🙂Monthly costs for one person with rent: $1,017 in St Francis Bay versus $1,191 in Tbilisi.
🙂Estimated couple costs with rent: $1,580 in St Francis Bay versus $1,856 in Tbilisi.
🙂Monthly costs for a family of three with rent: $2,143 in St Francis Bay versus $2,522 in Tbilisi.
🌍Living in St Francis Bay costs roughly 15% less than in Tbilisi, driven mainly by Monthly Utilities & Internet.
📊Both cities sit below the global median: St Francis Bay24% lower, Tbilisi11% lower.
Currency
🍽 Eating Out
St Francis Bay
Tbilisi
Difference
Meal at Budget Restaurant
$8.64R 142
$10.91₾28.56
-20.81%
Three-Course Dinner for Two, Mid-Range
$33.34R 549
$43.19₾113
-22.81%
Fast Food Meal(McDonalds, etc)
$4.94R 81.4
$8.53₾22.31
-42.09%
Cappuccino
$2.11R 34.73
$2.99₾7.81
-29.43%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.02R 16.86
$0.81₾2.12
25.93%
Water(0.33 liter bottle)
$0.78R 12.78
$0.42₾1.09
85.71%
Local Beer(0.5 liter draught)
$2.31R 37.95
$2.16₾5.65
6.94%
Imported Beer(0.33 liter bottle)
$2.59R 42.62
$2.88₾7.52
-10.07%
🛒 Groceries & Markets
St Francis Bay
Tbilisi
Difference
Milk(1 liter)
$1.14R 18.84
$1.94₾5.08
-41.24%
White Bread(500g)
$1.05R 17.29
$0.68₾1.77
54.41%
Rice(white)(1kg)
$1.57R 25.80
$1.85₾4.83
-15.14%
Eggs
$2.39R 39.32
$2.53₾6.62
-5.53%
Local Cheese(1kg)
$7.92R 130
$7.53₾19.69
5.18%
Chicken Fillets(1kg)
$4.63R 76.3
$6.26₾16.39
-26.04%
Beef Round Steak(1kg)
$6.76R 111
$9.59₾25.09
-29.51%
Apples(1kg)
$1.66R 27.40
$1.16₾3.04
43.10%
Banana(1kg)
$1.52R 25.02
$1.64₾4.29
-7.32%
Oranges(1kg)
$1.48R 24.30
$1.88₾4.93
-21.28%
Tomato(1kg)
$1.65R 27.18
$2.23₾5.84
-26.01%
Potato(1kg)
$1.37R 22.54
$0.70₾1.83
95.71%
Onion(1kg)
$1.22R 20.11
$0.64₾1.68
90.62%
Lettuce(1 head)
$1.09R 17.90
$1.18₾3.09
-7.63%
Water(1.5 liter bottle)
$0.90R 14.74
$0.70₾1.83
28.57%
Cigarettes 20 Pack(Marlboro, Camel)
$2.77R 45.60
$2.97₾7.78
-6.73%
Wine(Bottle)
$4.65R 76.5
$7.43₾19.45
-37.42%
Local Beer(0.5 liter bottle)
$1.34R 22.05
$1.54₾4.03
-12.99%
Imported Beer(0.33 liter bottle)
$1.72R 28.35
$2.28₾5.98
-24.56%
🚌 Getting Around
St Francis Bay
Tbilisi
Difference
One-way Ticket(Public Transport)
$1.67R 27.54
$0.36₾0.93
363.89%
Public Transport Monthly Pass(Regular Price)
-
$14.73₾38.54
-
Taxi Start(Normal Tariff)
$1.09R 18.00
$1.42₾3.71
-23.24%
Taxi(Normal Tariff)(1km)
$0.91R 14.97
$0.69₾1.81
31.88%
Taxi 1hour Waiting(Normal Tariff)
$3.98R 65.6
$7.27₾19.02
-45.25%
Gasoline(1 liter)
$1.27R 20.97
$1.09₾2.86
16.51%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.6KR 356.2K
$18.3K₾47.9K
18.09%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.4KR 385.8K
$20.5K₾53.6K
14.42%
🧾 Monthly Utilities & Internet
St Francis Bay
Tbilisi
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$118R 1,944
$74.4₾195
58.84%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$34.99R 576
$11.71₾30.63
198.80%
Internet(50+ Mbps, Unlimited Data)
$41.92R 690
$17.60₾46.06
138.18%
🎉 Sport & Entertainment
St Francis Bay
Tbilisi
Difference
Gym Membership(Monthly)
$30.80R 507
$60.3₾158
-48.90%
Tennis Court(1 Hour on Weekend)
$10.99R 181
$16.29₾42.63
-32.54%
Cinema Ticket
$6.55R 108
$6.51₾17.03
0.61%
🧸 Childcare & Education
St Francis Bay
Tbilisi
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$195R 3,203
$269₾704
-27.69%
International Primary School, 1 Child(Yearly)
$4,292R 70.7K
$5,154₾13.5K
-16.74%
👕👟 Clothing & Footwear
