Last update: Oct 2026

Cost of Living Comparison Between Manila and Toledo City

For one person, living is cheaper in Toledo City: $644 a month against $945 in Manila, rent and utilities included – about $3,600 less a year. Rent and utilities account for most of the difference.

46

Cost of Living Index in Manila
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Manila Living Index
31

Cost of Living Index in Toledo City
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Toledo City Living Index

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Manila

🇵🇭 Philippines

$945

/mo nomad

Toledo City

🇵🇭 Philippines

$644

/mo nomad

Monthly Cost of Living

How much you'll spend in Manila and in Toledo City

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Manila and in Toledo City actually costs, broken down by who's living it.

A single person spends $945 per month in Manila vs $644 in Toledo City, rent included.

Manila $945
Toledo City $644

A couple spends around $1,572 per month in Manila vs $1,018 in Toledo City, rent included.

Manila $1,572
Toledo City $1,018

A family of three spends $2,199 per month in Manila vs $1,391 in Toledo City, rent included.

Manila $2,199
Toledo City $1,391

Manila costs about 47% more than Toledo City, and outside of rent the biggest gap is in eating out.

Both Manila and Toledo City are more affordable than the global median – Manila 31% lower, Toledo City 53% lower.

Meal at Budget Restaurant

$5.34 ₱341

$2.77 ₱177

92.78%

Three-Course Dinner for Two, Mid-Range

$26.46 ₱1,691

$18.50 ₱1,182

43.03%

Fast Food Meal (McDonalds, etc)

$3.93 ₱251

$3.15 ₱202

24.76%

Cappuccino

$2.53 ₱162

$1.84 ₱117

37.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 ₱86.2

$0.68 ₱43.25

98.53%

Water (0.33 liter bottle)

$0.82 ₱52.2

$0.33 ₱21.31

148.48%

Local Beer (0.5 liter draught)

$1.14 ₱72.8

$1.09 ₱69.3

4.59%

Imported Beer (0.33 liter bottle)

$2.38 ₱152

$1.67 ₱107

42.51%

Milk (1 liter)

$1.91 ₱122

$1.65 ₱106

15.76%

White Bread (500g)

$1.44 ₱92.1

$1.19 ₱76.0

21.01%

Rice (white) (1kg)

$0.94 ₱60.3

$0.81 ₱51.6

16.05%

Eggs

$2.30 ₱147

$1.82 ₱117

26.37%

Local Cheese (1kg)

$7.41 ₱473

$5.83 ₱372

27.10%

Chicken Fillets (1kg)

$4.61 ₱295

$3.88 ₱248

18.81%

Beef Round Steak (1kg)

$6.65 ₱425

$6.14 ₱392

8.31%

Apples (1kg)

$3.29 ₱211

$3.14 ₱201

4.78%

Banana (1kg)

$1.80 ₱115

$1.06 ₱67.7

69.81%

Oranges (1kg)

$3.00 ₱192

$2.80 ₱179

7.14%

Tomato (1kg)

$1.76 ₱112

$1.41 ₱90.3

24.82%

Potato (1kg)

$2.22 ₱142

$2.25 ₱144

-1.33%

Onion (1kg)

$2.66 ₱170

$2.78 ₱178

-4.32%

Lettuce (1 head)

$2.14 ₱137

$1.43 ₱91.5

49.65%

Water (1.5 liter bottle)

$0.53 ₱34.12

$0.76 ₱48.61

-30.26%

Cigarettes 20 Pack (Marlboro, Camel)

$3.06 ₱196

$0.82 ₱52.2

273.17%

Wine (Bottle)

$9.57 ₱611

$6.35 ₱406

50.71%

Local Beer (0.5 liter bottle)

$1.30 ₱83.3

$1.07 ₱68.5

21.50%

Imported Beer (0.33 liter bottle)

$1.99 ₱127

$1.27 ₱80.9

56.69%

One-way Ticket (Public Transport)

$0.40 ₱25.83

$0.25 ₱15.68

60.00%

Public Transport Monthly Pass (Regular Price)

$12.75 ₱815

$11.41 ₱729

11.74%

Taxi Start (Normal Tariff)

$0.72 ₱45.97

$0.76 ₱48.45

-5.26%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.72

$0.36 ₱22.71

-36.11%

Taxi 1hour Waiting (Normal Tariff)

$1.84 ₱117

$2.30 ₱147

-20.00%

Gasoline (1 liter)

