Last update: Oct 2026

Cost of Living Comparison Between Calgary and Summerland

For one person, living is cheaper in Summerland: $2,079 a month against $2,303 in Calgary, rent and utilities included – about $2,700 less a year. Rent and utilities account for most of the difference.

110

Cost of Living Index in Calgary
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Calgary Living Index
107

Cost of Living Index in Summerland
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Summerland Living Index

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Calgary

🇨🇦 Canada

$2,303

/mo nomad

Summerland

🇨🇦 Canada

$2,079

/mo nomad

Monthly Cost of Living

How much you'll spend in Calgary and in Summerland

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Calgary and in Summerland actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,303 in Calgary versus $2,079 in Summerland.

Calgary $2,303
Summerland $2,079

Estimated couple costs with rent: $3,366 in Calgary versus $3,092 in Summerland.

Calgary $3,366
Summerland $3,092

Monthly costs for a family of three with rent: $4,428 in Calgary versus $4,106 in Summerland.

Calgary $4,428
Summerland $4,106

Living in Calgary is roughly 11% more expensive than in Summerland, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Calgary 69% above, Summerland 53% above.

Meal at Budget Restaurant

$17.55 CA$24.52

$10.89 CA$15.22

61.16%

Three-Course Dinner for Two, Mid-Range

$70.4 CA$98.4

$51.0 CA$71.2

38.14%

Fast Food Meal (McDonalds, etc)

$10.69 CA$14.94

$10.46 CA$14.62

2.20%

Cappuccino

$3.89 CA$5.43

$3.43 CA$4.79

13.41%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.04 CA$2.85

$1.86 CA$2.59

9.68%

Water (0.33 liter bottle)

$1.88 CA$2.62

$1.59 CA$2.22

18.24%

Local Beer (0.5 liter draught)

$4.90 CA$6.84

$6.18 CA$8.64

-20.71%

Imported Beer (0.33 liter bottle)

$5.78 CA$8.08

$5.79 CA$8.09

-0.17%

Milk (1 liter)

$1.96 CA$2.74

$1.81 CA$2.53

8.29%

White Bread (500g)

$2.74 CA$3.83

$2.21 CA$3.09

23.98%

Rice (white) (1kg)

$5.46 CA$7.63

$4.25 CA$5.94

28.47%

Eggs

$3.69 CA$5.15

$3.09 CA$4.32

19.42%

Local Cheese (1kg)

$11.24 CA$15.71

$12.71 CA$17.76

-11.57%

Chicken Fillets (1kg)

$11.54 CA$16.12

$18.32 CA$25.59

-37.01%

Beef Round Steak (1kg)

$18.38 CA$25.68

$18.86 CA$26.36

-2.55%

Apples (1kg)

$4.90 CA$6.85

$4.75 CA$6.64

3.16%

Banana (1kg)

$1.42 CA$1.99

$1.08 CA$1.50

31.48%

Oranges (1kg)

$4.21 CA$5.88

$4.83 CA$6.75

-12.84%

Tomato (1kg)

$4.02 CA$5.62

$3.53 CA$4.93

13.88%

Potato (1kg)

$2.69 CA$3.77

$1.59 CA$2.22

69.18%

Onion (1kg)

$2.66 CA$3.72

$2.53 CA$3.54

5.14%

Lettuce (1 head)

$2.61 CA$3.65

$2.65 CA$3.70

-1.51%

Water (1.5 liter bottle)

$1.60 CA$2.23

$1.90 CA$2.66

-15.79%

Cigarettes 20 Pack (Marlboro, Camel)

$14.00 CA$19.57

$15.06 CA$21.04

-7.04%

Wine (Bottle)

$15.40 CA$21.52

$10.89 CA$15.22

41.41%

Local Beer (0.5 liter bottle)

$2.50 CA$3.49

$4.15 CA$5.79

-39.76%

Imported Beer (0.33 liter bottle)

$3.09 CA$4.32

$3.85 CA$5.38

-19.74%

One-way Ticket (Public Transport)

$2.93 CA$4.09

$2.27 CA$3.17

29.07%

Public Transport Monthly Pass (Regular Price)

$89.3 CA$125

$62.9 CA$87.9

42.01%

Taxi Start (Normal Tariff)

$3.27 CA$4.57

$3.50 CA$4.89

-6.57%

Taxi (Normal Tariff) (1km)

$1.35 CA$1.89

$1.46 CA$2.04

-7.53%

Taxi 1hour Waiting (Normal Tariff)

