Last update: Oct 2026

Cost of Living Comparison Between Summerland and Calgary

For one person, living is cheaper in Summerland: $2,079 a month against $2,303 in Calgary, rent and utilities included – about $2,700 less a year. Rent and utilities account for most of the difference.

107

Cost of Living Index in Summerland
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Summerland Living Index
110

Cost of Living Index in Calgary
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Calgary Living Index

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Summerland

🇨🇦 Canada

$2,079

/mo nomad

Calgary

🇨🇦 Canada

$2,303

/mo nomad

Monthly Cost of Living

How much you'll spend in Summerland and in Calgary

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Summerland and in Calgary actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,079 in Summerland versus $2,303 in Calgary.

Summerland $2,079
Calgary $2,303

Estimated couple costs with rent: $3,092 in Summerland versus $3,366 in Calgary.

Summerland $3,092
Calgary $3,366

Monthly costs for a family of three with rent: $4,106 in Summerland versus $4,428 in Calgary.

Summerland $4,106
Calgary $4,428

Living in Summerland costs roughly 10% less than in Calgary, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Summerland 53% above, Calgary 69% above.

Meal at Budget Restaurant

$10.89 CA$15.22

$17.55 CA$24.52

-37.95%

Three-Course Dinner for Two, Mid-Range

$51.0 CA$71.2

$70.4 CA$98.4

-27.61%

Fast Food Meal (McDonalds, etc)

$10.46 CA$14.62

$10.69 CA$14.94

-2.15%

Cappuccino

$3.43 CA$4.79

$3.89 CA$5.43

-11.83%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.86 CA$2.59

$2.04 CA$2.85

-8.82%

Water (0.33 liter bottle)

$1.59 CA$2.22

$1.88 CA$2.62

-15.43%

Local Beer (0.5 liter draught)

$6.18 CA$8.64

$4.90 CA$6.84

26.12%

Imported Beer (0.33 liter bottle)

$5.79 CA$8.09

$5.78 CA$8.08

0.17%

Milk (1 liter)

$1.81 CA$2.53

$1.96 CA$2.74

-7.65%

White Bread (500g)

$2.21 CA$3.09

$2.74 CA$3.83

-19.34%

Rice (white) (1kg)

$4.25 CA$5.94

$5.46 CA$7.63

-22.16%

Eggs

$3.09 CA$4.32

$3.69 CA$5.15

-16.26%

Local Cheese (1kg)

$12.71 CA$17.76

$11.24 CA$15.71

13.08%

Chicken Fillets (1kg)

$18.32 CA$25.59

$11.54 CA$16.12

58.75%

Beef Round Steak (1kg)

$18.86 CA$26.36

$18.38 CA$25.68

2.61%

Apples (1kg)

$4.75 CA$6.64

$4.90 CA$6.85

-3.06%

Banana (1kg)

$1.08 CA$1.50

$1.42 CA$1.99

-23.94%

Oranges (1kg)

$4.83 CA$6.75

$4.21 CA$5.88

14.73%

Tomato (1kg)

$3.53 CA$4.93

$4.02 CA$5.62

-12.19%

Potato (1kg)

$1.59 CA$2.22

$2.69 CA$3.77

-40.89%

Onion (1kg)

$2.53 CA$3.54

$2.66 CA$3.72

-4.89%

Lettuce (1 head)

$2.65 CA$3.70

$2.61 CA$3.65

1.53%

Water (1.5 liter bottle)

$1.90 CA$2.66

$1.60 CA$2.23

18.75%

Cigarettes 20 Pack (Marlboro, Camel)

$15.06 CA$21.04

$14.00 CA$19.57

7.57%

Wine (Bottle)

$10.89 CA$15.22

$15.40 CA$21.52

-29.29%

Local Beer (0.5 liter bottle)

$4.15 CA$5.79

$2.50 CA$3.49

66.00%

Imported Beer (0.33 liter bottle)

$3.85 CA$5.38

$3.09 CA$4.32

24.60%

One-way Ticket (Public Transport)

$2.27 CA$3.17

$2.93 CA$4.09

-22.53%

Public Transport Monthly Pass (Regular Price)

$62.9 CA$87.9

$89.3 CA$125

-29.58%

Taxi Start (Normal Tariff)

$3.50 CA$4.89

$3.27 CA$4.57

7.03%

Taxi (Normal Tariff) (1km)

$1.46 CA$2.04

$1.35 CA$1.89

8.15%

Taxi 1hour Waiting (Normal Tariff)

