Cost of Living Comparison Between Swinoujscie and Warsaw Cost of Living Comparison Between Swinoujscie and Warsaw

Monthly Cost of Living

Monthly costs for one person with rent: $1,492 in Swinoujscie versus $2,184 in Warsaw.

Estimated couple costs with rent: $2,189 in Swinoujscie versus $3,125 in Warsaw.

Monthly costs for a family of three with rent: $2,886 in Swinoujscie versus $4,066 in Warsaw.

Living in Swinoujscie costs roughly 32% less than in Warsaw, driven mainly by Eating Out.

Both cities are pricier than the global median: Swinoujscie 9% above, Warsaw 59% above.

Meal at Budget Restaurant

$10.78 zł 40.05

$12.19 zł 45.26

-11.57%

Three-Course Dinner for Two, Mid-Range

$43.36 zł 161

$61.8 zł 229

-29.78%

Fast Food Meal (McDonalds, etc)

$8.69 zł 32.26

$10.60 zł 39.37

-18.02%

Cappuccino

$3.60 zł 13.38

$4.61 zł 17.14

-21.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.14 zł 7.95

$2.52 zł 9.36

-15.08%

Water (0.33 liter bottle)

$1.72 zł 6.38

$2.40 zł 8.92

-28.33%

Local Beer (0.5 liter draught)

$3.86 zł 14.33

$4.86 zł 18.04

-20.58%

Imported Beer (0.33 liter bottle)

$3.95 zł 14.65

$5.24 zł 19.47

-24.62%

Milk (1 liter)

$1.00 zł 3.71

$1.15 zł 4.28

-13.04%

White Bread (500g)

$1.64 zł 6.08

$1.58 zł 5.88

3.80%

Rice (white) (1kg)

$0.79 zł 2.92

$1.82 zł 6.74

-56.59%

Eggs

$3.00 zł 11.14

$3.98 zł 14.77

-24.62%

Local Cheese (1kg)

$9.24 zł 34.33

$9.70 zł 36.03

-4.74%

Chicken Fillets (1kg)

$6.88 zł 25.54

$7.33 zł 27.21

-6.14%

Beef Round Steak (1kg)

$12.53 zł 46.52

$15.32 zł 56.9

-18.21%

Apples (1kg)

$1.19 zł 4.43

$1.32 zł 4.91

-9.85%

Banana (1kg)

$1.33 zł 4.93

$1.78 zł 6.62

-25.28%

Oranges (1kg)

$1.50 zł 5.56

$1.84 zł 6.84

-18.48%

Tomato (1kg)

$2.38 zł 8.85

$4.06 zł 15.10

-41.38%

Potato (1kg)

$0.64 zł 2.38

$0.94 zł 3.47

-31.91%

Onion (1kg)

$0.90 zł 3.35

$0.93 zł 3.44

-3.23%

Lettuce (1 head)

$1.36 zł 5.07

$1.57 zł 5.81

-13.38%

Water (1.5 liter bottle)

$0.69 zł 2.57

$0.72 zł 2.68

-4.17%

Cigarettes 20 Pack (Marlboro, Camel)

$5.30 zł 19.69

$6.54 zł 24.27

-18.96%

Wine (Bottle)

$6.66 zł 24.75

$6.63 zł 24.64

0.45%

Local Beer (0.5 liter bottle)

$1.17 zł 4.35

$1.14 zł 4.24

2.63%

Imported Beer (0.33 liter bottle)

$1.52 zł 5.64

$1.88 zł 6.98

-19.15%

One-way Ticket (Public Transport)

$1.12 zł 4.15

$1.20 zł 4.47

-6.67%

Public Transport Monthly Pass (Regular Price)

$30.50 zł 113

$29.66 zł 110

2.83%

Taxi Start (Normal Tariff)

$2.11 zł 7.85

$2.63 zł 9.77

-19.77%

Taxi (Normal Tariff) (1km)

