Cost of Living Comparison Between Krakow and Swinoujscie Cost of Living Comparison Between Krakow and Swinoujscie

Monthly Cost of Living

Monthly costs for one person with rent: $1,773 in Krakow versus $1,437 in Swinoujscie.

Estimated couple costs with rent: $2,539 in Krakow versus $2,090 in Swinoujscie.

Monthly costs for a family of three with rent: $3,305 in Krakow versus $2,743 in Swinoujscie.

Living in Krakow is roughly 23% more expensive than in Swinoujscie, driven mainly by Eating Out.

Both cities are pricier than the global median: Krakow 33% above, Swinoujscie 8% above.

Meal at Budget Restaurant

$10.91 zł 41.39

$10.83 zł 41.09

0.74%

Three-Course Dinner for Two, Mid-Range

$53.7 zł 204

$41.28 zł 157

30.09%

Fast Food Meal (McDonalds, etc)

$9.55 zł 36.22

$8.23 zł 31.23

16.04%

Cappuccino

$3.98 zł 15.09

$3.39 zł 12.87

17.40%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.21 zł 8.40

$1.98 zł 7.53

11.62%

Water (0.33 liter bottle)

$2.26 zł 8.59

$1.61 zł 6.12

40.37%

Local Beer (0.5 liter draught)

$4.16 zł 15.79

$3.31 zł 12.57

25.68%

Imported Beer (0.33 liter bottle)

$4.04 zł 15.34

$3.72 zł 14.13

8.60%

Milk (1 liter)

$1.16 zł 4.39

$1.08 zł 4.10

7.41%

White Bread (500g)

$1.45 zł 5.51

$1.32 zł 5.01

9.85%

Rice (white) (1kg)

$1.46 zł 5.54

$1.42 zł 5.40

2.82%

Eggs

$3.61 zł 13.68

$3.34 zł 12.68

8.08%

Local Cheese (1kg)

$8.98 zł 34.07

$8.84 zł 33.54

1.58%

Chicken Fillets (1kg)

$6.51 zł 24.68

$6.38 zł 24.21

2.04%

Beef Round Steak (1kg)

$11.52 zł 43.69

$10.93 zł 41.47

5.40%

Apples (1kg)

$1.25 zł 4.75

$1.09 zł 4.14

14.68%

Banana (1kg)

$1.74 zł 6.61

$1.78 zł 6.76

-2.25%

Oranges (1kg)

$1.80 zł 6.83

$1.77 zł 6.70

1.69%

Tomato (1kg)

$3.03 zł 11.50

$2.95 zł 11.18

2.71%

Potato (1kg)

$1.02 zł 3.86

$0.97 zł 3.70

5.15%

Onion (1kg)

$1.06 zł 4.01

$1.14 zł 4.32

-7.02%

Lettuce (1 head)

$1.30 zł 4.94

$1.28 zł 4.87

1.56%

Water (1.5 liter bottle)

$0.71 zł 2.68

$0.65 zł 2.47

9.23%

Cigarettes 20 Pack (Marlboro, Camel)

$5.59 zł 21.19

$5.00 zł 18.98

11.80%

Wine (Bottle)

$6.44 zł 24.45

$6.99 zł 26.52

-7.87%

Local Beer (0.5 liter bottle)

$1.23 zł 4.67

$1.09 zł 4.12

12.84%

Imported Beer (0.33 liter bottle)

$1.70 zł 6.44

$1.66 zł 6.30

2.41%

One-way Ticket (Public Transport)

$1.11 zł 4.23

$1.07 zł 4.05

3.74%

Public Transport Monthly Pass (Regular Price)

$39.41 zł 150

$32.29 zł 123

22.05%

Taxi Start (Normal Tariff)

$2.51 zł 9.53

$2.11 zł 8.01

18.96%

Taxi (Normal Tariff) (1km)

$0.99 zł 3.74

$0.77 zł 2.91

28.57%

Taxi 1hour Waiting (Normal Tariff)

$13.03 zł 49.43

$10.72 zł 40.67

21.55%

Gasoline (1 liter)

$1.69 zł 6.42

$1.70 zł 6.47

-0.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.1K zł 125.7K

$33.3K zł 126.2K

-0.44%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K zł 123.2K

$30.0K zł 113.9K

8.11%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$278 zł 1,056

$271 zł 1,028

2.77%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.20 zł 34.89

$8.67 zł 32.88

6.11%

Internet (50+ Mbps, Unlimited Data)

$16.58 zł 62.9

$16.40 zł 62.2

1.10%

Gym Membership (Monthly)

$38.22 zł 145

$36.10 zł 137

5.87%

Tennis Court (1 Hour on Weekend)

$22.23 zł 84.3

$19.36 zł 73.5

14.82%

Cinema Ticket

$8.05 zł 30.54

$7.10 zł 26.94

13.38%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$437 zł 1,657

$336 zł 1,274

29.99%

International Primary School, 1 Child (Yearly)

$12.9K zł 48.9K

$8,019 zł 30.4K

60.71%

Jeans (Levis 501 Or Similar)

$76.7 zł 291

$91.2 zł 346

-15.86%

Summer Dress (H&M, Zara, etc)

$45.54 zł 173

$35.51 zł 135

28.25%

Sport Shoes (Adidas, Nike)

$101 zł 384

$80.9 zł 307

25.07%

Men's Leather Business Shoes

$113 zł 428

$95.0 zł 361

18.74%

1-bedroom Apartment, City Center (Monthly)

$904 zł 3,430

$639 zł 2,423

41.53%

1-bedroom Apartment, Outside City Center (Monthly)

$757 zł 2,873

$504 zł 1,912

50.25%

3-bedroom Apartment, City Center (Monthly)

$1,601 zł 6,073

$978 zł 3,712

63.61%

3-bedroom Apartment, Outside City Center (Monthly)

$1,154 zł 4,379

$830 zł 3,148

39.09%

Buy Apartment in City Center (m2)

$5,725 zł 21.7K

$2,212 zł 8,394

158.79%

Buy Apartment Outside City Center (m2)

$3,721 zł 14.1K

$1,563 zł 5,929

138.08%

Average Monthly Net Salary (After Tax)

$1,883 zł 7,146

$1,806 zł 6,854

4.27%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.77

6.75

15.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Krakow: July 13, 2026

Last update for Swinoujscie: July 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $904 in Krakow and $639 in Swinoujscie. Housing cost is often the main lever when comparing two cities.

Krakow pays 4% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $54.0 in Krakow vs $41.00 in Swinoujscie for a mid-range dinner for two. Groceries echo the gap at $221 vs $213 per month, with Swinoujscie cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Krakow vs Swinoujscie: Cost of Living - Frequently Asked Questions

Swinoujscie wins on cost – living expenses run 23% lower than in Krakow. Housing and daily spending are where you'll feel the difference most, making Swinoujscie the obvious pick if budget is a priority.

Average pay runs 4% higher in Krakow, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $904 in Krakow versus $639 in Swinoujscie. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 4% higher in Krakow. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Swinoujscie – a meal for two runs $41.00 versus $54.0 in Krakow. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,437 in Swinoujscie versus $1,773 in Krakow, a $1,000 budget is realistic in Swinoujscie but tight or insufficient in Krakow. The gap between the two cities makes Swinoujscie the clear choice for anyone on this budget.

Both work as nomad bases, but Swinoujscie delivers better value – similar infrastructure at $1,437 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Swinoujscie hard to pass up.

Safety-wise, Krakow and Swinoujscie are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Swinoujscie gentler on the wallet – expenses run 23% less than in Krakow. Beyond cost, consider language, visa policies, and how big the international community is in each city.