Last update: Oct 2026

Cost of Living Comparison Between Summerland and Montreal

For one person, living costs are similar in Summerland and in Montreal: $2,079 and $2,064 a month, rent and utilities included.

107

Cost of Living Index in Summerland
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Summerland Living Index
99

Cost of Living Index in Montreal
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Montreal Living Index

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Summerland

🇨🇦 Canada

$2,079

/mo nomad

Montreal

🇨🇦 Canada

$2,064

/mo nomad

Monthly Cost of Living

How much you'll spend in Summerland and in Montreal

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Summerland and in Montreal actually costs, broken down by who's living it.

A single person spends $2,079 per month in Summerland vs $2,064 in Montreal, rent included.

Summerland $2,079
Montreal $2,064

A couple spends around $3,092 per month in Summerland vs $3,156 in Montreal, rent included.

Summerland $3,092
Montreal $3,156

A family of three spends $4,106 per month in Summerland vs $4,247 in Montreal, rent included.

Summerland $4,106
Montreal $4,247

Summerland and Montreal have comparable living costs – the differences are in the details.

Both Summerland and Montreal sit above the global median – Summerland by 53%, Montreal by 52%.

Meal at Budget Restaurant

$10.89 CA$15.22

$18.98 CA$26.53

-42.62%

Three-Course Dinner for Two, Mid-Range

$51.0 CA$71.2

$73.0 CA$102

-30.19%

Fast Food Meal (McDonalds, etc)

$10.46 CA$14.62

$10.88 CA$15.20

-3.86%

Cappuccino

$3.43 CA$4.79

$3.81 CA$5.33

-9.97%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.86 CA$2.59

$1.94 CA$2.71

-4.12%

Water (0.33 liter bottle)

$1.59 CA$2.22

$1.58 CA$2.21

0.63%

Local Beer (0.5 liter draught)

$6.18 CA$8.64

$6.37 CA$8.90

-2.98%

Imported Beer (0.33 liter bottle)

$5.79 CA$8.09

$7.26 CA$10.15

-20.25%

Milk (1 liter)

$1.81 CA$2.53

$2.23 CA$3.11

-18.83%

White Bread (500g)

$2.21 CA$3.09

$3.17 CA$4.44

-30.28%

Rice (white) (1kg)

$4.25 CA$5.94

$3.31 CA$4.62

28.40%

Eggs

$3.09 CA$4.32

$3.63 CA$5.07

-14.88%

Local Cheese (1kg)

$12.71 CA$17.76

$13.16 CA$18.39

-3.42%

Chicken Fillets (1kg)

$18.32 CA$25.59

$11.56 CA$16.15

58.48%

Beef Round Steak (1kg)

$18.86 CA$26.36

$13.71 CA$19.16

37.56%

Apples (1kg)

$4.75 CA$6.64

$3.29 CA$4.60

44.38%

Banana (1kg)

$1.08 CA$1.50

$1.46 CA$2.04

-26.03%

Oranges (1kg)

$4.83 CA$6.75

$3.37 CA$4.71

43.32%

Tomato (1kg)

$3.53 CA$4.93

$3.15 CA$4.40

12.06%

Potato (1kg)

$1.59 CA$2.22

$1.89 CA$2.64

-15.87%

Onion (1kg)

$2.53 CA$3.54

$1.79 CA$2.51

41.34%

Lettuce (1 head)

$2.65 CA$3.70

$2.47 CA$3.45

7.29%

Water (1.5 liter bottle)

$1.90 CA$2.66

$1.58 CA$2.21

20.25%

Cigarettes 20 Pack (Marlboro, Camel)

$15.06 CA$21.04

$11.28 CA$15.77

33.51%

Wine (Bottle)

$10.89 CA$15.22

$10.49 CA$14.66

3.81%

Local Beer (0.5 liter bottle)

$4.15 CA$5.79

$2.34 CA$3.26

77.35%

Imported Beer (0.33 liter bottle)

$3.85 CA$5.38

$2.91 CA$4.07

32.30%

One-way Ticket (Public Transport)

$2.27 CA$3.17

$2.61 CA$3.65

-13.03%

Public Transport Monthly Pass (Regular Price)

$62.9 CA$87.9

$79.1 CA$111

-20.55%

Taxi Start (Normal Tariff)

$3.50 CA$4.89

$3.26 CA$4.56

7.36%

Taxi (Normal Tariff) (1km)

$1.46 CA$2.04

$1.44 CA$2.01

1.39%

Taxi 1hour Waiting (Normal Tariff)

$24.48 CA$34.20

$33.43 CA$46.71

-26.77%

Gasoline (1 liter)

