Last update: Oct 2026

Cost of Living Comparison Between Tbilisi and Tarnow

For one person, living is cheaper in Tarnow: $1,182 a month against $1,270 in Tbilisi, rent and utilities included – about $1,100 less a year. The total is higher in Tbilisi despite lower rent and utilities.

61

Cost of Living Index in Tbilisi
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Tbilisi Living Index
57

Cost of Living Index in Tarnow
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Tarnow Living Index

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Tbilisi

🇬🇪 Georgia

$1,270

/mo nomad

Tarnow

🇵🇱 Poland

$1,182

/mo nomad

Monthly Cost of Living

How much you'll spend in Tbilisi and in Tarnow

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Tbilisi and in Tarnow actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,270 in Tbilisi versus $1,182 in Tarnow.

Tbilisi $1,270
Tarnow $1,182

Estimated couple costs with rent: $2,008 in Tbilisi versus $1,638 in Tarnow.

Tbilisi $2,008
Tarnow $1,638

Monthly costs for a family of three with rent: $2,745 in Tbilisi versus $2,093 in Tarnow.

Tbilisi $2,745
Tarnow $2,093

Living in Tbilisi is roughly 7% more expensive than in Tarnow, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Tbilisi 6% lower, Tarnow 13% lower.

Meal at Budget Restaurant

$11.51 ₾29.79

$10.34 zł 40.16

11.32%

Three-Course Dinner for Two, Mid-Range

$38.27 ₾99.1

$25.16 zł 97.8

52.11%

Fast Food Meal (McDonalds, etc)

$9.80 ₾25.36

$6.43 zł 24.96

52.41%

Cappuccino

$3.55 ₾9.19

$2.55 zł 9.91

39.22%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.06 ₾2.74

$2.21 zł 8.57

-52.04%

Water (0.33 liter bottle)

$0.62 ₾1.60

$1.29 zł 5.03

-51.94%

Local Beer (0.5 liter draught)

$2.76 ₾7.16

$3.79 zł 14.73

-27.18%

Imported Beer (0.33 liter bottle)

$3.00 ₾7.77

$3.74 zł 14.54

-19.79%

Milk (1 liter)

$2.16 ₾5.59

$0.93 zł 3.60

132.26%

White Bread (500g)

$0.76 ₾1.96

$1.15 zł 4.45

-33.91%

Rice (white) (1kg)

$1.74 ₾4.51

$1.25 zł 4.87

39.20%

Eggs

$2.79 ₾7.21

$2.44 zł 9.48

14.34%

Local Cheese (1kg)

$9.20 ₾23.83

$7.86 zł 30.55

17.05%

Chicken Fillets (1kg)

$6.53 ₾16.89

$5.84 zł 22.70

11.82%

Beef Round Steak (1kg)

$12.81 ₾33.17

$9.78 zł 37.98

30.98%

Apples (1kg)

$1.67 ₾4.31

$0.73 zł 2.84

128.77%

Banana (1kg)

$1.85 ₾4.79

$1.55 zł 6.04

19.35%

Oranges (1kg)

$1.98 ₾5.13

$1.29 zł 5.01

53.49%

Tomato (1kg)

$2.51 ₾6.49

$1.91 zł 7.42

31.41%

Potato (1kg)

$0.87 ₾2.26

$0.79 zł 3.06

10.13%

Onion (1kg)

$0.73 ₾1.89

$1.02 zł 3.96

-28.43%

Lettuce (1 head)

$1.42 ₾3.67

$1.06 zł 4.12

33.96%

Water (1.5 liter bottle)

$0.72 ₾1.88

$0.75 zł 2.91

-4.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.38 ₾8.74

$4.31 zł 16.75

-21.58%

Wine (Bottle)

$7.84 ₾20.31

$6.28 zł 24.41

24.84%

Local Beer (0.5 liter bottle)

$1.62 ₾4.19

$0.90 zł 3.50

80.00%

Imported Beer (0.33 liter bottle)

$2.38 ₾6.15

$1.35 zł 5.26

76.30%

One-way Ticket (Public Transport)

$0.37 ₾0.96

$0.97 zł 3.76

-61.86%

Public Transport Monthly Pass (Regular Price)

$15.52 ₾40.16

$30.58 zł 119

-49.25%

Taxi Start (Normal Tariff)

$1.14 ₾2.94

$1.30 zł 5.06

-12.31%

Taxi (Normal Tariff) (1km)

$0.79 ₾2.05

$0.75 zł 2.92

5.33%

Taxi 1hour Waiting (Normal Tariff)

$11.57 ₾29.96

$10.45 zł 40.59

10.72%

Gasoline (1 liter)

$1.50 ₾3.87

$1.62 zł 6.31

-7.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K ₾63.7K

$31.2K zł 121.2K

-21.08%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.4K ₾57.9K

$24.6K zł 95.8K

-9.27%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$88.3 ₾228

$242 zł 940

-63.52%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.08 ₾33.86

$9.49 zł 36.86

37.83%

Internet (50+ Mbps, Unlimited Data)

$19.53 ₾50.6

$16.41 zł 63.8

19.01%

Gym Membership (Monthly)

