😐A single person spends $1,492 per month in Swinoujscie vs $947 in Chiang Mai, rent included.
😐A couple spends around $2,189 per month in Swinoujscie vs $1,411 in Chiang Mai, rent included.
😐A family of three spends $2,886 per month in Swinoujscie vs $1,874 in Chiang Mai, rent included.
😐Swinoujscie costs about 58% more than Chiang Mai, driven mainly by Eating Out.
📊Swinoujscie sits 9% above the global median, while Chiang Mai is 31% below – they fall on opposite sides of the world average.
Currency
🍽 Eating Out
Swinoujscie
Chiang Mai
Difference
Meal at Budget Restaurant
$10.78zł 40.05
$2.08฿68.5
418.27%
Three-Course Dinner for Two, Mid-Range
$43.36zł 161
$19.64฿646
120.77%
Fast Food Meal(McDonalds, etc)
$8.69zł 32.26
$5.65฿186
53.81%
Cappuccino
$3.60zł 13.38
$1.81฿59.3
98.90%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.14zł 7.95
$0.71฿23.44
201.41%
Water(0.33 liter bottle)
$1.72zł 6.38
$0.32฿10.38
437.50%
Local Beer(0.5 liter draught)
$3.86zł 14.33
$2.24฿73.5
72.32%
Imported Beer(0.33 liter bottle)
$3.95zł 14.65
$3.63฿119
8.82%
🛒 Groceries & Markets
Swinoujscie
Chiang Mai
Difference
Milk(1 liter)
$1.00zł 3.71
$1.96฿64.4
-48.98%
White Bread(500g)
$1.64zł 6.08
$1.50฿49.38
9.33%
Rice(white)(1kg)
$0.79zł 2.92
$1.34฿43.92
-41.04%
Eggs
$3.00zł 11.14
$2.26฿74.4
32.74%
Local Cheese(1kg)
$9.24zł 34.33
$16.26฿534
-43.17%
Chicken Fillets(1kg)
$6.88zł 25.54
$2.95฿97.1
133.22%
Beef Round Steak(1kg)
$12.53zł 46.52
$9.94฿327
26.06%
Apples(1kg)
$1.19zł 4.43
$2.57฿84.5
-53.70%
Banana(1kg)
$1.33zł 4.93
$1.06฿34.72
25.47%
Oranges(1kg)
$1.50zł 5.56
$1.61฿53.0
-6.83%
Tomato(1kg)
$2.38zł 8.85
$1.52฿49.96
56.58%
Potato(1kg)
$0.64zł 2.38
$1.27฿41.76
-49.61%
Onion(1kg)
$0.90zł 3.35
$1.07฿35.05
-15.89%
Lettuce(1 head)
$1.36zł 5.07
$0.72฿23.67
88.89%
Water(1.5 liter bottle)
$0.69zł 2.57
$0.51฿16.72
35.29%
Cigarettes 20 Pack(Marlboro, Camel)
$5.30zł 19.69
$4.19฿138
26.49%
Wine(Bottle)
$6.66zł 24.75
$17.87฿587
-62.73%
Local Beer(0.5 liter bottle)
$1.17zł 4.35
$1.69฿55.7
-30.77%
Imported Beer(0.33 liter bottle)
$1.52zł 5.64
$2.84฿93.2
-46.48%
🚌 Getting Around
Swinoujscie
Chiang Mai
Difference
One-way Ticket(Public Transport)
$1.12zł 4.15
$0.93฿30.42
20.43%
Public Transport Monthly Pass(Regular Price)
$30.50zł 113
$53.9฿1,770
-43.37%
Taxi Start(Normal Tariff)
$2.11zł 7.85
$1.23฿40.58
71.54%
Taxi(Normal Tariff)(1km)
$0.83zł 3.07
$0.58฿18.96
43.10%
Taxi 1hour Waiting(Normal Tariff)
$10.01zł 37.17
$2.42฿79.7
313.64%
Gasoline(1 liter)
$1.64zł 6.08
$1.41฿46.42
16.31%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.5Kzł 120.8K
$21.4K฿704.9K
51.66%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$29.0Kzł 107.6K
$27.3K฿898.5K
6.01%
🧾 Monthly Utilities & Internet
Swinoujscie
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$293zł 1,089
$63.7฿2,093
360.56%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$9.10zł 33.80
$12.85฿423
-29.18%
Internet(50+ Mbps, Unlimited Data)
$18.05zł 67.1
$20.22฿665
-10.73%
🎉 Sport & Entertainment
Swinoujscie
Chiang Mai
Difference
Gym Membership(Monthly)
$40.23zł 149
$38.74฿1,274
3.85%
Tennis Court(1 Hour on Weekend)
$23.34zł 86.7
$3.97฿130
487.91%
Cinema Ticket
$7.74zł 28.76
$6.74฿221
14.84%
🧸 Childcare & Education
Swinoujscie
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$350zł 1,301
