Cost of Living Comparison Between Swinoujscie and Chiang Mai Cost of Living Comparison Between Swinoujscie and Chiang Mai

Monthly Cost of Living

A single person spends $1,454 per month in Swinoujscie vs $866 in Chiang Mai, rent included.

A couple spends around $2,111 per month in Swinoujscie vs $1,351 in Chiang Mai, rent included.

A family of three spends $2,767 per month in Swinoujscie vs $1,835 in Chiang Mai, rent included.

Swinoujscie costs about 68% more than Chiang Mai, driven mainly by Eating Out.

Swinoujscie sits 9% above the global median, while Chiang Mai is 35% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Swinoujscie
Chiang Mai
Difference
Meal at Budget Restaurant
$11.04 zł 40.26
$1.94 ฿63.5
469.07%
Three-Course Dinner for Two, Mid-Range
$42.68 zł 156
$18.64 ฿609
128.97%
Fast Food Meal (McDonalds, etc)
$8.38 zł 30.55
$7.82 ฿255
7.16%
Cappuccino
$3.57 zł 13.02
$1.95 ฿63.8
83.08%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.94 zł 7.07
$0.85 ฿27.77
128.24%
Water (0.33 liter bottle)
$1.70 zł 6.19
$0.35 ฿11.58
385.71%
Local Beer (0.5 liter draught)
$3.32 zł 12.12
$2.13 ฿69.6
55.87%
Imported Beer (0.33 liter bottle)
$3.65 zł 13.30
$3.73 ฿122
-2.14%
🛒 Groceries & Markets
Swinoujscie
Chiang Mai
Difference
Milk (1 liter)
$1.08 zł 3.93
$1.71 ฿56.0
-36.84%
White Bread (500g)
$1.36 zł 4.97
$1.63 ฿53.2
-16.56%
Rice (white) (1kg)
$1.43 zł 5.20
$1.14 ฿37.15
25.44%
Eggs
$3.32 zł 12.12
$1.93 ฿63.1
72.02%
Local Cheese (1kg)
$8.89 zł 32.43
$16.21 ฿530
-45.16%
Chicken Fillets (1kg)
$6.57 zł 23.94
$3.12 ฿102
110.58%
Beef Round Steak (1kg)
$10.87 zł 39.65
$10.90 ฿356
-0.28%
Apples (1kg)
$1.09 zł 3.97
$2.75 ฿90.0
-60.36%
Banana (1kg)
$1.77 zł 6.46
$1.21 ฿39.52
46.28%
Oranges (1kg)
$1.72 zł 6.29
$1.62 ฿53.0
6.17%
Tomato (1kg)
$2.86 zł 10.42
$1.59 ฿51.8
79.87%
Potato (1kg)
$0.96 zł 3.50
$1.40 ฿45.70
-31.43%
Onion (1kg)
$1.10 zł 3.99
$1.17 ฿38.17
-5.98%
Lettuce (1 head)
$1.28 zł 4.68
$0.66 ฿21.60
93.94%
Water (1.5 liter bottle)
$0.60 zł 2.20
$0.53 ฿17.22
13.21%
Cigarettes 20 Pack (Marlboro, Camel)
$5.10 zł 18.60
$4.69 ฿153
8.74%
Wine (Bottle)
$7.11 zł 25.92
$18.66 ฿609
-61.90%
Local Beer (0.5 liter bottle)
$1.10 zł 4.01
$1.80 ฿58.8
-38.89%
Imported Beer (0.33 liter bottle)
$1.60 zł 5.82
$3.23 ฿106
-50.46%
🚌 Getting Around
Swinoujscie
Chiang Mai
Difference
One-way Ticket (Public Transport)
$1.06 zł 3.88
$0.90 ฿29.26
17.78%
Public Transport Monthly Pass (Regular Price)
$32.63 zł 119
$19.21 ฿628
69.86%
Taxi Start (Normal Tariff)
$2.12 zł 7.73
$1.41 ฿45.91
50.35%
Taxi (Normal Tariff) (1km)
$0.72 zł 2.62
$1.29 ฿42.12
-44.19%
Taxi 1hour Waiting (Normal Tariff)
$10.80 zł 39.39
$7.84 ฿256
37.76%
Gasoline (1 liter)
$1.70 zł 6.19
$1.27 ฿41.58
33.86%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.7K zł 123.0K
$21.3K ฿694.9K
58.56%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$30.3K zł 110.5K
$22.2K ฿725.4K
36.40%
🧾 Monthly Utilities & Internet
Swinoujscie
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$272 zł 991
$69.1 ฿2,256
293.48%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$8.68 zł 31.65
$14.08 ฿460
-38.35%
Internet (50+ Mbps, Unlimited Data)
$16.64 zł 60.7
$18.00 ฿588
-7.56%
🎉 Sport & Entertainment
Swinoujscie
Chiang Mai
Difference
Gym Membership (Monthly)
$36.86 zł 134
$41.06 ฿1,341
-10.23%
Tennis Court (1 Hour on Weekend)
$19.86 zł 72.4
$6.96 ฿227
185.34%
Cinema Ticket
$6.93 zł 25.26
$5.92 ฿193
17.06%
🧸 Childcare & Education
Swinoujscie
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$338 zł 1,234
$299 ฿9,766
13.13%
International Primary School, 1 Child (Yearly)
$8,249 zł 30.1K
$15.0K ฿488.3K
-44.83%
👕👟 Clothing & Footwear
Swinoujscie
Chiang Mai
Difference
Jeans (Levis 501 Or Similar)
$88.4 zł 322
$54.7 ฿1,787
61.61%
Summer Dress (H&M, Zara, etc)
$35.81 zł 131
$26.77 ฿874
33.77%
Sport Shoes (Adidas, Nike)
$82.3 zł 300
$85.0 ฿2,776
-3.18%
Men's Leather Business Shoes
$96.7 zł 353
$70.6 ฿2,306
37.00%
🏠 Accommodation & Living
Swinoujscie
Chiang Mai
Difference
1-bedroom Apartment, City Center (Monthly)
$650 zł 2,368
$428 ฿14.0K
51.69%
1-bedroom Apartment, Outside City Center (Monthly)
$496 zł 1,807
$237 ฿7,752
108.80%
3-bedroom Apartment, City Center (Monthly)
$991 zł 3,615
$801 ฿26.2K
23.70%
3-bedroom Apartment, Outside City Center (Monthly)
$812 zł 2,960
$515 ฿16.8K
57.46%
Buy Apartment in City Center (m2)
$2,295 zł 8,367
$1,975 ฿64.5K
16.21%
Buy Apartment Outside City Center (m2)
$1,590 zł 5,797
$1,475 ฿48.2K
7.79%
💵 Salaries & Financials
Swinoujscie
Chiang Mai
Difference
Average Monthly Net Salary (After Tax)
$1,896 zł 6,913
$617 ฿20.2K
207.04%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.75
5
35.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Swinoujscie: June 2, 2026

