Last update: Oct 2026

Cost of Living Comparison Between Phuket and Ternopil

For one person, living is cheaper in Ternopil: $690 a month against $1,208 in Phuket, rent and utilities included – about $6,200 less a year. Rent and utilities account for about half of the difference.

59

Cost of Living Index in Phuket
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Phuket Living Index
33

Cost of Living Index in Ternopil
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Ternopil Living Index

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Phuket

🇹🇭 Thailand

$1,208

/mo nomad

Ternopil

🇺🇦 Ukraine

$690

/mo nomad

Monthly Cost of Living

How much you'll spend in Phuket and in Ternopil

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Phuket and in Ternopil actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,208 in Phuket versus $690 in Ternopil.

Phuket $1,208
Ternopil $690

Estimated couple costs with rent: $2,027 in Phuket versus $1,143 in Ternopil.

Phuket $2,027
Ternopil $1,143

Monthly costs for a family of three with rent: $2,845 in Phuket versus $1,595 in Ternopil.

Phuket $2,845
Ternopil $1,595

Living in Phuket is roughly 75% more expensive than in Ternopil, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Phuket 11% lower, Ternopil 49% lower.

Meal at Budget Restaurant

$4.40 ฿147

$3.36 ₴151

30.95%

Three-Course Dinner for Two, Mid-Range

$32.26 ฿1,078

$20.07 ₴901

60.74%

Fast Food Meal (McDonalds, etc)

$8.76 ฿293

$5.45 ₴245

60.73%

Cappuccino

$2.83 ฿94.5

$1.22 ₴54.6

131.97%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.90 ฿30.14

$0.69 ₴30.83

30.43%

Water (0.33 liter bottle)

$0.47 ฿15.56

$0.51 ₴22.79

-7.84%

Local Beer (0.5 liter draught)

$2.55 ฿85.2

$0.90 ₴40.56

183.33%

Imported Beer (0.33 liter bottle)

$3.83 ฿128

$1.54 ₴69.1

148.70%

Milk (1 liter)

$1.73 ฿57.7

$1.34 ₴60.2

29.10%

White Bread (500g)

$1.47 ฿49.11

$0.72 ₴32.38

104.17%

Rice (white) (1kg)

$1.51 ฿50.6

$2.00 ₴89.8

-24.50%

Eggs

$2.17 ฿72.7

$1.96 ₴87.8

10.71%

Local Cheese (1kg)

$19.70 ฿658

$7.95 ₴357

147.80%

Chicken Fillets (1kg)

$3.34 ฿112

$3.99 ₴179

-16.29%

Beef Round Steak (1kg)

$11.16 ฿373

$5.93 ₴266

88.20%

Apples (1kg)

$2.85 ฿95.1

$0.72 ₴32.20

295.83%

Banana (1kg)

$1.70 ฿56.9

$1.58 ₴70.8

7.59%

Oranges (1kg)

$2.19 ฿73.3

$1.43 ₴64.2

53.15%

Tomato (1kg)

$2.05 ฿68.4

$2.73 ₴123

-24.91%

Potato (1kg)

$1.45 ฿48.57

$0.54 ₴24.26

168.52%

Onion (1kg)

$1.38 ฿46.16

$0.39 ₴17.59

253.85%

Lettuce (1 head)

$1.07 ฿35.69

$1.36 ₴61.3

-21.32%

Water (1.5 liter bottle)

$0.51 ฿16.91

$0.52 ₴23.17

-1.92%

Cigarettes 20 Pack (Marlboro, Camel)

$4.26 ฿142

$2.69 ₴121

58.36%

Wine (Bottle)

$18.58 ฿621

$3.25 ₴146

471.69%

Local Beer (0.5 liter bottle)

$1.78 ฿59.7

$0.88 ₴39.52

102.27%

Imported Beer (0.33 liter bottle)

$2.85 ฿95.2

$2.35 ₴106

21.28%

One-way Ticket (Public Transport)

$2.26 ฿75.6

$0.39 ₴17.61

479.49%

Public Transport Monthly Pass (Regular Price)

$22.10 ฿738

Taxi Start (Normal Tariff)

$3.01 ฿101

$1.42 ₴63.7

111.97%

Taxi (Normal Tariff) (1km)

$1.06 ฿35.34

$0.37 ₴16.82

186.49%

Taxi 1hour Waiting (Normal Tariff)

$3.86 ฿129

$4.08 ₴183

-5.39%

Gasoline (1 liter)

$1.45 ฿48.45

$1.57 ₴70.7

-7.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.3K ฿879.9K

$31.5K ₴1.4M

-16.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.9K ฿900.4K

$25.1K ₴1.1M

7.23%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$96.4 ฿3,221

$55.4 ₴2,488

73.88%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.04 ฿369

$4.74 ₴213

132.91%

Internet (50+ Mbps, Unlimited Data)

$17.14 ฿573

$4.92 ₴221

248.37%

Gym Membership (Monthly)