$27.39 CA$38.27

$24.48 CA$34.20

11.89%

Gasoline (1 liter)

$1.17 CA$1.64

$1.13 CA$1.58

3.54%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.9K CA$39.0K

$26.3K CA$36.8K

6.14%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.0K CA$29.4K

$18.9K CA$26.3K

11.59%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$167 CA$233

$115 CA$161

44.51%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$38.27 CA$53.5

$35.92 CA$50.2

6.54%

Internet (50+ Mbps, Unlimited Data)

$50.9 CA$71.2

$55.3 CA$77.2

-7.84%

Gym Membership (Monthly)

$51.0 CA$71.2

$38.23 CA$53.4

33.27%

Tennis Court (1 Hour on Weekend)

$18.17 CA$25.39

$20.50 CA$28.65

-11.37%

Cinema Ticket

$14.44 CA$20.18

$7.20 CA$10.05

100.56%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$545 CA$762

$369 CA$516

47.67%

International Primary School, 1 Child (Yearly)

$16.2K CA$22.7K

$8,494 CA$11.9K

90.84%

Jeans (Levis 501 Or Similar)

$58.9 CA$82.3

$53.3 CA$74.5

10.45%

Summer Dress (H&M, Zara, etc)

$39.75 CA$55.6

$41.59 CA$58.1

-4.42%

Sport Shoes (Adidas, Nike)

$93.4 CA$130

$81.5 CA$114

14.55%

Men's Leather Business Shoes

$110 CA$154

$98.5 CA$138

11.70%

1-bedroom Apartment, City Center (Monthly)

$1,254 CA$1,752

$1,374 CA$1,919

-8.70%

1-bedroom Apartment, Outside City Center (Monthly)

$1,056 CA$1,476

$980 CA$1,370

7.76%

3-bedroom Apartment, City Center (Monthly)

$2,022 CA$2,826

$2,001 CA$2,796

1.05%

3-bedroom Apartment, Outside City Center (Monthly)

$1,629 CA$2,276

$1,662 CA$2,322

-1.97%

Buy Apartment in City Center (m2)

$3,600 CA$5,031

$4,037 CA$5,641

-10.82%

Buy Apartment Outside City Center (m2)

$3,243 CA$4,531

$3,657 CA$5,110

-11.33%

Average Monthly Net Salary (After Tax)

$3,115 CA$4,353

$3,460 CA$4,834

-9.96%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.51

4.72

-4.45%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Calgary: October 26, 2026

Last update for Summerland: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Calgary

$1.1K 45.9%

Summerland

$980 47.2% 7.2% $76

Groceries & Markets

Calgary

$393 17.1%

Summerland

$417 20% 6.1% $24

Eating Out

Calgary

$271 11.8%

Summerland

$216 10.4% 20.3% $55

Monthly Utilities & Internet

Calgary

$256 11.1%

Summerland

$207 9.9% 19.3% $49

Clothing & Footwear

Calgary

$136 5.9%

Summerland

$124 6% 9% $12

Getting Around

Calgary

$111 4.8%

Summerland

$83 4% 25.5% $28

Sport & Entertainment

Calgary

$80 3.5%

Summerland

$53 2.5% 34.1% $27

Cost Breakdown

A one-bedroom apartment in the center runs $1,254 in Calgary and $1,374 in Summerland. Housing cost is often the main lever when comparing two cities.

Summerland pays 11% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $70 in Calgary vs $51 in Summerland. Groceries flip the comparison at $393 vs $417, with Calgary cheaper for home cooking.

Good to know

🇨🇦 Calgary

🇨🇦 Summerland

🕒 Local time

16:29 4:29 PM

15:29 3:29 PM

1 h behind Calgary

🌤 Weather

👥 Population

1,267,344

11,000

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.716 USD

1 CAD = 0.641 EUR

1 CAD = 0.716 USD

1 CAD = 0.641 EUR

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

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Digital Nomad Cost of Living Index

Calgary vs Summerland: Cost of Living - Frequently Asked Questions

Summerland is about 10% cheaper overall, especially in eating out, transport, and leisure. That difference adds up to real monthly savings that compound significantly over time.

On paper, salaries run 10% lower in Calgary. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,254 in Calgary versus $1,374 in Summerland. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Summerland – a meal for two runs $51 versus $70 in Calgary. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $2,303 per month in Calgary versus $2,079 in Summerland – Summerland is about 10% cheaper, which adds up to real savings over time.