Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Sulaymaniyah

For one person, living is cheaper in Sulaymaniyah: $773 a month against $1,348 in Ubud, Bali, rent and utilities included – about $6,900 less a year. Rent and utilities account for most of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
37

Cost of Living Index in Sulaymaniyah
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Sulaymaniyah Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,348

/mo nomad

Sulaymaniyah

🇮🇶 Iraq

$773

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Sulaymaniyah

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Sulaymaniyah actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,348 in Ubud, Bali versus $773 in Sulaymaniyah.

Ubud, Bali $1,348
Sulaymaniyah $773

Estimated couple costs with rent: $2,312 in Ubud, Bali versus $1,194 in Sulaymaniyah.

Ubud, Bali $2,312
Sulaymaniyah $1,194

Monthly costs for a family of three with rent: $3,276 in Ubud, Bali versus $1,615 in Sulaymaniyah.

Ubud, Bali $3,276
Sulaymaniyah $1,615

Living in Ubud, Bali is roughly 74% more expensive than in Sulaymaniyah, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Ubud, Bali is 1% above, Sulaymaniyah is 42% below.

Meal at Budget Restaurant

$3.33 Rp 59.6K

$5.07 IQD 7,660

-34.32%

Three-Course Dinner for Two, Mid-Range

$35.42 Rp 633.1K

$22.93 IQD 34.6K

54.47%

Fast Food Meal (McDonalds, etc)

$5.76 Rp 102.9K

$7.04 IQD 10.6K

-18.18%

Cappuccino

$2.63 Rp 47.0K

$2.88 IQD 4,344

-8.68%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.74 Rp 31.0K

$0.50 IQD 759

248.00%

Water (0.33 liter bottle)

$0.77 Rp 13.8K

$0.25 IQD 378

208.00%

Local Beer (0.5 liter draught)

$2.71 Rp 48.4K

$3.93 IQD 5,943

-31.04%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.8K

$2.27 IQD 3,427

99.12%

Milk (1 liter)

$1.53 Rp 27.4K

$1.28 IQD 1,935

19.53%

White Bread (500g)

$2.20 Rp 39.2K

$1.01 IQD 1,519

117.82%

Rice (white) (1kg)

$1.22 Rp 21.8K

$1.86 IQD 2,812

-34.41%

Eggs

$2.14 Rp 38.2K

$1.77 IQD 2,672

20.90%

Local Cheese (1kg)

$17.73 Rp 316.9K

$4.96 IQD 7,490

257.46%

Chicken Fillets (1kg)

$3.86 Rp 68.9K

$4.22 IQD 6,382

-8.53%

Beef Round Steak (1kg)

$12.03 Rp 215.0K

$15.30 IQD 23.1K

-21.37%

Apples (1kg)

$3.61 Rp 64.5K

$1.28 IQD 1,935

182.03%

Banana (1kg)

$1.51 Rp 27.1K

$1.28 IQD 1,937

17.97%

Oranges (1kg)

$2.32 Rp 41.4K

$1.15 IQD 1,737

101.74%

Tomato (1kg)

$2.00 Rp 35.8K

$0.68 IQD 1,025

194.12%

Potato (1kg)

$1.81 Rp 32.4K

$0.56 IQD 847

223.21%

Onion (1kg)

$2.39 Rp 42.7K

$0.73 IQD 1,096

227.40%

Lettuce (1 head)

$0.99 Rp 17.8K

$0.73 IQD 1,101

35.62%

Water (1.5 liter bottle)

$0.52 Rp 9,373

$0.50 IQD 752

4.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.18 Rp 39.0K

$2.28 IQD 3,444

-4.39%

Wine (Bottle)

$22.98 Rp 410.7K

$11.23 IQD 17.0K

104.63%

Local Beer (0.5 liter bottle)

$2.40 Rp 42.8K

$1.95 IQD 2,949

23.08%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.6K

$1.42 IQD 2,141

111.27%

One-way Ticket (Public Transport)

$0.24 Rp 4,255

$0.60 IQD 902

-60.00%

Public Transport Monthly Pass (Regular Price)

$6.99 Rp 125.0K

$22.68 IQD 34.3K

-69.18%

Taxi Start (Normal Tariff)

$0.44 Rp 7,876

$2.22 IQD 3,361

-80.18%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,582

$2.34 IQD 3,531

-82.05%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 97.4K

$5.50 IQD 8,306

-0.91%

Gasoline (1 liter)

$0.84 Rp 15.1K

$0.69 IQD 1,045

21.74%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.3K Rp 434.8M

$20.9K IQD 31.5M

16.54%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.9K Rp 570.0M

$18.9K IQD 28.6M

68.36%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$100 IQD 151.7K

-19.47%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.58 Rp 117.6K

$11.49 IQD 17.4K

-42.73%

Internet (50+ Mbps, Unlimited Data)

$18.24 Rp 326.1K

$28.04 IQD 42.4K

-34.95%

Gym Membership (Monthly)

