πMonthly costs for one person with rent: $998 in St Francis Bay versus $1,178 in Tbilisi.
πEstimated couple costs with rent: $1,553 in St Francis Bay versus $1,848 in Tbilisi.
πMonthly costs for a family of three with rent: $2,108 in St Francis Bay versus $2,518 in Tbilisi.
πLiving in St Francis Bay costs roughly 15% less than in Tbilisi, driven mainly by Monthly Utilities & Internet.
πBoth cities sit below the global median: St Francis Bay25% lower, Tbilisi12% lower.
Currency
π½ Eating Out
St Francis Bay
Tbilisi
Difference
Meal at Budget Restaurant
$8.45RΒ 137
$11.09βΎ29.35
-23.81%
Three-Course Dinner for Two, Mid-Range
$33.78RΒ 547
$43.24βΎ114
-21.88%
Fast Food Meal(McDonalds, etc)
$4.94RΒ 80.0
$8.55βΎ22.63
-42.22%
Cappuccino
$2.05RΒ 33.11
$2.97βΎ7.86
-30.98%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.00RΒ 16.13
$0.76βΎ2.01
31.58%
Water(0.33 liter bottle)
$0.77RΒ 12.42
$0.46βΎ1.22
67.39%
Local Beer(0.5 liter draught)
$2.20RΒ 35.56
$2.22βΎ5.88
-0.90%
Imported Beer(0.33 liter bottle)
$2.46RΒ 39.87
$2.92βΎ7.73
-15.75%
π Groceries & Markets
St Francis Bay
Tbilisi
Difference
Milk(1 liter)
$1.15RΒ 18.57
$1.97βΎ5.21
-41.62%
White Bread(500g)
$1.01RΒ 16.35
$0.73βΎ1.94
38.36%
Rice(white)(1kg)
$1.62RΒ 26.17
$1.82βΎ4.81
-10.99%
Eggs
$2.39RΒ 38.61
$2.49βΎ6.60
-4.02%
Local Cheese(1kg)
$7.91RΒ 128
$7.66βΎ20.27
3.26%
Chicken Fillets(1kg)
$4.54RΒ 73.5
$6.27βΎ16.59
-27.59%
Beef Round Steak(1kg)
$6.73RΒ 109
$9.50βΎ25.14
-29.16%
Apples(1kg)
$1.66RΒ 26.93
$1.23βΎ3.24
34.96%
Banana(1kg)
$1.49RΒ 24.08
$1.64βΎ4.33
-9.15%
Oranges(1kg)
$1.55RΒ 25.12
$1.87βΎ4.95
-17.11%
Tomato(1kg)
$1.62RΒ 26.30
$2.27βΎ6.02
-28.63%
Potato(1kg)
$1.36RΒ 21.95
$0.67βΎ1.77
102.99%
Onion(1kg)
$1.19RΒ 19.30
$0.67βΎ1.79
77.61%
Lettuce(1 head)
$1.04RΒ 16.83
$1.22βΎ3.23
-14.75%
Water(1.5 liter bottle)
$0.98RΒ 15.84
$0.70βΎ1.85
40.00%
Cigarettes 20 Pack(Marlboro, Camel)
$2.74RΒ 44.35
$2.92βΎ7.73
-6.16%
Wine(Bottle)
$4.88RΒ 78.9
$7.72βΎ20.42
-36.79%
Local Beer(0.5 liter bottle)
$1.39RΒ 22.46
$1.55βΎ4.09
-10.32%
Imported Beer(0.33 liter bottle)
$1.70RΒ 27.54
$2.22βΎ5.86
-23.42%
π Getting Around
St Francis Bay
Tbilisi
Difference
One-way Ticket(Public Transport)
$1.63RΒ 26.32
$0.39βΎ1.02
317.95%
Public Transport Monthly Pass(Regular Price)
-
$14.67βΎ38.81
-
Taxi Start(Normal Tariff)
$1.10RΒ 17.74
$1.44βΎ3.82
-23.61%
Taxi(Normal Tariff)(1km)
$0.95RΒ 15.30
$0.69βΎ1.81
37.68%
Taxi 1hour Waiting(Normal Tariff)
$3.99RΒ 64.5
$7.37βΎ19.52
-45.86%
Gasoline(1 liter)
$1.23RΒ 19.85
$1.14βΎ3.03
7.89%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.2KRΒ 343.1K
$18.2KβΎ48.1K
16.70%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.4KRΒ 379.0K
$20.4KβΎ54.1K
14.55%
π§Ύ Monthly Utilities & Internet
St Francis Bay
Tbilisi
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$119RΒ 1,923
$73.6βΎ195
61.33%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$34.92RΒ 565
$11.64βΎ30.80
200.00%
Internet(50+ Mbps, Unlimited Data)
$41.87RΒ 678
$17.63βΎ46.65
137.49%
π Sport & Entertainment
St Francis Bay
Tbilisi
Difference
Gym Membership(Monthly)
$31.58RΒ 511
$61.4βΎ162
-48.53%
Tennis Court(1 Hour on Weekend)
$11.15RΒ 181
$16.85βΎ44.59
-33.83%
Cinema Ticket
$6.77RΒ 110
$6.69βΎ17.71
1.20%
π§Έ Childcare & Education
St Francis Bay
Tbilisi
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$197RΒ 3,190
$264βΎ699
-25.37%
International Primary School, 1 Child(Yearly)
$4,385RΒ 71.0K
$5,169βΎ13.7K
-15.17%
ππ Clothing & Footwear
St Francis Bay
Tbilisi
Difference
