Cost of Living Comparison Between Tarnow and Tbilisi Cost of Living Comparison Between Tarnow and Tbilisi

Monthly Cost of Living

Monthly costs for one person with rent: $1,224 in Tarnow versus $1,286 in Tbilisi.

Estimated couple costs with rent: $1,704 in Tarnow versus $2,044 in Tbilisi.

Monthly costs for a family of three with rent: $2,185 in Tarnow versus $2,802 in Tbilisi.

Living in Tarnow costs roughly 5% less than in Tbilisi, driven mainly by Sport & Entertainment.

Both cities sit below the global median: Tarnow 11% lower, Tbilisi 6% lower.

Currency
🍽 Eating Out
Tarnow
Tbilisi
Difference
Meal at Budget Restaurant
$10.59 zł 39.34
$11.72 ₾30.55
-9.64%
Three-Course Dinner for Two, Mid-Range
$26.48 zł 98.3
$37.88 ₾98.8
-30.10%
Fast Food Meal (McDonalds, etc)
$6.71 zł 24.92
$9.74 ₾25.41
-31.11%
Cappuccino
$2.64 zł 9.82
$3.41 ₾8.90
-22.58%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.25 zł 8.36
$1.06 ₾2.76
112.26%
Water (0.33 liter bottle)
$1.31 zł 4.86
$0.65 ₾1.69
101.54%
Local Beer (0.5 liter draught)
$4.15 zł 15.40
$2.70 ₾7.05
53.70%
Imported Beer (0.33 liter bottle)
$3.98 zł 14.79
$3.10 ₾8.08
28.39%
🛒 Groceries & Markets
Tarnow
Tbilisi
Difference
Milk (1 liter)
$0.98 zł 3.64
$2.20 ₾5.73
-55.45%
White Bread (500g)
$1.22 zł 4.54
$0.81 ₾2.10
50.62%
Rice (white) (1kg)
$1.35 zł 5.02
$1.64 ₾4.26
-17.68%
Eggs
$2.65 zł 9.85
$2.75 ₾7.18
-3.64%
Local Cheese (1kg)
$8.12 zł 30.17
$9.01 ₾23.50
-9.88%
Chicken Fillets (1kg)
$6.22 zł 23.09
$6.55 ₾17.09
-5.04%
Beef Round Steak (1kg)
$10.19 zł 37.83
$12.62 ₾32.91
-19.26%
Apples (1kg)
$0.79 zł 2.95
$1.67 ₾4.36
-52.69%
Banana (1kg)
$1.57 zł 5.81
$1.81 ₾4.73
-13.26%
Oranges (1kg)
$1.36 zł 5.06
$1.93 ₾5.03
-29.53%
Tomato (1kg)
$2.00 zł 7.41
$2.59 ₾6.76
-22.78%
Potato (1kg)
$0.79 zł 2.94
$0.87 ₾2.26
-9.20%
Onion (1kg)
$1.10 zł 4.07
$0.65 ₾1.68
69.23%
Lettuce (1 head)
$1.04 zł 3.87
$1.39 ₾3.63
-25.18%
Water (1.5 liter bottle)
$0.79 zł 2.95
$0.80 ₾2.08
-1.25%
Cigarettes 20 Pack (Marlboro, Camel)
$4.44 zł 16.48
$3.36 ₾8.78
32.14%
Wine (Bottle)
$6.54 zł 24.28
$7.54 ₾19.66
-13.26%
Local Beer (0.5 liter bottle)
$0.95 zł 3.53
$1.61 ₾4.21
-40.99%
Imported Beer (0.33 liter bottle)
$1.46 zł 5.42
$2.25 ₾5.86
-35.11%
🚌 Getting Around
Tarnow
Tbilisi
Difference
One-way Ticket (Public Transport)
$0.99 zł 3.69
$0.37 ₾0.96
167.57%
Public Transport Monthly Pass (Regular Price)
$31.60 zł 117
$15.11 ₾39.41
109.13%
Taxi Start (Normal Tariff)
$1.35 zł 5.02
$1.17 ₾3.05
15.38%
Taxi (Normal Tariff) (1km)
$0.77 zł 2.85
$0.80 ₾2.09
-3.75%
Taxi 1hour Waiting (Normal Tariff)
$10.79 zł 40.06
$11.33 ₾29.55
-4.77%
Gasoline (1 liter)
$1.58 zł 5.87
$1.33 ₾3.47
18.80%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.0K zł 119.0K
$25.0K ₾65.2K
28.19%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.7K zł 95.4K
$22.4K ₾58.4K
14.80%
🧾 Monthly Utilities & Internet
Tarnow
Tbilisi
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$252 zł 937
$89.1 ₾232
183.21%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$9.85 zł 36.58
$13.25 ₾34.55
-25.66%
Internet (50+ Mbps, Unlimited Data)
$17.19 zł 63.8
$19.46 ₾50.8
-11.66%
🎉 Sport & Entertainment
Tarnow
Tbilisi
Difference
Gym Membership (Monthly)
$26.33 zł 97.8
$68.4 ₾178
-61.52%
Tennis Court (1 Hour on Weekend)
$11.99 zł 44.52
$18.68 ₾48.73
-35.81%
Cinema Ticket
$4.89 zł 18.16
$6.63 ₾17.30
-26.24%
🧸 Childcare & Education
Tarnow
Tbilisi
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$297 zł 1,103
$363 ₾948
-18.31%
International Primary School, 1 Child (Yearly)
$2,616 zł 9,716
$10.7K ₾27.8K
-75.46%
👕👟 Clothing & Footwear
Tarnow
Tbilisi
Difference
Jeans (Levis 501 Or Similar)
$83.2 zł 309
$104 ₾270
-19.66%
Summer Dress (H&M, Zara, etc)
$26.53 zł 98.6
$38.84 ₾101
-31.69%
Sport Shoes (Adidas, Nike)
$79.7 zł 296
$117 ₾304
-31.64%
Men's Leather Business Shoes
$116 zł 431
$123 ₾320
-5.54%
🏠 Accommodation & Living
Tarnow
Tbilisi
Difference
1-bedroom Apartment, City Center (Monthly)
$454 zł 1,688
$682 ₾1,780
-33.43%
1-bedroom Apartment, Outside City Center (Monthly)
$363 zł 1,348
$447 ₾1,165
-18.71%
3-bedroom Apartment, City Center (Monthly)
$640 zł 2,378
$1,284 ₾3,349
-50.15%
3-bedroom Apartment, Outside City Center (Monthly)
$488 zł 1,813
$920 ₾2,399
-46.94%
Buy Apartment in City Center (m2)
$2,785 zł 10.3K
$2,487 ₾6,486
11.98%
Buy Apartment Outside City Center (m2)
$1,832 zł 6,806
$1,423 ₾3,711
28.77%
💵 Salaries & Financials
Tarnow
Tbilisi
Difference
Average Monthly Net Salary (After Tax)
$1,071 zł 3,980
$646 ₾1,684
65.90%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.68
12.73
-47.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tarnow: August 31, 2026

