Last update: Oct 2026

Cost of Living Comparison Between Tarnow and Tbilisi

For one person, living is cheaper in Tarnow: $1,182 a month against $1,270 in Tbilisi, rent and utilities included – about $1,100 less a year. The total is higher in Tbilisi despite lower rent and utilities.

57

Cost of Living Index in Tarnow
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Tarnow Living Index
61

Cost of Living Index in Tbilisi
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Tbilisi Living Index

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Tarnow

🇵🇱 Poland

$1,182

/mo nomad

Tbilisi

🇬🇪 Georgia

$1,270

/mo nomad

Monthly Cost of Living

How much you'll spend in Tarnow and in Tbilisi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Tarnow and in Tbilisi actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,182 in Tarnow versus $1,270 in Tbilisi.

Tarnow $1,182
Tbilisi $1,270

Estimated couple costs with rent: $1,638 in Tarnow versus $2,008 in Tbilisi.

Tarnow $1,638
Tbilisi $2,008

Monthly costs for a family of three with rent: $2,093 in Tarnow versus $2,745 in Tbilisi.

Tarnow $2,093
Tbilisi $2,745

Living in Tarnow costs roughly 7% less than in Tbilisi, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Tarnow 13% lower, Tbilisi 6% lower.

Meal at Budget Restaurant

$10.34 zł 40.16

$11.51 ₾29.79

-10.17%

Three-Course Dinner for Two, Mid-Range

$25.16 zł 97.8

$38.27 ₾99.1

-34.26%

Fast Food Meal (McDonalds, etc)

$6.43 zł 24.96

$9.80 ₾25.36

-34.39%

Cappuccino

$2.55 zł 9.91

$3.55 ₾9.19

-28.17%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.21 zł 8.57

$1.06 ₾2.74

108.49%

Water (0.33 liter bottle)

$1.29 zł 5.03

$0.62 ₾1.60

108.06%

Local Beer (0.5 liter draught)

$3.79 zł 14.73

$2.76 ₾7.16

37.32%

Imported Beer (0.33 liter bottle)

$3.74 zł 14.54

$3.00 ₾7.77

24.67%

Milk (1 liter)

$0.93 zł 3.60

$2.16 ₾5.59

-56.94%

White Bread (500g)

$1.15 zł 4.45

$0.76 ₾1.96

51.32%

Rice (white) (1kg)

$1.25 zł 4.87

$1.74 ₾4.51

-28.16%

Eggs

$2.44 zł 9.48

$2.79 ₾7.21

-12.54%

Local Cheese (1kg)

$7.86 zł 30.55

$9.20 ₾23.83

-14.57%

Chicken Fillets (1kg)

$5.84 zł 22.70

$6.53 ₾16.89

-10.57%

Beef Round Steak (1kg)

$9.78 zł 37.98

$12.81 ₾33.17

-23.65%

Apples (1kg)

$0.73 zł 2.84

$1.67 ₾4.31

-56.29%

Banana (1kg)

$1.55 zł 6.04

$1.85 ₾4.79

-16.22%

Oranges (1kg)

$1.29 zł 5.01

$1.98 ₾5.13

-34.85%

Tomato (1kg)

$1.91 zł 7.42

$2.51 ₾6.49

-23.90%

Potato (1kg)

$0.79 zł 3.06

$0.87 ₾2.26

-9.20%

Onion (1kg)

$1.02 zł 3.96

$0.73 ₾1.89

39.73%

Lettuce (1 head)

$1.06 zł 4.12

$1.42 ₾3.67

-25.35%

Water (1.5 liter bottle)

$0.75 zł 2.91

$0.72 ₾1.88

4.17%

Cigarettes 20 Pack (Marlboro, Camel)

$4.31 zł 16.75

$3.38 ₾8.74

27.51%

Wine (Bottle)

$6.28 zł 24.41

$7.84 ₾20.31

-19.90%

Local Beer (0.5 liter bottle)

$0.90 zł 3.50

$1.62 ₾4.19

-44.44%

Imported Beer (0.33 liter bottle)

$1.35 zł 5.26

$2.38 ₾6.15

-43.28%

One-way Ticket (Public Transport)

$0.97 zł 3.76

$0.37 ₾0.96

162.16%

Public Transport Monthly Pass (Regular Price)

$30.58 zł 119

$15.52 ₾40.16

97.04%

Taxi Start (Normal Tariff)

$1.30 zł 5.06

$1.14 ₾2.94

14.04%

Taxi (Normal Tariff) (1km)

$0.75 zł 2.92

$0.79 ₾2.05

-5.06%

Taxi 1hour Waiting (Normal Tariff)

$10.45 zł 40.59

$11.57 ₾29.96

-9.68%

Gasoline (1 liter)

$1.62 zł 6.31

$1.50 ₾3.87

8.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.2K zł 121.2K

$24.6K ₾63.7K

26.71%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.6K zł 95.8K

$22.4K ₾57.9K

10.21%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$242 zł 940

$88.3 ₾228

174.14%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.49 zł 36.86

$13.08 ₾33.86

-27.45%

Internet (50+ Mbps, Unlimited Data)

