Cost of Living Comparison Between Swinoujscie and Warsaw Cost of Living Comparison Between Swinoujscie and Warsaw

Monthly Cost of Living

Monthly costs for one person with rent: $1,437 in Swinoujscie versus $2,025 in Warsaw.

Estimated couple costs with rent: $2,090 in Swinoujscie versus $2,904 in Warsaw.

Monthly costs for a family of three with rent: $2,743 in Swinoujscie versus $3,783 in Warsaw.

Living in Swinoujscie costs roughly 29% less than in Warsaw, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Swinoujscie 8% above, Warsaw 52% above.

Meal at Budget Restaurant

$10.83 zł 41.09

$10.75 zł 40.77

0.74%

Three-Course Dinner for Two, Mid-Range

$41.28 zł 157

$56.6 zł 215

-27.11%

Fast Food Meal (McDonalds, etc)

$8.23 zł 31.23

$9.45 zł 35.86

-12.91%

Cappuccino

$3.39 zł 12.87

$4.17 zł 15.81

-18.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.98 zł 7.53

$2.10 zł 7.98

-5.71%

Water (0.33 liter bottle)

$1.61 zł 6.12

$1.83 zł 6.93

-12.02%

Local Beer (0.5 liter draught)

$3.31 zł 12.57

$4.47 zł 16.95

-25.95%

Imported Beer (0.33 liter bottle)

$3.72 zł 14.13

$4.54 zł 17.23

-18.06%

Milk (1 liter)

$1.08 zł 4.10

$1.19 zł 4.51

-9.24%

White Bread (500g)

$1.32 zł 5.01

$1.42 zł 5.40

-7.04%

Rice (white) (1kg)

$1.42 zł 5.40

$1.79 zł 6.79

-20.67%

Eggs

$3.34 zł 12.68

$3.57 zł 13.56

-6.44%

Local Cheese (1kg)

$8.84 zł 33.54

$9.98 zł 37.88

-11.42%

Chicken Fillets (1kg)

$6.38 zł 24.21

$6.92 zł 26.27

-7.80%

Beef Round Steak (1kg)

$10.93 zł 41.47

$14.53 zł 55.1

-24.78%

Apples (1kg)

$1.09 zł 4.14

$1.30 zł 4.93

-16.15%

Banana (1kg)

$1.78 zł 6.76

$1.86 zł 7.06

-4.30%

Oranges (1kg)

$1.77 zł 6.70

$1.93 zł 7.34

-8.29%

Tomato (1kg)

$2.95 zł 11.18

$3.77 zł 14.29

-21.75%

Potato (1kg)

$0.97 zł 3.70

$1.06 zł 4.00

-8.49%

Onion (1kg)

$1.14 zł 4.32

$1.24 zł 4.70

-8.06%

Lettuce (1 head)

$1.28 zł 4.87

$1.44 zł 5.47

-11.11%

Water (1.5 liter bottle)

$0.65 zł 2.47

$0.72 zł 2.73

-9.72%

Cigarettes 20 Pack (Marlboro, Camel)

$5.00 zł 18.98

$5.55 zł 21.05

-9.91%

Wine (Bottle)

$6.99 zł 26.52

$7.75 zł 29.40

-9.81%

Local Beer (0.5 liter bottle)

$1.09 zł 4.12

$1.37 zł 5.21

-20.44%

Imported Beer (0.33 liter bottle)

$1.66 zł 6.30

$1.87 zł 7.08

-11.23%

One-way Ticket (Public Transport)

$1.07 zł 4.05

$1.17 zł 4.43

-8.55%

Public Transport Monthly Pass (Regular Price)

$32.29 zł 123

$29.63 zł 112

8.98%

Taxi Start (Normal Tariff)

$2.11 zł 8.01

$2.66 zł 10.11

-20.68%

Taxi (Normal Tariff) (1km)

$0.77 zł 2.91

$1.02 zł 3.86

-24.51%

Taxi 1hour Waiting (Normal Tariff)

