Cost of Living Comparison Between Phuket and Ternopil Cost of Living Comparison Between Phuket and Ternopil

Monthly Cost of Living

Monthly costs for one person with rent: $1,270 in Phuket versus $566 in Ternopil.

Estimated couple costs with rent: $2,304 in Phuket versus $908 in Ternopil.

Monthly costs for a family of three with rent: $3,339 in Phuket versus $1,251 in Ternopil.

Living in Phuket is roughly 124% more expensive than Ternopil, driven mainly by Groceries & Markets.

Both cities sit below the global median: Phuket 5% lower, Ternopil 58% lower.

Meal at Budget Restaurant

$4.66 ฿150

$4.88 ₴214

-4.51%

Three-Course Dinner for Two, Mid-Range

$46.44 ฿1,496

$19.02 ₴836

144.16%

Fast Food Meal (McDonalds, etc)

$8.68 ฿280

$5.67 ₴249

53.09%

Cappuccino

$2.95 ฿95.0

$0.81 ₴35.82

264.20%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.70 ฿22.52

$0.61 ₴27.02

14.75%

Water (0.33 liter bottle)

$0.39 ฿12.70

$0.32 ₴14.16

21.88%

Local Beer (0.5 liter draught)

$2.53 ฿81.6

$0.84 ₴37.08

201.19%

Imported Beer (0.33 liter bottle)

$3.78 ฿122

$1.19 ₴52.3

217.65%

Milk (1 liter)

$2.22 ฿71.5

$1.03 ₴45.14

115.53%

White Bread (500g)

$1.80 ฿57.8

$0.51 ₴22.51

252.94%

Rice (white) (1kg)

$2.19 ฿70.4

$1.28 ₴56.3

71.09%

Eggs

$2.31 ฿74.5

$1.50 ₴66.1

54.00%

Local Cheese (1kg)

$19.34 ฿623

$4.97 ₴218

289.13%

Chicken Fillets (1kg)

$3.77 ฿121

$3.67 ₴161

2.72%

Beef Round Steak (1kg)

$13.22 ฿426

$4.96 ₴218

166.53%

Apples (1kg)

$3.33 ฿107

$0.83 ₴36.41

301.20%

Banana (1kg)

$1.65 ฿53.1

$1.53 ₴67.1

7.84%

Oranges (1kg)

$2.29 ฿73.7

$2.11 ₴92.9

8.53%

Tomato (1kg)

$1.99 ฿64.1

$1.74 ₴76.3

14.37%

Potato (1kg)

$1.53 ฿49.24

$0.54 ₴23.82

183.33%

Onion (1kg)

$1.51 ฿48.77

$0.66 ₴29.06

128.79%

Lettuce (1 head)

$1.03 ฿33.12

$1.24 ₴54.6

-16.94%

Water (1.5 liter bottle)

$0.51 ฿16.57

$0.44 ₴19.29

15.91%

Cigarettes 20 Pack (Marlboro, Camel)

$4.41 ฿142

$2.15 ₴94.3

105.12%

Wine (Bottle)

$19.41 ฿625

$3.42 ₴151

467.54%

Local Beer (0.5 liter bottle)

$1.80 ฿58.0

$0.83 ₴36.67

116.87%

Imported Beer (0.33 liter bottle)

$2.68 ฿86.4

$1.25 ₴54.8

114.40%

One-way Ticket (Public Transport)

$1.43 ฿46.11

$0.38 ₴16.55

276.32%

Public Transport Monthly Pass (Regular Price)

$11.70 ฿377

Taxi Start (Normal Tariff)

$3.04 ฿97.9

$0.87 ₴38.20

249.43%

Taxi (Normal Tariff) (1km)

$1.04 ฿33.37

$0.23 ₴10.10

352.17%

Taxi 1hour Waiting (Normal Tariff)

$13.68 ฿441

$2.83 ₴124

383.39%

Gasoline (1 liter)

$1.30 ฿41.85

$1.29 ₴56.9

0.78%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.9K ฿898.9K

$30.6K ₴1.3M

-8.77%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.0K ฿1.1M

$24.3K ₴1.1M

35.68%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$123 ฿3,962

$61.8 ₴2,715

99.11%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.82 ฿445

$5.32 ₴234

159.77%

Internet (50+ Mbps, Unlimited Data)

$18.86 ฿608

$6.41 ₴282

194.23%

Gym Membership (Monthly)

$61.2 ฿1,970

$22.37 ₴983

173.36%

Tennis Court (1 Hour on Weekend)

$16.81 ฿541

$12.66 ₴557

32.78%

Cinema Ticket

$8.87 ฿286

$4.33 ₴190

104.85%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$696 ฿22.4K

$269 ₴11.8K

159.22%

International Primary School, 1 Child (Yearly)

$16.1K ฿517.4K

$3,415 ₴150.1K

370.25%

Jeans (Levis 501 Or Similar)

$59.3 ฿1,910

$41.67 ₴1,832

42.26%

Summer Dress (H&M, Zara, etc)

$34.85 ฿1,123

$23.80 ₴1,046

46.43%

Sport Shoes (Adidas, Nike)

$113 ฿3,646

$73.7 ₴3,242

53.47%

Men's Leather Business Shoes

$85.1 ฿2,740

$85.4 ₴3,753

-0.37%

1-bedroom Apartment, City Center (Monthly)

$615 ฿19.8K

$263 ₴11.6K

134.04%

1-bedroom Apartment, Outside City Center (Monthly)

$448 ฿14.4K

$161 ₴7,067

178.93%

3-bedroom Apartment, City Center (Monthly)

$2,085 ฿67.2K

$364 ₴16.0K

472.66%

3-bedroom Apartment, Outside City Center (Monthly)

$1,496 ฿48.2K

$295 ₴13.0K

406.31%

Buy Apartment in City Center (m2)

$3,734 ฿120.3K

$1,011 ₴44.5K

269.31%

Buy Apartment Outside City Center (m2)

$2,662 ฿85.8K

$502 ₴22.1K

430.34%

Average Monthly Net Salary (After Tax)

$534 ฿17.2K

$488 ₴21.5K

9.26%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.33

-33.38%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phuket: April 20, 2026

Last update for Ternopil: April 19, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $615 in Phuket and $263 in Ternopil. Housing cost is often the main lever when comparing two cities.

Phuket pays 9% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $46 in Phuket vs $19 in Ternopil for a mid-range dinner for two. Groceries echo the gap at $291 vs $132 per month, with Ternopil cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Phuket vs Ternopil: Cost of Living - Frequently Asked Questions

Ternopil is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Sport & Entertainment, Monthly Utilities & Internet. The 124% gap adds up to real monthly savings that compound significantly over time.

Phuket pays 9% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $615 in Phuket versus $263 in Ternopil. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $696 in Phuket versus $269 in Ternopil. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ternopil – a meal for two runs $19.00 versus $46.00 in Phuket. If you eat out regularly, this makes a real dent in your monthly spending.

At $566 in Ternopil versus $1,270 in Phuket, a $2,000 budget is realistic in Ternopil but tight or insufficient in Phuket. The gap between the two cities makes Ternopil the clear choice for anyone on this budget.

For families, Ternopil is more practical. Housing and childcare are both notably cheaper than in Phuket, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Phuket and Ternopil are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ternopil gentler on the wallet – expenses run 124% less than in Phuket. Beyond cost, consider language, visa policies, and how big the international community is in each city.