Cost of Living Comparison Between Summerland and Montreal Cost of Living Comparison Between Summerland and Montreal

Monthly Cost of Living

A single person spends $2,260 per month in Summerland vs $2,085 in Montreal, rent included.

A couple spends around $3,277 per month in Summerland vs $3,174 in Montreal, rent included.

A family of three spends $4,294 per month in Summerland vs $4,262 in Montreal, rent included.

Summerland costs about 8% more than Montreal, driven mainly by Eating Out.

Both Summerland and Montreal sit above the global median – Summerland by 69%, Montreal by 56%.

Meal at Budget Restaurant

$10.95 CA$15.41

$16.52 CA$23.24

-33.72%

Three-Course Dinner for Two, Mid-Range

$57.7 CA$81.2

$74.0 CA$104

-21.98%

Fast Food Meal (McDonalds, etc)

$9.36 CA$13.17

$10.94 CA$15.40

-14.44%

Cappuccino

$3.61 CA$5.08

$3.84 CA$5.41

-5.99%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.95 CA$2.74

$2.14 CA$3.01

-8.88%

Water (0.33 liter bottle)

$1.46 CA$2.06

$1.45 CA$2.04

0.69%

Local Beer (0.5 liter draught)

$6.19 CA$8.71

$6.13 CA$8.63

0.98%

Imported Beer (0.33 liter bottle)

$5.85 CA$8.23

$6.73 CA$9.47

-13.08%

Milk (1 liter)

$2.29 CA$3.23

$2.35 CA$3.31

-2.55%

White Bread (500g)

$2.67 CA$3.76

$3.34 CA$4.69

-20.06%

Rice (white) (1kg)

$4.41 CA$6.20

$3.74 CA$5.27

17.91%

Eggs

$3.48 CA$4.90

$3.39 CA$4.77

2.65%

Local Cheese (1kg)

$14.00 CA$19.71

$16.30 CA$22.93

-14.11%

Chicken Fillets (1kg)

$11.94 CA$16.80

$11.81 CA$16.62

1.10%

Beef Round Steak (1kg)

$19.32 CA$27.19

$15.64 CA$22.01

23.53%

Apples (1kg)

$4.65 CA$6.55

$3.69 CA$5.20

26.02%

Banana (1kg)

$1.14 CA$1.60

$1.70 CA$2.39

-32.94%

Oranges (1kg)

$5.24 CA$7.37

$4.11 CA$5.79

27.49%

Tomato (1kg)

$3.81 CA$5.36

$4.41 CA$6.20

-13.61%

Potato (1kg)

$1.66 CA$2.33

$2.79 CA$3.93

-40.50%

Onion (1kg)

$3.07 CA$4.32

$2.64 CA$3.72

16.29%

Lettuce (1 head)

$2.71 CA$3.81

$2.29 CA$3.22

18.34%

Water (1.5 liter bottle)

$2.15 CA$3.02

$1.78 CA$2.51

20.79%

Cigarettes 20 Pack (Marlboro, Camel)

$16.27 CA$22.89

$13.17 CA$18.53

23.54%

Wine (Bottle)

$10.45 CA$14.70

$10.64 CA$14.97

-1.79%

Local Beer (0.5 liter bottle)

$4.20 CA$5.91

$2.99 CA$4.20

40.47%

Imported Beer (0.33 liter bottle)

$3.90 CA$5.48

$3.44 CA$4.83

13.37%

One-way Ticket (Public Transport)

$2.36 CA$3.32

$2.81 CA$3.95

-16.01%

Public Transport Monthly Pass (Regular Price)

$62.0 CA$87.3

$72.8 CA$102

-14.83%

Taxi Start (Normal Tariff)

$3.69 CA$5.20

$3.52 CA$4.95

4.83%

Taxi (Normal Tariff) (1km)

$1.66 CA$2.34

$1.45 CA$2.05

14.48%

Taxi 1hour Waiting (Normal Tariff)

$26.07 CA$36.68

$34.29 CA$48.26

-23.97%

Gasoline (1 liter)

$1.18 CA$1.66

$1.22 CA$1.72

-3.28%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.1K CA$35.3K

$25.3K CA$35.5K

-0.67%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.2K CA$27.0K

$22.1K CA$31.1K

-13.22%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$115 CA$162

$76.5 CA$108

50.14%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$36.13 CA$50.8

$35.60 CA$50.1

1.49%

Internet (50+ Mbps, Unlimited Data)

$57.1 CA$80.4

$42.96 CA$60.5

32.96%

Gym Membership (Monthly)

$41.18 CA$57.9

$43.39 CA$61.1

-5.09%

Tennis Court (1 Hour on Weekend)

$16.83 CA$23.68

Cinema Ticket

$7.54 CA$10.60

$11.09 CA$15.60

-32.01%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$548 CA$772

$625 CA$879

-12.19%

International Primary School, 1 Child (Yearly)

$8,074 CA$11.4K

$5,896 CA$8,296

36.95%

Jeans (Levis 501 Or Similar)

$47.55 CA$66.9

$63.1 CA$88.8

-24.64%

Summer Dress (H&M, Zara, etc)

$35.63 CA$50.1

$44.50 CA$62.6

-19.93%

Sport Shoes (Adidas, Nike)

$82.3 CA$116

$103 CA$145

-19.92%

Men's Leather Business Shoes

$105 CA$148

$118 CA$166

-11.06%

1-bedroom Apartment, City Center (Monthly)

$1,302 CA$1,832

$1,207 CA$1,699

7.84%

1-bedroom Apartment, Outside City Center (Monthly)

$1,155 CA$1,625

$965 CA$1,358

19.66%

3-bedroom Apartment, City Center (Monthly)

$2,027 CA$2,853

$2,031 CA$2,858

-0.20%

3-bedroom Apartment, Outside City Center (Monthly)

$1,793 CA$2,522

$1,577 CA$2,219

13.69%

Buy Apartment in City Center (m2)

$4,769 CA$6,710

$5,085 CA$7,155

-6.22%

Buy Apartment Outside City Center (m2)

$3,825 CA$5,383

$3,783 CA$5,324

1.11%

Average Monthly Net Salary (After Tax)

$3,422 CA$4,816

$2,890 CA$4,066

18.44%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.86

5.01

36.93%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Summerland: July 11, 2026

Last update for Montreal: July 11, 2026

Cost Breakdown

A central one-bedroom costs $1,302 in Summerland versus $1,207 in Montreal. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 18% higher in Summerland, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $58.0 in Summerland versus $74.0 in Montreal. Groceries tell a different story – $408 in Summerland vs $395 in Montreal – so Montreal wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Summerland vs Montreal: Cost of Living - Frequently Asked Questions

Summerland costs about 8% more than Montreal, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,390 per month in Summerland and $3,127 in Montreal. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montreal, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 3% more in Summerland, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $58.0 in Summerland and $74.0 in Montreal. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Montreal, where all-in costs run around $2,085, than in Summerland at $2,260. In Montreal it covers expenses comfortably, while in Summerland it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Montreal costs $2,085 versus $2,260 in Summerland. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Montreal. If higher salaries, better infrastructure, or specific career opportunities are the priority, Summerland makes more sense. Both are solid long-term options with distinct trade-offs.