Cost of Living Comparison Between Manila and Toledo City Cost of Living Comparison Between Manila and Toledo City

Monthly Cost of Living

A single person spends $968 per month in Manila vs $699 in Toledo City, rent included.

A couple spends around $1,526 per month in Manila vs $1,099 in Toledo City, rent included.

A family of three spends $2,085 per month in Manila vs $1,499 in Toledo City, rent included.

Manila costs about 38% more than Toledo City, driven mainly by Groceries & Markets.

Both Manila and Toledo City are more affordable than the global median – Manila 27% lower, Toledo City 47% lower.

Meal at Budget Restaurant

$5.40 ₱332

$2.59 ₱159

108.49%

Three-Course Dinner for Two, Mid-Range

$26.20 ₱1,609

$21.69 ₱1,331

20.79%

Fast Food Meal (McDonalds, etc)

$4.32 ₱265

$3.37 ₱207

28.19%

Cappuccino

$2.65 ₱163

$2.03 ₱125

30.54%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.96 ₱58.8

$0.53 ₱32.56

81.13%

Water (0.33 liter bottle)

$0.54 ₱33.34

$0.32 ₱19.95

68.75%

Local Beer (0.5 liter draught)

$1.53 ₱93.7

$1.01 ₱62.2

51.49%

Imported Beer (0.33 liter bottle)

$2.73 ₱168

$1.82 ₱112

50.00%

Milk (1 liter)

$1.90 ₱117

$1.72 ₱106

10.47%

White Bread (500g)

$1.33 ₱81.7

$1.22 ₱74.9

9.02%

Rice (white) (1kg)

$1.09 ₱66.8

$0.87 ₱53.7

25.29%

Eggs

$2.11 ₱129

$2.18 ₱134

-3.21%

Local Cheese (1kg)

$9.09 ₱558

$5.97 ₱367

52.26%

Chicken Fillets (1kg)

$5.12 ₱314

$4.36 ₱268

17.43%

Beef Round Steak (1kg)

$8.32 ₱511

$6.99 ₱429

19.03%

Apples (1kg)

$3.48 ₱214

$2.26 ₱138

53.98%

Banana (1kg)

$1.83 ₱113

$1.20 ₱73.8

52.50%

Oranges (1kg)

$3.65 ₱224

$1.95 ₱120

87.18%

Tomato (1kg)

$2.48 ₱152

$1.55 ₱95.2

60.00%

Potato (1kg)

$2.68 ₱164

$2.49 ₱153

7.63%

Onion (1kg)

$3.09 ₱190

$1.16 ₱71.0

166.38%

Lettuce (1 head)

$1.99 ₱122

$1.70 ₱104

17.06%

Water (1.5 liter bottle)

$0.70 ₱42.86

$0.93 ₱57.0

-24.73%

Cigarettes 20 Pack (Marlboro, Camel)

$3.36 ₱206

$1.24 ₱76.2

170.97%

Wine (Bottle)

$9.94 ₱610

$4.29 ₱264

131.70%

Local Beer (0.5 liter bottle)

$1.45 ₱88.9

$1.22 ₱74.6

18.85%

Imported Beer (0.33 liter bottle)

$2.15 ₱132

$1.93 ₱118

11.40%

One-way Ticket (Public Transport)

$0.51 ₱31.58

$0.28 ₱17.20

82.14%

Public Transport Monthly Pass (Regular Price)

$12.06 ₱741

Taxi Start (Normal Tariff)

$0.87 ₱53.3

$0.69 ₱42.36

26.09%

Taxi (Normal Tariff) (1km)

$0.27 ₱16.71

$0.23 ₱14.12

17.39%

Taxi 1hour Waiting (Normal Tariff)

$2.09 ₱128

$2.59 ₱159

-19.31%

Gasoline (1 liter)

$1.13 ₱69.2

$1.09 ₱67.1

3.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.5K ₱1.6M

$24.4K ₱1.5M

8.82%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.0K ₱1.4M

$19.4K ₱1.2M

18.64%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$136 ₱8,343

$65.4 ₱4,012

107.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.22 ₱1,364

$31.36 ₱1,925

-29.15%

Internet (50+ Mbps, Unlimited Data)

$27.60 ₱1,695

$29.95 ₱1,839

-7.85%

Gym Membership (Monthly)

$42.74 ₱2,624

$33.36 ₱2,048

28.12%

Tennis Court (1 Hour on Weekend)

$7.04 ₱432

$4.45 ₱273

58.20%

Cinema Ticket

$6.67 ₱409

$1.79 ₱110

272.63%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$363 ₱22.3K

$88.1 ₱5,408

312.06%

International Primary School, 1 Child (Yearly)

$11.4K ₱696.9K

$4,254 ₱261.2K

166.80%

Jeans (Levis 501 Or Similar)

$46.97 ₱2,884

$45.00 ₱2,763

4.38%

Summer Dress (H&M, Zara, etc)

$34.66 ₱2,128

$23.14 ₱1,421

49.78%

Sport Shoes (Adidas, Nike)

$83.1 ₱5,100

$62.5 ₱3,836

32.94%

Men's Leather Business Shoes

$46.23 ₱2,838

$80.0 ₱4,912

-42.21%

1-bedroom Apartment, City Center (Monthly)

$488 ₱30.0K

$409 ₱25.1K

19.42%

1-bedroom Apartment, Outside City Center (Monthly)

$263 ₱16.2K

$177 ₱10.9K

48.60%

3-bedroom Apartment, City Center (Monthly)

$1,705 ₱104.7K

$593 ₱36.4K

187.69%

3-bedroom Apartment, Outside City Center (Monthly)

$627 ₱38.5K

$395 ₱24.2K

58.78%

Buy Apartment in City Center (m2)

$4,414 ₱271.0K

$2,439 ₱149.7K

81.02%

Buy Apartment Outside City Center (m2)

$2,526 ₱155.1K

$958 ₱58.8K

163.71%

Average Monthly Net Salary (After Tax)

$492 ₱30.2K

$321 ₱19.7K

53.00%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.52

25.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Manila: July 25, 2026

Last update for Toledo City: July 25, 2026

Cost Breakdown

A central one-bedroom costs $488 in Manila versus $409 in Toledo City. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 53% higher in Manila, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $26.00 in Manila versus $22.00 in Toledo City. Monthly groceries follow the same trend: $240 vs $183 – making Toledo City the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Manila vs Toledo City: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $968 in Manila, $699 in Toledo City – roughly 38% apart. Manila costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $1,452 per month in Manila and $1,049 in Toledo City. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Toledo City, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $968 in Manila and $699 in Toledo City. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $363 per month in Manila and $88.1 in Toledo City. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Toledo City, where all-in costs run around $699, than in Manila at $968. In Toledo City it covers expenses comfortably, while in Manila it requires careful planning or may not stretch far enough.

It depends on your priorities. Manila has an edge in some lifestyle areas, with costs from $699 in Toledo City to $968 in Manila. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Toledo City. If higher salaries, better infrastructure, or specific career opportunities are the priority, Manila makes more sense. Both are solid long-term options with distinct trade-offs.