Last update: Oct 2026

Cost of Living Comparison Between Swinoujscie and Chiang Mai

For one person, living is cheaper in Chiang Mai: $925 a month against $1,415 in Swinoujscie, rent and utilities included – about $5,900 less a year. Rent and utilities account for most of the difference.

69

Cost of Living Index in Swinoujscie
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Swinoujscie Living Index
45

Cost of Living Index in Chiang Mai
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Chiang Mai Living Index

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Swinoujscie

🇵🇱 Poland

$1,415

/mo nomad

Chiang Mai

🇹🇭 Thailand

$925

/mo nomad

Monthly Cost of Living

How much you'll spend in Swinoujscie and in Chiang Mai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Swinoujscie and in Chiang Mai actually costs, broken down by who's living it.

A single person spends $1,415 per month in Swinoujscie vs $925 in Chiang Mai, rent included.

Swinoujscie $1,415
Chiang Mai $925

A couple spends around $2,048 per month in Swinoujscie vs $1,414 in Chiang Mai, rent included.

Swinoujscie $2,048
Chiang Mai $1,414

A family of three spends $2,681 per month in Swinoujscie vs $1,903 in Chiang Mai, rent included.

Swinoujscie $2,681
Chiang Mai $1,903

Swinoujscie costs about 53% more than Chiang Mai, and outside of rent the biggest gap is in eating out.

Swinoujscie sits 4% above the global median, while Chiang Mai is 32% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$9.75 zł 37.90

$2.29 ฿76.5

325.76%

Three-Course Dinner for Two, Mid-Range

$41.32 zł 161

$19.64 ฿656

110.39%

Fast Food Meal (McDonalds, etc)

$8.76 zł 34.04

$5.61 ฿188

56.15%

Cappuccino

$3.41 zł 13.23

$1.66 ฿55.6

105.42%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.08 zł 8.08

$0.70 ฿23.40

197.14%

Water (0.33 liter bottle)

$1.59 zł 6.18

$0.31 ฿10.24

412.90%

Local Beer (0.5 liter draught)

$3.52 zł 13.66

$2.41 ฿80.4

46.06%

Imported Beer (0.33 liter bottle)

$3.85 zł 14.98

$3.71 ฿124

3.77%

Milk (1 liter)

$0.94 zł 3.64

$1.95 ฿65.3

-51.79%

White Bread (500g)

$1.50 zł 5.81

$1.41 ฿47.03

6.38%

Rice (white) (1kg)

$0.72 zł 2.81

$1.31 ฿43.62

-45.04%

Eggs

$2.88 zł 11.17

$2.18 ฿72.9

32.11%

Local Cheese (1kg)

$8.89 zł 34.53

$16.65 ฿556

-46.61%

Chicken Fillets (1kg)

$6.23 zł 24.22

$2.76 ฿92.2

125.72%

Beef Round Steak (1kg)

$11.92 zł 46.30

$9.11 ฿304

30.85%

Apples (1kg)

$1.17 zł 4.54

$2.39 ฿80.0

-51.05%

Banana (1kg)

$1.24 zł 4.82

$1.03 ฿34.26

20.39%

Oranges (1kg)

$1.44 zł 5.60

$1.63 ฿54.4

-11.66%

Tomato (1kg)

$2.34 zł 9.11

$1.50 ฿50.0

56.00%

Potato (1kg)

$0.66 zł 2.57

$1.29 ฿43.13

-48.84%

Onion (1kg)

$0.85 zł 3.30

$1.11 ฿37.03

-23.42%

Lettuce (1 head)

$1.24 zł 4.80

$0.72 ฿24.08

72.22%

Water (1.5 liter bottle)

$0.68 zł 2.63

$0.53 ฿17.59

28.30%

Cigarettes 20 Pack (Marlboro, Camel)

$5.41 zł 21.03

$4.31 ฿144

25.52%

Wine (Bottle)

$6.43 zł 24.98

$17.95 ฿600

-64.18%

Local Beer (0.5 liter bottle)

$1.08 zł 4.21

$1.58 ฿52.9

-31.65%

Imported Beer (0.33 liter bottle)

$1.54 zł 6.00

$2.84 ฿95.0

-45.77%

One-way Ticket (Public Transport)

$1.04 zł 4.03

$0.86 ฿28.86

20.93%

Public Transport Monthly Pass (Regular Price)

$30.39 zł 118

$53.3 ฿1,780

-42.96%

Taxi Start (Normal Tariff)

$2.06 zł 8.01

$1.21 ฿40.29

70.25%

Taxi (Normal Tariff) (1km)

$0.74 zł 2.89

$0.57 ฿18.99

29.82%

Taxi 1hour Waiting (Normal Tariff)

$9.99 zł 38.82

$2.35 ฿78.6

325.11%

Gasoline (1 liter)