$64.2 ₾166

$25.48 zł 99.0

151.88%

Tennis Court (1 Hour on Weekend)

$19.18 ₾49.66

$11.65 zł 45.27

64.64%

Cinema Ticket

$6.99 ₾18.10

$4.52 zł 17.55

54.65%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$373 ₾966

$287 zł 1,117

29.80%

International Primary School, 1 Child (Yearly)

$10.7K ₾27.7K

$2,538 zł 9,859

321.24%

Jeans (Levis 501 Or Similar)

$103 ₾266

$79.4 zł 309

29.26%

Summer Dress (H&M, Zara, etc)

$40.48 ₾105

$25.87 zł 101

56.47%

Sport Shoes (Adidas, Nike)

$116 ₾301

$77.5 zł 301

50.17%

Men's Leather Business Shoes

$122 ₾316

$111 zł 430

10.16%

1-bedroom Apartment, City Center (Monthly)

$677 ₾1,753

$437 zł 1,700

54.75%

1-bedroom Apartment, Outside City Center (Monthly)

$454 ₾1,176

$352 zł 1,369

28.93%

3-bedroom Apartment, City Center (Monthly)

$1,277 ₾3,305

$624 zł 2,423

104.78%

3-bedroom Apartment, Outside City Center (Monthly)

$890 ₾2,304

$463 zł 1,799

92.23%

Buy Apartment in City Center (m2)

$2,410 ₾6,238

$2,657 zł 10.3K

-9.32%

Buy Apartment Outside City Center (m2)

$1,418 ₾3,670

$1,750 zł 6,799

-18.99%

Average Monthly Net Salary (After Tax)

$703 ₾1,819

$1,000 zł 3,884

-29.71%

20-Year Fixed Mortgage Interest Rate (Annual %)

12.62

6.68

88.92%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tbilisi: October 17, 2026

Last update for Tarnow: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Tbilisi

$454 35.8%

Tarnow

$352 29.8% 22.4% $102

Groceries & Markets

Tbilisi

$233 18.3%

Tarnow

$183 15.5% 21.5% $50

Eating Out

Tbilisi

$191 15%

Tarnow

$173 14.6% 9.2% $18

Clothing & Footwear

Tbilisi

$172 13.5%

Tarnow

$132 11.2% 23.1% $40

Monthly Utilities & Internet

Tbilisi

$121 9.5%

Tarnow

$268 22.7% 122% $147

Sport & Entertainment

Tbilisi

$78 6.2%

Tarnow

$35 2.9% 55.8% $44

Getting Around

Tbilisi

$22 1.7%

Tarnow

$40 3.3% 78.7% $17

Cost Breakdown

A one-bedroom apartment in the center runs $677 in Tbilisi and $437 in Tarnow. Housing cost is often the main lever when comparing two cities.

Tarnow pays 42% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $38.00 in Tbilisi vs $25.00 in Tarnow for a mid-range dinner for two. Groceries echo the gap at $233 vs $183 per month, with Tarnow cheaper across the board.

Good to know

🇬🇪 Tbilisi

🇵🇱 Tarnow

🕒 Local time

02:05 2:05 AM

00:05 12:05 AM

2 h behind Tbilisi

🌤 Weather

👥 Population

1,241,700 Capital

106,748

💱 Currency

Georgian Lari GEL ₾

Polish Złoty PLN zł

📈 Exchange rate

1 GEL = 0.386 USD

1 GEL = 0.344 EUR

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

Exchange rates and currency converter

PLN, USD, EUR to GEL – Georgian Lari Converter

🇺🇸 United States Dollar ($)

🇬🇪 Georgian Lari (₾)

Georgian Lari exchange rates as of October 20, 2026: 1 USD = 2.59 GEL (1 GEL = 0.386 USD). 1 EUR = 2.91 GEL (1 GEL = 0.344 EUR).

Polish Złoty exchange rates as of October 20, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

USD to GEL in detail →

On the map

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Highest

Between locations

Tbilisi Tarnow 2,050 km ≈ 3 h nonstop flight

From you

Tbilisi
Tarnow

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tbilisi vs Tarnow: Cost of Living - Frequently Asked Questions

Tarnow wins on cost – living expenses run 7% lower than in Tbilisi. Housing and daily spending are where you'll feel the difference most, making Tarnow the obvious pick if budget is a priority.

On paper, salaries run 42% lower in Tarnow. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $677 in Tbilisi versus $437 in Tarnow. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $373 in Tbilisi versus $287 in Tarnow. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 27% higher in Tbilisi. For households that cook at home regularly, that difference adds up over a month.

At $1,182 in Tarnow versus $1,270 in Tbilisi, a $1,000 budget is realistic in Tarnow but tight or insufficient in Tbilisi. The gap between the two cities makes Tarnow the clear choice for anyone on this budget.

Both work as nomad bases, but Tarnow delivers better value – similar infrastructure at $1,182 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Tarnow hard to pass up.

Safety-wise, Tbilisi and Tarnow are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Tarnow gentler on the wallet – expenses run 7% less than in Tbilisi. Beyond cost, consider language, visa policies, and how big the international community is in each city.