$52.2 ฿1,744

$20.69 ₴929

152.20%

Tennis Court (1 Hour on Weekend)

$11.16 ฿373

$13.84 ₴621

-19.36%

Cinema Ticket

$7.81 ฿261

$3.59 ₴161

117.55%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$556 ฿18.6K

$245 ₴11.0K

127.11%

International Primary School, 1 Child (Yearly)

$11.6K ฿387.0K

Jeans (Levis 501 Or Similar)

$64.2 ฿2,146

$49.54 ₴2,224

29.59%

Summer Dress (H&M, Zara, etc)

$28.69 ฿959

$46.86 ₴2,103

-38.78%

Sport Shoes (Adidas, Nike)

$95.4 ฿3,187

$98.6 ₴4,425

-3.28%

Men's Leather Business Shoes

$88.0 ฿2,940

$90.1 ₴4,043

-2.32%

1-bedroom Apartment, City Center (Monthly)

$737 ฿24.6K

$297 ₴13.3K

148.40%

1-bedroom Apartment, Outside City Center (Monthly)

$462 ฿15.5K

$234 ₴10.5K

97.55%

3-bedroom Apartment, City Center (Monthly)

$2,095 ฿70.0K

$564 ₴25.3K

271.34%

3-bedroom Apartment, Outside City Center (Monthly)

$1,201 ฿40.1K

$551 ₴24.7K

117.82%

Buy Apartment in City Center (m2)

$3,488 ฿116.6K

$994 ₴44.6K

250.72%

Buy Apartment Outside City Center (m2)

$2,523 ฿84.3K

$504 ₴22.6K

400.16%

Average Monthly Net Salary (After Tax)

$501 ฿16.7K

$487 ₴21.9K

2.74%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

-74.68%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phuket: October 19, 2026

Last update for Ternopil: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Phuket

$462 38.3%

Ternopil

$234 33.9% 49.4% $228

Groceries & Markets

Phuket

$269 22.2%

Ternopil

$160 23.2% 40.4% $109

Monthly Utilities & Internet

Phuket

$125 10.3%

Ternopil

$65 9.4% 47.7% $59

Clothing & Footwear

Phuket

$124 10.3%

Ternopil

$128 18.6% 3.2% $4

Eating Out

Phuket

$121 10%

Ternopil

$70 10.2% 42.1% $51

Sport & Entertainment

Phuket

$68 5.6%

Ternopil

$28 4% 58.9% $40

Getting Around

Phuket

$39 3.3%

Ternopil

$4.9 * 0.7% 87.7% $35

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $737 in Phuket and $297 in Ternopil. Housing cost is often the main lever when comparing two cities.

Phuket pays 3% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $32.00 in Phuket vs $20.00 in Ternopil for a mid-range dinner for two. Groceries echo the gap at $269 vs $160 per month, with Ternopil cheaper across the board.

Good to know

🇹🇭 Phuket

🇺🇦 Ternopil

🕒 Local time

17:16 5:16 PM

13:16 1:16 PM

4 h behind Phuket

🌤 Weather

👥 Population

79,308

218,134

💱 Currency

Thai Baht THB ฿

Ukrainian Hryvnia UAH ₴

📈 Exchange rate

100 THB = 2.99 USD

100 THB = 2.66 EUR

100 UAH = 2.23 USD

100 UAH = 1.98 EUR

Exchange rates and currency converter

UAH, USD, EUR to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of October 22, 2026: 1 USD = 33.42 THB (100 THB = 2.99 USD). 1 EUR = 37.57 THB (100 THB = 2.66 EUR).

Ukrainian Hryvnia exchange rates as of October 22, 2026: 1 USD = 44.89 UAH (100 UAH = 2.23 USD). 1 EUR = 50.46 UAH (100 UAH = 1.98 EUR).

USD to THB in detail →

On the map

Lowest

Highest

Between locations

Phuket Ternopil 8,100 km ≈ 11 h nonstop flight

From you

Phuket
Ternopil

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Phuket vs Ternopil: Cost of Living - Frequently Asked Questions

Ternopil is cheaper overall, especially in groceries, eating out, and leisure. The 75% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 3% higher in Phuket, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $737 in Phuket versus $297 in Ternopil. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $556 in Phuket versus $245 in Ternopil. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ternopil – a meal for two runs $20.00 versus $32.00 in Phuket. If you eat out regularly, this makes a real dent in your monthly spending.

At $690 in Ternopil versus $1,208 in Phuket, a $2,000 budget is realistic in Ternopil but tight or insufficient in Phuket. The gap between the two cities makes Ternopil the clear choice for anyone on this budget.

For families, Ternopil is more practical. Housing and childcare are both notably cheaper than in Phuket, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Phuket and Ternopil are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ternopil gentler on the wallet – expenses run 75% less than in Phuket. Beyond cost, consider language, visa policies, and how big the international community is in each city.