Jeans(Levis 501 Or Similar)
$49.51RΒ 801
$75.1βΎ199
-34.08%
Summer Dress(H&M, Zara, etc)
$32.00RΒ 518
$43.26βΎ114
-26.03%
Sport Shoes(Adidas, Nike)
$90.2RΒ 1,460
$118βΎ311
-23.27%
Men's Leather Business Shoes
$78.8RΒ 1,275
$111βΎ295
-29.31%
π Accommodation & Living
St Francis Bay
Tbilisi
Difference
1-bedroom Apartment, City Center(Monthly)
$361RΒ 5,851
$706βΎ1,868
-48.78%
1-bedroom Apartment, Outside City Center(Monthly)
$334RΒ 5,406
$461βΎ1,221
-27.61%
3-bedroom Apartment, City Center(Monthly)
$697RΒ 11.3K
$1,318βΎ3,488
-47.12%
3-bedroom Apartment, Outside City Center(Monthly)
$678RΒ 11.0K
$781βΎ2,066
-13.16%
Buy Apartment in City Center(m2)
$837RΒ 13.6K
$2,463βΎ6,517
-66.00%
Buy Apartment Outside City Center(m2)
$728RΒ 11.8K
$1,409βΎ3,727
-48.30%
π΅ Salaries & Financials
St Francis Bay
Tbilisi
Difference
Average Monthly Net Salary(After Tax)
-
$672βΎ1,779
-
20-Year Fixed Mortgage Interest Rate(Annual %)
11.51
11.89
-3.20%
CityCost data is based on AI and user input β minor inaccuracies may occur.
Last update for St Francis Bay: June 16, 2026
Last update for Tbilisi: June 14, 2026
Cost Breakdown
π A one-bedroom apartment in the center runs $361 in St Francis Bay and $706 in Tbilisi. Housing cost is often the main lever when comparing two cities.
πDining out: $34.00 in St Francis Bay vs $43.00 in Tbilisi for a mid-range dinner for two. Groceries echo the gap at $178 vs $206 per month, with St Francis Bay cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
St Francis Bay vs Tbilisi: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in St Francis Bay and Tbilisi?
St Francis Bay and Tbilisi differ by about 18% in total monthly costs ($998 vs $1,178 including rent). St Francis Bay is meaningfully more affordable β a gap that matters a lot on a fixed or modest income.
What salary covers living expenses in St Francis Bay compared to Tbilisi?
You'd need roughly $1,496 in St Francis Bay and $1,767 in Tbilisi to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How do apartment prices compare in St Francis Bay and Tbilisi?
Rent for a central apartment: $361 in St Francis Bay versus $706 in Tbilisi. Housing is usually the single largest factor when comparing overall living costs between the two.
What is the difference in childcare costs between St Francis Bay and Tbilisi?
Childcare runs $197 in St Francis Bay versus $264 in Tbilisi. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city has cheaper restaurants?
Dining out is cheaper in St Francis Bay β a meal for two runs $34.00 versus $43.00 in Tbilisi. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more doable on $2,000 per month?
At $998 in St Francis Bay versus $1,178 in Tbilisi, a $2,000 budget is realistic in St Francis Bay but tight or insufficient in Tbilisi. The gap between the two cities makes St Francis Bay the clear choice for anyone on this budget.
How does quality of life compare between St Francis Bay and Tbilisi?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better β the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is St Francis Bay or Tbilisi safer for residents?
Safety-wise, St Francis Bay and Tbilisi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: St Francis Bay or Tbilisi?
Expats usually find St Francis Bay gentler on the wallet β expenses run 18% less than in Tbilisi. Beyond cost, consider language, visa policies, and how big the international community is in each city.
St Francis Bay vs other spots: cost of living compared