Last update: Oct 2026

Cost of Living Comparison Between Krakow and Swinoujscie

For one person, living is cheaper in Swinoujscie: $1,415 a month against $1,846 in Krakow, rent and utilities included – about $5,200 less a year. Rent and utilities account for most of the difference.

89

Cost of Living Index in Krakow
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Krakow Living Index
69

Cost of Living Index in Swinoujscie
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Swinoujscie Living Index

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Krakow

🇵🇱 Poland

$1,846

/mo nomad

Swinoujscie

🇵🇱 Poland

$1,415

/mo nomad

Monthly Cost of Living

How much you'll spend in Krakow and in Swinoujscie

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Krakow and in Swinoujscie actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,846 in Krakow versus $1,415 in Swinoujscie.

Krakow $1,846
Swinoujscie $1,415

Estimated couple costs with rent: $2,616 in Krakow versus $2,048 in Swinoujscie.

Krakow $2,616
Swinoujscie $2,048

Monthly costs for a family of three with rent: $3,387 in Krakow versus $2,681 in Swinoujscie.

Krakow $3,387
Swinoujscie $2,681

Living in Krakow is roughly 31% more expensive than in Swinoujscie, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Krakow 36% above, Swinoujscie 4% above.

Meal at Budget Restaurant

$12.23 zł 47.52

$9.75 zł 37.90

25.44%

Three-Course Dinner for Two, Mid-Range

$51.0 zł 198

$41.32 zł 161

23.43%

Fast Food Meal (McDonalds, etc)

$9.60 zł 37.30

$8.76 zł 34.04

9.59%

Cappuccino

$4.11 zł 15.98

$3.41 zł 13.23

20.53%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.55 zł 9.91

$2.08 zł 8.08

22.60%

Water (0.33 liter bottle)

$2.43 zł 9.43

$1.59 zł 6.18

52.83%

Local Beer (0.5 liter draught)

$4.68 zł 18.20

$3.52 zł 13.66

32.95%

Imported Beer (0.33 liter bottle)

$4.69 zł 18.22

$3.85 zł 14.98

21.82%

Milk (1 liter)

$1.06 zł 4.12

$0.94 zł 3.64

12.77%

White Bread (500g)

$1.47 zł 5.70

$1.50 zł 5.81

-2.00%

Rice (white) (1kg)

$1.70 zł 6.61

$0.72 zł 2.81

136.11%

Eggs

$3.82 zł 14.84

$2.88 zł 11.17

32.64%

Local Cheese (1kg)

$9.50 zł 36.90

$8.89 zł 34.53

6.86%

Chicken Fillets (1kg)

$7.98 zł 30.99

$6.23 zł 24.22

28.09%

Beef Round Steak (1kg)

$13.53 zł 52.6

$11.92 zł 46.30

13.51%

Apples (1kg)

$1.32 zł 5.13

$1.17 zł 4.54

12.82%

Banana (1kg)

$1.74 zł 6.76

$1.24 zł 4.82

40.32%

Oranges (1kg)

$1.74 zł 6.75

$1.44 zł 5.60

20.83%

Tomato (1kg)

$3.17 zł 12.32

$2.34 zł 9.11

35.47%

Potato (1kg)

$0.94 zł 3.63

$0.66 zł 2.57

42.42%

Onion (1kg)

$0.99 zł 3.84

$0.85 zł 3.30

16.47%

Lettuce (1 head)

$1.27 zł 4.93

$1.24 zł 4.80

2.42%

Water (1.5 liter bottle)

$0.81 zł 3.15

$0.68 zł 2.63

19.12%

Cigarettes 20 Pack (Marlboro, Camel)

$6.49 zł 25.23

$5.41 zł 21.03

19.96%

Wine (Bottle)

$6.26 zł 24.33

$6.43 zł 24.98

-2.64%

Local Beer (0.5 liter bottle)

$1.18 zł 4.60

$1.08 zł 4.21

9.26%

Imported Beer (0.33 liter bottle)

$1.74 zł 6.77

$1.54 zł 6.00

12.99%

One-way Ticket (Public Transport)

$1.52 zł 5.89

$1.04 zł 4.03

46.15%

Public Transport Monthly Pass (Regular Price)

$33.87 zł 132

$30.39 zł 118

11.45%

Taxi Start (Normal Tariff)

$2.35 zł 9.12

$2.06 zł 8.01

14.08%

Taxi (Normal Tariff) (1km)

$1.04 zł 4.04

$0.74 zł 2.89

40.54%

Taxi 1hour Waiting (Normal Tariff)

$12.50 zł 48.57

$9.99 zł 38.82

25.13%

Gasoline (1 liter)

