Last update: Oct 2026

Cost of Living Comparison Between Timaru and Jagodina

For one person, living is cheaper in Jagodina: $863 a month against $1,992 in Timaru, rent and utilities included – about $13,500 less a year. Rent and utilities account for most of the difference.

96

Cost of Living Index in Timaru
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Timaru Living Index
42

Cost of Living Index in Jagodina
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Jagodina Living Index

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Timaru

🇳🇿 New Zealand

$1,992

/mo nomad

Jagodina

🇷🇸 Serbia

$863

/mo nomad

Monthly Cost of Living

How much you'll spend in Timaru and in Jagodina

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Timaru and in Jagodina actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,992 in Timaru versus $863 in Jagodina.

Timaru $1,992
Jagodina $863

Estimated couple costs with rent: $3,048 in Timaru versus $1,335 in Jagodina.

Timaru $3,048
Jagodina $1,335

Monthly costs for a family of three with rent: $4,104 in Timaru versus $1,807 in Jagodina.

Timaru $4,104
Jagodina $1,807

Living in Timaru is roughly 131% more expensive than in Jagodina, and outside of rent the biggest gap is in transport.

The two cities straddle the global median: Timaru is 46% above, Jagodina is 37% below.

Meal at Budget Restaurant

$14.41 NZ$25.62

$6.04 RSD 633

138.58%

Three-Course Dinner for Two, Mid-Range

$61.3 NZ$109

$43.34 RSD 4,539

41.49%

Fast Food Meal (McDonalds, etc)

$10.87 NZ$19.32

$6.76 RSD 708

60.80%

Cappuccino

$3.29 NZ$5.85

$1.87 RSD 196

75.94%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.13 NZ$3.78

$2.07 RSD 217

2.90%

Water (0.33 liter bottle)

$1.78 NZ$3.16

$1.39 RSD 145

28.06%

Local Beer (0.5 liter draught)

$5.70 NZ$10.12

$2.42 RSD 254

135.54%

Imported Beer (0.33 liter bottle)

$6.12 NZ$10.87

$2.80 RSD 293

118.57%

Milk (1 liter)

$1.15 NZ$2.05

$1.30 RSD 136

-11.54%

White Bread (500g)

$1.79 NZ$3.18

$0.57 RSD 59.7

214.04%

Rice (white) (1kg)

$1.12 NZ$1.99

$1.30 RSD 137

-13.85%

Eggs

$5.98 NZ$10.62

$2.01 RSD 211

197.51%

Local Cheese (1kg)

$8.28 NZ$14.72

$9.61 RSD 1,007

-13.84%

Chicken Fillets (1kg)

$9.21 NZ$16.37

$4.74 RSD 496

94.30%

Beef Round Steak (1kg)

$16.69 NZ$29.66

$11.59 RSD 1,214

44.00%

Apples (1kg)

$2.93 NZ$5.21

$0.73 RSD 76.4

301.37%

Banana (1kg)

$2.42 NZ$4.29

$1.64 RSD 172

47.56%

Oranges (1kg)

$3.17 NZ$5.64

$1.69 RSD 177

87.57%

Tomato (1kg)

$5.25 NZ$9.33

$2.26 RSD 237

132.30%

Potato (1kg)

$1.86 NZ$3.30

$1.11 RSD 116

67.57%

Onion (1kg)

$1.85 NZ$3.29

$1.15 RSD 121

60.87%

Lettuce (1 head)

$2.32 NZ$4.13

$1.01 RSD 106

129.70%

Water (1.5 liter bottle)

$0.55 NZ$0.98

$0.55 RSD 58.0

Cigarettes 20 Pack (Marlboro, Camel)

$21.06 NZ$37.44

$3.88 RSD 406

442.78%

Wine (Bottle)

$5.57 NZ$9.91

$4.78 RSD 500

16.53%

Local Beer (0.5 liter bottle)

$3.17 NZ$5.64

$0.69 RSD 72.4

359.42%

Imported Beer (0.33 liter bottle)

$1.26 NZ$2.23

$1.16 RSD 122

8.62%

One-way Ticket (Public Transport)

$1.94 NZ$3.45

$0.25 RSD 26.39

676.00%

Public Transport Monthly Pass (Regular Price)

$110 NZ$196

Taxi Start (Normal Tariff)

$2.23 NZ$3.97

$1.21 RSD 127

84.30%

Taxi (Normal Tariff) (1km)

$1.79 NZ$3.18

$0.94 RSD 98.2

90.43%

Taxi 1hour Waiting (Normal Tariff)

$28.93 NZ$51.4

$5.16 RSD 540

460.66%

Gasoline (1 liter)

$1.56 NZ$2.76

$1.78 RSD 186

-12.36%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.5K NZ$50.6K

$29.8K RSD 3.1M

-4.47%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.9K NZ$40.8K

$24.6K RSD 2.6M

-6.66%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$113 NZ$201

$88.6 RSD 9,275

27.76%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.85 NZ$40.63

$9.39 RSD 983

143.34%

Internet (50+ Mbps, Unlimited Data)

