Cost of Living Comparison Between Lviv and Ternopil Cost of Living Comparison Between Lviv and Ternopil

Monthly Cost of Living

Monthly costs for one person with rent: $1,047 in Lviv versus $589 in Ternopil.

Estimated couple costs with rent: $1,543 in Lviv versus $827 in Ternopil.

Monthly costs for a family of three with rent: $2,040 in Lviv versus $1,064 in Ternopil.

Living in Lviv is roughly 78% more expensive than in Ternopil, driven mainly by Eating Out.

Both cities sit below the global median: Lviv 23% lower, Ternopil 57% lower.

Meal at Budget Restaurant

$6.59 ₴294

$2.93 ₴131

124.91%

Three-Course Dinner for Two, Mid-Range

$35.88 ₴1,600

$22.36 ₴997

60.47%

Fast Food Meal (McDonalds, etc)

$6.56 ₴293

$5.74 ₴256

14.29%

Cappuccino

$2.22 ₴98.9

$1.16 ₴51.6

91.38%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.25 ₴55.6

$0.69 ₴30.83

81.16%

Water (0.33 liter bottle)

$1.33 ₴59.2

$0.56 ₴24.77

137.50%

Local Beer (0.5 liter draught)

$2.52 ₴112

$1.01 ₴45.03

149.50%

Imported Beer (0.33 liter bottle)

$2.98 ₴133

$1.53 ₴68.5

94.77%

Milk (1 liter)

$1.24 ₴55.2

$1.06 ₴47.20

16.98%

White Bread (500g)

$0.86 ₴38.21

$0.67 ₴29.69

28.36%

Rice (white) (1kg)

$1.74 ₴77.6

$2.03 ₴90.6

-14.29%

Eggs

$2.08 ₴92.7

$1.92 ₴85.8

8.33%

Local Cheese (1kg)

$8.87 ₴396

$7.93 ₴354

11.85%

Chicken Fillets (1kg)

$4.67 ₴208

$4.12 ₴184

13.35%

Beef Round Steak (1kg)

$7.81 ₴348

$6.02 ₴269

29.73%

Apples (1kg)

$1.32 ₴58.9

$0.72 ₴31.99

83.33%

Banana (1kg)

$1.60 ₴71.3

$1.51 ₴67.3

5.96%

Oranges (1kg)

$1.84 ₴82.1

$1.40 ₴62.5

31.43%

Tomato (1kg)

$2.77 ₴124

$2.67 ₴119

3.75%

Potato (1kg)

$0.77 ₴34.56

$0.55 ₴24.41

40.00%

Onion (1kg)

$0.52 ₴23.16

$0.39 ₴17.53

33.33%

Lettuce (1 head)

$1.38 ₴61.3

$1.39 ₴61.8

-0.72%

Water (1.5 liter bottle)

$0.57 ₴25.46

$0.53 ₴23.49

7.55%

Cigarettes 20 Pack (Marlboro, Camel)

$2.97 ₴133

$2.64 ₴118

12.50%

Wine (Bottle)

$6.25 ₴279

$3.26 ₴146

91.72%

Local Beer (0.5 liter bottle)

$0.98 ₴43.87

$0.87 ₴38.90

12.64%

Imported Beer (0.33 liter bottle)

$1.50 ₴67.1

$2.47 ₴110

-39.27%

One-way Ticket (Public Transport)

$0.58 ₴25.98

$0.39 ₴17.42

48.72%

Public Transport Monthly Pass (Regular Price)

$20.53 ₴916

Taxi Start (Normal Tariff)

$2.94 ₴131

$1.36 ₴60.8

116.18%

Taxi (Normal Tariff) (1km)

$0.35 ₴15.72

$0.35 ₴15.42

Taxi 1hour Waiting (Normal Tariff)

$4.25 ₴189

$3.95 ₴176

7.59%

Gasoline (1 liter)

$1.69 ₴75.5

$1.48 ₴65.8

14.19%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.4K ₴1.3M

$29.3K ₴1.3M

0.54%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.4K ₴1.1M

$22.6K ₴1.0M

12.34%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$84.3 ₴3,760

$65.3 ₴2,913

29.08%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.95 ₴266

$4.87 ₴217

22.18%

Internet (50+ Mbps, Unlimited Data)

$7.15 ₴319

$3.99 ₴178

79.20%

Gym Membership (Monthly)

$31.42 ₴1,401

$22.65 ₴1,010

38.72%

Tennis Court (1 Hour on Weekend)

$14.48 ₴646

$13.91 ₴620

4.10%

Cinema Ticket

$4.80 ₴214

$3.61 ₴161

32.96%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$328 ₴14.6K

$243 ₴10.8K

34.95%

International Primary School, 1 Child (Yearly)

$7,093 ₴316.4K

Jeans (Levis 501 Or Similar)

$85.3 ₴3,802

$51.5 ₴2,295

65.69%

Summer Dress (H&M, Zara, etc)

$44.08 ₴1,966

$47.61 ₴2,123

-7.41%

Sport Shoes (Adidas, Nike)

$97.7 ₴4,355

$101 ₴4,511

-3.45%

Men's Leather Business Shoes

$101 ₴4,504

$89.9 ₴4,009

12.33%

1-bedroom Apartment, City Center (Monthly)

$519 ₴23.1K

$274 ₴12.2K

89.54%

1-bedroom Apartment, Outside City Center (Monthly)

$419 ₴18.7K

$137 ₴6,103

206.42%

3-bedroom Apartment, City Center (Monthly)

$932 ₴41.6K

3-bedroom Apartment, Outside City Center (Monthly)

$630 ₴28.1K

Buy Apartment in City Center (m2)

$2,018 ₴90.0K

$1,012 ₴45.1K

99.32%

Buy Apartment Outside City Center (m2)

$1,290 ₴57.6K

$498 ₴22.2K

159.17%

Average Monthly Net Salary (After Tax)

$644 ₴28.7K

$502 ₴22.4K

28.33%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.33

-39.41%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lviv: September 14, 2026

Last update for Ternopil: September 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $519 in Lviv and $274 in Ternopil. Housing cost is often the main lever when comparing two cities.

Lviv pays 28% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $36.00 in Lviv vs $22.00 in Ternopil for a mid-range dinner for two. Groceries echo the gap at $183 vs $157 per month, with Ternopil cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lviv vs Ternopil: Cost of Living - Frequently Asked Questions

Lviv and Ternopil differ by about 78% in total monthly costs ($1,047 vs $589 including rent). Ternopil is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 28% higher in Lviv, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $519 in Lviv versus $274 in Ternopil. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $328 in Lviv versus $243 in Ternopil. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ternopil – a meal for two runs $22.00 versus $36.00 in Lviv. If you eat out regularly, this makes a real dent in your monthly spending.

At $589 in Ternopil versus $1,047 in Lviv, a $2,000 budget is realistic in Ternopil but tight or insufficient in Lviv. The gap between the two cities makes Ternopil the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Lviv and Ternopil are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ternopil gentler on the wallet – expenses run 78% less than in Lviv. Beyond cost, consider language, visa policies, and how big the international community is in each city.