Cost of Living Comparison Between Krakow and Swinoujscie Cost of Living Comparison Between Krakow and Swinoujscie

Monthly Cost of Living

Monthly costs for one person with rent: $1,738 in Krakow versus $1,454 in Swinoujscie.

Estimated couple costs with rent: $2,487 in Krakow versus $2,111 in Swinoujscie.

Monthly costs for a family of three with rent: $3,236 in Krakow versus $2,767 in Swinoujscie.

Living in Krakow is roughly 20% more expensive than Swinoujscie, driven mainly by Clothing & Footwear.

Both cities are pricier than the global median: Krakow 30% above, Swinoujscie 9% above.

Meal at Budget Restaurant

$10.66 zł 38.87

$11.04 zł 40.26

-3.44%

Three-Course Dinner for Two, Mid-Range

$55.2 zł 201

$42.68 zł 156

29.26%

Fast Food Meal (McDonalds, etc)

$9.30 zł 33.92

$8.38 zł 30.55

10.98%

Cappuccino

$4.03 zł 14.71

$3.57 zł 13.02

12.89%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.22 zł 8.08

$1.94 zł 7.07

14.43%

Water (0.33 liter bottle)

$2.22 zł 8.10

$1.70 zł 6.19

30.59%

Local Beer (0.5 liter draught)

$4.03 zł 14.70

$3.32 zł 12.12

21.39%

Imported Beer (0.33 liter bottle)

$4.16 zł 15.16

$3.65 zł 13.30

13.97%

Milk (1 liter)

$1.10 zł 4.01

$1.08 zł 3.93

1.85%

White Bread (500g)

$1.45 zł 5.27

$1.36 zł 4.97

6.62%

Rice (white) (1kg)

$1.47 zł 5.37

$1.43 zł 5.20

2.80%

Eggs

$3.75 zł 13.67

$3.32 zł 12.12

12.95%

Local Cheese (1kg)

$9.05 zł 33.00

$8.89 zł 32.43

1.80%

Chicken Fillets (1kg)

$6.37 zł 23.23

$6.57 zł 23.94

-3.04%

Beef Round Steak (1kg)

$11.55 zł 42.12

$10.87 zł 39.65

6.26%

Apples (1kg)

$1.25 zł 4.55

$1.09 zł 3.97

14.68%

Banana (1kg)

$1.81 zł 6.62

$1.77 zł 6.46

2.26%

Oranges (1kg)

$1.80 zł 6.55

$1.72 zł 6.29

4.65%

Tomato (1kg)

$3.13 zł 11.42

$2.86 zł 10.42

9.44%

Potato (1kg)

$1.05 zł 3.82

$0.96 zł 3.50

9.38%

Onion (1kg)

$1.01 zł 3.69

$1.10 zł 3.99

-8.18%

Lettuce (1 head)

$1.36 zł 4.95

$1.28 zł 4.68

6.25%

Water (1.5 liter bottle)

$0.66 zł 2.42

$0.60 zł 2.20

10.00%

Cigarettes 20 Pack (Marlboro, Camel)

$5.48 zł 19.99

$5.10 zł 18.60

7.45%

Wine (Bottle)

$6.84 zł 24.93

$7.11 zł 25.92

-3.80%

Local Beer (0.5 liter bottle)

$1.23 zł 4.50

$1.10 zł 4.01

11.82%

Imported Beer (0.33 liter bottle)

$1.76 zł 6.43

$1.60 zł 5.82

10.00%

One-way Ticket (Public Transport)

$1.10 zł 4.02

$1.06 zł 3.88

3.77%

Public Transport Monthly Pass (Regular Price)

$39.51 zł 144

$32.63 zł 119

21.08%

Taxi Start (Normal Tariff)

$2.51 zł 9.14

$2.12 zł 7.73

18.40%

Taxi (Normal Tariff) (1km)

$1.02 zł 3.70

$0.72 zł 2.62

41.67%

Taxi 1hour Waiting (Normal Tariff)

$12.91 zł 47.07

$10.80 zł 39.39

19.54%

Gasoline (1 liter)

$1.72 zł 6.26

$1.70 zł 6.19

1.18%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.0K zł 120.3K

$33.7K zł 123.0K

-2.19%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.4K zł 114.4K

$30.3K zł 110.5K

3.53%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$270 zł 985

$272 zł 991

-0.63%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.39 zł 34.23

$8.68 zł 31.65

8.18%

Internet (50+ Mbps, Unlimited Data)

$16.80 zł 61.3

$16.64 zł 60.7

0.96%

Gym Membership (Monthly)

$39.23 zł 143

$36.86 zł 134

6.43%

Tennis Court (1 Hour on Weekend)

$22.83 zł 83.2

$19.86 zł 72.4

14.95%

Cinema Ticket

$8.22 zł 29.96

$6.93 zł 25.26

18.61%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$446 zł 1,626

$338 zł 1,234

31.84%

International Primary School, 1 Child (Yearly)

$13.3K zł 48.5K

$8,249 zł 30.1K

61.25%

Jeans (Levis 501 Or Similar)

$77.8 zł 284

$88.4 zł 322

-12.04%

Summer Dress (H&M, Zara, etc)

$44.83 zł 163

$35.81 zł 131

25.19%

Sport Shoes (Adidas, Nike)

$99.5 zł 363

$82.3 zł 300

20.88%

Men's Leather Business Shoes

$111 zł 407

$96.7 zł 353

15.26%

1-bedroom Apartment, City Center (Monthly)

$908 zł 3,310

$650 zł 2,368

39.74%

1-bedroom Apartment, Outside City Center (Monthly)

$768 zł 2,799

$496 zł 1,807

54.92%

3-bedroom Apartment, City Center (Monthly)

$1,585 zł 5,780

$991 zł 3,615

59.90%

3-bedroom Apartment, Outside City Center (Monthly)

$1,189 zł 4,335

$812 zł 2,960

46.46%

Buy Apartment in City Center (m2)

$5,925 zł 21.6K

$2,295 zł 8,367

158.22%

Buy Apartment Outside City Center (m2)

$3,808 zł 13.9K

$1,590 zł 5,797

139.52%

Average Monthly Net Salary (After Tax)

$1,961 zł 7,151

$1,896 zł 6,913

3.44%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.77

6.75

15.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Krakow: June 2, 2026

Last update for Swinoujscie: June 2, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $908 in Krakow and $650 in Swinoujscie. Housing cost is often the main lever when comparing two cities.

Krakow pays 3% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $55.0 in Krakow vs $43.00 in Swinoujscie for a mid-range dinner for two. Groceries echo the gap at $222 vs $213 per month, with Swinoujscie cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Krakow vs Swinoujscie: Cost of Living - Frequently Asked Questions

Swinoujscie wins on cost – living expenses run 20% lower than in Krakow. Housing and daily spending are where you'll feel the difference most, making Swinoujscie the obvious pick if budget is a priority.

Krakow pays 3% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $908 in Krakow versus $650 in Swinoujscie. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 4% higher in Krakow. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Swinoujscie – a meal for two runs $43.00 versus $55.0 in Krakow. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,454 in Swinoujscie versus $1,738 in Krakow, a $1,000 budget is realistic in Swinoujscie but tight or insufficient in Krakow. The gap between the two cities makes Swinoujscie the clear choice for anyone on this budget.

Both work as nomad bases, but Swinoujscie delivers better value – similar infrastructure at $1,454 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Swinoujscie hard to pass up.

Safety-wise, Krakow and Swinoujscie are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Swinoujscie gentler on the wallet – expenses run 20% less than in Krakow. Beyond cost, consider language, visa policies, and how big the international community is in each city.