$1.60 zł 6.21

$1.44 ฿47.96

11.11%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.4K zł 117.9K

$20.7K ฿692.8K

46.43%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.2K zł 105.7K

$26.8K ฿895.7K

1.54%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$273 zł 1,061

$62.3 ฿2,083

338.31%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.65 zł 33.60

$12.11 ฿405

-28.57%

Internet (50+ Mbps, Unlimited Data)

$17.29 zł 67.2

$19.94 ฿666

-13.29%

Gym Membership (Monthly)

$38.91 zł 151

$37.07 ฿1,239

4.96%

Tennis Court (1 Hour on Weekend)

$21.54 zł 83.7

$3.78 ฿126

469.84%

Cinema Ticket

$7.05 zł 27.38

$6.50 ฿217

8.46%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$363 zł 1,410

$793 ฿26.5K

-54.21%

International Primary School, 1 Child (Yearly)

$7,877 zł 30.6K

$14.8K ฿494.9K

-46.80%

Jeans (Levis 501 Or Similar)

$79.9 zł 310

$53.7 ฿1,796

48.66%

Summer Dress (H&M, Zara, etc)

$38.36 zł 149

$24.62 ฿823

55.81%

Sport Shoes (Adidas, Nike)

$88.1 zł 342

$90.9 ฿3,036

-3.07%

Men's Leather Business Shoes

$100 zł 390

$71.1 ฿2,378

41.17%

1-bedroom Apartment, City Center (Monthly)

$616 zł 2,392

$455 ฿15.2K

35.18%

1-bedroom Apartment, Outside City Center (Monthly)

$498 zł 1,934

$298 ฿9,954

67.11%

3-bedroom Apartment, City Center (Monthly)

$969 zł 3,765

$908 ฿30.4K

6.68%

3-bedroom Apartment, Outside City Center (Monthly)

$811 zł 3,149

$554 ฿18.5K

46.38%

Buy Apartment in City Center (m2)

$2,101 zł 8,165

$1,931 ฿64.5K

8.84%

Buy Apartment Outside City Center (m2)

$1,471 zł 5,716

$1,445 ฿48.3K

1.85%

Average Monthly Net Salary (After Tax)

$1,808 zł 7,024

$591 ฿19.7K

205.97%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.68

5.57

19.93%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Swinoujscie: October 17, 2026

Last update for Chiang Mai: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Swinoujscie

$498 35.2%

Chiang Mai

$298 32.2% 40.2% $200

Monthly Utilities & Internet

Swinoujscie

$299 21.2%

Chiang Mai

$94 10.2% 68.4% $205

Groceries & Markets

Swinoujscie

$201 14.2%

Chiang Mai

$235 25.5% 17% $34

Eating Out

Swinoujscie

$185 13.1%

Chiang Mai

$79 8.5% 57.6% $107

Clothing & Footwear

Swinoujscie

$138 9.8%

Chiang Mai

$108 11.7% 21.6% $30

Sport & Entertainment

Swinoujscie

$53 3.8%

Chiang Mai

$50 5.4% 5.5% $2.9

Getting Around

Swinoujscie

$40 2.9%

Chiang Mai

$61 6.6% 50.7% $20

Cost Breakdown

A central one-bedroom costs $616 in Swinoujscie versus $455 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 206% higher in Swinoujscie, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $41.00 in Swinoujscie versus $20.00 in Chiang Mai. Groceries tell a different story – $201 in Swinoujscie vs $235 in Chiang Mai – so Swinoujscie wins on supermarket bills even if dining out costs more.

Good to know

🇵🇱 Swinoujscie

🇹🇭 Chiang Mai

🕒 Local time

21:44 9:44 PM

02:44 2:44 AM

5 h ahead of Swinoujscie

🌤 Weather

👥 Population

38,728

127,240

💱 Currency

Polish Złoty PLN zł

Thai Baht THB ฿

📈 Exchange rate

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

100 THB = 2.99 USD

100 THB = 2.66 EUR

Exchange rates and currency converter

THB, USD, EUR to PLN – Polish Złoty Converter

🇺🇸 United States Dollar ($)

🇵🇱 Polish Złoty (zł)

Polish Złoty exchange rates as of October 20, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

Thai Baht exchange rates as of October 20, 2026: 1 USD = 33.42 THB (100 THB = 2.99 USD). 1 EUR = 37.57 THB (100 THB = 2.66 EUR).

USD to PLN in detail →

On the map

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Highest

Between locations

Swinoujscie Chiang Mai 7,990 km ≈ 10 h nonstop flight

From you

Swinoujscie
Chiang Mai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Swinoujscie vs Chiang Mai: Cost of Living - Frequently Asked Questions

Swinoujscie costs about 53% more than Chiang Mai, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,122 per month in Swinoujscie and $1,388 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $363 per month in Swinoujscie and $793 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 17% cheaper in Swinoujscie – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $925, than in Swinoujscie at $1,415. In Chiang Mai it covers expenses comfortably, while in Swinoujscie it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Chiang Mai costs $925 versus $1,415 in Swinoujscie. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Swinoujscie makes more sense. Both are solid long-term options with distinct trade-offs.