Last update for Tbilisi: August 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $454 in Tarnow and $682 in Tbilisi. Housing cost is often the main lever when comparing two cities.

Tarnow pays 66% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $26.00 in Tarnow vs $38.00 in Tbilisi for a mid-range dinner for two. Groceries echo the gap at $192 vs $232 per month, with Tarnow cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Tarnow vs Tbilisi: Cost of Living - Frequently Asked Questions
Which city is more expensive, Tarnow or Tbilisi?
Tarnow wins on cost – living expenses run 5% lower than in Tbilisi. Housing and daily spending are where you'll feel the difference most, making Tarnow the obvious pick if budget is a priority.
Are salaries higher in Tarnow or in Tbilisi?
Average pay runs 66% higher in Tarnow, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Tarnow compared to Tbilisi?
Rent for a central apartment: $454 in Tarnow versus $682 in Tbilisi. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Tarnow and in Tbilisi?
Childcare runs $297 in Tarnow versus $363 in Tbilisi. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Tarnow or in Tbilisi?
Supermarket bills run roughly 21% higher in Tbilisi. For households that cook at home regularly, that difference adds up over a month.
Can you live on $1,000/month in Tarnow or in Tbilisi?
At $1,224 in Tarnow versus $1,286 in Tbilisi, a $1,000 budget is realistic in Tarnow but tight or insufficient in Tbilisi. The gap between the two cities makes Tarnow the clear choice for anyone on this budget.
Which city is better for digital nomads, Tarnow or Tbilisi?
Both work as nomad bases, but Tarnow delivers better value – similar infrastructure at $1,224 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Tarnow hard to pass up.
How safe is Tarnow compared to Tbilisi?
Safety-wise, Tarnow and Tbilisi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Tarnow gentler on the wallet – expenses run 5% less than in Tbilisi. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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