Cost of Living Comparison Between Tarnow and Quito Cost of Living Comparison Between Tarnow and Quito

Monthly Cost of Living

A single person spends $1,224 per month in Tarnow vs $983 in Quito, rent included.

A couple spends around $1,704 per month in Tarnow vs $1,587 in Quito, rent included.

A family of three spends $2,185 per month in Tarnow vs $2,192 in Quito, rent included.

Tarnow costs about 25% more than Quito, driven mainly by Eating Out.

Both Tarnow and Quito are more affordable than the global median – Tarnow 11% lower, Quito 28% lower.

Meal at Budget Restaurant

$10.59 zł 39.59

$4.98 $4.98

112.65%

Three-Course Dinner for Two, Mid-Range

$26.48 zł 99.0

$51.1 $51.1

-48.20%

Fast Food Meal (McDonalds, etc)

$6.71 zł 25.08

$7.35 $7.35

-8.71%

Cappuccino

$2.64 zł 9.88

$3.28 $3.28

-19.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.25 zł 8.41

$1.42 $1.42

58.45%

Water (0.33 liter bottle)

$1.31 zł 4.89

$1.15 $1.15

13.91%

Local Beer (0.5 liter draught)

$4.15 zł 15.50

$3.55 $3.55

16.90%

Imported Beer (0.33 liter bottle)

$3.98 zł 14.89

$5.07 $5.07

-21.50%

Milk (1 liter)

$0.98 zł 3.66

$1.15 $1.15

-14.78%

White Bread (500g)

$1.22 zł 4.57

$1.59 $1.59

-23.27%

Rice (white) (1kg)

$1.35 zł 5.05

$1.56 $1.56

-13.46%

Eggs

$2.65 zł 9.92

$2.15 $2.15

23.26%

Local Cheese (1kg)

$8.12 zł 30.37

$6.36 $6.36

27.67%

Chicken Fillets (1kg)

$6.22 zł 23.24

$5.64 $5.64

10.28%

Beef Round Steak (1kg)

$10.19 zł 38.08

$7.64 $7.64

33.38%

Apples (1kg)

$0.79 zł 2.97

$2.22 $2.22

-64.41%

Banana (1kg)

$1.57 zł 5.85

$1.22 $1.22

28.69%

Oranges (1kg)

$1.36 zł 5.09

$1.33 $1.33

2.26%

Tomato (1kg)

$2.00 zł 7.46

$1.13 $1.13

76.99%

Potato (1kg)

$0.79 zł 2.96

$1.26 $1.26

-37.30%

Onion (1kg)

$1.10 zł 4.10

$1.02 $1.02

7.84%

Lettuce (1 head)

$1.04 zł 3.89

$0.92 $0.92

13.04%

Water (1.5 liter bottle)

$0.79 zł 2.97

$1.05 $1.05

-24.76%

Cigarettes 20 Pack (Marlboro, Camel)

$4.44 zł 16.58

$5.85 $5.85

-24.10%

Wine (Bottle)

$6.54 zł 24.44

$9.91 $9.91

-34.01%

Local Beer (0.5 liter bottle)

$0.95 zł 3.55

$1.52 $1.52

-37.50%

Imported Beer (0.33 liter bottle)

$1.46 zł 5.46

$3.04 $3.04

-51.97%

One-way Ticket (Public Transport)

$0.99 zł 3.71

$0.34 $0.34

191.18%

Public Transport Monthly Pass (Regular Price)

$31.60 zł 118

$21.21 $21.21

48.99%

Taxi Start (Normal Tariff)

$1.35 zł 5.05

$1.51 $1.51

-10.60%

Taxi (Normal Tariff) (1km)

$0.77 zł 2.87

$1.48 $1.48

-47.97%

Taxi 1hour Waiting (Normal Tariff)

$10.79 zł 40.32

$10.15 $10.15

6.31%

Gasoline (1 liter)

$1.58 zł 5.91

$0.85 $0.85

85.88%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.0K zł 119.8K

$20.9K $20.9K

53.48%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K zł 96.1K

$28.0K $28.0K

-8.26%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$252 zł 943

$28.70 $28.70

779.34%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.85 zł 36.82

$18.14 $18.14

-45.70%

Internet (50+ Mbps, Unlimited Data)

$17.19 zł 64.2

$28.97 $28.97

-40.66%

Gym Membership (Monthly)

$26.33 zł 98.4

$45.73 $45.73

-42.42%

Tennis Court (1 Hour on Weekend)

$11.99 zł 44.81

$17.64 $17.64

-32.03%

Cinema Ticket

$4.89 zł 18.28

$6.70 $6.70

-27.01%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 zł 1,110

$734 $734

-59.57%

International Primary School, 1 Child (Yearly)

$2,616 zł 9,780

$8,986 $8,986

-70.89%

Jeans (Levis 501 Or Similar)

$83.2 zł 311

$65.7 $65.7

26.67%

Summer Dress (H&M, Zara, etc)

$26.53 zł 99.2

$49.77 $49.77

-46.69%

Sport Shoes (Adidas, Nike)

$79.7 zł 298

$114 $114

-30.22%

Men's Leather Business Shoes

$116 zł 434

$107 $107

8.38%

1-bedroom Apartment, City Center (Monthly)

$454 zł 1,699

$477 $477

-4.75%

1-bedroom Apartment, Outside City Center (Monthly)

$363 zł 1,357

$310 $310

17.01%

3-bedroom Apartment, City Center (Monthly)

$640 zł 2,394

$958 $958

-33.18%

3-bedroom Apartment, Outside City Center (Monthly)

$488 zł 1,825

$551 $551

-11.39%

Buy Apartment in City Center (m2)

$2,785 zł 10.4K

$1,786 $1,786

55.93%

Buy Apartment Outside City Center (m2)

$1,832 zł 6,850

$715 $715

156.32%

Average Monthly Net Salary (After Tax)

$1,071 zł 4,006

$599 $599

79.00%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.68

10.12

-33.99%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tarnow: August 31, 2026

Last update for Quito: August 30, 2026

Cost Breakdown

A central one-bedroom costs $454 in Tarnow versus $477 in Quito. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 79% higher in Tarnow, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $26.00 in Tarnow versus $51.0 in Quito. Monthly groceries follow the same trend: $192 vs $197 – making Tarnow the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tarnow vs Quito: Cost of Living - Frequently Asked Questions

Yes – Tarnow is pricier by about 25%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $1,836 per month in Tarnow and $1,474 in Quito. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Quito, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 49% less in Quito. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $297 per month in Tarnow and $734 in Quito. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Quito, where all-in costs run around $983, than in Tarnow at $1,224. In Quito it covers expenses comfortably, while in Tarnow it requires careful planning or may not stretch far enough.

Families tend to lean toward Quito – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Quito. If higher salaries, better infrastructure, or specific career opportunities are the priority, Tarnow makes more sense. Both are solid long-term options with distinct trade-offs.