Last update: Nov 2026

Cost of Living Comparison Between Lviv and Ternopil

For one person, living is cheaper in Ternopil: $712 a month against $1,044 in Lviv, rent and utilities included – about $4,000 less a year. Rent and utilities account for most of the difference.

50

Cost of Living Index in Lviv
Learn more

Lviv Living Index
34

Cost of Living Index in Ternopil
Learn more

Ternopil Living Index

Jump to prices

Lviv

🇺🇦 Ukraine

$1,044

/mo nomad

Ternopil

🇺🇦 Ukraine

$712

/mo nomad

Monthly Cost of Living

How much you'll spend in Lviv and in Ternopil

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lviv and in Ternopil actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,044 in Lviv versus $712 in Ternopil.

Lviv $1,044
Ternopil $712

Estimated couple costs with rent: $1,585 in Lviv versus $1,176 in Ternopil.

Lviv $1,585
Ternopil $1,176

Monthly costs for a family of three with rent: $2,127 in Lviv versus $1,640 in Ternopil.

Lviv $2,127
Ternopil $1,640

Living in Lviv is roughly 46% more expensive than in Ternopil, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Lviv 23% lower, Ternopil 47% lower.

Meal at Budget Restaurant

$6.65 ₴303

$3.72 ₴169

78.76%

Three-Course Dinner for Two, Mid-Range

$35.21 ₴1,603

$19.52 ₴889

80.38%

Fast Food Meal (McDonalds, etc)

$6.65 ₴303

$6.14 ₴280

8.31%

Cappuccino

$2.23 ₴101

$1.27 ₴57.7

75.59%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 ₴60.0

$0.62 ₴28.42

112.90%

Water (0.33 liter bottle)

$1.29 ₴58.7

$0.45 ₴20.60

186.67%

Local Beer (0.5 liter draught)

$2.46 ₴112

$0.91 ₴41.53

170.33%

Imported Beer (0.33 liter bottle)

$3.02 ₴137

$1.44 ₴65.6

109.72%

Milk (1 liter)

$1.24 ₴56.3

$1.11 ₴50.4

11.71%

White Bread (500g)

$0.86 ₴39.22

$0.70 ₴32.07

22.86%

Rice (white) (1kg)

$1.64 ₴74.7

$1.97 ₴89.9

-16.75%

Eggs

$2.07 ₴94.1

$1.73 ₴79.0

19.65%

Local Cheese (1kg)

$8.70 ₴396

$8.03 ₴366

8.34%

Chicken Fillets (1kg)

$4.60 ₴209

$4.27 ₴195

7.73%

Beef Round Steak (1kg)

$7.69 ₴350

$5.83 ₴266

31.90%

Apples (1kg)

$1.27 ₴57.7

$1.24 ₴56.6

2.42%

Banana (1kg)

$1.55 ₴70.4

$1.47 ₴66.9

5.44%

Oranges (1kg)

$1.74 ₴79.4

$1.36 ₴61.9

27.94%

Tomato (1kg)

$2.58 ₴117

$2.50 ₴114

3.20%

Potato (1kg)

$0.77 ₴34.95

$0.53 ₴23.93

45.28%

Onion (1kg)

$0.53 ₴24.22

$0.41 ₴18.83

29.27%

Lettuce (1 head)

$1.46 ₴66.6

$1.34 ₴61.1

8.96%

Water (1.5 liter bottle)

$0.53 ₴24.31

$0.55 ₴24.90

-3.64%

Cigarettes 20 Pack (Marlboro, Camel)

$3.09 ₴141

$2.57 ₴117

20.23%

Wine (Bottle)

$6.59 ₴300

$3.23 ₴147

104.02%

Local Beer (0.5 liter bottle)

$0.96 ₴43.58

$0.82 ₴37.36

17.07%

Imported Beer (0.33 liter bottle)

$1.59 ₴72.5

$2.20 ₴100

-27.73%

One-way Ticket (Public Transport)

$0.56 ₴25.68

$0.51 ₴23.43

9.80%

Public Transport Monthly Pass (Regular Price)

$19.87 ₴905

$30.44 ₴1,386

-34.72%

Taxi Start (Normal Tariff)

$2.89 ₴132

$1.38 ₴62.9

109.42%

Taxi (Normal Tariff) (1km)

$0.32 ₴14.52

$0.36 ₴16.53

-11.11%

Taxi 1hour Waiting (Normal Tariff)

$4.22 ₴192

$3.92 ₴178

7.65%

Gasoline (1 liter)

