Cost of Living Comparison Between Summerland and Calgary Cost of Living Comparison Between Summerland and Calgary

Monthly Cost of Living

Monthly costs for one person with rent: $2,260 in Summerland versus $2,523 in Calgary.

Estimated couple costs with rent: $3,251 in Summerland versus $3,652 in Calgary.

Monthly costs for a family of three with rent: $4,241 in Summerland versus $4,780 in Calgary.

Living in Summerland costs roughly 10% less than in Calgary, driven mainly by Eating Out.

Both cities are pricier than the global median: Summerland 69% above, Calgary 88% above.

Meal at Budget Restaurant

$10.88 CA$15.13

$18.59 CA$25.86

-41.47%

Three-Course Dinner for Two, Mid-Range

$58.1 CA$80.8

$70.0 CA$97.4

-17.09%

Fast Food Meal (McDonalds, etc)

$9.35 CA$13.00

$10.96 CA$15.24

-14.69%

Cappuccino

$3.59 CA$4.99

$3.73 CA$5.19

-3.75%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.00 CA$2.78

$1.99 CA$2.77

0.50%

Water (0.33 liter bottle)

$1.43 CA$1.98

$1.72 CA$2.40

-16.86%

Local Beer (0.5 liter draught)

$6.23 CA$8.66

$5.01 CA$6.97

24.35%

Imported Beer (0.33 liter bottle)

$6.01 CA$8.35

$6.50 CA$9.05

-7.54%

Milk (1 liter)

$2.38 CA$3.31

$2.22 CA$3.09

7.21%

White Bread (500g)

$2.76 CA$3.84

$2.67 CA$3.71

3.37%

Rice (white) (1kg)

$4.65 CA$6.47

$3.26 CA$4.54

42.64%

Eggs

$3.69 CA$5.13

$3.35 CA$4.66

10.15%

Local Cheese (1kg)

$14.19 CA$19.74

$14.50 CA$20.16

-2.14%

Chicken Fillets (1kg)

$11.52 CA$16.02

$12.95 CA$18.01

-11.04%

Beef Round Steak (1kg)

$19.69 CA$27.38

$16.15 CA$22.46

21.92%

Apples (1kg)

$4.73 CA$6.58

$4.32 CA$6.01

9.49%

Banana (1kg)

$1.14 CA$1.59

$1.35 CA$1.88

-15.56%

Oranges (1kg)

$5.16 CA$7.17

$3.83 CA$5.32

34.73%

Tomato (1kg)

$3.83 CA$5.32

$4.18 CA$5.81

-8.37%

Potato (1kg)

$1.63 CA$2.27

$2.65 CA$3.68

-38.49%

Onion (1kg)

$3.07 CA$4.27

$2.74 CA$3.81

12.04%

Lettuce (1 head)

$2.71 CA$3.76

$2.76 CA$3.84

-1.81%

Water (1.5 liter bottle)

$2.16 CA$3.00

$1.95 CA$2.71

10.77%

Cigarettes 20 Pack (Marlboro, Camel)

$16.55 CA$23.01

$14.98 CA$20.83

10.48%

Wine (Bottle)

$11.05 CA$15.37

$14.67 CA$20.40

-24.68%

Local Beer (0.5 liter bottle)

$4.14 CA$5.75

$2.84 CA$3.95

45.77%

Imported Beer (0.33 liter bottle)

$3.82 CA$5.31

$4.02 CA$5.59

-4.98%

One-way Ticket (Public Transport)

$2.31 CA$3.21

$2.80 CA$3.90

-17.50%

Public Transport Monthly Pass (Regular Price)

$63.7 CA$88.7

$86.2 CA$120

-26.04%

Taxi Start (Normal Tariff)

$3.76 CA$5.23

$3.60 CA$5.01

4.44%

Taxi (Normal Tariff) (1km)

$1.60 CA$2.22

$1.32 CA$1.83

21.21%

Taxi 1hour Waiting (Normal Tariff)

$26.28 CA$36.55

$29.01 CA$40.35

-9.41%

Gasoline (1 liter)

$1.17 CA$1.63

$1.12 CA$1.56

4.46%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.2K CA$35.1K

$24.9K CA$34.6K

1.49%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.2K CA$26.7K

$22.0K CA$30.6K

-12.66%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$116 CA$161

$217 CA$302

-46.72%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$36.30 CA$50.5

$41.55 CA$57.8

-12.64%

Internet (50+ Mbps, Unlimited Data)

$57.8 CA$80.4

$58.1 CA$80.8

-0.38%

Gym Membership (Monthly)

$42.57 CA$59.2

$54.7 CA$76.1

-22.19%

Tennis Court (1 Hour on Weekend)

$52.8 CA$73.5

Cinema Ticket

$7.19 CA$10.00

$12.77 CA$17.75

-43.70%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$539 CA$750

$874 CA$1,215

-38.27%

International Primary School, 1 Child (Yearly)

$8,076 CA$11.2K

$15.9K CA$22.2K

-49.34%

Jeans (Levis 501 Or Similar)

$47.12 CA$65.5

$58.8 CA$81.8

-19.90%

Summer Dress (H&M, Zara, etc)

$35.93 CA$49.97

$46.47 CA$64.6

-22.68%

Sport Shoes (Adidas, Nike)

$84.6 CA$118

$87.2 CA$121

-2.94%

Men's Leather Business Shoes

$104 CA$145

$109 CA$151

-4.07%

1-bedroom Apartment, City Center (Monthly)

$1,318 CA$1,833

$1,414 CA$1,966

-6.78%

1-bedroom Apartment, Outside City Center (Monthly)

$1,186 CA$1,650

$1,172 CA$1,630

1.19%

3-bedroom Apartment, City Center (Monthly)

$2,020 CA$2,809

$2,319 CA$3,225

-12.92%

3-bedroom Apartment, Outside City Center (Monthly)

$1,851 CA$2,574

$1,886 CA$2,623

-1.88%

Buy Apartment in City Center (m2)

$4,590 CA$6,383

$3,892 CA$5,413

17.93%

Buy Apartment Outside City Center (m2)

$3,472 CA$4,829

$3,503 CA$4,872

-0.89%

Average Monthly Net Salary (After Tax)

$3,534 CA$4,915

$3,149 CA$4,380

12.22%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.86

5.71

20.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Summerland: June 1, 2026

Last update for Calgary: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,318 in Summerland and $1,414 in Calgary. Housing cost is often the main lever when comparing two cities.

Summerland pays 12% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $58.0 in Summerland vs $70.0 in Calgary. Groceries flip the comparison at $412 vs $397, with Calgary cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Summerland vs Calgary: Cost of Living - Frequently Asked Questions

Summerland is cheaper overall, especially in Eating Out, Clothing & Footwear, Monthly Utilities & Internet, Getting Around, Sport & Entertainment. The 12% gap adds up to real monthly savings that compound significantly over time.

Summerland pays 12% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,318 in Summerland versus $1,414 in Calgary. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Summerland – a meal for two runs $58.0 versus $70.0 in Calgary. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,260 per month in Summerland versus $2,523 in Calgary – a 12% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,260 in Summerland versus $2,523 in Calgary, a $2,500 budget is realistic in Summerland but tight or insufficient in Calgary. The gap between the two cities makes Summerland the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Summerland gentler on the wallet – expenses run 12% less than in Calgary. Beyond cost, consider language, visa policies, and how big the international community is in each city.