😐A single person spends $1,454 per month in Swinoujscie vs $866 in Chiang Mai, rent included.
😐A couple spends around $2,111 per month in Swinoujscie vs $1,351 in Chiang Mai, rent included.
😐A family of three spends $2,767 per month in Swinoujscie vs $1,835 in Chiang Mai, rent included.
😐Swinoujscie costs about 68% more than Chiang Mai, driven mainly by Eating Out.
📊Swinoujscie sits 9% above the global median, while Chiang Mai is 35% below – they fall on opposite sides of the world average.
Currency
🍽 Eating Out
Swinoujscie
Chiang Mai
Difference
Meal at Budget Restaurant
$11.04zł 40.26
$1.94฿63.5
469.07%
Three-Course Dinner for Two, Mid-Range
$42.68zł 156
$18.64฿609
128.97%
Fast Food Meal(McDonalds, etc)
$8.38zł 30.55
$7.82฿255
7.16%
Cappuccino
$3.57zł 13.02
$1.95฿63.8
83.08%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.94zł 7.07
$0.85฿27.77
128.24%
Water(0.33 liter bottle)
$1.70zł 6.19
$0.35฿11.58
385.71%
Local Beer(0.5 liter draught)
$3.32zł 12.12
$2.13฿69.6
55.87%
Imported Beer(0.33 liter bottle)
$3.65zł 13.30
$3.73฿122
-2.14%
🛒 Groceries & Markets
Swinoujscie
Chiang Mai
Difference
Milk(1 liter)
$1.08zł 3.93
$1.71฿56.0
-36.84%
White Bread(500g)
$1.36zł 4.97
$1.63฿53.2
-16.56%
Rice(white)(1kg)
$1.43zł 5.20
$1.14฿37.15
25.44%
Eggs
$3.32zł 12.12
$1.93฿63.1
72.02%
Local Cheese(1kg)
$8.89zł 32.43
$16.21฿530
-45.16%
Chicken Fillets(1kg)
$6.57zł 23.94
$3.12฿102
110.58%
Beef Round Steak(1kg)
$10.87zł 39.65
$10.90฿356
-0.28%
Apples(1kg)
$1.09zł 3.97
$2.75฿90.0
-60.36%
Banana(1kg)
$1.77zł 6.46
$1.21฿39.52
46.28%
Oranges(1kg)
$1.72zł 6.29
$1.62฿53.0
6.17%
Tomato(1kg)
$2.86zł 10.42
$1.59฿51.8
79.87%
Potato(1kg)
$0.96zł 3.50
$1.40฿45.70
-31.43%
Onion(1kg)
$1.10zł 3.99
$1.17฿38.17
-5.98%
Lettuce(1 head)
$1.28zł 4.68
$0.66฿21.60
93.94%
Water(1.5 liter bottle)
$0.60zł 2.20
$0.53฿17.22
13.21%
Cigarettes 20 Pack(Marlboro, Camel)
$5.10zł 18.60
$4.69฿153
8.74%
Wine(Bottle)
$7.11zł 25.92
$18.66฿609
-61.90%
Local Beer(0.5 liter bottle)
$1.10zł 4.01
$1.80฿58.8
-38.89%
Imported Beer(0.33 liter bottle)
$1.60zł 5.82
$3.23฿106
-50.46%
🚌 Getting Around
Swinoujscie
Chiang Mai
Difference
One-way Ticket(Public Transport)
$1.06zł 3.88
$0.90฿29.26
17.78%
Public Transport Monthly Pass(Regular Price)
$32.63zł 119
$19.21฿628
69.86%
Taxi Start(Normal Tariff)
$2.12zł 7.73
$1.41฿45.91
50.35%
Taxi(Normal Tariff)(1km)
$0.72zł 2.62
$1.29฿42.12
-44.19%
Taxi 1hour Waiting(Normal Tariff)
$10.80zł 39.39
$7.84฿256
37.76%
Gasoline(1 liter)
$1.70zł 6.19
$1.27฿41.58
33.86%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.7Kzł 123.0K
$21.3K฿694.9K
58.56%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$30.3Kzł 110.5K
$22.2K฿725.4K
36.40%
🧾 Monthly Utilities & Internet
Swinoujscie
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$272zł 991
$69.1฿2,256
293.48%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$8.68zł 31.65
$14.08฿460
-38.35%
Internet(50+ Mbps, Unlimited Data)
$16.64zł 60.7
$18.00฿588
-7.56%
🎉 Sport & Entertainment
Swinoujscie
Chiang Mai
Difference
Gym Membership(Monthly)
$36.86zł 134
$41.06฿1,341
-10.23%
Tennis Court(1 Hour on Weekend)
$19.86zł 72.4
$6.96฿227
185.34%
Cinema Ticket
$6.93zł 25.26
$5.92฿193
17.06%
🧸 Childcare & Education
Swinoujscie
