Cost of Living Comparison Between Lviv and Ternopil Cost of Living Comparison Between Lviv and Ternopil

Monthly Cost of Living

Monthly costs for one person with rent: $883 in Lviv versus $587 in Ternopil.

Estimated couple costs with rent: $1,353 in Lviv versus $898 in Ternopil.

Monthly costs for a family of three with rent: $1,824 in Lviv versus $1,208 in Ternopil.

Living in Lviv is roughly 50% more expensive than Ternopil, driven mainly by Groceries & Markets.

Both cities sit below the global median: Lviv 34% lower, Ternopil 56% lower.

Meal at Budget Restaurant

$7.17 ₴316

$4.94 ₴218

45.14%

Three-Course Dinner for Two, Mid-Range

$28.57 ₴1,259

$19.69 ₴868

45.10%

Fast Food Meal (McDonalds, etc)

$5.39 ₴237

$5.92 ₴261

-8.95%

Cappuccino

$1.55 ₴68.1

$0.82 ₴36.12

89.02%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.64 ₴28.18

$0.62 ₴27.27

3.23%

Water (0.33 liter bottle)

$0.42 ₴18.53

$0.32 ₴14.23

31.25%

Local Beer (0.5 liter draught)

$1.36 ₴59.8

$0.89 ₴39.08

52.81%

Imported Beer (0.33 liter bottle)

$1.67 ₴73.7

$1.18 ₴51.9

41.53%

Milk (1 liter)

$1.08 ₴47.39

$0.95 ₴41.99

13.68%

White Bread (500g)

$0.70 ₴30.74

$0.51 ₴22.69

37.25%

Rice (white) (1kg)

$1.58 ₴69.8

$1.32 ₴58.3

19.70%

Eggs

$1.85 ₴81.6

$1.53 ₴67.5

20.92%

Local Cheese (1kg)

$8.20 ₴361

$4.73 ₴208

73.36%

Chicken Fillets (1kg)

$4.23 ₴186

$3.73 ₴164

13.40%

Beef Round Steak (1kg)

$7.49 ₴330

$4.72 ₴208

58.69%

Apples (1kg)

$0.90 ₴39.49

$0.83 ₴36.76

8.43%

Banana (1kg)

$1.47 ₴64.7

Oranges (1kg)

$1.57 ₴69.3

$2.07 ₴91.3

-24.15%

Tomato (1kg)

$2.25 ₴99.1

$1.77 ₴77.9

27.12%

Potato (1kg)

$0.67 ₴29.57

$0.53 ₴23.57

26.42%

Onion (1kg)

$0.56 ₴24.79

$0.64 ₴28.10

-12.50%

Lettuce (1 head)

$1.32 ₴58.3

$1.29 ₴56.9

2.33%

Water (1.5 liter bottle)

$0.54 ₴23.82

$0.44 ₴19.32

22.73%

Cigarettes 20 Pack (Marlboro, Camel)

$2.56 ₴113

$2.21 ₴97.5

15.84%

Wine (Bottle)

$5.49 ₴242

$3.35 ₴148

63.88%

Local Beer (0.5 liter bottle)

$0.79 ₴34.92

$0.83 ₴36.49

-4.82%

Imported Beer (0.33 liter bottle)

$1.35 ₴59.5

$1.23 ₴54.2

9.76%

One-way Ticket (Public Transport)

$0.59 ₴25.82

$0.34 ₴15.18

73.53%

Public Transport Monthly Pass (Regular Price)

$10.08 ₴444

Taxi Start (Normal Tariff)

$2.85 ₴126

$0.88 ₴38.65

223.86%

Taxi (Normal Tariff) (1km)

$0.25 ₴11.02

$0.23 ₴10.12

8.70%

Taxi 1hour Waiting (Normal Tariff)

$4.38 ₴193

$2.86 ₴126

53.15%

Gasoline (1 liter)

$1.33 ₴58.8

$1.32 ₴58.0

0.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.3K ₴1.4M

$30.9K ₴1.4M

1.50%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.9K ₴1.0M

$24.5K ₴1.1M

-6.25%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$85.5 ₴3,766

$60.2 ₴2,654

41.87%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.17 ₴228

$5.44 ₴240

-4.96%

Internet (50+ Mbps, Unlimited Data)

$5.95 ₴262

$6.55 ₴289

-9.16%

Gym Membership (Monthly)

$26.31 ₴1,160

$22.44 ₴989

17.25%

Tennis Court (1 Hour on Weekend)

$9.54 ₴420

$12.37 ₴545

-22.88%

Cinema Ticket

$4.96 ₴219

$4.31 ₴190

15.08%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$293 ₴12.9K

$266 ₴11.7K

10.16%

International Primary School, 1 Child (Yearly)

$6,091 ₴268.4K

$3,420 ₴150.7K

78.08%

Jeans (Levis 501 Or Similar)

$57.8 ₴2,547

$41.24 ₴1,818

40.16%

Summer Dress (H&M, Zara, etc)

$34.90 ₴1,538

$24.29 ₴1,070

43.68%

Sport Shoes (Adidas, Nike)

$98.7 ₴4,350

$73.3 ₴3,232

34.59%

Men's Leather Business Shoes

$89.1 ₴3,926

$84.5 ₴3,724

5.41%

1-bedroom Apartment, City Center (Monthly)

$472 ₴20.8K

$256 ₴11.3K

84.53%

1-bedroom Apartment, Outside City Center (Monthly)

$345 ₴15.2K

$163 ₴7,197

111.44%

3-bedroom Apartment, City Center (Monthly)

$828 ₴36.5K

$362 ₴16.0K

128.70%

3-bedroom Apartment, Outside City Center (Monthly)

$553 ₴24.4K

$287 ₴12.7K

92.48%

Buy Apartment in City Center (m2)

$2,033 ₴89.6K

$1,005 ₴44.3K

102.30%

Buy Apartment Outside City Center (m2)

$1,246 ₴54.9K

$514 ₴22.7K

142.34%

Average Monthly Net Salary (After Tax)

$589 ₴26.0K

$504 ₴22.2K

17.00%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.43

67.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lviv: April 25, 2026

Last update for Ternopil: April 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $472 in Lviv and $256 in Ternopil. Housing cost is often the main lever when comparing two cities.

Lviv pays 17% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $29.00 in Lviv vs $20.00 in Ternopil for a mid-range dinner for two. Groceries echo the gap at $163 vs $130 per month, with Ternopil cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lviv vs Ternopil: Cost of Living - Frequently Asked Questions

Lviv and Ternopil differ by about 50% in total monthly costs ($883 vs $587 including rent). Ternopil is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Lviv pays 17% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $472 in Lviv versus $256 in Ternopil. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $293 in Lviv versus $266 in Ternopil. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ternopil – a meal for two runs $20.00 versus $29.00 in Lviv. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $1,200 a month, though Ternopil gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Lviv and Ternopil are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ternopil gentler on the wallet – expenses run 50% less than in Lviv. Beyond cost, consider language, visa policies, and how big the international community is in each city.