Cost of Living Comparison Between Phuket and Ternopil Cost of Living Comparison Between Phuket and Ternopil

Monthly Cost of Living

Monthly costs for one person with rent: $1,253 in Phuket versus $600 in Ternopil.

Estimated couple costs with rent: $2,043 in Phuket versus $841 in Ternopil.

Monthly costs for a family of three with rent: $2,833 in Phuket versus $1,083 in Ternopil.

Living in Phuket is roughly 109% more expensive than in Ternopil, driven mainly by Groceries & Markets.

Both cities sit below the global median: Phuket 9% lower, Ternopil 56% lower.

Meal at Budget Restaurant

$4.56 ฿150

$2.95 ₴132

54.58%

Three-Course Dinner for Two, Mid-Range

$32.62 ฿1,073

$22.62 ₴1,012

44.21%

Fast Food Meal (McDonalds, etc)

$8.90 ฿293

$5.59 ₴250

59.21%

Cappuccino

$2.80 ฿92.3

$1.15 ₴51.6

143.48%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.88 ฿28.96

$0.69 ₴30.85

27.54%

Water (0.33 liter bottle)

$0.49 ฿16.09

$0.51 ₴22.65

-3.92%

Local Beer (0.5 liter draught)

$2.39 ฿78.6

$1.02 ₴45.54

134.31%

Imported Beer (0.33 liter bottle)

$3.71 ฿122

$1.49 ₴66.5

148.99%

Milk (1 liter)

$1.79 ฿58.8

$1.06 ₴47.63

68.87%

White Bread (500g)

$1.44 ฿47.43

$0.71 ₴31.82

102.82%

Rice (white) (1kg)

$1.58 ฿52.1

$1.99 ₴88.9

-20.60%

Eggs

$2.13 ฿70.0

$1.92 ₴86.0

10.94%

Local Cheese (1kg)

$19.92 ฿655

$8.01 ₴358

148.69%

Chicken Fillets (1kg)

$3.43 ฿113

$3.95 ₴177

-13.16%

Beef Round Steak (1kg)

$11.33 ฿373

$6.16 ₴276

83.93%

Apples (1kg)

$2.95 ฿97.0

$0.79 ₴35.16

273.42%

Banana (1kg)

$1.72 ฿56.6

$1.53 ₴68.4

12.42%

Oranges (1kg)

$2.32 ฿76.5

$1.47 ₴65.6

57.82%

Tomato (1kg)

$2.08 ฿68.5

$2.62 ₴117

-20.61%

Potato (1kg)

$1.47 ฿48.37

$0.55 ₴24.54

167.27%

Onion (1kg)

$1.36 ฿44.68

$0.39 ₴17.52

248.72%

Lettuce (1 head)

$1.10 ฿36.15

$1.42 ₴63.5

-22.54%

Water (1.5 liter bottle)

$0.57 ฿18.90

$0.52 ₴23.38

9.62%

Cigarettes 20 Pack (Marlboro, Camel)

$4.27 ฿140

$2.74 ₴123

55.84%

Wine (Bottle)

$18.42 ฿606

$3.30 ₴147

458.18%

Local Beer (0.5 liter bottle)

$1.87 ฿61.6

$0.83 ₴37.31

125.30%

Imported Beer (0.33 liter bottle)

$2.92 ฿96.1

$2.47 ₴110

18.22%

One-way Ticket (Public Transport)

$2.22 ฿73.0

$0.39 ₴17.51

469.23%

Public Transport Monthly Pass (Regular Price)

$22.90 ฿753

Taxi Start (Normal Tariff)

$3.03 ฿99.7

$1.36 ₴60.9

122.79%

Taxi (Normal Tariff) (1km)

$1.07 ฿35.34

$0.37 ₴16.63

189.19%

Taxi 1hour Waiting (Normal Tariff)

$3.93 ฿129

$4.01 ₴179

-2.00%

Gasoline (1 liter)

$1.49 ฿49.09

$1.46 ₴65.5

2.05%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.1K ฿892.5K

$29.3K ₴1.3M

-7.39%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.5K ฿903.2K

$22.3K ₴999.3K

22.86%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$103 ฿3,382

$65.8 ₴2,943

56.23%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.99 ฿362

$4.99 ₴223

120.24%

Internet (50+ Mbps, Unlimited Data)

$17.51 ฿576

$3.83 ₴171

357.18%

Gym Membership (Monthly)

$53.5 ฿1,761

$22.78 ₴1,019

134.99%

Tennis Court (1 Hour on Weekend)

$11.20 ฿368

$13.80 ₴617

-18.84%

Cinema Ticket

$7.48 ฿246

$3.58 ₴160

108.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$557 ฿18.3K

$252 ₴11.3K

121.14%

International Primary School, 1 Child (Yearly)

$11.9K ฿390.0K

Jeans (Levis 501 Or Similar)

$64.1 ฿2,108

$50.9 ₴2,274

26.00%

Summer Dress (H&M, Zara, etc)

$29.07 ฿957

$48.27 ₴2,159

-39.78%

Sport Shoes (Adidas, Nike)

$96.0 ฿3,157

$101 ₴4,535

-5.36%

Men's Leather Business Shoes

$90.3 ฿2,972

$88.3 ₴3,947

2.36%

1-bedroom Apartment, City Center (Monthly)

$730 ฿24.0K

$272 ₴12.2K

168.69%

1-bedroom Apartment, Outside City Center (Monthly)

$500 ฿16.4K

$136 ₴6,064

268.70%

3-bedroom Apartment, City Center (Monthly)

$2,090 ฿68.8K

3-bedroom Apartment, Outside City Center (Monthly)

$1,209 ฿39.8K

Buy Apartment in City Center (m2)

$3,596 ฿118.3K

$1,001 ₴44.8K

259.15%

Buy Apartment Outside City Center (m2)

$2,512 ฿82.7K

$504 ₴22.5K

398.80%

Average Monthly Net Salary (After Tax)

$503 ฿16.6K

$521 ₴23.3K

-3.41%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

-74.68%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phuket: August 31, 2026

Last update for Ternopil: September 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $730 in Phuket and $272 in Ternopil. Housing cost is often the main lever when comparing two cities.

Ternopil pays 4% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Phuket vs $23.00 in Ternopil for a mid-range dinner for two. Groceries echo the gap at $273 vs $158 per month, with Ternopil cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Phuket vs Ternopil: Cost of Living - Frequently Asked Questions

Ternopil is cheaper overall, especially in Groceries & Markets, Eating Out, Sport & Entertainment, Getting Around, Monthly Utilities & Internet. The 109% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 4% lower in Ternopil. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $730 in Phuket versus $272 in Ternopil. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $557 in Phuket versus $252 in Ternopil. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ternopil – a meal for two runs $23.00 versus $33.00 in Phuket. If you eat out regularly, this makes a real dent in your monthly spending.

At $600 in Ternopil versus $1,253 in Phuket, a $2,000 budget is realistic in Ternopil but tight or insufficient in Phuket. The gap between the two cities makes Ternopil the clear choice for anyone on this budget.

For families, Ternopil is more practical. Housing and childcare are both notably cheaper than in Phuket, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Phuket and Ternopil are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ternopil gentler on the wallet – expenses run 109% less than in Phuket. Beyond cost, consider language, visa policies, and how big the international community is in each city.