$52.5 NZ$93.3

$19.35 RSD 2,027

171.16%

Gym Membership (Monthly)

$39.92 NZ$71.0

$28.94 RSD 3,032

37.94%

Tennis Court (1 Hour on Weekend)

$6.79 RSD 711

Cinema Ticket

$11.39 NZ$20.25

$3.75 RSD 393

203.73%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$590 NZ$1,048

$114 RSD 12.0K

416.19%

International Primary School, 1 Child (Yearly)

$16.1K NZ$28.6K

$9,113 RSD 954.5K

76.36%

Jeans (Levis 501 Or Similar)

$59.4 NZ$106

$61.4 RSD 6,433

-3.24%

Summer Dress (H&M, Zara, etc)

$35.10 NZ$62.4

$66.5 RSD 6,962

-47.19%

Sport Shoes (Adidas, Nike)

$91.0 NZ$162

$122 RSD 12.8K

-25.29%

Men's Leather Business Shoes

$137 NZ$244

$115 RSD 12.1K

18.89%

1-bedroom Apartment, City Center (Monthly)

$1,108 NZ$1,970

$290 RSD 30.4K

282.13%

1-bedroom Apartment, Outside City Center (Monthly)

$921 NZ$1,637

$233 RSD 24.4K

294.55%

3-bedroom Apartment, City Center (Monthly)

$1,790 NZ$3,182

$378 RSD 39.6K

374.12%

3-bedroom Apartment, Outside City Center (Monthly)

$1,674 NZ$2,975

$333 RSD 34.8K

403.27%

Buy Apartment in City Center (m2)

$4,547 NZ$8,083

$1,540 RSD 161.3K

195.34%

Buy Apartment Outside City Center (m2)

$2,866 NZ$5,094

$896 RSD 93.9K

219.70%

Average Monthly Net Salary (After Tax)

$565 RSD 59.2K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.07

4.84

46.07%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Timaru: October 26, 2026

Last update for Jagodina: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Timaru

$921 46.2%

Jagodina

$233 27% 74.7% $687

Groceries & Markets

Timaru

$302 15.1%

Jagodina

$183 21.1% 39.5% $119

Eating Out

Timaru

$244 12.2%

Jagodina

$123 14.2% 49.7% $121

Monthly Utilities & Internet

Timaru

$188 9.5%

Jagodina

$117 13.6% 37.8% $71

Clothing & Footwear

Timaru

$145 7.3%

Jagodina

$164 19% 13.1% $19

Getting Around

Timaru

$129 6.5%

Jagodina

$6.9 * 0.8% 94.6% $122

Sport & Entertainment

Timaru

$63 3.2%

Jagodina

$36 4.2% 41.9% $26

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,108 in Timaru and $290 in Jagodina. Housing cost is often the main lever when comparing two cities.

Dining out: $61 in Timaru vs $43 in Jagodina for a mid-range dinner for two. Groceries echo the gap at $302 vs $183 per month, with Jagodina cheaper across the board.

Good to know

🇳🇿 Timaru

🇷🇸 Jagodina

🕒 Local time

20:01 8:01 PM

08:01 8:01 AM

12 h behind Timaru

🌤 Weather

👥 Population

28,600

34,892

💱 Currency

New Zealand Dollar NZD $

Serbian Dinar RSD din

📈 Exchange rate

1 NZD = 0.563 USD

1 NZD = 0.504 EUR

1,000 RSD = 9.55 USD

1,000 RSD = 8.55 EUR

Exchange rates and currency converter

RSD, USD, EUR to NZD – New Zealand Dollar Converter

🇺🇸 United States Dollar ($)

🇳🇿 New Zealand Dollar ($)

New Zealand Dollar exchange rates as of November 2, 2026: 1 USD = 1.78 NZD (1 NZD = 0.563 USD). 1 EUR = 1.98 NZD (1 NZD = 0.504 EUR).

Serbian Dinar exchange rates as of November 2, 2026: 1 USD = 105 RSD (1,000 RSD = 9.55 USD). 1 EUR = 117 RSD (1,000 RSD = 8.55 EUR).

USD to NZD in detail →

On the map

Lowest

Highest

Between locations

Timaru Jagodina 17,640 km ≈ 23 h nonstop flight

From you

Timaru
Jagodina

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Timaru vs Jagodina: Cost of Living - Frequently Asked Questions

Jagodina wins on cost – living expenses run 57% lower than in Timaru. Housing and daily spending are where you’ll feel the difference most, making Jagodina the obvious pick if budget is a priority.

You’d need roughly $2,987 in Timaru and $1,295 in Jagodina to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,108 in Timaru versus $290 in Jagodina. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 65% higher in Timaru. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $1,992 per month in Timaru versus $863 in Jagodina – Jagodina is about 57% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $800. Jagodina is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Timaru and Jagodina are both considered safe, so it’s unlikely to be the deciding factor between them.