Last update: Oct 2026

Cost of Living Comparison Between Sulaymaniyah and Ubud, Bali

For one person, living is cheaper in Sulaymaniyah: $773 a month against $1,348 in Ubud, Bali, rent and utilities included – about $6,900 less a year. Rent and utilities account for most of the difference.

Sulaymaniyah
🇮🇶 Iraq
$773
/mo nomad
Ubud, Bali
🇮🇩 Indonesia
$1,348
/mo nomad
Monthly Cost of Living

How much you'll spend in Sulaymaniyah and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Sulaymaniyah and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $773 in Sulaymaniyah versus $1,348 in Ubud, Bali.

  • Sulaymaniyah $773
  • Ubud, Bali $1,348

Estimated couple costs with rent: $1,194 in Sulaymaniyah versus $2,312 in Ubud, Bali.

  • Sulaymaniyah $1,194
  • Ubud, Bali $2,312

Monthly costs for a family of three with rent: $1,615 in Sulaymaniyah versus $3,276 in Ubud, Bali.

  • Sulaymaniyah $1,615
  • Ubud, Bali $3,276

Living in Sulaymaniyah costs roughly 43% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Sulaymaniyah is 42% below, Ubud, Bali is 1% above.

Currency
🍽 Eating Out
Sulaymaniyah
Ubud, Bali
Difference
Meal at Budget Restaurant
$5.07 IQD 7,655
$3.33 Rp 59.6K
52.25%
Three-Course Dinner for Two, Mid-Range
$22.93 IQD 34.6K
$35.42 Rp 633.7K
-35.26%
Fast Food Meal (McDonalds, etc)
$7.04 IQD 10.6K
$5.76 Rp 103.0K
22.22%
Cappuccino
$2.88 IQD 4,341
$2.63 Rp 47.0K
9.51%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.50 IQD 759
$1.74 Rp 31.0K
-71.26%
Water (0.33 liter bottle)
$0.25 IQD 378
$0.77 Rp 13.8K
-67.53%
Local Beer (0.5 liter draught)
$3.93 IQD 5,939
$2.71 Rp 48.4K
45.02%
Imported Beer (0.33 liter bottle)
$2.27 IQD 3,424
$4.52 Rp 80.9K
-49.78%
🛒 Groceries & Markets
Sulaymaniyah
Ubud, Bali
Difference
Milk (1 liter)
$1.28 IQD 1,934
$1.53 Rp 27.4K
-16.34%
White Bread (500g)
$1.01 IQD 1,518
$2.20 Rp 39.3K
-54.09%
Rice (white) (1kg)
$1.86 IQD 2,810
$1.22 Rp 21.8K
52.46%
Eggs
$1.77 IQD 2,670
$2.14 Rp 38.3K
-17.29%
Local Cheese (1kg)
$4.96 IQD 7,485
$17.73 Rp 317.2K
-72.02%
Chicken Fillets (1kg)
$4.22 IQD 6,377
$3.86 Rp 69.0K
9.33%
Beef Round Steak (1kg)
$15.30 IQD 23.1K
$12.03 Rp 215.2K
27.18%
Apples (1kg)
$1.28 IQD 1,934
$3.61 Rp 64.6K
-64.54%
Banana (1kg)
$1.28 IQD 1,936
$1.51 Rp 27.1K
-15.23%
Oranges (1kg)
$1.15 IQD 1,736
$2.32 Rp 41.5K
-50.43%
Tomato (1kg)
$0.68 IQD 1,025
$2.00 Rp 35.9K
-66.00%
Potato (1kg)
$0.56 IQD 847
$1.81 Rp 32.4K
-69.06%
Onion (1kg)
$0.73 IQD 1,095
$2.39 Rp 42.7K
-69.46%
Lettuce (1 head)
$0.73 IQD 1,100
$0.99 Rp 17.8K
-26.26%
Water (1.5 liter bottle)
$0.50 IQD 751
$0.52 Rp 9,381
-3.85%
Cigarettes 20 Pack (Marlboro, Camel)
$2.28 IQD 3,442
$2.18 Rp 39.1K
4.59%
Wine (Bottle)
$11.23 IQD 17.0K
$22.98 Rp 411.0K
-51.13%
Local Beer (0.5 liter bottle)
$1.95 IQD 2,947
$2.40 Rp 42.9K
-18.75%
Imported Beer (0.33 liter bottle)
$1.42 IQD 2,140
$3.00 Rp 53.6K
-52.67%
🚌 Getting Around
Sulaymaniyah
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.60 IQD 901
$0.24 Rp 4,258
150.00%
Public Transport Monthly Pass (Regular Price)
$22.68 IQD 34.2K
$6.99 Rp 125.1K
224.46%
Taxi Start (Normal Tariff)
$2.22 IQD 3,358
$0.44 Rp 7,882
404.55%
Taxi (Normal Tariff) (1km)
$2.34 IQD 3,528
$0.42 Rp 7,589
457.14%
Taxi 1hour Waiting (Normal Tariff)
$5.50 IQD 8,300
$5.45 Rp 97.5K
0.92%
Gasoline (1 liter)
$0.69 IQD 1,044
$0.84 Rp 15.1K
-17.86%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$20.9K IQD 31.5M
$24.3K Rp 435.2M
-14.19%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$18.9K IQD 28.6M
$31.9K Rp 570.5M
-40.60%
🧾 Monthly Utilities & Internet
Sulaymaniyah
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$100 IQD 151.6K
$80.8 Rp 1.4M
24.17%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$11.49 IQD 17.4K
$6.58 Rp 117.7K
74.62%
Internet (50+ Mbps, Unlimited Data)
$28.04 IQD 42.3K
$18.24 Rp 326.4K
53.73%
🎉 Sport & Entertainment
Sulaymaniyah
Ubud, Bali
Difference
Gym Membership (Monthly)
$39.70 IQD 59.9K
$55.1 Rp 986.2K
-27.99%
Tennis Court (1 Hour on Weekend)
$20.09 IQD 30.3K
$18.51 Rp 331.2K
8.54%
Cinema Ticket
$7.58 IQD 11.4K
$4.24 Rp 75.9K
78.77%
🧸 Childcare & Education
Sulaymaniyah
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$173 IQD 260.8K
$486 Rp 8.7M
-64.43%
International Primary School, 1 Child (Yearly)
$2,946 IQD 4.4M
$5,676 Rp 101.5M
-48.09%
👕👟 Clothing & Footwear
Sulaymaniyah
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$18.91 IQD 28.6K
$45.18 Rp 808.3K
-58.15%
Summer Dress (H&M, Zara, etc)
$25.19 IQD 38.0K
$34.57 Rp 618.5K
-27.13%
Sport Shoes (Adidas, Nike)
$43.24 IQD 65.3K
$79.2 Rp 1.4M
-45.37%
Men's Leather Business Shoes
$38.64 IQD 58.3K
$77.6 Rp 1.4M
-50.22%
🏠 Accommodation & Living
Sulaymaniyah
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$215 IQD 324.5K
$1,127 Rp 20.2M
-80.92%
1-bedroom Apartment, Outside City Center (Monthly)
$175 IQD 264.0K
$674 Rp 12.1M
-74.06%
3-bedroom Apartment, City Center (Monthly)
$492 IQD 743.4K
$3,618 Rp 64.7M
-86.39%
3-bedroom Apartment, Outside City Center (Monthly)
$363 IQD 548.4K
$1,735 Rp 31.0M
-79.06%
Buy Apartment in City Center (m2)
$786 IQD 1.2M
$2,829 Rp 50.6M
-72.20%
Buy Apartment Outside City Center (m2)
$630 IQD 951.7K
$2,307 Rp 41.3M
-72.68%
💵 Salaries & Financials
Sulaymaniyah
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$584 IQD 881.5K
$166 Rp 3.0M
252.35%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.77
13.78
-58.13%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sulaymaniyah: October 5, 2026

