Cost of Living Comparison Between Phuket and Ternopil Cost of Living Comparison Between Phuket and Ternopil

Monthly Cost of Living

Monthly costs for one person with rent: $1,261 in Phuket versus $574 in Ternopil.

Estimated couple costs with rent: $2,276 in Phuket versus $911 in Ternopil.

Monthly costs for a family of three with rent: $3,291 in Phuket versus $1,248 in Ternopil.

Living in Phuket is roughly 120% more expensive than in Ternopil, driven mainly by Groceries & Markets.

Both cities sit below the global median: Phuket 6% lower, Ternopil 57% lower.

Meal at Budget Restaurant

$4.53 ฿153

$4.96 ₴222

-8.67%

Three-Course Dinner for Two, Mid-Range

$46.36 ฿1,565

$19.36 ₴866

139.46%

Fast Food Meal (McDonalds, etc)

$8.65 ฿292

$5.88 ₴263

47.11%

Cappuccino

$3.09 ฿104

$0.87 ₴38.85

255.17%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.68 ฿22.89

$0.61 ₴27.43

11.48%

Water (0.33 liter bottle)

$0.37 ฿12.44

$0.30 ₴13.22

23.33%

Local Beer (0.5 liter draught)

$2.42 ฿81.6

$0.86 ₴38.33

181.40%

Imported Beer (0.33 liter bottle)

$3.81 ฿129

$1.20 ₴53.6

217.50%

Milk (1 liter)

$2.18 ฿73.5

$1.01 ₴45.04

115.84%

White Bread (500g)

$1.82 ฿61.3

$0.48 ₴21.42

279.17%

Rice (white) (1kg)

$2.18 ฿73.5

$1.28 ₴57.1

70.31%

Eggs

$2.24 ฿75.4

$1.49 ₴66.7

50.34%

Local Cheese (1kg)

$19.93 ฿673

$4.76 ₴213

318.70%

Chicken Fillets (1kg)

$3.64 ฿123

$3.78 ₴169

-3.70%

Beef Round Steak (1kg)

$13.56 ฿458

$4.80 ₴215

182.50%

Apples (1kg)

$3.29 ฿111

$0.88 ₴39.46

273.86%

Banana (1kg)

$1.69 ฿56.9

$1.54 ₴68.9

9.74%

Oranges (1kg)

$2.33 ฿78.8

$2.15 ₴96.3

8.37%

Tomato (1kg)

$2.03 ฿68.4

$1.70 ₴76.1

19.41%

Potato (1kg)

$1.60 ฿54.0

$0.58 ₴25.94

175.86%

Onion (1kg)

$1.49 ฿50.5

$0.62 ₴27.64

140.32%

Lettuce (1 head)

$1.01 ฿34.17

$1.24 ₴55.7

-18.55%

Water (1.5 liter bottle)

$0.48 ฿16.09

$0.41 ₴18.28

17.07%

Cigarettes 20 Pack (Marlboro, Camel)

$4.45 ฿150

$2.15 ₴96.2

106.98%

Wine (Bottle)

$18.63 ฿629

$3.31 ₴148

462.84%

Local Beer (0.5 liter bottle)

$1.79 ฿60.3

$0.89 ₴39.72

101.12%

Imported Beer (0.33 liter bottle)

$2.80 ฿94.4

$1.23 ₴55.1

127.64%

One-way Ticket (Public Transport)

$1.42 ฿47.90

$0.37 ₴16.74

283.78%

Public Transport Monthly Pass (Regular Price)

$11.33 ฿382

Taxi Start (Normal Tariff)

$3.09 ฿104

$0.81 ₴36.47

281.48%

Taxi (Normal Tariff) (1km)

$1.04 ฿35.19

$0.23 ₴10.24

352.17%

Taxi 1hour Waiting (Normal Tariff)

$13.63 ฿460

$2.86 ₴128

376.57%

Gasoline (1 liter)

$1.31 ฿44.23

$1.35 ₴60.3

-2.96%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.3K ฿920.7K

$30.4K ₴1.4M

-10.34%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.2K ฿1.1M

$24.9K ₴1.1M

33.29%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$123 ฿4,157

$60.4 ₴2,704

103.87%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.81 ฿466

$5.43 ₴243

154.33%

Internet (50+ Mbps, Unlimited Data)

$18.52 ฿625

$6.28 ₴281

194.90%

Gym Membership (Monthly)

$60.4 ฿2,037

$22.67 ₴1,015

166.25%

Tennis Court (1 Hour on Weekend)

$16.80 ฿567

$12.38 ₴554

35.70%

Cinema Ticket

$8.89 ฿300

$4.33 ₴194

105.31%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$687 ฿23.2K

$269 ₴12.0K

155.40%

International Primary School, 1 Child (Yearly)

$15.6K ฿524.8K

$3,456 ₴154.7K

349.92%

Jeans (Levis 501 Or Similar)

$57.6 ฿1,945

$42.71 ₴1,911

34.93%

Summer Dress (H&M, Zara, etc)

$34.66 ฿1,170

$24.58 ₴1,100

41.01%

Sport Shoes (Adidas, Nike)

$115 ฿3,879

$73.5 ₴3,291

56.27%

Men's Leather Business Shoes

$84.9 ฿2,865

$85.0 ₴3,802

-0.07%

1-bedroom Apartment, City Center (Monthly)

$618 ฿20.8K

$261 ₴11.7K

136.51%

1-bedroom Apartment, Outside City Center (Monthly)

$443 ฿15.0K

$158 ₴7,088

179.68%

3-bedroom Apartment, City Center (Monthly)

$2,047 ฿69.1K

$358 ₴16.0K

471.36%

3-bedroom Apartment, Outside City Center (Monthly)

$1,506 ฿50.8K

$286 ₴12.8K

427.06%

Buy Apartment in City Center (m2)

$3,568 ฿120.4K

$1,009 ₴45.1K

253.75%

Buy Apartment Outside City Center (m2)

$2,511 ฿84.7K

$499 ₴22.3K

403.40%

Average Monthly Net Salary (After Tax)

$503 ฿17.0K

$481 ₴21.5K

4.56%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.33

-33.38%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phuket: July 20, 2026

Last update for Ternopil: July 20, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $618 in Phuket and $261 in Ternopil. Housing cost is often the main lever when comparing two cities.

Phuket pays 5% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $46.00 in Phuket vs $19.00 in Ternopil for a mid-range dinner for two. Groceries echo the gap at $292 vs $131 per month, with Ternopil cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Phuket vs Ternopil: Cost of Living - Frequently Asked Questions

Ternopil is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Sport & Entertainment, Monthly Utilities & Internet. The 120% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 5% higher in Phuket, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $618 in Phuket versus $261 in Ternopil. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $687 in Phuket versus $269 in Ternopil. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ternopil – a meal for two runs $19.00 versus $46.00 in Phuket. If you eat out regularly, this makes a real dent in your monthly spending.

At $574 in Ternopil versus $1,261 in Phuket, a $2,000 budget is realistic in Ternopil but tight or insufficient in Phuket. The gap between the two cities makes Ternopil the clear choice for anyone on this budget.

For families, Ternopil is more practical. Housing and childcare are both notably cheaper than in Phuket, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Phuket and Ternopil are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ternopil gentler on the wallet – expenses run 120% less than in Phuket. Beyond cost, consider language, visa policies, and how big the international community is in each city.