Cost of Living Comparison Between Odesa and Ternopil Cost of Living Comparison Between Odesa and Ternopil

Monthly Cost of Living

A single person spends $732 per month in Odesa vs $566 in Ternopil, rent included.

A couple spends around $1,138 per month in Odesa vs $908 in Ternopil, rent included.

A family of three spends $1,544 per month in Odesa vs $1,251 in Ternopil, rent included.

Odesa costs about 29% more than Ternopil, driven mainly by Clothing & Footwear.

Both Odesa and Ternopil are more affordable than the global median – Odesa 45% lower, Ternopil 58% lower.

Meal at Budget Restaurant

$7.06 ₴310

$4.88 ₴214

44.67%

Three-Course Dinner for Two, Mid-Range

$29.12 ₴1,280

$19.02 ₴836

53.10%

Fast Food Meal (McDonalds, etc)

$6.32 ₴278

$5.67 ₴249

11.46%

Cappuccino

$1.44 ₴63.1

$0.81 ₴35.82

77.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.72 ₴31.72

$0.61 ₴27.02

18.03%

Water (0.33 liter bottle)

$0.48 ₴21.25

$0.32 ₴14.16

50.00%

Local Beer (0.5 liter draught)

$1.02 ₴44.67

$0.84 ₴37.08

21.43%

Imported Beer (0.33 liter bottle)

$1.71 ₴75.0

$1.19 ₴52.3

43.70%

Milk (1 liter)

$1.04 ₴45.77

$1.03 ₴45.14

0.97%

White Bread (500g)

$0.65 ₴28.62

$0.51 ₴22.51

27.45%

Rice (white) (1kg)

$1.45 ₴63.8

$1.28 ₴56.3

13.28%

Eggs

$1.61 ₴70.8

$1.50 ₴66.1

7.33%

Local Cheese (1kg)

$8.11 ₴357

$4.97 ₴218

63.18%

Chicken Fillets (1kg)

$4.42 ₴194

$3.67 ₴161

20.44%

Beef Round Steak (1kg)

$6.61 ₴291

$4.96 ₴218

33.27%

Apples (1kg)

$0.72 ₴31.44

$0.83 ₴36.41

-13.25%

Banana (1kg)

$1.59 ₴69.9

$1.53 ₴67.1

3.92%

Oranges (1kg)

$1.79 ₴78.6

$2.11 ₴92.9

-15.17%

Tomato (1kg)

$2.36 ₴104

$1.74 ₴76.3

35.63%

Potato (1kg)

$0.64 ₴28.30

$0.54 ₴23.82

18.52%

Onion (1kg)

$0.55 ₴23.98

$0.66 ₴29.06

-16.67%

Lettuce (1 head)

$1.50 ₴66.0

$1.24 ₴54.6

20.97%

Water (1.5 liter bottle)

$0.51 ₴22.55

$0.44 ₴19.29

15.91%

Cigarettes 20 Pack (Marlboro, Camel)

$2.77 ₴122

$2.15 ₴94.3

28.84%

Wine (Bottle)

$5.71 ₴251

$3.42 ₴151

66.96%

Local Beer (0.5 liter bottle)

$0.80 ₴35.16

$0.83 ₴36.67

-3.61%

Imported Beer (0.33 liter bottle)

$1.47 ₴64.6

$1.25 ₴54.8

17.60%

One-way Ticket (Public Transport)

$0.38 ₴16.49

$0.38 ₴16.55

Public Transport Monthly Pass (Regular Price)

$13.77 ₴605

Taxi Start (Normal Tariff)

$1.96 ₴86.3

$0.87 ₴38.20

125.29%

Taxi (Normal Tariff) (1km)

$0.35 ₴15.20

$0.23 ₴10.10

52.17%

Taxi 1hour Waiting (Normal Tariff)

$2.96 ₴130

$2.83 ₴124

4.59%

Gasoline (1 liter)

$1.40 ₴61.5

$1.29 ₴56.9

8.53%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.8K ₴1.4M

$30.6K ₴1.3M

4.15%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.1K ₴1.2M

$24.3K ₴1.1M

15.61%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$92.6 ₴4,069

$61.8 ₴2,715

49.85%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.30 ₴233

$5.32 ₴234

-0.38%

Internet (50+ Mbps, Unlimited Data)

$6.66 ₴293

$6.41 ₴282

3.90%

Gym Membership (Monthly)

$25.88 ₴1,138

$22.37 ₴983

15.69%

Tennis Court (1 Hour on Weekend)

$12.73 ₴560

$12.66 ₴557

0.55%

Cinema Ticket

$5.89 ₴259

$4.33 ₴190

36.03%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$259 ₴11.4K

$269 ₴11.8K

-3.63%

International Primary School, 1 Child (Yearly)

$2,065 ₴90.8K

$3,415 ₴150.1K

-39.52%

Jeans (Levis 501 Or Similar)

$62.5 ₴2,749

$41.67 ₴1,832

50.06%

Summer Dress (H&M, Zara, etc)

$39.82 ₴1,750

$23.80 ₴1,046

67.31%

Sport Shoes (Adidas, Nike)

$86.4 ₴3,797

$73.7 ₴3,242

17.13%

Men's Leather Business Shoes

$102 ₴4,499

$85.4 ₴3,753

19.89%

1-bedroom Apartment, City Center (Monthly)

$269 ₴11.8K

$263 ₴11.6K

2.40%

1-bedroom Apartment, Outside City Center (Monthly)

$177 ₴7,784

$161 ₴7,067

10.14%

3-bedroom Apartment, City Center (Monthly)

$501 ₴22.0K

$364 ₴16.0K

37.60%

3-bedroom Apartment, Outside City Center (Monthly)

$313 ₴13.7K

$295 ₴13.0K

5.85%

Buy Apartment in City Center (m2)

$1,523 ₴66.9K

$1,011 ₴44.5K

50.57%

Buy Apartment Outside City Center (m2)

$908 ₴39.9K

$502 ₴22.1K

80.92%

Average Monthly Net Salary (After Tax)

$456 ₴20.0K

$488 ₴21.5K

-6.61%

20-Year Fixed Mortgage Interest Rate (Annual %)

162.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Odesa: April 21, 2026

Last update for Ternopil: April 19, 2026

Cost Breakdown

A central one-bedroom costs $269 in Odesa versus $263 in Ternopil. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 7% higher in Ternopil, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $29 in Odesa versus $19 in Ternopil. Monthly groceries follow the same trend: $161 vs $132 – making Ternopil the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Odesa vs Ternopil: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $732 in Odesa, $566 in Ternopil – roughly 29% apart. Odesa costs more across the board, with Clothing & Footwear showing the biggest gap.

For a comfortable life, plan on about $1,098 per month in Odesa and $849 in Ternopil. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ternopil, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $29.00 in Odesa and $19.00 in Ternopil. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 22% more in Odesa, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$1,200 covers both cities comfortably – all-in costs are $732 in Odesa and $566 in Ternopil, leaving budget for savings and extras in both cases.

Families tend to lean toward Ternopil – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ternopil. If higher salaries, better infrastructure, or specific career opportunities are the priority, Odesa makes more sense. Both are solid long-term options with distinct trade-offs.