Last update for Ubud, Bali: October 5, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Groceries & Markets
Sulaymaniyah
$188
Ubud, Bali
$290 53.9% $102
Accommodation & Living
Sulaymaniyah
$175
Ubud, Bali
$674 286% $499
Monthly Utilities & Internet
Sulaymaniyah
$140
Ubud, Bali
$106 24.5% $34
Eating Out
Sulaymaniyah
$123
Ubud, Bali
$108 12.4% $15
Clothing & Footwear
Sulaymaniyah
$57
Ubud, Bali
$106 87.8% $50
Sport & Entertainment
Sulaymaniyah
$55
Ubud, Bali
$64 16% $8.8
Getting Around
Sulaymaniyah
$39
Ubud, Bali
$11 73.1% $28

Cost Breakdown

A one-bedroom apartment in the center runs $215 in Sulaymaniyah and $1,127 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Sulaymaniyah pays 252% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $23.00 in Sulaymaniyah vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $188 vs $290 per month, with Sulaymaniyah cheaper across the board.

Good to know
🇮🇶 Sulaymaniyah
🇮🇩 Ubud, Bali
🕒 Local time
08:58 8:58 AM
13:58 1:58 PM
5 h ahead of Sulaymaniyah
🌤 Weather
👥 Population
823,199
74,800
💱 Currency
Iraqi Dinar IQD ع.د
Exchange rates and currency converter

IDR, USD, EUR to IQD – Iraqi Dinar Converter

Iraqi Dinar exchange rates as of October 10, 2026: 1 USD = 1,510 IQD (10,000 IQD = 6.62 USD). 1 EUR = 1,694 IQD (10,000 IQD = 5.9 EUR).

Indonesian Rupiah exchange rates as of October 10, 2026: 1 USD = 17,890 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,065 IDR (100,000 IDR = 4.98 EUR).

On the map
Between locations
  • Sulaymaniyah Ubud, Bali 8,780 km ≈ 11 h nonstop flight
From you
  • Sulaymaniyah
  • Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Sulaymaniyah vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Sulaymaniyah?
Sulaymaniyah is cheaper overall, especially in groceries, clothing, and leisure. The 74% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Sulaymaniyah or Ubud, Bali?
Average pay runs 252% higher in Sulaymaniyah, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Sulaymaniyah and Ubud, Bali?
Rent for a central apartment: $215 in Sulaymaniyah versus $1,127 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Is eating out cheaper in Sulaymaniyah or in Ubud, Bali?
Dining out is cheaper in Sulaymaniyah – a meal for two runs $23.00 versus $35.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
What are total monthly expenses in Sulaymaniyah and in Ubud, Bali?
All in, you'll spend $773 per month in Sulaymaniyah versus $1,348 in Ubud, Bali – a 74% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $1,500 a realistic budget for living in Sulaymaniyah or in Ubud, Bali?
At $773 in Sulaymaniyah versus $1,348 in Ubud, Bali, a $1,500 budget is realistic in Sulaymaniyah but tight or insufficient in Ubud, Bali. The gap between the two cities makes Sulaymaniyah the clear choice for anyone on this budget.
Is Sulaymaniyah or Ubud, Bali more family-friendly?
For families, Sulaymaniyah is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Sulaymaniyah or Ubud, Bali?
Safety-wise, Sulaymaniyah and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Sulaymaniyah gentler on the wallet – expenses run 74% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

Sulaymaniyah vs other spots: cost of living compared

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