$778฿25.6K
-54.99%
International Primary School, 1 Child(Yearly)
$7,874zł 29.2K
$14.6K฿480.2K
-46.10%
👕👟 Clothing & Footwear
Swinoujscie
Chiang Mai
Difference
Jeans(Levis 501 Or Similar)
$84.5zł 314
$54.3฿1,785
55.63%
Summer Dress(H&M, Zara, etc)
$38.42zł 143
$25.45฿836
50.96%
Sport Shoes(Adidas, Nike)
$91.6zł 340
$94.3฿3,101
-2.95%
Men's Leather Business Shoes
$105zł 391
$73.4฿2,414
43.46%
🏠 Accommodation & Living
Swinoujscie
Chiang Mai
Difference
1-bedroom Apartment, City Center(Monthly)
$638zł 2,370
$490฿16.1K
30.32%
1-bedroom Apartment, Outside City Center(Monthly)
$517zł 1,922
$289฿9,510
78.85%
3-bedroom Apartment, City Center(Monthly)
$1,049zł 3,897
$894฿29.4K
17.42%
3-bedroom Apartment, Outside City Center(Monthly)
$848zł 3,149
$517฿17.0K
63.99%
Buy Apartment in City Center(m2)
$2,242zł 8,326
$1,955฿64.3K
14.65%
Buy Apartment Outside City Center(m2)
$1,574zł 5,844
$1,477฿48.5K
6.54%
💵 Salaries & Financials
Swinoujscie
Chiang Mai
Difference
Average Monthly Net Salary(After Tax)
$1,844zł 6,848
$602฿19.8K
206.20%
20-Year Fixed Mortgage Interest Rate(Annual %)
6.79
5.57
21.90%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Swinoujscie: August 30, 2026
Last update for Chiang Mai: August 31, 2026
Cost Breakdown
🏠A central one-bedroom costs $638 in Swinoujscie versus $490 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 206% higher in Swinoujscie, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $43.00 in Swinoujscie versus $20.00 in Chiang Mai. Groceries tell a different story – $213 in Swinoujscie vs $240 in Chiang Mai – so Swinoujscie wins on supermarket bills even if dining out costs more.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Swinoujscie vs Chiang Mai: Cost of Living - Frequently Asked Questions
Which city is more expensive, Swinoujscie or Chiang Mai?
Swinoujscie costs about 58% more than Chiang Mai, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Swinoujscie and in Chiang Mai?
For a comfortable life, plan on about $2,239 per month in Swinoujscie and $1,421 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Swinoujscie or Chiang Mai?
Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Swinoujscie and in Chiang Mai?
Kindergarten costs $350 per month in Swinoujscie and $778 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Swinoujscie or in Chiang Mai?
Interestingly, groceries are about 13% cheaper in Swinoujscie – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.
Can you live on $1,000/month in Swinoujscie or in Chiang Mai?
A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $947, than in Swinoujscie at $1,492. In Chiang Mai it covers expenses comfortably, while in Swinoujscie it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Swinoujscie or Chiang Mai?
For digital nomads, it depends on budget. Chiang Mai costs $947 versus $1,492 in Swinoujscie. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Swinoujscie compared to Chiang Mai?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Swinoujscie or to Chiang Mai?
If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Swinoujscie makes more sense. Both are solid long-term options with distinct trade-offs.
Swinoujscie vs other spots: cost of living compared