Last update: Oct 2026

Cost of Living Comparison Between Ternopil and Phuket

For one person, living is cheaper in Ternopil: $690 a month against $1,208 in Phuket, rent and utilities included – about $6,200 less a year. Rent and utilities account for about half of the difference.

33

Cost of Living Index in Ternopil
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Ternopil Living Index
59

Cost of Living Index in Phuket
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Phuket Living Index

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Ternopil

🇺🇦 Ukraine

$690

/mo nomad

Phuket

🇹🇭 Thailand

$1,208

/mo nomad

Monthly Cost of Living

How much you'll spend in Ternopil and in Phuket

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ternopil and in Phuket actually costs, broken down by who's living it.

Monthly costs for one person with rent: $690 in Ternopil versus $1,208 in Phuket.

Ternopil $690
Phuket $1,208

Estimated couple costs with rent: $1,143 in Ternopil versus $2,027 in Phuket.

Ternopil $1,143
Phuket $2,027

Monthly costs for a family of three with rent: $1,595 in Ternopil versus $2,845 in Phuket.

Ternopil $1,595
Phuket $2,845

Living in Ternopil costs roughly 43% less than in Phuket, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Ternopil 49% lower, Phuket 11% lower.

Meal at Budget Restaurant

$3.36 ₴151

$4.40 ฿147

-23.64%

Three-Course Dinner for Two, Mid-Range

$20.07 ₴901

$32.26 ฿1,078

-37.79%

Fast Food Meal (McDonalds, etc)

$5.45 ₴245

$8.76 ฿293

-37.79%

Cappuccino

$1.22 ₴54.6

$2.83 ฿94.5

-56.89%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.69 ₴30.83

$0.90 ฿30.14

-23.33%

Water (0.33 liter bottle)

$0.51 ₴22.79

$0.47 ฿15.56

8.51%

Local Beer (0.5 liter draught)

$0.90 ₴40.56

$2.55 ฿85.2

-64.71%

Imported Beer (0.33 liter bottle)

$1.54 ₴69.1

$3.83 ฿128

-59.79%

Milk (1 liter)

$1.34 ₴60.2

$1.73 ฿57.7

-22.54%

White Bread (500g)

$0.72 ₴32.38

$1.47 ฿49.11

-51.02%

Rice (white) (1kg)

$2.00 ₴89.8

$1.51 ฿50.6

32.45%

Eggs

$1.96 ₴87.8

$2.17 ฿72.7

-9.68%

Local Cheese (1kg)

$7.95 ₴357

$19.70 ฿658

-59.64%

Chicken Fillets (1kg)

$3.99 ₴179

$3.34 ฿112

19.46%

Beef Round Steak (1kg)

$5.93 ₴266

$11.16 ฿373

-46.86%

Apples (1kg)

$0.72 ₴32.20

$2.85 ฿95.1

-74.74%

Banana (1kg)

$1.58 ₴70.8

$1.70 ฿56.9

-7.06%

Oranges (1kg)

$1.43 ₴64.2

$2.19 ฿73.3

-34.70%

Tomato (1kg)

$2.73 ₴123

$2.05 ฿68.4

33.17%

Potato (1kg)

$0.54 ₴24.26

$1.45 ฿48.57

-62.76%

Onion (1kg)

$0.39 ₴17.59

$1.38 ฿46.16

-71.74%

Lettuce (1 head)

$1.36 ₴61.3

$1.07 ฿35.69

27.10%

Water (1.5 liter bottle)

$0.52 ₴23.17

$0.51 ฿16.91

1.96%

Cigarettes 20 Pack (Marlboro, Camel)

$2.69 ₴121

$4.26 ฿142

-36.85%

Wine (Bottle)

$3.25 ₴146

$18.58 ฿621

-82.51%

Local Beer (0.5 liter bottle)

$0.88 ₴39.52

$1.78 ฿59.7

-50.56%

Imported Beer (0.33 liter bottle)

$2.35 ₴106

$2.85 ฿95.2

-17.54%

One-way Ticket (Public Transport)

$0.39 ₴17.61

$2.26 ฿75.6

-82.74%

Public Transport Monthly Pass (Regular Price)

$22.10 ฿738

Taxi Start (Normal Tariff)

$1.42 ₴63.7

$3.01 ฿101

-52.82%

Taxi (Normal Tariff) (1km)

$0.37 ₴16.82

$1.06 ฿35.34

-65.09%

Taxi 1hour Waiting (Normal Tariff)

$4.08 ₴183

$3.86 ฿129

5.70%

Gasoline (1 liter)

$1.57 ₴70.7

$1.45 ฿48.45

8.28%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.5K ₴1.4M

$26.3K ฿879.9K

19.68%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.1K ₴1.1M

$26.9K ฿900.4K

-6.74%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$55.4 ₴2,488

$96.4 ฿3,221

-42.49%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.74 ₴213

$11.04 ฿369

-57.07%

Internet (50+ Mbps, Unlimited Data)

$4.92 ₴221

$17.14 ฿573

-71.30%

Gym Membership (Monthly)

