Last update: Oct 2026

Cost of Living Comparison Between Hagen and Timaru

For one person, living is cheaper in Hagen: $1,932 a month against $1,992 in Timaru, rent and utilities included – about $720 less a year. Higher rent and utilities in Timaru outweigh lower spending on other living expenses.

94

Cost of Living Index in Hagen
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Hagen Living Index
96

Cost of Living Index in Timaru
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Timaru Living Index

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Hagen

🇩🇪 Germany

$1,932

/mo nomad

Timaru

🇳🇿 New Zealand

$1,992

/mo nomad

Monthly Cost of Living

How much you'll spend in Hagen and in Timaru

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hagen and in Timaru actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,932 in Hagen versus $1,992 in Timaru.

Hagen $1,932
Timaru $1,992

Estimated couple costs with rent: $2,639 in Hagen versus $3,048 in Timaru.

Hagen $2,639
Timaru $3,048

Monthly costs for a family of three with rent: $3,346 in Hagen versus $4,104 in Timaru.

Hagen $3,346
Timaru $4,104

Living in Hagen costs roughly 3% less than in Timaru, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Hagen 42% above, Timaru 46% above.

Meal at Budget Restaurant

$16.48 €14.77

$14.41 NZ$25.62

14.37%

Three-Course Dinner for Two, Mid-Range

$79.1 €70.9

$61.3 NZ$109

28.98%

Fast Food Meal (McDonalds, etc)

$11.65 €10.44

$10.87 NZ$19.32

7.18%

Cappuccino

$3.73 €3.34

$3.29 NZ$5.85

13.37%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.07 €2.75

$2.13 NZ$3.78

44.13%

Water (0.33 liter bottle)

$2.85 €2.56

$1.78 NZ$3.16

60.11%

Local Beer (0.5 liter draught)

$5.71 €5.12

$5.70 NZ$10.12

0.18%

Imported Beer (0.33 liter bottle)

$4.98 €4.47

$6.12 NZ$10.87

-18.63%

Milk (1 liter)

$1.26 €1.13

$1.15 NZ$2.05

9.57%

White Bread (500g)

$2.26 €2.03

$1.79 NZ$3.18

26.26%

Rice (white) (1kg)

$3.13 €2.80

$1.12 NZ$1.99

179.46%

Eggs

$3.77 €3.38

$5.98 NZ$10.62

-36.96%

Local Cheese (1kg)

$12.68 €11.36

$8.28 NZ$14.72

53.14%

Chicken Fillets (1kg)

$11.70 €10.48

$9.21 NZ$16.37

27.04%

Beef Round Steak (1kg)

$23.16 €20.75

$16.69 NZ$29.66

38.77%

Apples (1kg)

$2.93 €2.62

$2.93 NZ$5.21

Banana (1kg)

$2.02 €1.81

$2.42 NZ$4.29

-16.53%

Oranges (1kg)

$2.12 €1.90

$3.17 NZ$5.64

-33.12%

Tomato (1kg)

$4.02 €3.60

$5.25 NZ$9.33

-23.43%

Potato (1kg)

$1.44 €1.29

$1.86 NZ$3.30

-22.58%

Onion (1kg)

$1.53 €1.37

$1.85 NZ$3.29

-17.30%

Lettuce (1 head)

$1.56 €1.39

$2.32 NZ$4.13

-32.76%

Water (1.5 liter bottle)

$1.10 €0.98

$0.55 NZ$0.98

100.00%

Cigarettes 20 Pack (Marlboro, Camel)

$9.67 €8.67

$21.06 NZ$37.44

-54.08%

Wine (Bottle)

$6.78 €6.07

$5.57 NZ$9.91

21.72%

Local Beer (0.5 liter bottle)

$1.13 €1.01

$3.17 NZ$5.64

-64.35%

Imported Beer (0.33 liter bottle)

$1.63 €1.46

$1.26 NZ$2.23

29.37%

One-way Ticket (Public Transport)

$3.53 €3.16

$1.94 NZ$3.45

81.96%

Public Transport Monthly Pass (Regular Price)

$63.5 €56.9

$110 NZ$196

-42.35%

Taxi Start (Normal Tariff)

$5.20 €4.66

$2.23 NZ$3.97

133.18%

Taxi (Normal Tariff) (1km)

$2.72 €2.43

$1.79 NZ$3.18

51.96%

Taxi 1hour Waiting (Normal Tariff)

$33.16 €29.71

$28.93 NZ$51.4

14.62%

Gasoline (1 liter)

$2.30 €2.06

$1.56 NZ$2.76

47.44%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.4K €29.0K

$28.5K NZ$50.6K

13.65%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.2K €35.1K

$22.9K NZ$40.8K

70.76%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$304 €273

$113 NZ$201

168.94%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.43 €11.14

$22.85 NZ$40.63

-45.60%

Internet (50+ Mbps, Unlimited Data)

