Cost of Living Comparison Between Tarnow and Warsaw Cost of Living Comparison Between Tarnow and Warsaw

🙂 Solo nomad: Tarnow is 19.9% cheaper than Warsaw without rent, and 40.3% cheaper with rent.
🙂 Family of 3: Tarnow is 20.8% cheaper than Warsaw without rent, and 41.4% cheaper with rent.
Currency
🍽 Eating Out
Tarnow
Warsaw
Difference
Meal at Budget Restaurant
$9.68 zł 34.85
$11.01 zł 39.63
-12.08%
Three-Course Dinner for Two, Mid-Range
$27.18 zł 97.9
$56.5 zł 203
-51.91%
Fast Food Meal (McDonalds, etc)
$6.88 zł 24.76
$9.70 zł 34.90
-29.07%
Cappuccino
$2.77 zł 9.98
$4.25 zł 15.31
-34.82%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.16 zł 7.78
$2.04 zł 7.36
5.88%
Water (0.33 liter bottle)
$1.37 zł 4.94
$1.84 zł 6.61
-25.54%
Local Beer (0.5 liter draught)
$3.00 zł 10.82
$4.61 zł 16.60
-34.92%
Imported Beer (0.33 liter bottle)
$3.60 zł 12.95
$4.54 zł 16.35
-20.70%
🛒 Groceries & Markets
Tarnow
Warsaw
Difference
Milk (1 liter)
$1.03 zł 3.71
$1.14 zł 4.09
-9.65%
White Bread (500g)
$1.20 zł 4.32
$1.42 zł 5.12
-15.49%
Rice (white) (1kg)
$1.39 zł 5.00
$1.76 zł 6.33
-21.02%
Eggs
$2.54 zł 9.16
$3.63 zł 13.08
-30.03%
Local Cheese (1kg)
$7.97 zł 28.70
$10.01 zł 36.03
-20.38%
Chicken Fillets (1kg)
$6.39 zł 22.99
$7.23 zł 26.02
-11.62%
Beef Round Steak (1kg)
$9.91 zł 35.69
$14.28 zł 51.4
-30.60%
Apples (1kg)
$0.83 zł 2.99
$1.29 zł 4.65
-35.66%
Banana (1kg)
$1.62 zł 5.82
$1.79 zł 6.44
-9.50%
Oranges (1kg)
$1.33 zł 4.78
$2.00 zł 7.19
-33.50%
Tomato (1kg)
$2.14 zł 7.69
$3.67 zł 13.20
-41.69%
Potato (1kg)
$0.84 zł 3.01
$1.09 zł 3.91
-22.94%
Onion (1kg)
$1.12 zł 4.02
$1.24 zł 4.45
-9.68%
Lettuce (1 head)
$1.07 zł 3.85
$1.52 zł 5.46
-29.61%
Water (1.5 liter bottle)
$0.62 zł 2.21
$0.72 zł 2.61
-13.89%
Cigarettes 20 Pack (Marlboro, Camel)
$4.58 zł 16.47
$5.31 zł 19.12
-13.75%
Wine (Bottle)
$7.68 zł 27.64
$8.37 zł 30.12
-8.24%
Local Beer (0.5 liter bottle)
$0.97 zł 3.49
$1.42 zł 5.11
-31.69%
Imported Beer (0.33 liter bottle)
$1.46 zł 5.26
$1.89 zł 6.79
-22.75%
🚌 Getting Around
Tarnow
Warsaw
Difference
One-way Ticket (Public Transport)
$1.10 zł 3.97
$1.21 zł 4.36
-9.09%
Public Transport Monthly Pass (Regular Price)
$33.06 zł 119
$29.96 zł 108
10.35%
Taxi Start (Normal Tariff)
$1.33 zł 4.78
$2.66 zł 9.58
-50.00%
Taxi (Normal Tariff) (1km)
$0.48 zł 1.73
$1.02 zł 3.66
-52.94%
Taxi 1hour Waiting (Normal Tariff)
$13.49 zł 48.57
$13.31 zł 47.91
1.35%
Gasoline (1 liter)
$1.79 zł 6.43
$1.73 zł 6.22
3.47%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.3K zł 123.5K
$33.0K zł 118.7K
4.03%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.8K zł 89.2K
$33.3K zł 120.0K
-25.67%
🧾 Monthly Utilities & Internet
Tarnow
Warsaw
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$250 zł 900
$363 zł 1,308
-31.17%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$7.65 zł 27.54
$10.21 zł 36.75
-25.07%
Internet (50+ Mbps, Unlimited Data)
$16.45 zł 59.2
$17.11 zł 61.6
-3.86%
🎉 Sport & Entertainment
Tarnow
Warsaw
Difference
Gym Membership (Monthly)
$27.20 zł 97.9
$44.18 zł 159
-38.43%
Tennis Court (1 Hour on Weekend)
$12.14 zł 43.71
$29.52 zł 106
-58.88%
Cinema Ticket
$5.00 zł 17.99
$9.62 zł 34.62
-48.02%
🧸 Childcare & Education
Tarnow
Warsaw
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$325 zł 1,170
$575 zł 2,070
-43.47%
International Primary School, 1 Child (Yearly)
$4,867 zł 17.5K
$15.4K zł 55.4K
-68.38%
👕👟 Clothing & Footwear
Tarnow
Warsaw
Difference
Jeans (Levis 501 Or Similar)
$85.4 zł 307
$98.5 zł 355
-13.31%
Summer Dress (H&M, Zara, etc)
$26.59 zł 95.7
$47.34 zł 170
-43.83%
Sport Shoes (Adidas, Nike)
$80.0 zł 288
$95.4 zł 344
-16.14%
Men's Leather Business Shoes
$117 zł 423
$111 zł 400
5.65%
🏠 Accommodation & Living
Tarnow
Warsaw
Difference
1-bedroom Apartment, City Center (Monthly)
$467 zł 1,683
$1,159 zł 4,172
-59.66%
1-bedroom Apartment, Outside City Center (Monthly)
$373 zł 1,344
$908 zł 3,270
-58.90%
3-bedroom Apartment, City Center (Monthly)
$646 zł 2,326
$2,024 zł 7,287
-68.08%
3-bedroom Apartment, Outside City Center (Monthly)
$488 zł 1,758
$1,556 zł 5,601
-68.60%
Buy Apartment in City Center (m2)
$2,957 zł 10.6K
$6,437 zł 23.2K
-54.07%
Buy Apartment Outside City Center (m2)
$1,873 zł 6,743
$4,092 zł 14.7K
-54.23%
💵 Salaries & Financials
Tarnow
Warsaw
Difference
Average Monthly Net Salary (After Tax)
$1,069 zł 3,849
$2,308 zł 8,307
-53.67%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.28
7.55
-16.82%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tarnow: April 12, 2026

Last update for Warsaw: April 13, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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