$20.69 ₴929

$52.2 ฿1,744

-60.35%

Tennis Court (1 Hour on Weekend)

$13.84 ₴621

$11.16 ฿373

24.01%

Cinema Ticket

$3.59 ₴161

$7.81 ฿261

-54.03%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$245 ₴11.0K

$556 ฿18.6K

-55.97%

International Primary School, 1 Child (Yearly)

$11.6K ฿387.0K

Jeans (Levis 501 Or Similar)

$49.54 ₴2,224

$64.2 ฿2,146

-22.83%

Summer Dress (H&M, Zara, etc)

$46.86 ₴2,103

$28.69 ฿959

63.33%

Sport Shoes (Adidas, Nike)

$98.6 ₴4,425

$95.4 ฿3,187

3.39%

Men's Leather Business Shoes

$90.1 ₴4,043

$88.0 ฿2,940

2.38%

1-bedroom Apartment, City Center (Monthly)

$297 ₴13.3K

$737 ฿24.6K

-59.74%

1-bedroom Apartment, Outside City Center (Monthly)

$234 ₴10.5K

$462 ฿15.5K

-49.38%

3-bedroom Apartment, City Center (Monthly)

$564 ₴25.3K

$2,095 ฿70.0K

-73.07%

3-bedroom Apartment, Outside City Center (Monthly)

$551 ₴24.7K

$1,201 ฿40.1K

-54.09%

Buy Apartment in City Center (m2)

$994 ₴44.6K

$3,488 ฿116.6K

-71.49%

Buy Apartment Outside City Center (m2)

$504 ₴22.6K

$2,523 ฿84.3K

-80.01%

Average Monthly Net Salary (After Tax)

$487 ₴21.9K

$501 ฿16.7K

-2.67%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

294.97%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ternopil: October 19, 2026

Last update for Phuket: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ternopil

$234 33.9%

Phuket

$462 38.3% 97.5% $228

Groceries & Markets

Ternopil

$160 23.2%

Phuket

$269 22.2% 67.8% $109

Clothing & Footwear

Ternopil

$128 18.6%

Phuket

$124 10.3% 3.1% $4

Eating Out

Ternopil

$70 10.2%

Phuket

$121 10% 72.7% $51

Monthly Utilities & Internet

Ternopil

$65 9.4%

Phuket

$125 10.3% 91.4% $59

Sport & Entertainment

Ternopil

$28 4%

Phuket

$68 5.6% 143% $40

Getting Around

Ternopil

$4.9 * 0.7%

Phuket

$39 3.3% 712% $35

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $297 in Ternopil and $737 in Phuket. Housing cost is often the main lever when comparing two cities.

Phuket pays 3% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $20.00 in Ternopil vs $32.00 in Phuket for a mid-range dinner for two. Groceries echo the gap at $160 vs $269 per month, with Ternopil cheaper across the board.

Good to know

🇺🇦 Ternopil

🇹🇭 Phuket

🕒 Local time

11:08 11:08 AM

15:08 3:08 PM

4 h ahead of Ternopil

🌤 Weather

👥 Population

218,134

79,308

💱 Currency

Ukrainian Hryvnia UAH ₴

Thai Baht THB ฿

📈 Exchange rate

100 UAH = 2.23 USD

100 UAH = 1.98 EUR

100 THB = 2.99 USD

100 THB = 2.66 EUR

Exchange rates and currency converter

THB, USD, EUR to UAH – Ukrainian Hryvnia Converter

🇺🇸 United States Dollar ($)

🇺🇦 Ukrainian Hryvnia (₴)

Ukrainian Hryvnia exchange rates as of October 22, 2026: 1 USD = 44.89 UAH (100 UAH = 2.23 USD). 1 EUR = 50.46 UAH (100 UAH = 1.98 EUR).

Thai Baht exchange rates as of October 22, 2026: 1 USD = 33.42 THB (100 THB = 2.99 USD). 1 EUR = 37.57 THB (100 THB = 2.66 EUR).

USD to UAH in detail →

On the map

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Between locations

Ternopil Phuket 8,100 km ≈ 11 h nonstop flight

From you

Ternopil
Phuket

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ternopil vs Phuket: Cost of Living - Frequently Asked Questions

Ternopil is cheaper overall, especially in groceries, eating out, and leisure. The 75% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 3% lower in Phuket. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $297 in Ternopil versus $737 in Phuket. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $245 in Ternopil versus $556 in Phuket. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ternopil – a meal for two runs $20.00 versus $32.00 in Phuket. If you eat out regularly, this makes a real dent in your monthly spending.

At $690 in Ternopil versus $1,208 in Phuket, a $2,000 budget is realistic in Ternopil but tight or insufficient in Phuket. The gap between the two cities makes Ternopil the clear choice for anyone on this budget.

For families, Ternopil is more practical. Housing and childcare are both notably cheaper than in Phuket, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ternopil and Phuket are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ternopil gentler on the wallet – expenses run 75% less than in Phuket. Beyond cost, consider language, visa policies, and how big the international community is in each city.