$0.83 zł 3.07

$1.32 zł 4.89

-37.12%

Taxi 1hour Waiting (Normal Tariff)

$10.01 zł 37.17

$13.55 zł 50.3

-26.13%

Gasoline (1 liter)

$1.64 zł 6.08

$1.68 zł 6.24

-2.38%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.5K zł 120.8K

$32.3K zł 119.9K

0.78%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.0K zł 107.6K

$32.0K zł 118.9K

-9.46%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$293 zł 1,089

$372 zł 1,381

-21.14%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.10 zł 33.80

$8.79 zł 32.63

3.53%

Internet (50+ Mbps, Unlimited Data)

$18.05 zł 67.1

$17.37 zł 64.5

3.91%

Gym Membership (Monthly)

$40.23 zł 149

$51.6 zł 192

-22.00%

Tennis Court (1 Hour on Weekend)

$23.34 zł 86.7

$29.74 zł 110

-21.52%

Cinema Ticket

$7.74 zł 28.76

$9.82 zł 36.48

-21.18%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$350 zł 1,301

$608 zł 2,259

-42.41%

International Primary School, 1 Child (Yearly)

$7,874 zł 29.2K

$15.4K zł 57.2K

-48.88%

Jeans (Levis 501 Or Similar)

$84.5 zł 314

$115 zł 428

-26.63%

Summer Dress (H&M, Zara, etc)

$38.42 zł 143

$42.18 zł 157

-8.91%

Sport Shoes (Adidas, Nike)

$91.6 zł 340

$116 zł 429

-20.74%

Men's Leather Business Shoes

$105 zł 391

$125 zł 466

-16.02%

1-bedroom Apartment, City Center (Monthly)

$638 zł 2,370

$1,250 zł 4,641

-48.93%

1-bedroom Apartment, Outside City Center (Monthly)

$517 zł 1,922

$984 zł 3,654

-47.40%

3-bedroom Apartment, City Center (Monthly)

$1,049 zł 3,897

$2,138 zł 7,941

-50.93%

3-bedroom Apartment, Outside City Center (Monthly)

$848 zł 3,149

$1,550 zł 5,756

-45.29%

Buy Apartment in City Center (m2)

$2,242 zł 8,326

$6,397 zł 23.8K

-64.96%

Buy Apartment Outside City Center (m2)

$1,574 zł 5,844

$4,118 zł 15.3K

-61.79%

Average Monthly Net Salary (After Tax)

$1,844 zł 6,848

$2,103 zł 7,810

-12.33%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

6.68

1.65%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Swinoujscie: August 30, 2026

Last update for Warsaw: August 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $638 in Swinoujscie and $1,250 in Warsaw. Housing cost is often the main lever when comparing two cities.

Warsaw pays 14% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $43.00 in Swinoujscie vs $62.0 in Warsaw for a mid-range dinner for two. Groceries echo the gap at $213 vs $250 per month, with Swinoujscie cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Swinoujscie vs Warsaw: Cost of Living - Frequently Asked Questions

Swinoujscie wins on cost – living expenses run 46% lower than in Warsaw. Housing and daily spending are where you'll feel the difference most, making Swinoujscie the obvious pick if budget is a priority.

On paper, salaries run 14% lower in Warsaw. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $638 in Swinoujscie versus $1,250 in Warsaw. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Swinoujscie runs roughly 3% less than in Warsaw. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $350 in Swinoujscie versus $608 in Warsaw. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,492 in Swinoujscie versus $2,184 in Warsaw, a $1,000 budget is realistic in Swinoujscie but tight or insufficient in Warsaw. The gap between the two cities makes Swinoujscie the clear choice for anyone on this budget.

Both work as nomad bases, but Swinoujscie delivers better value – similar infrastructure at $1,492 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Swinoujscie hard to pass up.

Safety-wise, Swinoujscie and Warsaw are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Swinoujscie gentler on the wallet – expenses run 46% less than in Warsaw. Beyond cost, consider language, visa policies, and how big the international community is in each city.