$10.72 zł 40.67

$13.35 zł 50.6

-19.70%

Gasoline (1 liter)

$1.70 zł 6.47

$1.79 zł 6.78

-5.03%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.3K zł 126.2K

$32.8K zł 124.3K

1.58%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.0K zł 113.9K

$32.6K zł 123.6K

-7.81%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$271 zł 1,028

$357 zł 1,353

-24.04%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.67 zł 32.88

$10.23 zł 38.80

-15.25%

Internet (50+ Mbps, Unlimited Data)

$16.40 zł 62.2

$17.49 zł 66.4

-6.23%

Gym Membership (Monthly)

$36.10 zł 137

$44.37 zł 168

-18.64%

Tennis Court (1 Hour on Weekend)

$19.36 zł 73.5

$29.18 zł 111

-33.65%

Cinema Ticket

$7.10 zł 26.94

$9.39 zł 35.63

-24.39%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$336 zł 1,274

$571 zł 2,168

-41.20%

International Primary School, 1 Child (Yearly)

$8,019 zł 30.4K

$15.3K zł 58.1K

-47.68%

Jeans (Levis 501 Or Similar)

$91.2 zł 346

$98.7 zł 375

-7.66%

Summer Dress (H&M, Zara, etc)

$35.51 zł 135

$46.99 zł 178

-24.43%

Sport Shoes (Adidas, Nike)

$80.9 zł 307

$94.7 zł 359

-14.60%

Men's Leather Business Shoes

$95.0 zł 361

$109 zł 415

-13.06%

1-bedroom Apartment, City Center (Monthly)

$639 zł 2,423

$1,135 zł 4,305

-43.71%

1-bedroom Apartment, Outside City Center (Monthly)

$504 zł 1,912

$922 zł 3,497

-45.32%

3-bedroom Apartment, City Center (Monthly)

$978 zł 3,712

$2,090 zł 7,931

-53.20%

3-bedroom Apartment, Outside City Center (Monthly)

$830 zł 3,148

$1,526 zł 5,790

-45.63%

Buy Apartment in City Center (m2)

$2,212 zł 8,394

$6,322 zł 24.0K

-65.01%

Buy Apartment Outside City Center (m2)

$1,563 zł 5,929

$3,919 zł 14.9K

-60.12%

Average Monthly Net Salary (After Tax)

$1,806 zł 6,854

$2,150 zł 8,157

-15.97%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.75

7.55

-10.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Swinoujscie: July 12, 2026

Last update for Warsaw: July 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $639 in Swinoujscie and $1,135 in Warsaw. Housing cost is often the main lever when comparing two cities.

Warsaw pays 19% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $41.00 in Swinoujscie vs $57.0 in Warsaw for a mid-range dinner for two. Groceries echo the gap at $213 vs $246 per month, with Swinoujscie cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Swinoujscie vs Warsaw: Cost of Living - Frequently Asked Questions

Swinoujscie wins on cost – living expenses run 41% lower than in Warsaw. Housing and daily spending are where you'll feel the difference most, making Swinoujscie the obvious pick if budget is a priority.

On paper, salaries run 19% lower in Warsaw. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $639 in Swinoujscie versus $1,135 in Warsaw. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Swinoujscie runs roughly 9% less than in Warsaw. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $336 in Swinoujscie versus $571 in Warsaw. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,437 in Swinoujscie versus $2,025 in Warsaw, a $1,000 budget is realistic in Swinoujscie but tight or insufficient in Warsaw. The gap between the two cities makes Swinoujscie the clear choice for anyone on this budget.

Both work as nomad bases, but Swinoujscie delivers better value – similar infrastructure at $1,437 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Swinoujscie hard to pass up.

Safety-wise, Swinoujscie and Warsaw are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Swinoujscie gentler on the wallet – expenses run 41% less than in Warsaw. Beyond cost, consider language, visa policies, and how big the international community is in each city.