Last update: Oct 2026

Cost of Living Comparison Between Swinoujscie and Krakow

For one person, living is cheaper in Swinoujscie: $1,415 a month against $1,846 in Krakow, rent and utilities included – about $5,200 less a year. Rent and utilities account for most of the difference.

69

Cost of Living Index in Swinoujscie
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Swinoujscie Living Index
89

Cost of Living Index in Krakow
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Krakow Living Index

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Swinoujscie

🇵🇱 Poland

$1,415

/mo nomad

Krakow

🇵🇱 Poland

$1,846

/mo nomad

Monthly Cost of Living

How much you'll spend in Swinoujscie and in Krakow

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Swinoujscie and in Krakow actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,415 in Swinoujscie versus $1,846 in Krakow.

Swinoujscie $1,415
Krakow $1,846

Estimated couple costs with rent: $2,048 in Swinoujscie versus $2,616 in Krakow.

Swinoujscie $2,048
Krakow $2,616

Monthly costs for a family of three with rent: $2,681 in Swinoujscie versus $3,387 in Krakow.

Swinoujscie $2,681
Krakow $3,387

Living in Swinoujscie costs roughly 23% less than in Krakow, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Swinoujscie 4% above, Krakow 36% above.

Meal at Budget Restaurant

$9.75 zł 37.90

$12.23 zł 47.52

-20.28%

Three-Course Dinner for Two, Mid-Range

$41.32 zł 161

$51.0 zł 198

-18.98%

Fast Food Meal (McDonalds, etc)

$8.76 zł 34.04

$9.60 zł 37.30

-8.75%

Cappuccino

$3.41 zł 13.23

$4.11 zł 15.98

-17.03%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.08 zł 8.08

$2.55 zł 9.91

-18.43%

Water (0.33 liter bottle)

$1.59 zł 6.18

$2.43 zł 9.43

-34.57%

Local Beer (0.5 liter draught)

$3.52 zł 13.66

$4.68 zł 18.20

-24.79%

Imported Beer (0.33 liter bottle)

$3.85 zł 14.98

$4.69 zł 18.22

-17.91%

Milk (1 liter)

$0.94 zł 3.64

$1.06 zł 4.12

-11.32%

White Bread (500g)

$1.50 zł 5.81

$1.47 zł 5.70

2.04%

Rice (white) (1kg)

$0.72 zł 2.81

$1.70 zł 6.61

-57.65%

Eggs

$2.88 zł 11.17

$3.82 zł 14.84

-24.61%

Local Cheese (1kg)

$8.89 zł 34.53

$9.50 zł 36.90

-6.42%

Chicken Fillets (1kg)

$6.23 zł 24.22

$7.98 zł 30.99

-21.93%

Beef Round Steak (1kg)

$11.92 zł 46.30

$13.53 zł 52.6

-11.90%

Apples (1kg)

$1.17 zł 4.54

$1.32 zł 5.13

-11.36%

Banana (1kg)

$1.24 zł 4.82

$1.74 zł 6.76

-28.74%

Oranges (1kg)

$1.44 zł 5.60

$1.74 zł 6.75

-17.24%

Tomato (1kg)

$2.34 zł 9.11

$3.17 zł 12.32

-26.18%

Potato (1kg)

$0.66 zł 2.57

$0.94 zł 3.63

-29.79%

Onion (1kg)

$0.85 zł 3.30

$0.99 zł 3.84

-14.14%

Lettuce (1 head)

$1.24 zł 4.80

$1.27 zł 4.93

-2.36%

Water (1.5 liter bottle)

$0.68 zł 2.63

$0.81 zł 3.15

-16.05%

Cigarettes 20 Pack (Marlboro, Camel)

$5.41 zł 21.03

$6.49 zł 25.23

-16.64%

Wine (Bottle)

$6.43 zł 24.98

$6.26 zł 24.33

2.72%

Local Beer (0.5 liter bottle)

$1.08 zł 4.21

$1.18 zł 4.60

-8.47%

Imported Beer (0.33 liter bottle)

$1.54 zł 6.00

$1.74 zł 6.77

-11.49%

One-way Ticket (Public Transport)

$1.04 zł 4.03

$1.52 zł 5.89

-31.58%

Public Transport Monthly Pass (Regular Price)

$30.39 zł 118

$33.87 zł 132

-10.27%

Taxi Start (Normal Tariff)

$2.06 zł 8.01

$2.35 zł 9.12

-12.34%

Taxi (Normal Tariff) (1km)

$0.74 zł 2.89

$1.04 zł 4.04

-28.85%

Taxi 1hour Waiting (Normal Tariff)

$9.99 zł 38.82

$12.50 zł 48.57

-20.08%

Gasoline (1 liter)