$24.48 CA$34.20

$27.39 CA$38.27

-10.62%

Gasoline (1 liter)

$1.13 CA$1.58

$1.17 CA$1.64

-3.42%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.3K CA$36.8K

$27.9K CA$39.0K

-5.78%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.9K CA$26.3K

$21.0K CA$29.4K

-10.38%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$115 CA$161

$167 CA$233

-30.80%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$35.92 CA$50.2

$38.27 CA$53.5

-6.14%

Internet (50+ Mbps, Unlimited Data)

$55.3 CA$77.2

$50.9 CA$71.2

8.50%

Gym Membership (Monthly)

$38.23 CA$53.4

$51.0 CA$71.2

-24.97%

Tennis Court (1 Hour on Weekend)

$20.50 CA$28.65

$18.17 CA$25.39

12.82%

Cinema Ticket

$7.20 CA$10.05

$14.44 CA$20.18

-50.14%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$369 CA$516

$545 CA$762

-32.28%

International Primary School, 1 Child (Yearly)

$8,494 CA$11.9K

$16.2K CA$22.7K

-47.60%

Jeans (Levis 501 Or Similar)

$53.3 CA$74.5

$58.9 CA$82.3

-9.46%

Summer Dress (H&M, Zara, etc)

$41.59 CA$58.1

$39.75 CA$55.6

4.63%

Sport Shoes (Adidas, Nike)

$81.5 CA$114

$93.4 CA$130

-12.70%

Men's Leather Business Shoes

$98.5 CA$138

$110 CA$154

-10.47%

1-bedroom Apartment, City Center (Monthly)

$1,374 CA$1,919

$1,254 CA$1,752

9.53%

1-bedroom Apartment, Outside City Center (Monthly)

$980 CA$1,370

$1,056 CA$1,476

-7.20%

3-bedroom Apartment, City Center (Monthly)

$2,001 CA$2,796

$2,022 CA$2,826

-1.04%

3-bedroom Apartment, Outside City Center (Monthly)

$1,662 CA$2,322

$1,629 CA$2,276

2.01%

Buy Apartment in City Center (m2)

$4,037 CA$5,641

$3,600 CA$5,031

12.13%

Buy Apartment Outside City Center (m2)

$3,657 CA$5,110

$3,243 CA$4,531

12.78%

Average Monthly Net Salary (After Tax)

$3,460 CA$4,834

$3,115 CA$4,353

11.07%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.72

4.51

4.66%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Summerland: October 25, 2026

Last update for Calgary: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Summerland

$980 47.2%

Calgary

$1.1K 45.9% 7.8% $76

Groceries & Markets

Summerland

$417 20%

Calgary

$393 17.1% 5.7% $24

Eating Out

Summerland

$216 10.4%

Calgary

$271 11.8% 25.4% $55

Monthly Utilities & Internet

Summerland

$207 9.9%

Calgary

$256 11.1% 23.9% $49

Clothing & Footwear

Summerland

$124 6%

Calgary

$136 5.9% 9.9% $12

Getting Around

Summerland

$83 4%

Calgary

$111 4.8% 34.1% $28

Sport & Entertainment

Summerland

$53 2.5%

Calgary

$80 3.5% 51.7% $27

Cost Breakdown

A one-bedroom apartment in the center runs $1,374 in Summerland and $1,254 in Calgary. Housing cost is often the main lever when comparing two cities.

Summerland pays 11% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $51 in Summerland vs $70 in Calgary. Groceries flip the comparison at $417 vs $393, with Calgary cheaper for home cooking.

Good to know

🇨🇦 Summerland

🇨🇦 Calgary

🕒 Local time

14:30 2:30 PM

15:30 3:30 PM

1 h ahead of Summerland

🌤 Weather

👥 Population

11,000

1,267,344

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.716 USD

1 CAD = 0.641 EUR

1 CAD = 0.716 USD

1 CAD = 0.641 EUR

Exchange rates and currency converter

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Summerland
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City Median Internet Speeds Comparison (Updated April 2026)

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Digital Nomad Cost of Living Index

Summerland vs Calgary: Cost of Living - Frequently Asked Questions

Summerland is about 10% cheaper overall, especially in eating out, transport, and leisure. That difference adds up to real monthly savings that compound significantly over time.

Average pay runs 11% higher in Summerland, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,374 in Summerland versus $1,254 in Calgary. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Summerland – a meal for two runs $51 versus $70 in Calgary. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $2,079 per month in Summerland versus $2,303 in Calgary – Summerland is about 10% cheaper, which adds up to real savings over time.