Last update: Oct 2026

Cost of Living Comparison Between Timaru and Hagen

For one person, living is cheaper in Hagen: $1,932 a month against $1,992 in Timaru, rent and utilities included – about $720 less a year. Higher rent and utilities in Timaru outweigh lower spending on other living expenses.

96

Cost of Living Index in Timaru
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Timaru Living Index
94

Cost of Living Index in Hagen
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Hagen Living Index

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Timaru

🇳🇿 New Zealand

$1,992

/mo nomad

Hagen

🇩🇪 Germany

$1,932

/mo nomad

Monthly Cost of Living

How much you'll spend in Timaru and in Hagen

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Timaru and in Hagen actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,992 in Timaru versus $1,932 in Hagen.

Timaru $1,992
Hagen $1,932

Estimated couple costs with rent: $3,048 in Timaru versus $2,639 in Hagen.

Timaru $3,048
Hagen $2,639

Monthly costs for a family of three with rent: $4,104 in Timaru versus $3,346 in Hagen.

Timaru $4,104
Hagen $3,346

Living in Timaru is roughly 3% more expensive than in Hagen, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Timaru 46% above, Hagen 42% above.

Meal at Budget Restaurant

$14.41 NZ$25.59

$16.48 €14.76

-12.56%

Three-Course Dinner for Two, Mid-Range

$61.3 NZ$109

$79.1 €70.8

-22.47%

Fast Food Meal (McDonalds, etc)

$10.87 NZ$19.29

$11.65 €10.43

-6.70%

Cappuccino

$3.29 NZ$5.84

$3.73 €3.34

-11.80%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.13 NZ$3.78

$3.07 €2.75

-30.62%

Water (0.33 liter bottle)

$1.78 NZ$3.15

$2.85 €2.56

-37.54%

Local Beer (0.5 liter draught)

$5.70 NZ$10.11

$5.71 €5.11

-0.18%

Imported Beer (0.33 liter bottle)

$6.12 NZ$10.86

$4.98 €4.46

22.89%

Milk (1 liter)

$1.15 NZ$2.04

$1.26 €1.13

-8.73%

White Bread (500g)

$1.79 NZ$3.17

$2.26 €2.03

-20.80%

Rice (white) (1kg)

$1.12 NZ$1.99

$3.13 €2.80

-64.22%

Eggs

$5.98 NZ$10.61

$3.77 €3.37

58.62%

Local Cheese (1kg)

$8.28 NZ$14.70

$12.68 €11.36

-34.70%

Chicken Fillets (1kg)

$9.21 NZ$16.35

$11.70 €10.48

-21.28%

Beef Round Steak (1kg)

$16.69 NZ$29.62

$23.16 €20.74

-27.94%

Apples (1kg)

$2.93 NZ$5.21

$2.93 €2.62

Banana (1kg)

$2.42 NZ$4.29

$2.02 €1.81

19.80%

Oranges (1kg)

$3.17 NZ$5.63

$2.12 €1.90

49.53%

Tomato (1kg)

$5.25 NZ$9.32

$4.02 €3.60

30.60%

Potato (1kg)

$1.86 NZ$3.30

$1.44 €1.29

29.17%

Onion (1kg)

$1.85 NZ$3.29

$1.53 €1.37

20.92%

Lettuce (1 head)

$2.32 NZ$4.13

$1.56 €1.39

48.72%

Water (1.5 liter bottle)

$0.55 NZ$0.98

$1.10 €0.98

-50.00%

Cigarettes 20 Pack (Marlboro, Camel)

$21.06 NZ$37.40

$9.67 €8.66

117.79%

Wine (Bottle)

$5.57 NZ$9.90

$6.78 €6.07

-17.85%

Local Beer (0.5 liter bottle)

$3.17 NZ$5.63

$1.13 €1.01

180.53%

Imported Beer (0.33 liter bottle)

$1.26 NZ$2.23

$1.63 €1.46

-22.70%

One-way Ticket (Public Transport)

$1.94 NZ$3.45

$3.53 €3.16

-45.04%

Public Transport Monthly Pass (Regular Price)

$110 NZ$196

$63.5 €56.9

73.47%

Taxi Start (Normal Tariff)

$2.23 NZ$3.97

$5.20 €4.66

-57.12%

Taxi (Normal Tariff) (1km)

$1.79 NZ$3.17

$2.72 €2.43

-34.19%

Taxi 1hour Waiting (Normal Tariff)

$28.93 NZ$51.4

$33.16 €29.70

-12.76%

Gasoline (1 liter)

$1.56 NZ$2.76

$2.30 €2.06

-32.17%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.5K NZ$50.6K

$32.4K €29.0K

-12.01%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.9K NZ$40.7K

$39.2K €35.1K

-41.44%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$113 NZ$201

$304 €272

-62.82%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.85 NZ$40.58

$12.43 €11.14

83.83%

Internet (50+ Mbps, Unlimited Data)