$49.37 €44.24

$52.5 NZ$93.3

-5.91%

Gym Membership (Monthly)

$36.02 €32.27

$39.92 NZ$71.0

-9.77%

Tennis Court (1 Hour on Weekend)

$24.31 €21.78

Cinema Ticket

$15.83 €14.19

$11.39 NZ$20.25

38.98%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$462 €414

$590 NZ$1,048

-21.71%

International Primary School, 1 Child (Yearly)

$22.2K €19.9K

$16.1K NZ$28.6K

38.05%

Jeans (Levis 501 Or Similar)

$89.0 €79.8

$59.4 NZ$106

49.79%

Summer Dress (H&M, Zara, etc)

$44.72 €40.07

$35.10 NZ$62.4

27.41%

Sport Shoes (Adidas, Nike)

$87.3 €78.2

$91.0 NZ$162

-4.07%

Men's Leather Business Shoes

$136 €122

$137 NZ$244

-1.11%

1-bedroom Apartment, City Center (Monthly)

$798 €716

$1,108 NZ$1,970

-27.95%

1-bedroom Apartment, Outside City Center (Monthly)

$635 €569

$921 NZ$1,637

-31.09%

3-bedroom Apartment, City Center (Monthly)

$1,512 €1,355

$1,790 NZ$3,182

-15.53%

3-bedroom Apartment, Outside City Center (Monthly)

$519 €465

$1,674 NZ$2,975

-69.01%

Buy Apartment in City Center (m2)

$4,270 €3,826

$4,547 NZ$8,083

-6.10%

Buy Apartment Outside City Center (m2)

$3,845 €3,445

$2,866 NZ$5,094

34.15%

Average Monthly Net Salary (After Tax)

$2,806 €2,514

20-Year Fixed Mortgage Interest Rate (Annual %)

3.95

7.07

-44.13%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hagen: October 27, 2026

Last update for Timaru: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hagen

$635 32.8%

Timaru

$921 46.2% 45.1% $286

Monthly Utilities & Internet

Hagen

$366 18.9%

Timaru

$188 9.5% 48.5% $178

Groceries & Markets

Hagen

$333 17.3%

Timaru

$302 15.1% 9.5% $32

Eating Out

Hagen

$274 14.2%

Timaru

$244 12.2% 11% $30

Clothing & Footwear

Hagen

$161 8.3%

Timaru

$145 7.3% 9.5% $15

Getting Around

Hagen

$96 5%

Timaru

$129 6.5% 33.9% $33

Sport & Entertainment

Hagen

$68 3.5%

Timaru

$63 3.2% 7.3% $5

Cost Breakdown

A one-bedroom apartment in the center runs $798 in Hagen and $1,108 in Timaru. Housing cost is often the main lever when comparing two cities.

Dining out: $79 in Hagen vs $61 in Timaru for a mid-range dinner for two. Groceries echo the gap at $333 vs $302 per month, with Timaru cheaper across the board.

Good to know

🇩🇪 Hagen

🇳🇿 Timaru

🕒 Local time

05:21 5:21 AM

17:21 5:21 PM

12 h ahead of Hagen

🌤 Weather

👥 Population

186,000

28,600

💱 Currency

Euro EUR €

New Zealand Dollar NZD $

📈 Exchange rate

1 EUR = 1.12 USD

1 NZD = 0.563 USD

1 NZD = 0.504 EUR

Exchange rates and currency converter

NZD, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of November 2, 2026: 1 USD = 0.896 EUR (1 EUR = 1.12 USD).

New Zealand Dollar exchange rates as of November 2, 2026: 1 USD = 1.78 NZD (1 NZD = 0.563 USD). 1 EUR = 1.98 NZD (1 NZD = 0.504 EUR).

USD to EUR in detail →

On the map

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Between locations

Hagen Timaru 18,580 km ≈ 24 h nonstop flight

From you

Hagen
Timaru

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hagen vs Timaru: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,932 in Hagen and $1,992 in Timaru, so Hagen is about 3% cheaper – a gap that matters a lot on a fixed or modest income.

You’d need roughly $2,898 in Hagen and $2,987 in Timaru to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $798 in Hagen versus $1,108 in Timaru. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $1,932 per month in Hagen versus $1,992 in Timaru – Hagen is about 3% cheaper, which adds up to real savings over time.

A monthly transit pass in Hagen runs roughly 42% less than in Timaru. The price difference matters if you commute daily and watch your budget.

Either city works on $3,000 a month, though Hagen gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Hagen and Timaru are both considered safe, so it’s unlikely to be the deciding factor between them.