St Francis Bay
Tbilisi
Difference
Jeans(Levis 501 Or Similar)
$51.0R 839
$77.1₾202
-33.91%
Summer Dress(H&M, Zara, etc)
$31.75R 523
$43.48₾114
-26.98%
Sport Shoes(Adidas, Nike)
$89.4R 1,472
$118₾310
-24.45%
Men's Leather Business Shoes
$79.5R 1,309
$113₾295
-29.49%
🏠 Accommodation & Living
St Francis Bay
Tbilisi
Difference
1-bedroom Apartment, City Center(Monthly)
$360R 5,923
$709₾1,856
-49.27%
1-bedroom Apartment, Outside City Center(Monthly)
$339R 5,580
$465₾1,215
-27.03%
3-bedroom Apartment, City Center(Monthly)
$682R 11.2K
$1,316₾3,442
-48.14%
3-bedroom Apartment, Outside City Center(Monthly)
$693R 11.4K
$767₾2,007
-9.69%
Buy Apartment in City Center(m2)
$755R 12.4K
$2,492₾6,522
-69.71%
Buy Apartment Outside City Center(m2)
$645R 10.6K
$1,442₾3,773
-55.30%
💵 Salaries & Financials
St Francis Bay
Tbilisi
Difference
Average Monthly Net Salary(After Tax)
-
$663₾1,735
-
20-Year Fixed Mortgage Interest Rate(Annual %)
11.51
11.89
-3.20%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for St Francis Bay: July 26, 2026
Last update for Tbilisi: July 25, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $360 in St Francis Bay and $709 in Tbilisi. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $33.00 in St Francis Bay vs $43.00 in Tbilisi for a mid-range dinner for two. Groceries echo the gap at $178 vs $204 per month, with St Francis Bay cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
St Francis Bay vs Tbilisi: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in St Francis Bay and in Tbilisi?
St Francis Bay and Tbilisi differ by about 17% in total monthly costs ($1,017 vs $1,191 including rent). St Francis Bay is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
What salary covers living expenses in St Francis Bay compared to Tbilisi?
You'd need roughly $1,525 in St Francis Bay and $1,787 in Tbilisi to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How do apartment prices compare in St Francis Bay and in Tbilisi?
Rent for a central apartment: $360 in St Francis Bay versus $709 in Tbilisi. Housing is usually the single largest factor when comparing overall living costs between the two.
What is the difference in childcare costs between St Francis Bay and Tbilisi?
Childcare runs $195 in St Francis Bay versus $269 in Tbilisi. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city has cheaper restaurants?
Dining out is cheaper in St Francis Bay – a meal for two runs $33.00 versus $43.00 in Tbilisi. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more doable on $2,000 per month?
At $1,017 in St Francis Bay versus $1,191 in Tbilisi, a $2,000 budget is realistic in St Francis Bay but tight or insufficient in Tbilisi. The gap between the two cities makes St Francis Bay the clear choice for anyone on this budget.
How does quality of life compare between St Francis Bay and Tbilisi?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is St Francis Bay or Tbilisi safer for residents?
Safety-wise, St Francis Bay and Tbilisi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: St Francis Bay or Tbilisi?
Expats usually find St Francis Bay gentler on the wallet – expenses run 17% less than in Tbilisi. Beyond cost, consider language, visa policies, and how big the international community is in each city.
St Francis Bay vs other spots: cost of living compared