Cost of Living Comparison Between Ubud, Bali and Toledo City Cost of Living Comparison Between Ubud, Bali and Toledo City

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $692 in Toledo City.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $1,103 in Toledo City.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $1,513 in Toledo City.

Living in Ubud, Bali is roughly 103% more expensive than in Toledo City, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Toledo City is 48% below.

Meal at Budget Restaurant

$3.45 Rp 62.0K

$2.61 ₱160

32.18%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 580.1K

$21.49 ₱1,323

50.49%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 86.9K

$3.56 ₱219

35.96%

Cappuccino

$2.75 Rp 49.3K

$1.99 ₱123

38.19%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.8K

$0.56 ₱34.72

146.43%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.30 ₱18.32

150.00%

Local Beer (0.5 liter draught)

$2.99 Rp 53.7K

$0.93 ₱57.3

221.51%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.1K

$1.75 ₱108

120.00%

Milk (1 liter)

$1.74 Rp 31.1K

$1.77 ₱109

-1.69%

White Bread (500g)

$2.46 Rp 44.1K

$1.21 ₱74.7

103.31%

Rice (white) (1kg)

$1.17 Rp 21.0K

$0.88 ₱54.3

32.95%

Eggs

$2.43 Rp 43.6K

$2.15 ₱132

13.02%

Local Cheese (1kg)

$14.50 Rp 260.2K

$6.00 ₱369

141.67%

Chicken Fillets (1kg)

$4.35 Rp 78.0K

$4.20 ₱259

3.57%

Beef Round Steak (1kg)

$11.98 Rp 214.9K

$7.08 ₱436

69.21%

Apples (1kg)

$3.72 Rp 66.7K

$2.36 ₱145

57.63%

Banana (1kg)

$1.63 Rp 29.2K

$1.20 ₱73.6

35.83%

Oranges (1kg)

$2.74 Rp 49.2K

$1.95 ₱120

40.51%

Tomato (1kg)

$2.24 Rp 40.2K

$1.55 ₱95.6

44.52%

Potato (1kg)

$1.92 Rp 34.4K

$2.49 ₱154

-22.89%

Onion (1kg)

$2.28 Rp 40.8K

$1.15 ₱71.0

98.26%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.69 ₱104

-37.28%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.91 ₱55.8

-20.88%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 58.9K

$1.20 ₱73.7

174.17%

Wine (Bottle)

$23.19 Rp 416.1K

$4.19 ₱258

453.46%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.8K

$1.22 ₱75.0

127.87%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.0K

$1.92 ₱118

42.19%

One-way Ticket (Public Transport)

$0.27 Rp 4,778

$0.26 ₱15.80

3.85%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.4K

Taxi Start (Normal Tariff)

$0.48 Rp 8,659

$0.73 ₱44.82

-34.25%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,532

$0.23 ₱14.04

82.61%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.6K

$2.68 ₱165

132.09%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.14 ₱70.1

-28.95%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 477.4M

$23.8K ₱1.5M

11.75%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 577.4M

$19.4K ₱1.2M

66.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$67.2 ₱4,134

16.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.0K

$30.92 ₱1,903

-86.84%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 436.4K

$30.16 ₱1,857

-19.33%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$33.48 ₱2,061

194.53%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.7K

$4.34 ₱267

46.08%

Cinema Ticket

$3.99 Rp 71.5K

$1.80 ₱111

121.67%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$89.8 ₱5,531

239.53%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.2M

$4,365 ₱268.7K

52.16%

Jeans (Levis 501 Or Similar)

$54.1 Rp 971.2K

$45.99 ₱2,831

17.72%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 678.2K

$22.57 ₱1,390

67.52%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$63.2 ₱3,888

37.51%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$80.3 ₱4,942

-4.88%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$413 ₱25.4K

140.19%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$175 ₱10.8K

284.22%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.5M

$582 ₱35.8K

479.66%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$394 ₱24.2K

420.63%

Buy Apartment in City Center (m2)

$2,805 Rp 50.3M

$2,400 ₱147.8K

16.85%

Buy Apartment Outside City Center (m2)

$2,227 Rp 39.9M

$986 ₱60.7K

125.85%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$318 ₱19.6K

-47.57%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

121.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Toledo City: July 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Ubud, Bali and $413 in Toledo City. Housing cost is often the main lever when comparing two cities.

Toledo City pays 91% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $21.00 in Toledo City for a mid-range dinner for two. Groceries echo the gap at $297 vs $182 per month, with Toledo City cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Toledo City: Cost of Living - Frequently Asked Questions

Ubud, Bali and Toledo City differ by about 103% in total monthly costs ($1,408 vs $692 including rent). Toledo City is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 91% lower in Toledo City. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $992 in Ubud, Bali versus $413 in Toledo City. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 63% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,408 per month in Ubud, Bali versus $692 in Toledo City – a 103% gap that adds up to real savings over time for anyone picking the cheaper option.

At $692 in Toledo City versus $1,408 in Ubud, Bali, a $2,000 budget is realistic in Toledo City but tight or insufficient in Ubud, Bali. The gap between the two cities makes Toledo City the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Toledo City are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Toledo City gentler on the wallet – expenses run 103% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.