$55.1 Rp 985.4K

$39.70 IQD 60.0K

38.87%

Tennis Court (1 Hour on Weekend)

$18.51 Rp 330.9K

$20.09 IQD 30.4K

-7.86%

Cinema Ticket

$4.24 Rp 75.9K

$7.58 IQD 11.5K

-44.06%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$486 Rp 8.7M

$173 IQD 261.0K

181.14%

International Primary School, 1 Child (Yearly)

$5,676 Rp 101.5M

$2,946 IQD 4.5M

92.65%

Jeans (Levis 501 Or Similar)

$45.18 Rp 807.6K

$18.91 IQD 28.6K

138.92%

Summer Dress (H&M, Zara, etc)

$34.57 Rp 617.9K

$25.19 IQD 38.1K

37.24%

Sport Shoes (Adidas, Nike)

$79.2 Rp 1.4M

$43.24 IQD 65.3K

83.05%

Men's Leather Business Shoes

$77.6 Rp 1.4M

$38.64 IQD 58.4K

100.88%

1-bedroom Apartment, City Center (Monthly)

$1,127 Rp 20.1M

$215 IQD 324.7K

424.24%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 12.1M

$175 IQD 264.2K

285.50%

3-bedroom Apartment, City Center (Monthly)

$3,618 Rp 64.7M

$492 IQD 743.9K

634.93%

3-bedroom Apartment, Outside City Center (Monthly)

$1,735 Rp 31.0M

$363 IQD 548.8K

377.59%

Buy Apartment in City Center (m2)

$2,829 Rp 50.6M

$786 IQD 1.2M

259.73%

Buy Apartment Outside City Center (m2)

$2,307 Rp 41.2M

$630 IQD 952.4K

265.97%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$584 IQD 882.1K

-71.62%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.77

138.82%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 5, 2026

Last update for Sulaymaniyah: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$674 49.6%

Sulaymaniyah

$175 22.5% 74.1% $499

Groceries & Markets

Ubud, Bali

$290 21.4%

Sulaymaniyah

$188 24.2% 35% $102

Eating Out

Ubud, Bali

$108 8%

Sulaymaniyah

$123 15.9% 14.2% $15

Clothing & Footwear

Ubud, Bali

$106 7.8%

Sulaymaniyah

$57 7.3% 46.7% $50

Monthly Utilities & Internet

Ubud, Bali

$106 7.8%

Sulaymaniyah

$140 18% 32.4% $34

Sport & Entertainment

Ubud, Bali

$64 4.7%

Sulaymaniyah

$55 7.1% 13.8% $8.8

Getting Around

Ubud, Bali

$11 0.8%

Sulaymaniyah

$39 5% 271% $28

Cost Breakdown

A one-bedroom apartment in the center runs $1,127 in Ubud, Bali and $215 in Sulaymaniyah. Housing cost is often the main lever when comparing two cities.

Sulaymaniyah pays 252% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35.00 in Ubud, Bali vs $23.00 in Sulaymaniyah for a mid-range dinner for two. Groceries echo the gap at $290 vs $188 per month, with Sulaymaniyah cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇮🇶 Sulaymaniyah

🕒 Local time

14:48 2:48 PM

09:48 9:48 AM

5 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

823,199

💱 Currency

Indonesian Rupiah IDR Rp

Iraqi Dinar IQD ع.د

📈 Exchange rate

100,000 IDR = 5.59 USD

100,000 IDR = 4.99 EUR

10,000 IQD = 6.62 USD

10,000 IQD = 5.9 EUR

Exchange rates and currency converter

IQD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 10, 2026: 1 USD = 17,875 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,048 IDR (100,000 IDR = 4.99 EUR).

Iraqi Dinar exchange rates as of October 10, 2026: 1 USD = 1,511 IQD (10,000 IQD = 6.62 USD). 1 EUR = 1,695 IQD (10,000 IQD = 5.9 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Sulaymaniyah 8,780 km ≈ 11 h nonstop flight

From you

Ubud, Bali
Sulaymaniyah

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Sulaymaniyah: Cost of Living - Frequently Asked Questions

Sulaymaniyah is cheaper overall, especially in groceries, clothing, and leisure. The 74% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 252% lower in Sulaymaniyah. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,127 in Ubud, Bali versus $215 in Sulaymaniyah. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Sulaymaniyah – a meal for two runs $23.00 versus $35.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,348 per month in Ubud, Bali versus $773 in Sulaymaniyah – a 74% gap that adds up to real savings over time for anyone picking the cheaper option.

At $773 in Sulaymaniyah versus $1,348 in Ubud, Bali, a $1,500 budget is realistic in Sulaymaniyah but tight or insufficient in Ubud, Bali. The gap between the two cities makes Sulaymaniyah the clear choice for anyone on this budget.

For families, Sulaymaniyah is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Sulaymaniyah are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Sulaymaniyah gentler on the wallet – expenses run 74% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.