Cost of Living Comparison Between Krakow and Swinoujscie Cost of Living Comparison Between Krakow and Swinoujscie

Monthly Cost of Living

Monthly costs for one person with rent: $1,943 in Krakow versus $1,492 in Swinoujscie.

Estimated couple costs with rent: $2,761 in Krakow versus $2,189 in Swinoujscie.

Monthly costs for a family of three with rent: $3,580 in Krakow versus $2,886 in Swinoujscie.

Living in Krakow is roughly 30% more expensive than in Swinoujscie, driven mainly by Eating Out.

Both cities are pricier than the global median: Krakow 41% above, Swinoujscie 9% above.

Meal at Budget Restaurant

$12.82 zł 47.60

$10.78 zł 40.05

18.92%

Three-Course Dinner for Two, Mid-Range

$54.2 zł 201

$43.36 zł 161

25.00%

Fast Food Meal (McDonalds, etc)

$9.65 zł 35.83

$8.69 zł 32.26

11.05%

Cappuccino

$4.51 zł 16.73

$3.60 zł 13.38

25.28%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.60 zł 9.66

$2.14 zł 7.95

21.50%

Water (0.33 liter bottle)

$2.52 zł 9.35

$1.72 zł 6.38

46.51%

Local Beer (0.5 liter draught)

$4.90 zł 18.20

$3.86 zł 14.33

26.94%

Imported Beer (0.33 liter bottle)

$4.26 zł 15.80

$3.95 zł 14.65

7.85%

Milk (1 liter)

$1.17 zł 4.35

$1.00 zł 3.71

17.00%

White Bread (500g)

$1.61 zł 5.99

$1.64 zł 6.08

-1.83%

Rice (white) (1kg)

$1.82 zł 6.76

$0.79 zł 2.92

130.38%

Eggs

$4.10 zł 15.23

$3.00 zł 11.14

36.67%

Local Cheese (1kg)

$9.58 zł 35.57

$9.24 zł 34.33

3.68%

Chicken Fillets (1kg)

$8.04 zł 29.87

$6.88 zł 25.54

16.86%

Beef Round Steak (1kg)

$13.67 zł 50.8

$12.53 zł 46.52

9.10%

Apples (1kg)

$1.40 zł 5.21

$1.19 zł 4.43

17.65%

Banana (1kg)

$1.79 zł 6.63

$1.33 zł 4.93

34.59%

Oranges (1kg)

$1.79 zł 6.64

$1.50 zł 5.56

19.33%

Tomato (1kg)

$3.25 zł 12.06

$2.38 zł 8.85

36.55%

Potato (1kg)

$0.95 zł 3.54

$0.64 zł 2.38

48.44%

Onion (1kg)

$1.04 zł 3.86

$0.90 zł 3.35

15.56%

Lettuce (1 head)

$1.33 zł 4.94

$1.36 zł 5.07

-2.21%

Water (1.5 liter bottle)

$0.84 zł 3.11

$0.69 zł 2.57

21.74%

Cigarettes 20 Pack (Marlboro, Camel)

$6.48 zł 24.05

$5.30 zł 19.69

22.26%

Wine (Bottle)

$6.56 zł 24.38

$6.66 zł 24.75

-1.50%

Local Beer (0.5 liter bottle)

$1.27 zł 4.72

$1.17 zł 4.35

8.55%

Imported Beer (0.33 liter bottle)

$1.71 zł 6.34

$1.52 zł 5.64

12.50%

One-way Ticket (Public Transport)

$1.58 zł 5.88

$1.12 zł 4.15

41.07%

Public Transport Monthly Pass (Regular Price)

$35.11 zł 130

$30.50 zł 113

15.11%

Taxi Start (Normal Tariff)

$2.38 zł 8.83

$2.11 zł 7.85

12.80%

Taxi (Normal Tariff) (1km)

$1.10 zł 4.08

$0.83 zł 3.07

32.53%

Taxi 1hour Waiting (Normal Tariff)

$12.44 zł 46.19

$10.01 zł 37.17

24.28%

Gasoline (1 liter)

$1.63 zł 6.07

$1.64 zł 6.08

-0.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.7K zł 121.5K

$32.5K zł 120.8K

0.56%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.8K zł 110.6K

$29.0K zł 107.6K

2.78%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$335 zł 1,244

$293 zł 1,089

14.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.40 zł 34.93

$9.10 zł 33.80

3.30%

Internet (50+ Mbps, Unlimited Data)

$19.31 zł 71.7

$18.05 zł 67.1

6.98%

Gym Membership (Monthly)

$47.25 zł 176

$40.23 zł 149

17.45%

Tennis Court (1 Hour on Weekend)

$26.50 zł 98.4

$23.34 zł 86.7

13.54%

Cinema Ticket

$8.95 zł 33.25

$7.74 zł 28.76

15.63%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$476 zł 1,769

$350 zł 1,301

35.99%

International Primary School, 1 Child (Yearly)

$10.3K zł 38.4K

$7,874 zł 29.2K

31.20%

Jeans (Levis 501 Or Similar)

$101 zł 377

$84.5 zł 314

20.11%

Summer Dress (H&M, Zara, etc)

$41.76 zł 155

$38.42 zł 143

8.69%

Sport Shoes (Adidas, Nike)

$92.6 zł 344

$91.6 zł 340

1.13%

Men's Leather Business Shoes

$127 zł 473

$105 zł 391

20.84%

1-bedroom Apartment, City Center (Monthly)

$981 zł 3,643

$638 zł 2,370

53.72%

1-bedroom Apartment, Outside City Center (Monthly)

$789 zł 2,931

$517 zł 1,922

52.52%

3-bedroom Apartment, City Center (Monthly)

$1,505 zł 5,591

$1,049 zł 3,897

43.48%

3-bedroom Apartment, Outside City Center (Monthly)

$1,165 zł 4,328

$848 zł 3,149

37.42%

Buy Apartment in City Center (m2)

$5,819 zł 21.6K

$2,242 zł 8,326

159.60%

Buy Apartment Outside City Center (m2)

$3,745 zł 13.9K

$1,574 zł 5,844

137.97%

Average Monthly Net Salary (After Tax)

$1,944 zł 7,221

$1,844 zł 6,848

5.46%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.64

6.79

-2.21%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Krakow: August 30, 2026

Last update for Swinoujscie: August 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $981 in Krakow and $638 in Swinoujscie. Housing cost is often the main lever when comparing two cities.

Krakow pays 5% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $54.0 in Krakow vs $43.00 in Swinoujscie for a mid-range dinner for two. Groceries echo the gap at $246 vs $213 per month, with Swinoujscie cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Krakow vs Swinoujscie: Cost of Living - Frequently Asked Questions

Swinoujscie wins on cost – living expenses run 30% lower than in Krakow. Housing and daily spending are where you'll feel the difference most, making Swinoujscie the obvious pick if budget is a priority.

Average pay runs 5% higher in Krakow, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $981 in Krakow versus $638 in Swinoujscie. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 16% higher in Krakow. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Swinoujscie – a meal for two runs $43.00 versus $54.0 in Krakow. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,492 in Swinoujscie versus $1,943 in Krakow, a $1,000 budget is realistic in Swinoujscie but tight or insufficient in Krakow. The gap between the two cities makes Swinoujscie the clear choice for anyone on this budget.

Both work as nomad bases, but Swinoujscie delivers better value – similar infrastructure at $1,492 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Swinoujscie hard to pass up.

Safety-wise, Krakow and Swinoujscie are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Swinoujscie gentler on the wallet – expenses run 30% less than in Krakow. Beyond cost, consider language, visa policies, and how big the international community is in each city.