$16.41 zł 63.8

$19.53 ₾50.6

-15.98%

Gym Membership (Monthly)

$25.48 zł 99.0

$64.2 ₾166

-60.30%

Tennis Court (1 Hour on Weekend)

$11.65 zł 45.27

$19.18 ₾49.66

-39.26%

Cinema Ticket

$4.52 zł 17.55

$6.99 ₾18.10

-35.34%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$287 zł 1,117

$373 ₾966

-22.96%

International Primary School, 1 Child (Yearly)

$2,538 zł 9,859

$10.7K ₾27.7K

-76.26%

Jeans (Levis 501 Or Similar)

$79.4 zł 309

$103 ₾266

-22.64%

Summer Dress (H&M, Zara, etc)

$25.87 zł 101

$40.48 ₾105

-36.09%

Sport Shoes (Adidas, Nike)

$77.5 zł 301

$116 ₾301

-33.41%

Men's Leather Business Shoes

$111 zł 430

$122 ₾316

-9.23%

1-bedroom Apartment, City Center (Monthly)

$437 zł 1,700

$677 ₾1,753

-35.38%

1-bedroom Apartment, Outside City Center (Monthly)

$352 zł 1,369

$454 ₾1,176

-22.44%

3-bedroom Apartment, City Center (Monthly)

$624 zł 2,423

$1,277 ₾3,305

-51.17%

3-bedroom Apartment, Outside City Center (Monthly)

$463 zł 1,799

$890 ₾2,304

-47.98%

Buy Apartment in City Center (m2)

$2,657 zł 10.3K

$2,410 ₾6,238

10.27%

Buy Apartment Outside City Center (m2)

$1,750 zł 6,799

$1,418 ₾3,670

23.45%

Average Monthly Net Salary (After Tax)

$1,000 zł 3,884

$703 ₾1,819

42.26%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.68

12.62

-47.07%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tarnow: October 18, 2026

Last update for Tbilisi: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Tarnow

$352 29.8%

Tbilisi

$454 35.8% 28.9% $102

Monthly Utilities & Internet

Tarnow

$268 22.7%

Tbilisi

$121 9.5% 54.9% $147

Groceries & Markets

Tarnow

$183 15.5%

Tbilisi

$233 18.3% 27.4% $50

Eating Out

Tarnow

$173 14.6%

Tbilisi

$191 15% 10.1% $18

Clothing & Footwear

Tarnow

$132 11.2%

Tbilisi

$172 13.5% 30% $40

Getting Around

Tarnow

$40 3.3%

Tbilisi

$22 1.7% 44.1% $17

Sport & Entertainment

Tarnow

$35 2.9%

Tbilisi

$78 6.2% 126% $44

Cost Breakdown

A one-bedroom apartment in the center runs $437 in Tarnow and $677 in Tbilisi. Housing cost is often the main lever when comparing two cities.

Tarnow pays 42% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $25.00 in Tarnow vs $38.00 in Tbilisi for a mid-range dinner for two. Groceries echo the gap at $183 vs $233 per month, with Tarnow cheaper across the board.

Good to know

🇵🇱 Tarnow

🇬🇪 Tbilisi

🕒 Local time

22:04 10:04 PM

00:04 12:04 AM

2 h ahead of Tarnow

🌤 Weather

👥 Population

106,748

1,241,700 Capital

💱 Currency

Polish Złoty PLN zł

Georgian Lari GEL ₾

📈 Exchange rate

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

1 GEL = 0.386 USD

1 GEL = 0.344 EUR

Exchange rates and currency converter

GEL, USD, EUR to PLN – Polish Złoty Converter

🇺🇸 United States Dollar ($)

🇵🇱 Polish Złoty (zł)

Polish Złoty exchange rates as of October 20, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

Georgian Lari exchange rates as of October 20, 2026: 1 USD = 2.59 GEL (1 GEL = 0.386 USD). 1 EUR = 2.91 GEL (1 GEL = 0.344 EUR).

USD to PLN in detail →

On the map

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Highest

Between locations

Tarnow Tbilisi 2,050 km ≈ 3 h nonstop flight

From you

Tarnow
Tbilisi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tarnow vs Tbilisi: Cost of Living - Frequently Asked Questions

Tarnow wins on cost – living expenses run 7% lower than in Tbilisi. Housing and daily spending are where you'll feel the difference most, making Tarnow the obvious pick if budget is a priority.

Average pay runs 42% higher in Tarnow, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $437 in Tarnow versus $677 in Tbilisi. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $287 in Tarnow versus $373 in Tbilisi. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 27% higher in Tbilisi. For households that cook at home regularly, that difference adds up over a month.

At $1,182 in Tarnow versus $1,270 in Tbilisi, a $1,000 budget is realistic in Tarnow but tight or insufficient in Tbilisi. The gap between the two cities makes Tarnow the clear choice for anyone on this budget.

Both work as nomad bases, but Tarnow delivers better value – similar infrastructure at $1,182 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Tarnow hard to pass up.

Safety-wise, Tarnow and Tbilisi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Tarnow gentler on the wallet – expenses run 7% less than in Tbilisi. Beyond cost, consider language, visa policies, and how big the international community is in each city.