Last update for Chiang Mai: May 31, 2026

Cost Breakdown

A central one-bedroom costs $650 in Swinoujscie versus $428 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 207% higher in Swinoujscie, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $43.00 in Swinoujscie versus $19.00 in Chiang Mai. Groceries tell a different story – $213 in Swinoujscie vs $246 in Chiang Mai – so Swinoujscie wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Swinoujscie vs Chiang Mai: Cost of Living - Frequently Asked Questions
Which city is more expensive, Swinoujscie or Chiang Mai?
Swinoujscie costs about 68% more than Chiang Mai, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Swinoujscie vs Chiang Mai?
For a comfortable life, plan on about $2,181 per month in Swinoujscie and $1,300 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Swinoujscie or Chiang Mai?
Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Swinoujscie and Chiang Mai?
Kindergarten costs $338 per month in Swinoujscie and $299 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Swinoujscie or Chiang Mai?
Interestingly, groceries are about 16% cheaper in Swinoujscie – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.
Can you live on $1,000/month in Swinoujscie or Chiang Mai?
A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $866, than in Swinoujscie at $1,454. In Chiang Mai it covers expenses comfortably, while in Swinoujscie it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Swinoujscie or Chiang Mai?
For digital nomads, it depends on budget. Chiang Mai costs $866 versus $1,454 in Swinoujscie. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Swinoujscie compared to Chiang Mai?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Swinoujscie or Chiang Mai?
If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Swinoujscie makes more sense. Both are solid long-term options with distinct trade-offs.

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