$1.13 CA$1.58

$1.33 CA$1.86

-15.04%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.3K CA$36.8K

$28.6K CA$40.0K

-8.05%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.9K CA$26.3K

$21.1K CA$29.5K

-10.65%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$115 CA$161

$80.1 CA$112

44.09%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$35.92 CA$50.2

$34.30 CA$47.93

4.72%

Internet (50+ Mbps, Unlimited Data)

$55.3 CA$77.2

$42.85 CA$59.9

28.96%

Gym Membership (Monthly)

$38.23 CA$53.4

$31.14 CA$43.52

22.77%

Tennis Court (1 Hour on Weekend)

$20.50 CA$28.65

$19.41 CA$27.12

5.62%

Cinema Ticket

$7.20 CA$10.05

$11.23 CA$15.69

-35.89%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$369 CA$516

$525 CA$734

-29.65%

International Primary School, 1 Child (Yearly)

$8,494 CA$11.9K

$16.3K CA$22.8K

-47.98%

Jeans (Levis 501 Or Similar)

$53.3 CA$74.5

$58.0 CA$81.0

-8.09%

Summer Dress (H&M, Zara, etc)

$41.59 CA$58.1

$38.11 CA$53.3

9.13%

Sport Shoes (Adidas, Nike)

$81.5 CA$114

$93.4 CA$131

-12.74%

Men's Leather Business Shoes

$98.5 CA$138

$110 CA$154

-10.60%

1-bedroom Apartment, City Center (Monthly)

$1,374 CA$1,919

$1,285 CA$1,796

6.89%

1-bedroom Apartment, Outside City Center (Monthly)

$980 CA$1,370

$977 CA$1,365

0.39%

3-bedroom Apartment, City Center (Monthly)

$2,001 CA$2,796

$2,271 CA$3,173

-11.88%

3-bedroom Apartment, Outside City Center (Monthly)

$1,662 CA$2,322

$1,665 CA$2,326

-0.20%

Buy Apartment in City Center (m2)

$4,037 CA$5,641

$5,139 CA$7,181

-21.44%

Buy Apartment Outside City Center (m2)

$3,657 CA$5,110

$3,834 CA$5,358

-4.63%

Average Monthly Net Salary (After Tax)

$3,460 CA$4,834

$3,002 CA$4,195

15.25%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.72

4.48

5.36%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Summerland: October 25, 2026

Last update for Montreal: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Summerland

$980 47.2%

Montreal

$977 47.3% 0.4% $3.8

Groceries & Markets

Summerland

$417 20%

Montreal

$351 17% 15.7% $65

Eating Out

Summerland

$216 10.4%

Montreal

$291 14.1% 34.7% $75

Monthly Utilities & Internet

Summerland

$207 9.9%

Montreal

$157 7.6% 23.9% $49

Clothing & Footwear

Summerland

$124 6%

Montreal

$135 6.5% 9% $11

Getting Around

Summerland

$83 4%

Montreal

$100 4.9% 20.9% $17

Sport & Entertainment

Summerland

$53 2.5%

Montreal

$54 2.6% 1.9% $1

Cost Breakdown

A central one-bedroom costs $1,374 in Summerland versus $1,285 in Montreal. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 15% higher in Summerland. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $51 in Summerland versus $73 in Montreal. Groceries tell a different story – $417 in Summerland vs $351 in Montreal – so Montreal wins on supermarket bills even if dining out costs more.

Good to know

🇨🇦 Summerland

🇨🇦 Montreal

🕒 Local time

18:00 6:00 PM

20:00 8:00 PM

2 h ahead of Summerland

🌤 Weather

👥 Population

11,000

1,762,949

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.716 USD

1 CAD = 0.641 EUR

1 CAD = 0.716 USD

1 CAD = 0.641 EUR

Exchange rates and currency converter

On the map

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Between locations

Summerland Montreal 3,430 km ≈ 4 h 45 min nonstop flight

From you

Summerland
Montreal

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Summerland vs Montreal: Cost of Living - Frequently Asked Questions

For a comfortable life, plan on about $3,118 per month in Summerland and $3,096 in Montreal. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A central 1-bedroom goes for about $1,374 in Summerland and $1,285 in Montreal. The gap holds across neighborhoods – outer areas show a similar spread, just at lower price points.

A mid-range dinner for two costs $51 in Summerland and $73 in Montreal. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Public transport costs about 21% less in Summerland. For daily commuters, that gap adds up to noticeable savings over a year.

$2,000 is a stretch for both – monthly costs hit $2,079 in Summerland and $2,064 in Montreal. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Montreal has an edge in some lifestyle areas, with costs from $2,064 in Montreal to $2,079 in Summerland. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Montreal. If higher salaries or specific career opportunities are the priority, Summerland makes more sense. Both are solid long-term options with distinct trade-offs.