Cost of Living Comparison Between Ternopil and Lviv Cost of Living Comparison Between Ternopil and Lviv

Monthly Cost of Living

Monthly costs for one person with rent: $600 in Ternopil versus $1,048 in Lviv.

Estimated couple costs with rent: $841 in Ternopil versus $1,581 in Lviv.

Monthly costs for a family of three with rent: $1,083 in Ternopil versus $2,113 in Lviv.

Living in Ternopil costs roughly 43% less than in Lviv, driven mainly by Eating Out.

Both cities sit below the global median: Ternopil 56% lower, Lviv 24% lower.

Meal at Budget Restaurant

$2.95 ₴132

$6.84 ₴306

-56.87%

Three-Course Dinner for Two, Mid-Range

$22.62 ₴1,012

$36.16 ₴1,618

-37.44%

Fast Food Meal (McDonalds, etc)

$5.59 ₴250

$6.85 ₴306

-18.39%

Cappuccino

$1.15 ₴51.6

$2.15 ₴96.0

-46.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.69 ₴30.85

$1.26 ₴56.4

-45.24%

Water (0.33 liter bottle)

$0.51 ₴22.65

$1.32 ₴59.1

-61.36%

Local Beer (0.5 liter draught)

$1.02 ₴45.54

$2.48 ₴111

-58.87%

Imported Beer (0.33 liter bottle)

$1.49 ₴66.5

$3.08 ₴138

-51.62%

Milk (1 liter)

$1.06 ₴47.63

$1.23 ₴55.2

-13.82%

White Bread (500g)

$0.71 ₴31.82

$0.85 ₴38.20

-16.47%

Rice (white) (1kg)

$1.99 ₴88.9

$1.75 ₴78.4

13.71%

Eggs

$1.92 ₴86.0

$2.15 ₴96.2

-10.70%

Local Cheese (1kg)

$8.01 ₴358

$9.01 ₴403

-11.10%

Chicken Fillets (1kg)

$3.95 ₴177

$4.74 ₴212

-16.67%

Beef Round Steak (1kg)

$6.16 ₴276

$7.82 ₴350

-21.23%

Apples (1kg)

$0.79 ₴35.16

$1.35 ₴60.2

-41.48%

Banana (1kg)

$1.53 ₴68.4

$1.65 ₴73.8

-7.27%

Oranges (1kg)

$1.47 ₴65.6

$1.84 ₴82.1

-20.11%

Tomato (1kg)

$2.62 ₴117

$2.72 ₴122

-3.68%

Potato (1kg)

$0.55 ₴24.54

$0.80 ₴35.70

-31.25%

Onion (1kg)

$0.39 ₴17.52

$0.52 ₴23.14

-25.00%

Lettuce (1 head)

$1.42 ₴63.5

$1.35 ₴60.3

5.19%

Water (1.5 liter bottle)

$0.52 ₴23.38

$0.52 ₴23.39

Cigarettes 20 Pack (Marlboro, Camel)

$2.74 ₴123

$3.07 ₴138

-10.75%

Wine (Bottle)

$3.30 ₴147

$6.34 ₴284

-47.95%

Local Beer (0.5 liter bottle)

$0.83 ₴37.31

$0.93 ₴41.64

-10.75%

Imported Beer (0.33 liter bottle)

$2.47 ₴110

$1.52 ₴68.1

62.50%

One-way Ticket (Public Transport)

$0.39 ₴17.51

$0.58 ₴25.81

-32.76%

Public Transport Monthly Pass (Regular Price)

$20.30 ₴908

Taxi Start (Normal Tariff)

$1.36 ₴60.9

$2.99 ₴134

-54.52%

Taxi (Normal Tariff) (1km)

$0.37 ₴16.63

$0.32 ₴14.50

15.62%

Taxi 1hour Waiting (Normal Tariff)

$4.01 ₴179

$4.36 ₴195

-8.03%

Gasoline (1 liter)

$1.46 ₴65.5

$1.62 ₴72.7

-9.88%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.3K ₴1.3M

$30.0K ₴1.3M

-2.32%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.3K ₴999.3K

$25.5K ₴1.1M

-12.35%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$65.8 ₴2,943

$86.5 ₴3,871

-23.97%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.99 ₴223

$6.09 ₴272

-18.06%

Internet (50+ Mbps, Unlimited Data)

$3.83 ₴171

$7.51 ₴336

-49.00%

Gym Membership (Monthly)

$22.78 ₴1,019

$31.71 ₴1,418

-28.16%

Tennis Court (1 Hour on Weekend)

$13.80 ₴617

$14.24 ₴637

-3.09%

Cinema Ticket

$3.58 ₴160

$4.80 ₴215

-25.42%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$252 ₴11.3K

$333 ₴14.9K

-24.44%

International Primary School, 1 Child (Yearly)

$7,191 ₴321.7K

Jeans (Levis 501 Or Similar)

$50.9 ₴2,274

$83.1 ₴3,715

-38.79%

Summer Dress (H&M, Zara, etc)

$48.27 ₴2,159

$43.94 ₴1,965

9.85%

Sport Shoes (Adidas, Nike)

$101 ₴4,535

$98.3 ₴4,398

3.12%

Men's Leather Business Shoes

$88.3 ₴3,947

$101 ₴4,520

-12.67%

1-bedroom Apartment, City Center (Monthly)

$272 ₴12.2K

$507 ₴22.7K

-46.35%

1-bedroom Apartment, Outside City Center (Monthly)

$136 ₴6,064

$417 ₴18.6K

-67.48%

3-bedroom Apartment, City Center (Monthly)

$933 ₴41.7K

3-bedroom Apartment, Outside City Center (Monthly)

$614 ₴27.5K

Buy Apartment in City Center (m2)

$1,001 ₴44.8K

$2,046 ₴91.5K

-51.05%

Buy Apartment Outside City Center (m2)

$504 ₴22.5K

$1,268 ₴56.7K

-60.28%

Average Monthly Net Salary (After Tax)

$521 ₴23.3K

$646 ₴28.9K

-19.31%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.33

65.04%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ternopil: September 1, 2026

Last update for Lviv: August 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $272 in Ternopil and $507 in Lviv. Housing cost is often the main lever when comparing two cities.

Lviv pays 24% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $23.00 in Ternopil vs $36.00 in Lviv for a mid-range dinner for two. Groceries echo the gap at $158 vs $184 per month, with Ternopil cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ternopil vs Lviv: Cost of Living - Frequently Asked Questions

Ternopil and Lviv differ by about 75% in total monthly costs ($600 vs $1,048 including rent). Ternopil is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 24% lower in Lviv. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $272 in Ternopil versus $507 in Lviv. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $252 in Ternopil versus $333 in Lviv. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ternopil – a meal for two runs $23.00 versus $36.00 in Lviv. If you eat out regularly, this makes a real dent in your monthly spending.

At $600 in Ternopil versus $1,048 in Lviv, a $2,000 budget is realistic in Ternopil but tight or insufficient in Lviv. The gap between the two cities makes Ternopil the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ternopil and Lviv are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ternopil gentler on the wallet – expenses run 75% less than in Lviv. Beyond cost, consider language, visa policies, and how big the international community is in each city.