Cost of Living Comparison Between Ternopil and Odesa Cost of Living Comparison Between Ternopil and Odesa

Monthly Cost of Living

A single person spends $574 per month in Ternopil vs $733 in Odesa, rent included.

A couple spends around $911 per month in Ternopil vs $1,156 in Odesa, rent included.

A family of three spends $1,248 per month in Ternopil vs $1,579 in Odesa, rent included.

Ternopil is about 22% cheaper than Odesa, driven mainly by Groceries & Markets.

Both Ternopil and Odesa are more affordable than the global median – Ternopil 57% lower, Odesa 45% lower.

Meal at Budget Restaurant

$4.96 ₴222

$7.12 ₴319

-30.34%

Three-Course Dinner for Two, Mid-Range

$19.36 ₴866

$28.72 ₴1,285

-32.59%

Fast Food Meal (McDonalds, etc)

$5.88 ₴263

$6.52 ₴292

-9.82%

Cappuccino

$0.87 ₴38.85

$1.43 ₴64.2

-39.16%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.61 ₴27.43

$0.72 ₴32.25

-15.28%

Water (0.33 liter bottle)

$0.30 ₴13.22

$0.49 ₴21.80

-38.78%

Local Beer (0.5 liter draught)

$0.86 ₴38.33

$0.99 ₴44.22

-13.13%

Imported Beer (0.33 liter bottle)

$1.20 ₴53.6

$1.67 ₴74.6

-28.14%

Milk (1 liter)

$1.01 ₴45.04

$1.09 ₴48.82

-7.34%

White Bread (500g)

$0.48 ₴21.42

$0.66 ₴29.41

-27.27%

Rice (white) (1kg)

$1.28 ₴57.1

$1.39 ₴62.3

-7.91%

Eggs

$1.49 ₴66.7

$1.61 ₴72.1

-7.45%

Local Cheese (1kg)

$4.76 ₴213

$8.33 ₴373

-42.86%

Chicken Fillets (1kg)

$3.78 ₴169

$4.29 ₴192

-11.89%

Beef Round Steak (1kg)

$4.80 ₴215

$6.61 ₴296

-27.38%

Apples (1kg)

$0.88 ₴39.46

$0.75 ₴33.51

17.33%

Banana (1kg)

$1.54 ₴68.9

$1.67 ₴74.8

-7.78%

Oranges (1kg)

$2.15 ₴96.3

$1.70 ₴76.0

26.47%

Tomato (1kg)

$1.70 ₴76.1

$2.37 ₴106

-28.27%

Potato (1kg)

$0.58 ₴25.94

$0.65 ₴29.12

-10.77%

Onion (1kg)

$0.62 ₴27.64

$0.51 ₴22.84

21.57%

Lettuce (1 head)

$1.24 ₴55.7

$1.49 ₴66.8

-16.78%

Water (1.5 liter bottle)

$0.41 ₴18.28

$0.55 ₴24.75

-25.45%

Cigarettes 20 Pack (Marlboro, Camel)

$2.15 ₴96.2

$2.67 ₴119

-19.48%

Wine (Bottle)

$3.31 ₴148

$5.62 ₴252

-41.10%

Local Beer (0.5 liter bottle)

$0.89 ₴39.72

$0.84 ₴37.70

5.95%

Imported Beer (0.33 liter bottle)

$1.23 ₴55.1

$1.44 ₴64.5

-14.58%

One-way Ticket (Public Transport)

$0.37 ₴16.74

$0.35 ₴15.57

5.71%

Public Transport Monthly Pass (Regular Price)

$13.75 ₴615

Taxi Start (Normal Tariff)

$0.81 ₴36.47

$1.99 ₴88.9

-59.30%

Taxi (Normal Tariff) (1km)

$0.23 ₴10.24

$0.32 ₴14.13

-28.13%

Taxi 1hour Waiting (Normal Tariff)

$2.86 ₴128

$2.82 ₴126

1.42%

Gasoline (1 liter)

$1.35 ₴60.3

$1.41 ₴62.9

-4.26%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.4K ₴1.4M

$31.9K ₴1.4M

-4.71%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.9K ₴1.1M

$27.6K ₴1.2M

-9.81%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$60.4 ₴2,704

$90.5 ₴4,048

-33.22%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.43 ₴243

$5.23 ₴234

3.82%

Internet (50+ Mbps, Unlimited Data)

$6.28 ₴281

$6.65 ₴298

-5.56%

Gym Membership (Monthly)

$22.67 ₴1,015

$26.45 ₴1,184

-14.29%

Tennis Court (1 Hour on Weekend)

$12.38 ₴554

$12.67 ₴567

-2.29%

Cinema Ticket

$4.33 ₴194

$6.09 ₴273

-28.90%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$269 ₴12.0K

$258 ₴11.5K

4.31%

International Primary School, 1 Child (Yearly)

$3,456 ₴154.7K

$2,080 ₴93.1K

66.13%

Jeans (Levis 501 Or Similar)

$42.71 ₴1,911

$62.1 ₴2,780

-31.26%

Summer Dress (H&M, Zara, etc)

$24.58 ₴1,100

$39.62 ₴1,773

-37.96%

Sport Shoes (Adidas, Nike)

$73.5 ₴3,291

$88.0 ₴3,938

-16.42%

Men's Leather Business Shoes

$85.0 ₴3,802

$104 ₴4,666

-18.51%

1-bedroom Apartment, City Center (Monthly)

$261 ₴11.7K

$272 ₴12.2K

-4.06%

1-bedroom Apartment, Outside City Center (Monthly)

$158 ₴7,088

$176 ₴7,862

-9.84%

3-bedroom Apartment, City Center (Monthly)

$358 ₴16.0K

$507 ₴22.7K

-29.41%

3-bedroom Apartment, Outside City Center (Monthly)

$286 ₴12.8K

$309 ₴13.8K

-7.56%

Buy Apartment in City Center (m2)

$1,009 ₴45.1K

$1,635 ₴73.2K

-38.32%

Buy Apartment Outside City Center (m2)

$499 ₴22.3K

$875 ₴39.1K

-42.98%

Average Monthly Net Salary (After Tax)

$481 ₴21.5K

$469 ₴21.0K

2.45%

20-Year Fixed Mortgage Interest Rate (Annual %)

-61.90%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ternopil: July 20, 2026

Last update for Odesa: July 20, 2026

Cost Breakdown

A central one-bedroom costs $261 in Ternopil versus $272 in Odesa. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 2% higher in Ternopil, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $19.00 in Ternopil versus $29.00 in Odesa. Monthly groceries follow the same trend: $131 vs $162 – making Ternopil the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ternopil vs Odesa: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $574 in Ternopil, $733 in Odesa – roughly 28% apart. Odesa costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $860 per month in Ternopil and $1,100 in Odesa. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ternopil, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $19.00 in Ternopil and $29.00 in Odesa. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 24% more in Odesa, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$1,200 covers both cities comfortably – all-in costs are $574 in Ternopil and $733 in Odesa, leaving budget for savings and extras in both cases.

Families tend to lean toward Ternopil – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ternopil. If higher salaries, better infrastructure, or specific career opportunities are the priority, Odesa makes more sense. Both are solid long-term options with distinct trade-offs.