$1.76 zł 6.85

$1.60 zł 6.21

10.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.6K zł 118.8K

$30.4K zł 117.9K

0.74%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.1K zł 113.1K

$27.2K zł 105.7K

6.98%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$333 zł 1,294

$273 zł 1,061

21.87%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.93 zł 34.69

$8.65 zł 33.60

3.24%

Internet (50+ Mbps, Unlimited Data)

$17.43 zł 67.7

$17.29 zł 67.2

0.81%

Gym Membership (Monthly)

$45.29 zł 176

$38.91 zł 151

16.40%

Tennis Court (1 Hour on Weekend)

$24.55 zł 95.4

$21.54 zł 83.7

13.97%

Cinema Ticket

$8.53 zł 33.13

$7.05 zł 27.38

20.99%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$458 zł 1,780

$363 zł 1,410

26.23%

International Primary School, 1 Child (Yearly)

$9,863 zł 38.3K

$7,877 zł 30.6K

25.22%

Jeans (Levis 501 Or Similar)

$96.9 zł 376

$79.9 zł 310

21.23%

Summer Dress (H&M, Zara, etc)

$40.40 zł 157

$38.36 zł 149

5.32%

Sport Shoes (Adidas, Nike)

$91.5 zł 356

$88.1 zł 342

3.95%

Men's Leather Business Shoes

$122 zł 472

$100 zł 390

21.05%

1-bedroom Apartment, City Center (Monthly)

$940 zł 3,653

$616 zł 2,392

52.73%

1-bedroom Apartment, Outside City Center (Monthly)

$753 zł 2,925

$498 zł 1,934

51.27%

3-bedroom Apartment, City Center (Monthly)

$1,443 zł 5,607

$969 zł 3,765

48.94%

3-bedroom Apartment, Outside City Center (Monthly)

$1,152 zł 4,477

$811 zł 3,149

42.15%

Buy Apartment in City Center (m2)

$5,535 zł 21.5K

$2,101 zł 8,165

163.39%

Buy Apartment Outside City Center (m2)

$3,525 zł 13.7K

$1,471 zł 5,716

139.56%

Average Monthly Net Salary (After Tax)

$1,883 zł 7,314

$1,808 zł 7,024

4.13%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.62

6.68

-0.90%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Krakow: October 19, 2026

Last update for Swinoujscie: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Krakow

$753 40.8%

Swinoujscie

$498 35.2% 33.9% $255

Monthly Utilities & Internet

Krakow

$359 19.5%

Swinoujscie

$299 21.2% 16.7% $60

Groceries & Markets

Krakow

$238 12.9%

Swinoujscie

$201 14.2% 15.3% $36

Eating Out

Krakow

$229 12.4%

Swinoujscie

$185 13.1% 19% $44

Clothing & Footwear

Krakow

$158 8.5%

Swinoujscie

$138 9.8% 12.4% $20

Sport & Entertainment

Krakow

$62 3.4%

Swinoujscie

$53 3.8% 15% $9.3

Getting Around

Krakow

$47 2.6%

Swinoujscie

$40 2.9% 15.1% $7.2

Cost Breakdown

A one-bedroom apartment in the center runs $940 in Krakow and $616 in Swinoujscie. Housing cost is often the main lever when comparing two cities.

Krakow pays 4% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $51.0 in Krakow vs $41.00 in Swinoujscie for a mid-range dinner for two. Groceries echo the gap at $238 vs $201 per month, with Swinoujscie cheaper across the board.

Good to know

🇵🇱 Krakow

🇵🇱 Swinoujscie

🕒 Local time

21:43 9:43 PM

Same time as Krakow

🌤 Weather

👥 Population

806,201

38,728

💱 Currency

Polish Złoty PLN zł

📈 Exchange rate

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

Exchange rates and currency converter

On the map

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Krakow Swinoujscie 580 km ≈ 1 h 15 min nonstop flight

From you

Krakow
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Krakow vs Swinoujscie: Cost of Living - Frequently Asked Questions

Swinoujscie wins on cost – living expenses run 31% lower than in Krakow. Housing and daily spending are where you'll feel the difference most, making Swinoujscie the obvious pick if budget is a priority.

Average pay runs 4% higher in Krakow, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $940 in Krakow versus $616 in Swinoujscie. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 18% higher in Krakow. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Swinoujscie – a meal for two runs $41.00 versus $51.0 in Krakow. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,415 in Swinoujscie versus $1,846 in Krakow, a $1,000 budget is realistic in Swinoujscie but tight or insufficient in Krakow. The gap between the two cities makes Swinoujscie the clear choice for anyone on this budget.

Both work as nomad bases, but Swinoujscie delivers better value – similar infrastructure at $1,415 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Swinoujscie hard to pass up.

Safety-wise, Krakow and Swinoujscie are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Swinoujscie gentler on the wallet – expenses run 31% less than in Krakow. Beyond cost, consider language, visa policies, and how big the international community is in each city.