$1.75 ₴79.5

$1.58 ₴72.1

10.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.2K ₴1.4M

$28.9K ₴1.3M

8.00%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.9K ₴1.1M

$24.4K ₴1.1M

-2.14%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.6 ₴3,761

$54.6 ₴2,484

51.40%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.77 ₴263

$5.08 ₴231

13.58%

Internet (50+ Mbps, Unlimited Data)

$7.26 ₴330

$4.69 ₴213

54.80%

Gym Membership (Monthly)

$29.44 ₴1,340

$20.41 ₴929

44.24%

Tennis Court (1 Hour on Weekend)

$13.94 ₴635

$13.47 ₴613

3.49%

Cinema Ticket

$4.73 ₴216

$3.59 ₴164

31.75%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$323 ₴14.7K

$243 ₴11.1K

32.83%

International Primary School, 1 Child (Yearly)

$5,697 ₴259.4K

$3,520 ₴160.3K

61.85%

Jeans (Levis 501 Or Similar)

$87.2 ₴3,968

$49.39 ₴2,249

76.45%

Summer Dress (H&M, Zara, etc)

$42.74 ₴1,946

$46.91 ₴2,136

-8.89%

Sport Shoes (Adidas, Nike)

$93.9 ₴4,277

$88.8 ₴4,042

5.80%

Men's Leather Business Shoes

$98.1 ₴4,468

$88.4 ₴4,026

10.99%

1-bedroom Apartment, City Center (Monthly)

$609 ₴27.7K

$290 ₴13.2K

110.07%

1-bedroom Apartment, Outside City Center (Monthly)

$429 ₴19.5K

$228 ₴10.4K

87.68%

3-bedroom Apartment, City Center (Monthly)

$1,111 ₴50.6K

$555 ₴25.3K

100.32%

3-bedroom Apartment, Outside City Center (Monthly)

$712 ₴32.4K

$544 ₴24.8K

30.72%

Buy Apartment in City Center (m2)

$2,001 ₴91.1K

$1,498 ₴68.2K

33.57%

Buy Apartment Outside City Center (m2)

$1,285 ₴58.5K

$1,031 ₴46.9K

24.64%

Average Monthly Net Salary (After Tax)

$662 ₴30.1K

$477 ₴21.7K

38.56%

20-Year Fixed Mortgage Interest Rate (Annual %)

14.67

18.5

-20.70%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lviv: November 1, 2026

Last update for Ternopil: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Lviv

$429 41.1%

Ternopil

$228 32.1% 46.7% $200

Groceries & Markets

Lviv

$180 17.3%

Ternopil

$158 22.2% 12.3% $22

Clothing & Footwear

Lviv

$145 13.9%

Ternopil

$123 17.3% 15% $22

Eating Out

Lviv

$129 12.3%

Ternopil

$75 10.5% 41.6% $53

Monthly Utilities & Internet

Lviv

$96 9.2%

Ternopil

$64 9% 32.7% $31

Sport & Entertainment

Lviv

$39 3.7%

Ternopil

$28 3.9% 29.1% $11

Getting Around

Lviv

$27 2.6%

Ternopil

$36 5% 34.1% $9.1

Cost Breakdown

A one-bedroom apartment in the center runs $609 in Lviv and $290 in Ternopil. Housing cost is often the main lever when comparing two cities.

Lviv pays 39% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $35 in Lviv vs $20 in Ternopil for a mid-range dinner for two. Groceries echo the gap at $180 vs $158 per month, with Ternopil cheaper across the board.

Good to know

🇺🇦 Lviv

🇺🇦 Ternopil

🕒 Local time

08:42 8:42 AM

Same time as Lviv

🌤 Weather

👥 Population

728,350

218,134

💱 Currency

Ukrainian Hryvnia UAH ₴

📈 Exchange rate

100 UAH = 2.2 USD

100 UAH = 1.96 EUR

100 UAH = 2.2 USD

100 UAH = 1.96 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Lviv Ternopil 120 km

From you

Lviv
Ternopil

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lviv vs Ternopil: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,044 in Lviv and $712 in Ternopil, so Ternopil is about 32% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay runs 39% higher in Lviv, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $609 in Lviv versus $290 in Ternopil. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $323 in Lviv versus $243 in Ternopil. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 14% higher in Lviv. For households that cook at home regularly, that difference adds up over a month.

Either city works on $1,200 a month, though Ternopil gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Lviv and Ternopil are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Ternopil wins on affordability, Lviv on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.