.49%

Jeans (Levis 501 Or Similar)

$55.5 Rp 991.8K

$46.53 ₱2,869

19.36%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 684.1K

$22.63 ₱1,396

69.29%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$60.9 ₱3,753

45.56%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$79.1 ₱4,877

-1.54%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$411 ₱25.3K

144.89%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$177 ₱10.9K

280.94%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.5M

$596 ₱36.8K

477.04%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.4M

$399 ₱24.6K

411.57%

Buy Apartment in City Center (m2)

$2,841 Rp 50.7M

$2,471 ₱152.4K

14.97%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.4M

$962 ₱59.3K

135.35%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$329 ₱20.3K

-49.74%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

121.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Toledo City: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $411 in Toledo City. Housing cost is often the main lever when comparing two cities.

Toledo City pays 99% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $21.00 in Toledo City for a mid-range dinner for two. Groceries echo the gap at $302 vs $181 per month, with Toledo City cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Toledo City: Cost of Living - Frequently Asked Questions

Ubud, Bali and Toledo City differ by about 107% in total monthly costs ($1,419 vs $687 including rent). Toledo City is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Toledo City earns 99% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,006 in Ubud, Bali versus $411 in Toledo City. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 67% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,419 per month in Ubud, Bali versus $687 in Toledo City – a 107% gap that adds up to real savings over time for anyone picking the cheaper option.

At $687 in Toledo City versus $1,419 in Ubud, Bali, a $2,000 budget is realistic in Toledo City but tight or insufficient in Ubud, Bali. The gap between the two cities makes Toledo City the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Toledo City are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Toledo City gentler on the wallet – expenses run 107% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.