Cost of Living Comparison Between Odesa and Ternopil Cost of Living Comparison Between Odesa and Ternopil

Monthly Cost of Living

A single person spends $837 per month in Odesa vs $600 in Ternopil, rent included.

A couple spends around $1,336 per month in Odesa vs $841 in Ternopil, rent included.

A family of three spends $1,835 per month in Odesa vs $1,083 in Ternopil, rent included.

Odesa costs about 40% more than Ternopil, driven mainly by Eating Out.

Both Odesa and Ternopil are more affordable than the global median – Odesa 39% lower, Ternopil 56% lower.

Meal at Budget Restaurant

$7.82 ₴350

$2.95 ₴132

165.08%

Three-Course Dinner for Two, Mid-Range

$35.28 ₴1,578

$22.62 ₴1,012

55.97%

Fast Food Meal (McDonalds, etc)

$5.63 ₴252

$5.59 ₴250

0.72%

Cappuccino

$1.55 ₴69.1

$1.15 ₴51.6

34.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.86 ₴38.37

$0.69 ₴30.85

24.64%

Water (0.33 liter bottle)

$0.83 ₴37.00

$0.51 ₴22.65

62.75%

Local Beer (0.5 liter draught)

$1.76 ₴78.8

$1.02 ₴45.54

72.55%

Imported Beer (0.33 liter bottle)

$2.09 ₴93.6

$1.49 ₴66.5

40.27%

Milk (1 liter)

$1.38 ₴61.6

$1.06 ₴47.63

30.19%

White Bread (500g)

$0.73 ₴32.70

$0.71 ₴31.82

2.82%

Rice (white) (1kg)

$1.79 ₴80.2

$1.99 ₴88.9

-10.05%

Eggs

$2.11 ₴94.3

$1.92 ₴86.0

9.90%

Local Cheese (1kg)

$9.95 ₴445

$8.01 ₴358

24.22%

Chicken Fillets (1kg)

$5.36 ₴240

$3.95 ₴177

35.70%

Beef Round Steak (1kg)

$6.77 ₴303

$6.16 ₴276

9.90%

Apples (1kg)

$1.19 ₴53.0

$0.79 ₴35.16

50.63%

Banana (1kg)

$1.54 ₴69.0

$1.53 ₴68.4

0.65%

Oranges (1kg)

$2.00 ₴89.6

$1.47 ₴65.6

36.05%

Tomato (1kg)

$3.17 ₴142

$2.62 ₴117

20.99%

Potato (1kg)

$0.81 ₴36.04

$0.55 ₴24.54

47.27%

Onion (1kg)

$0.49 ₴21.80

$0.39 ₴17.52

25.64%

Lettuce (1 head)

$1.62 ₴72.3

$1.42 ₴63.5

14.08%

Water (1.5 liter bottle)

$0.53 ₴23.53

$0.52 ₴23.38

1.92%

Cigarettes 20 Pack (Marlboro, Camel)

$3.10 ₴139

$2.74 ₴123

13.14%

Wine (Bottle)

$5.45 ₴244

$3.30 ₴147

65.15%

Local Beer (0.5 liter bottle)

$0.88 ₴39.29

$0.83 ₴37.31

6.02%

Imported Beer (0.33 liter bottle)

$1.52 ₴67.9

$2.47 ₴110

-38.46%

One-way Ticket (Public Transport)

$0.46 ₴20.71

$0.39 ₴17.51

17.95%

Public Transport Monthly Pass (Regular Price)

$20.43 ₴914

Taxi Start (Normal Tariff)

$1.85 ₴82.9

$1.36 ₴60.9

36.03%

Taxi (Normal Tariff) (1km)

$0.33 ₴14.56

$0.37 ₴16.63

-10.81%

Taxi 1hour Waiting (Normal Tariff)

$4.62 ₴207

$4.01 ₴179

15.21%

Gasoline (1 liter)

$1.61 ₴72.2

$1.46 ₴65.5

10.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.2K ₴1.3M

$29.3K ₴1.3M

3.00%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.7K ₴1.1M

$22.3K ₴999.3K

10.74%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$114 ₴5,091

$65.8 ₴2,943

72.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$7.20 ₴322

$4.99 ₴223

44.29%

Internet (50+ Mbps, Unlimited Data)

$6.70 ₴300

$3.83 ₴171

74.93%

Gym Membership (Monthly)

$22.22 ₴994

$22.78 ₴1,019

-2.46%

Tennis Court (1 Hour on Weekend)

$12.67 ₴567

$13.80 ₴617

-8.19%

Cinema Ticket

$5.66 ₴253

$3.58 ₴160

58.10%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$260 ₴11.6K

$252 ₴11.3K

3.11%

International Primary School, 1 Child (Yearly)

$3,734 ₴167.0K

Jeans (Levis 501 Or Similar)

$67.4 ₴3,013

$50.9 ₴2,274

32.47%

Summer Dress (H&M, Zara, etc)

$44.96 ₴2,011

$48.27 ₴2,159

-6.86%

Sport Shoes (Adidas, Nike)

$90.2 ₴4,035

$101 ₴4,535

-11.03%

Men's Leather Business Shoes

$104 ₴4,661

$88.3 ₴3,947

18.06%

1-bedroom Apartment, City Center (Monthly)

$343 ₴15.3K

$272 ₴12.2K

26.11%

1-bedroom Apartment, Outside City Center (Monthly)

$194 ₴8,687

$136 ₴6,064

43.25%

3-bedroom Apartment, City Center (Monthly)

$584 ₴26.1K

3-bedroom Apartment, Outside City Center (Monthly)

$372 ₴16.6K

Buy Apartment in City Center (m2)

$1,609 ₴72.0K

$1,001 ₴44.8K

60.70%

Buy Apartment Outside City Center (m2)

$893 ₴39.9K

$504 ₴22.5K

77.22%

Average Monthly Net Salary (After Tax)

$483 ₴21.6K

$521 ₴23.3K

-7.25%

20-Year Fixed Mortgage Interest Rate (Annual %)

21.17

-3.77%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Odesa: August 29, 2026

Last update for Ternopil: September 1, 2026

Cost Breakdown

A central one-bedroom costs $343 in Odesa versus $272 in Ternopil. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 8% higher in Ternopil, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $35.00 in Odesa versus $23.00 in Ternopil. Monthly groceries follow the same trend: $187 vs $158 – making Ternopil the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Odesa vs Ternopil: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $837 in Odesa, $600 in Ternopil – roughly 40% apart. Odesa costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $1,256 per month in Odesa and $900 in Ternopil. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ternopil, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $35.00 in Odesa and $23.00 in Ternopil. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 19% more in Odesa, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$1,200 covers both cities comfortably – all-in costs are $837 in Odesa and $600 in Ternopil, leaving budget for savings and extras in both cases.

Families tend to lean toward Ternopil – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ternopil. If higher salaries, better infrastructure, or specific career opportunities are the priority, Odesa makes more sense. Both are solid long-term options with distinct trade-offs.