Cost of Living Comparison Between Lviv and Ternopil Cost of Living Comparison Between Lviv and Ternopil

Monthly Cost of Living

Monthly costs for one person with rent: $893 in Lviv versus $567 in Ternopil.

Estimated couple costs with rent: $1,357 in Lviv versus $907 in Ternopil.

Monthly costs for a family of three with rent: $1,821 in Lviv versus $1,247 in Ternopil.

Living in Lviv is roughly 57% more expensive than in Ternopil, driven mainly by Groceries & Markets.

Both cities sit below the global median: Lviv 33% lower, Ternopil 57% lower.

Meal at Budget Restaurant

$7.16 ₴320

$4.90 ₴219

46.12%

Three-Course Dinner for Two, Mid-Range

$28.86 ₴1,290

$19.15 ₴856

50.70%

Fast Food Meal (McDonalds, etc)

$5.19 ₴232

$5.78 ₴258

-10.21%

Cappuccino

$1.53 ₴68.3

$0.82 ₴36.43

86.59%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.60 ₴27.03

$0.61 ₴27.45

-1.64%

Water (0.33 liter bottle)

$0.42 ₴18.73

$0.30 ₴13.32

40.00%

Local Beer (0.5 liter draught)

$1.36 ₴60.9

$0.90 ₴40.42

51.11%

Imported Beer (0.33 liter bottle)

$1.66 ₴74.3

$1.23 ₴55.0

34.96%

Milk (1 liter)

$1.12 ₴50.1

$0.99 ₴44.33

13.13%

White Bread (500g)

$0.74 ₴33.26

$0.52 ₴23.21

42.31%

Rice (white) (1kg)

$1.57 ₴70.3

$1.33 ₴59.3

18.05%

Eggs

$1.78 ₴79.6

$1.50 ₴66.9

18.67%

Local Cheese (1kg)

$8.29 ₴370

$4.91 ₴219

68.84%

Chicken Fillets (1kg)

$4.37 ₴195

$3.66 ₴163

19.40%

Beef Round Steak (1kg)

$7.55 ₴338

$4.85 ₴217

55.67%

Apples (1kg)

$0.90 ₴40.24

$0.89 ₴39.78

1.12%

Banana (1kg)

$1.50 ₴67.2

$1.48 ₴66.1

1.35%

Oranges (1kg)

$1.56 ₴69.9

$2.14 ₴95.6

-27.10%

Tomato (1kg)

$2.21 ₴98.6

$1.67 ₴74.7

32.34%

Potato (1kg)

$0.68 ₴30.47

$0.58 ₴25.80

17.24%

Onion (1kg)

$0.57 ₴25.55

$0.66 ₴29.58

-13.64%

Lettuce (1 head)

$1.32 ₴58.9

$1.24 ₴55.4

6.45%

Water (1.5 liter bottle)

$0.50 ₴22.35

$0.43 ₴19.25

16.28%

Cigarettes 20 Pack (Marlboro, Camel)

$2.52 ₴113

$2.22 ₴99.2

13.51%

Wine (Bottle)

$6.10 ₴273

$3.30 ₴147

84.85%

Local Beer (0.5 liter bottle)

$0.80 ₴35.58

$0.85 ₴38.19

-5.88%

Imported Beer (0.33 liter bottle)

$1.36 ₴61.0

$1.25 ₴55.7

8.80%

One-way Ticket (Public Transport)

$0.57 ₴25.67

$0.37 ₴16.74

54.05%

Public Transport Monthly Pass (Regular Price)

$10.34 ₴462

Taxi Start (Normal Tariff)

$2.92 ₴130

$0.83 ₴36.98

251.81%

Taxi (Normal Tariff) (1km)

$0.25 ₴11.18

$0.23 ₴10.26

8.70%

Taxi 1hour Waiting (Normal Tariff)

$4.28 ₴192

$2.97 ₴133

44.11%

Gasoline (1 liter)

$1.34 ₴60.1

$1.32 ₴58.9

1.52%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.6K ₴1.4M

$30.3K ₴1.4M

4.32%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.8K ₴1.0M

$24.2K ₴1.1M

-5.53%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$85.1 ₴3,801

$61.8 ₴2,761

37.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.99 ₴223

$5.34 ₴239

-6.55%

Internet (50+ Mbps, Unlimited Data)

$6.16 ₴275

$6.49 ₴290

-5.08%

Gym Membership (Monthly)

$26.18 ₴1,170

$22.39 ₴1,000

16.93%

Tennis Court (1 Hour on Weekend)

$9.96 ₴445

$12.51 ₴559

-20.38%

Cinema Ticket

$4.91 ₴219

$4.44 ₴198

10.59%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$294 ₴13.1K

$265 ₴11.8K

10.94%

International Primary School, 1 Child (Yearly)

$6,239 ₴278.8K

$3,426 ₴153.1K

82.08%

Jeans (Levis 501 Or Similar)

$58.3 ₴2,603

$42.68 ₴1,907

36.48%

Summer Dress (H&M, Zara, etc)

$34.98 ₴1,563

$24.65 ₴1,102

41.91%

Sport Shoes (Adidas, Nike)

$99.7 ₴4,458

$72.6 ₴3,245

37.36%

Men's Leather Business Shoes

$86.8 ₴3,880

$85.2 ₴3,807

1.93%

1-bedroom Apartment, City Center (Monthly)

$481 ₴21.5K

$260 ₴11.6K

84.63%

1-bedroom Apartment, Outside City Center (Monthly)

$342 ₴15.3K

$158 ₴7,072

115.95%

3-bedroom Apartment, City Center (Monthly)

$831 ₴37.1K

$360 ₴16.1K

130.63%

3-bedroom Apartment, Outside City Center (Monthly)

$544 ₴24.3K

$294 ₴13.1K

84.79%

Buy Apartment in City Center (m2)

$2,043 ₴91.3K

$985 ₴44.0K

107.50%

Buy Apartment Outside City Center (m2)

$1,279 ₴57.2K

$492 ₴22.0K

160.07%

Average Monthly Net Salary (After Tax)

$625 ₴27.9K

$481 ₴21.5K

30.00%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.43

67.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lviv: July 26, 2026

Last update for Ternopil: July 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $481 in Lviv and $260 in Ternopil. Housing cost is often the main lever when comparing two cities.

Lviv pays 30% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $29.00 in Lviv vs $19.00 in Ternopil for a mid-range dinner for two. Groceries echo the gap at $166 vs $131 per month, with Ternopil cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lviv vs Ternopil: Cost of Living - Frequently Asked Questions

Lviv and Ternopil differ by about 57% in total monthly costs ($893 vs $567 including rent). Ternopil is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 30% higher in Lviv, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $481 in Lviv versus $260 in Ternopil. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $294 in Lviv versus $265 in Ternopil. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ternopil – a meal for two runs $19.00 versus $29.00 in Lviv. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $1,200 a month, though Ternopil gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Lviv and Ternopil are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ternopil gentler on the wallet – expenses run 57% less than in Lviv. Beyond cost, consider language, visa policies, and how big the international community is in each city.