$52.5 NZ$93.2

$49.37 €44.22

6.28%

Gym Membership (Monthly)

$39.92 NZ$70.9

$36.02 €32.26

10.83%

Tennis Court (1 Hour on Weekend)

$24.31 €21.77

Cinema Ticket

$11.39 NZ$20.22

$15.83 €14.18

-28.05%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$590 NZ$1,047

$462 €414

27.73%

International Primary School, 1 Child (Yearly)

$16.1K NZ$28.5K

$22.2K €19.9K

-27.56%

Jeans (Levis 501 Or Similar)

$59.4 NZ$106

$89.0 €79.7

-33.24%

Summer Dress (H&M, Zara, etc)

$35.10 NZ$62.3

$44.72 €40.05

-21.51%

Sport Shoes (Adidas, Nike)

$91.0 NZ$162

$87.3 €78.2

4.24%

Men's Leather Business Shoes

$137 NZ$244

$136 €122

1.13%

1-bedroom Apartment, City Center (Monthly)

$1,108 NZ$1,968

$798 €715

38.79%

1-bedroom Apartment, Outside City Center (Monthly)

$921 NZ$1,635

$635 €568

45.11%

3-bedroom Apartment, City Center (Monthly)

$1,790 NZ$3,179

$1,512 €1,354

18.38%

3-bedroom Apartment, Outside City Center (Monthly)

$1,674 NZ$2,972

$519 €465

222.66%

Buy Apartment in City Center (m2)

$4,547 NZ$8,073

$4,270 €3,824

6.49%

Buy Apartment Outside City Center (m2)

$2,866 NZ$5,088

$3,845 €3,443

-25.46%

Average Monthly Net Salary (After Tax)

$2,806 €2,513

20-Year Fixed Mortgage Interest Rate (Annual %)

7.07

3.95

78.99%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Timaru: October 26, 2026

Last update for Hagen: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Timaru

$921 46.2%

Hagen

$635 32.8% 31.1% $286

Groceries & Markets

Timaru

$302 15.1%

Hagen

$333 17.3% 10.5% $32

Eating Out

Timaru

$244 12.2%

Hagen

$274 14.2% 12.3% $30

Monthly Utilities & Internet

Timaru

$188 9.5%

Hagen

$366 18.9% 94.2% $178

Clothing & Footwear

Timaru

$145 7.3%

Hagen

$161 8.3% 10.5% $15

Getting Around

Timaru

$129 6.5%

Hagen

$96 5% 25.3% $33

Sport & Entertainment

Timaru

$63 3.2%

Hagen

$68 3.5% 7.9% $5

Cost Breakdown

A one-bedroom apartment in the center runs $1,108 in Timaru and $798 in Hagen. Housing cost is often the main lever when comparing two cities.

Dining out: $61 in Timaru vs $79 in Hagen for a mid-range dinner for two. Groceries echo the gap at $302 vs $333 per month, with Timaru cheaper across the board.

Good to know

🇳🇿 Timaru

🇩🇪 Hagen

🕒 Local time

17:21 5:21 PM

05:21 5:21 AM

12 h behind Timaru

🌤 Weather

👥 Population

28,600

186,000

💱 Currency

New Zealand Dollar NZD $

Euro EUR €

📈 Exchange rate

1 NZD = 0.563 USD

1 NZD = 0.504 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to NZD – New Zealand Dollar Converter

🇺🇸 United States Dollar ($)

🇳🇿 New Zealand Dollar ($)

New Zealand Dollar exchange rates as of November 2, 2026: 1 USD = 1.78 NZD (1 NZD = 0.563 USD). 1 EUR = 1.98 NZD (1 NZD = 0.504 EUR).

Euro exchange rates as of November 2, 2026: 1 USD = 0.896 EUR (1 EUR = 1.12 USD).

USD to NZD in detail →

On the map

Lowest

Highest

Between locations

Timaru Hagen 18,580 km ≈ 24 h nonstop flight

From you

Timaru
Hagen

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Timaru vs Hagen: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,992 in Timaru and $1,932 in Hagen, so Hagen is about 3% cheaper – a gap that matters a lot on a fixed or modest income.

You’d need roughly $2,987 in Timaru and $2,898 in Hagen to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,108 in Timaru versus $798 in Hagen. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $1,992 per month in Timaru versus $1,932 in Hagen – Hagen is about 3% cheaper, which adds up to real savings over time.

A monthly transit pass in Hagen runs roughly 42% less than in Timaru. The price difference matters if you commute daily and watch your budget.

Either city works on $3,000 a month, though Hagen gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Timaru and Hagen are both considered safe, so it’s unlikely to be the deciding factor between them.