$1.27 ₱81.0

$1.17 ₱74.7

8.55%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.7K ₱1.3M

$21.1K ₱1.3M

-1.92%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.7K ₱1.2M

$19.1K ₱1.2M

-2.40%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,641

$62.0 ₱3,961

92.92%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.69 ₱1,003

$9.21 ₱588

70.36%

Internet (50+ Mbps, Unlimited Data)

$23.60 ₱1,508

$26.62 ₱1,701

-11.34%

Gym Membership (Monthly)

$42.57 ₱2,720

$31.01 ₱1,982

37.28%

Tennis Court (1 Hour on Weekend)

$5.65 ₱361

$5.14 ₱329

9.92%

Cinema Ticket

$6.50 ₱415

$1.52 ₱97.4

327.63%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$599 ₱38.3K

$79.8 ₱5,095

650.78%

International Primary School, 1 Child (Yearly)

$8,818 ₱563.4K

$8,998 ₱574.9K

-2.00%

Jeans (Levis 501 Or Similar)

$56.7 ₱3,621

$32.98 ₱2,107

71.83%

Summer Dress (H&M, Zara, etc)

$27.40 ₱1,751

$18.94 ₱1,210

44.67%

Sport Shoes (Adidas, Nike)

$76.4 ₱4,878

$54.1 ₱3,458

41.08%

Men's Leather Business Shoes

$55.5 ₱3,546

$69.4 ₱4,435

-20.05%

1-bedroom Apartment, City Center (Monthly)

$526 ₱33.6K

$254 ₱16.2K

107.35%

1-bedroom Apartment, Outside City Center (Monthly)

$297 ₱19.0K

$170 ₱10.8K

75.03%

3-bedroom Apartment, City Center (Monthly)

$1,887 ₱120.5K

$497 ₱31.8K

279.39%

3-bedroom Apartment, Outside City Center (Monthly)

$816 ₱52.1K

$355 ₱22.7K

130.17%

Buy Apartment in City Center (m2)

$3,968 ₱253.5K

$2,669 ₱170.5K

48.68%

Buy Apartment Outside City Center (m2)

$2,366 ₱151.2K

$1,128 ₱72.1K

109.72%

Average Monthly Net Salary (After Tax)

$466 ₱29.8K

$318 ₱20.3K

46.76%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.43

23.83%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Manila: October 24, 2026

Last update for Toledo City: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Manila

$297 31.4%

Toledo City

$170 26.3% 42.9% $127

Groceries & Markets

Manila

$216 22.9%

Toledo City

$182 28.3% 15.7% $34

Monthly Utilities & Internet

Manila

$159 16.8%

Toledo City

$98 15.2% 38.4% $61

Eating Out

Manila

$104 11%

Toledo City

$66 10.3% 36.1% $38

Clothing & Footwear

Manila

$97 10.3%

Toledo City

$79 12.3% 18.7% $18

Sport & Entertainment

Manila

$56 5.9%

Toledo City

$34 5.3% 38.7% $22

Getting Around

Manila

$16 1.7%

Toledo City

$15 2.3% 8.1% $1.3

Cost Breakdown

A central one-bedroom costs $526 in Manila versus $254 in Toledo City. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 47% higher in Manila. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $26 in Manila versus $19 in Toledo City. Monthly groceries follow the same trend: $216 vs $182 – making Toledo City the more affordable choice for daily food spending.

Good to know

🇵🇭 Manila

🇵🇭 Toledo City

🕒 Local time

21:05 9:05 PM

Same time as Manila

🌤 Weather

👥 Population

1,780,148 Capital

206,692

💱 Currency

Philippine Peso PHP ₱

📈 Exchange rate

100 PHP = 1.57 USD

100 PHP = 1.41 EUR

100 PHP = 1.57 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

On the map

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Between locations

Manila Toledo City 550 km ≈ 1 h 15 min nonstop flight

From you

Manila
Toledo City

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Manila vs Toledo City: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $945 in Manila, $644 in Toledo City – roughly 47% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $1,418 per month in Manila and $966 in Toledo City. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Toledo City, especially for central apartments: a one-bedroom in the center costs $254 there versus $526 in Manila.

Monthly expenses with rent come to $945 in Manila and $644 in Toledo City. That’s a gap of about 47%.

Public transport costs about 11% less in Toledo City. For daily commuters, that gap adds up to noticeable savings over a year.

$1,200 covers both cities comfortably – all-in costs are $945 in Manila and $644 in Toledo City, leaving budget for savings and extras in both cases.

Families tend to lean toward Toledo City – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Toledo City. If higher salaries, better infrastructure, or specific career opportunities are the priority, Manila makes more sense. Both are solid long-term options with distinct trade-offs.