$1.60 zł 6.21

$1.76 zł 6.85

-9.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.4K zł 117.9K

$30.6K zł 118.8K

-0.74%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.2K zł 105.7K

$29.1K zł 113.1K

-6.53%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$273 zł 1,061

$333 zł 1,294

-17.94%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.65 zł 33.60

$8.93 zł 34.69

-3.14%

Internet (50+ Mbps, Unlimited Data)

$17.29 zł 67.2

$17.43 zł 67.7

-0.80%

Gym Membership (Monthly)

$38.91 zł 151

$45.29 zł 176

-14.09%

Tennis Court (1 Hour on Weekend)

$21.54 zł 83.7

$24.55 zł 95.4

-12.26%

Cinema Ticket

$7.05 zł 27.38

$8.53 zł 33.13

-17.35%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$363 zł 1,410

$458 zł 1,780

-20.78%

International Primary School, 1 Child (Yearly)

$7,877 zł 30.6K

$9,863 zł 38.3K

-20.14%

Jeans (Levis 501 Or Similar)

$79.9 zł 310

$96.9 zł 376

-17.51%

Summer Dress (H&M, Zara, etc)

$38.36 zł 149

$40.40 zł 157

-5.05%

Sport Shoes (Adidas, Nike)

$88.1 zł 342

$91.5 zł 356

-3.80%

Men's Leather Business Shoes

$100 zł 390

$122 zł 472

-17.39%

1-bedroom Apartment, City Center (Monthly)

$616 zł 2,392

$940 zł 3,653

-34.52%

1-bedroom Apartment, Outside City Center (Monthly)

$498 zł 1,934

$753 zł 2,925

-33.89%

3-bedroom Apartment, City Center (Monthly)

$969 zł 3,765

$1,443 zł 5,607

-32.86%

3-bedroom Apartment, Outside City Center (Monthly)

$811 zł 3,149

$1,152 zł 4,477

-29.65%

Buy Apartment in City Center (m2)

$2,101 zł 8,165

$5,535 zł 21.5K

-62.03%

Buy Apartment Outside City Center (m2)

$1,471 zł 5,716

$3,525 zł 13.7K

-58.26%

Average Monthly Net Salary (After Tax)

$1,808 zł 7,024

$1,883 zł 7,314

-3.97%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.68

6.62

0.91%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Swinoujscie: October 17, 2026

Last update for Krakow: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Swinoujscie

$498 35.2%

Krakow

$753 40.8% 51.3% $255

Monthly Utilities & Internet

Swinoujscie

$299 21.2%

Krakow

$359 19.5% 20.1% $60

Groceries & Markets

Swinoujscie

$201 14.2%

Krakow

$238 12.9% 18.1% $36

Eating Out

Swinoujscie

$185 13.1%

Krakow

$229 12.4% 23.5% $44

Clothing & Footwear

Swinoujscie

$138 9.8%

Krakow

$158 8.5% 14.2% $20

Sport & Entertainment

Swinoujscie

$53 3.8%

Krakow

$62 3.4% 17.6% $9.3

Getting Around

Swinoujscie

$40 2.9%

Krakow

$47 2.6% 17.8% $7.2

Cost Breakdown

A one-bedroom apartment in the center runs $616 in Swinoujscie and $940 in Krakow. Housing cost is often the main lever when comparing two cities.

Krakow pays 4% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $41.00 in Swinoujscie vs $51.0 in Krakow for a mid-range dinner for two. Groceries echo the gap at $201 vs $238 per month, with Swinoujscie cheaper across the board.

Good to know

🇵🇱 Swinoujscie

🇵🇱 Krakow

🕒 Local time

19:04 7:04 PM

Same time as Swinoujscie

🌤 Weather

👥 Population

38,728

806,201

💱 Currency

Polish Złoty PLN zł

📈 Exchange rate

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

Exchange rates and currency converter

On the map

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Between locations

Swinoujscie Krakow 580 km ≈ 1 h 15 min nonstop flight

From you

Swinoujscie
Krakow

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Swinoujscie vs Krakow: Cost of Living - Frequently Asked Questions

Swinoujscie wins on cost – living expenses run 31% lower than in Krakow. Housing and daily spending are where you'll feel the difference most, making Swinoujscie the obvious pick if budget is a priority.

On paper, salaries run 4% lower in Krakow. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $616 in Swinoujscie versus $940 in Krakow. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 18% higher in Krakow. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Swinoujscie – a meal for two runs $41.00 versus $51.0 in Krakow. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,415 in Swinoujscie versus $1,846 in Krakow, a $1,000 budget is realistic in Swinoujscie but tight or insufficient in Krakow. The gap between the two cities makes Swinoujscie the clear choice for anyone on this budget.

Both work as nomad bases, but Swinoujscie delivers better value – similar infrastructure at $1,415 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Swinoujscie hard to pass up.

Safety-wise, Swinoujscie and Krakow are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Swinoujscie gentler on the wallet – expenses run 31% less than in Krakow. Beyond cost, consider language, visa policies, and how big the international community is in each city.