Cost of Living Comparison Between Warsaw and Swinoujscie Cost of Living Comparison Between Warsaw and Swinoujscie

Monthly Cost of Living

Monthly costs for one person with rent: $2,025 in Warsaw versus $1,437 in Swinoujscie.

Estimated couple costs with rent: $2,904 in Warsaw versus $2,090 in Swinoujscie.

Monthly costs for a family of three with rent: $3,783 in Warsaw versus $2,743 in Swinoujscie.

Living in Warsaw is roughly 41% more expensive than in Swinoujscie, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Warsaw 52% above, Swinoujscie 8% above.

Meal at Budget Restaurant

$10.75 zł 40.77

$10.83 zł 41.09

-0.74%

Three-Course Dinner for Two, Mid-Range

$56.6 zł 215

$41.28 zł 157

37.19%

Fast Food Meal (McDonalds, etc)

$9.45 zł 35.86

$8.23 zł 31.23

14.82%

Cappuccino

$4.17 zł 15.81

$3.39 zł 12.87

23.01%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.10 zł 7.98

$1.98 zł 7.53

6.06%

Water (0.33 liter bottle)

$1.83 zł 6.93

$1.61 zł 6.12

13.66%

Local Beer (0.5 liter draught)

$4.47 zł 16.95

$3.31 zł 12.57

35.05%

Imported Beer (0.33 liter bottle)

$4.54 zł 17.23

$3.72 zł 14.13

22.04%

Milk (1 liter)

$1.19 zł 4.51

$1.08 zł 4.10

10.19%

White Bread (500g)

$1.42 zł 5.40

$1.32 zł 5.01

7.58%

Rice (white) (1kg)

$1.79 zł 6.79

$1.42 zł 5.40

26.06%

Eggs

$3.57 zł 13.56

$3.34 zł 12.68

6.89%

Local Cheese (1kg)

$9.98 zł 37.88

$8.84 zł 33.54

12.90%

Chicken Fillets (1kg)

$6.92 zł 26.27

$6.38 zł 24.21

8.46%

Beef Round Steak (1kg)

$14.53 zł 55.1

$10.93 zł 41.47

32.94%

Apples (1kg)

$1.30 zł 4.93

$1.09 zł 4.14

19.27%

Banana (1kg)

$1.86 zł 7.06

$1.78 zł 6.76

4.49%

Oranges (1kg)

$1.93 zł 7.34

$1.77 zł 6.70

9.04%

Tomato (1kg)

$3.77 zł 14.29

$2.95 zł 11.18

27.80%

Potato (1kg)

$1.06 zł 4.00

$0.97 zł 3.70

9.28%

Onion (1kg)

$1.24 zł 4.70

$1.14 zł 4.32

8.77%

Lettuce (1 head)

$1.44 zł 5.47

$1.28 zł 4.87

12.50%

Water (1.5 liter bottle)

$0.72 zł 2.73

$0.65 zł 2.47

10.77%

Cigarettes 20 Pack (Marlboro, Camel)

$5.55 zł 21.05

$5.00 zł 18.98

11.00%

Wine (Bottle)

$7.75 zł 29.40

$6.99 zł 26.52

10.87%

Local Beer (0.5 liter bottle)

$1.37 zł 5.21

$1.09 zł 4.12

25.69%

Imported Beer (0.33 liter bottle)

$1.87 zł 7.08

$1.66 zł 6.30

12.65%

One-way Ticket (Public Transport)

$1.17 zł 4.43

$1.07 zł 4.05

9.35%

Public Transport Monthly Pass (Regular Price)

$29.63 zł 112

$32.29 zł 123

-8.24%

Taxi Start (Normal Tariff)

$2.66 zł 10.11

$2.11 zł 8.01

26.07%

Taxi (Normal Tariff) (1km)

$1.02 zł 3.86

$0.77 zł 2.91

32.47%

Taxi 1hour Waiting (Normal Tariff)

$13.35 zł 50.6

$10.72 zł 40.67

24.53%

Gasoline (1 liter)

$1.79 zł 6.78

$1.70 zł 6.47

5.29%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.8K zł 124.3K

$33.3K zł 126.2K

-1.55%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.6K zł 123.6K

$30.0K zł 113.9K

8.48%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$357 zł 1,353

$271 zł 1,028

31.64%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.23 zł 38.80

$8.67 zł 32.88

17.99%

Internet (50+ Mbps, Unlimited Data)

$17.49 zł 66.4

$16.40 zł 62.2

6.65%

Gym Membership (Monthly)

$44.37 zł 168

$36.10 zł 137

22.91%

Tennis Court (1 Hour on Weekend)

$29.18 zł 111

$19.36 zł 73.5

50.72%

Cinema Ticket

$9.39 zł 35.63

$7.10 zł 26.94

32.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$571 zł 2,168

$336 zł 1,274

70.07%

International Primary School, 1 Child (Yearly)

$15.3K zł 58.1K

$8,019 zł 30.4K

91.11%

Jeans (Levis 501 Or Similar)

$98.7 zł 375

$91.2 zł 346

8.29%

Summer Dress (H&M, Zara, etc)

$46.99 zł 178

$35.51 zł 135

32.33%

Sport Shoes (Adidas, Nike)

$94.7 zł 359

$80.9 zł 307

17.09%

Men's Leather Business Shoes

$109 zł 415

$95.0 zł 361

15.02%

1-bedroom Apartment, City Center (Monthly)

$1,135 zł 4,305

$639 zł 2,423

77.64%

1-bedroom Apartment, Outside City Center (Monthly)

$922 zł 3,497

$504 zł 1,912

82.89%

3-bedroom Apartment, City Center (Monthly)

$2,090 zł 7,931

$978 zł 3,712

113.67%

3-bedroom Apartment, Outside City Center (Monthly)

$1,526 zł 5,790

$830 zł 3,148

83.92%

Buy Apartment in City Center (m2)

$6,322 zł 24.0K

$2,212 zł 8,394

185.79%

Buy Apartment Outside City Center (m2)

$3,919 zł 14.9K

$1,563 zł 5,929

150.77%

Average Monthly Net Salary (After Tax)

$2,150 zł 8,157

$1,806 zł 6,854

19.01%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.55

6.75

11.85%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Warsaw: July 13, 2026

Last update for Swinoujscie: July 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,135 in Warsaw and $639 in Swinoujscie. Housing cost is often the main lever when comparing two cities.

Warsaw pays 19% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $57.0 in Warsaw vs $41.00 in Swinoujscie for a mid-range dinner for two. Groceries echo the gap at $246 vs $213 per month, with Swinoujscie cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Warsaw vs Swinoujscie: Cost of Living - Frequently Asked Questions

Swinoujscie wins on cost – living expenses run 41% lower than in Warsaw. Housing and daily spending are where you'll feel the difference most, making Swinoujscie the obvious pick if budget is a priority.

Average pay runs 19% higher in Warsaw, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,135 in Warsaw versus $639 in Swinoujscie. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Swinoujscie runs roughly 9% less than in Warsaw. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $571 in Warsaw versus $336 in Swinoujscie. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,437 in Swinoujscie versus $2,025 in Warsaw, a $1,000 budget is realistic in Swinoujscie but tight or insufficient in Warsaw. The gap between the two cities makes Swinoujscie the clear choice for anyone on this budget.

Both work as nomad bases, but Swinoujscie delivers better value – similar infrastructure at $1,437 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Swinoujscie hard to pass up.

Safety-wise, Warsaw and Swinoujscie are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Swinoujscie gentler on the wallet – expenses run 41% less than in Warsaw. Beyond cost, consider language, visa policies, and how big the international community is in each city.