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$338zł 1,234
$299฿9,766
13.13%
International Primary School, 1 Child(Yearly)
$8,249zł 30.1K
$15.0K฿488.3K
-44.83%
👕👟 Clothing & Footwear
Swinoujscie
Chiang Mai
Difference
Jeans(Levis 501 Or Similar)
$88.4zł 322
$54.7฿1,787
61.61%
Summer Dress(H&M, Zara, etc)
$35.81zł 131
$26.77฿874
33.77%
Sport Shoes(Adidas, Nike)
$82.3zł 300
$85.0฿2,776
-3.18%
Men's Leather Business Shoes
$96.7zł 353
$70.6฿2,306
37.00%
🏠 Accommodation & Living
Swinoujscie
Chiang Mai
Difference
1-bedroom Apartment, City Center(Monthly)
$650zł 2,368
$428฿14.0K
51.69%
1-bedroom Apartment, Outside City Center(Monthly)
$496zł 1,807
$237฿7,752
108.80%
3-bedroom Apartment, City Center(Monthly)
$991zł 3,615
$801฿26.2K
23.70%
3-bedroom Apartment, Outside City Center(Monthly)
$812zł 2,960
$515฿16.8K
57.46%
Buy Apartment in City Center(m2)
$2,295zł 8,367
$1,975฿64.5K
16.21%
Buy Apartment Outside City Center(m2)
$1,590zł 5,797
$1,475฿48.2K
7.79%
💵 Salaries & Financials
Swinoujscie
Chiang Mai
Difference
Average Monthly Net Salary(After Tax)
$1,896zł 6,913
$617฿20.2K
207.04%
20-Year Fixed Mortgage Interest Rate(Annual %)
6.75
5
35.00%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Swinoujscie: June 2, 2026
Last update for Chiang Mai: May 31, 2026
Cost Breakdown
🏠A central one-bedroom costs $650 in Swinoujscie versus $428 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 207% higher in Swinoujscie, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $43.00 in Swinoujscie versus $19.00 in Chiang Mai. Groceries tell a different story – $213 in Swinoujscie vs $246 in Chiang Mai – so Swinoujscie wins on supermarket bills even if dining out costs more.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Swinoujscie vs Chiang Mai: Cost of Living - Frequently Asked Questions
Which city is more expensive, Swinoujscie or Chiang Mai?
Swinoujscie costs about 68% more than Chiang Mai, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Swinoujscie vs Chiang Mai?
For a comfortable life, plan on about $2,181 per month in Swinoujscie and $1,300 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Swinoujscie or Chiang Mai?
Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Swinoujscie and Chiang Mai?
Kindergarten costs $338 per month in Swinoujscie and $299 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Swinoujscie or Chiang Mai?
Interestingly, groceries are about 16% cheaper in Swinoujscie – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.
Can you live on $1,000/month in Swinoujscie or Chiang Mai?
A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $866, than in Swinoujscie at $1,454. In Chiang Mai it covers expenses comfortably, while in Swinoujscie it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Swinoujscie or Chiang Mai?
For digital nomads, it depends on budget. Chiang Mai costs $866 versus $1,454 in Swinoujscie. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Swinoujscie compared to Chiang Mai?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Swinoujscie or Chiang Mai?
If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Swinoujscie makes more sense. Both are solid long-term options with distinct trade-offs.
Swinoujscie vs other spots: cost of living compared