🙂Monthly costs for one person with rent: $1,003 in St Francis Bay versus $1,185 in Tbilisi.
🙂Estimated couple costs with rent: $1,569 in St Francis Bay versus $1,834 in Tbilisi.
🙂Monthly costs for a family of three with rent: $2,134 in St Francis Bay versus $2,483 in Tbilisi.
🙂Living in St Francis Bay costs roughly 15% less than in Tbilisi, driven mainly by Monthly Utilities & Internet.
📊Both cities sit below the global median: St Francis Bay25% lower, Tbilisi12% lower.
Currency
🍽 Eating Out
St Francis Bay
Tbilisi
Difference
Meal at Budget Restaurant
$8.29R 139
$11.15₾30.00
-25.65%
Three-Course Dinner for Two, Mid-Range
$33.26R 558
$43.13₾116
-22.88%
Fast Food Meal(McDonalds, etc)
$4.80R 80.5
$8.22₾22.11
-41.61%
Cappuccino
$2.06R 34.54
$3.13₾8.42
-34.19%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.04R 17.37
$0.74₾2.00
40.54%
Water(0.33 liter bottle)
$0.81R 13.57
$0.45₾1.22
80.00%
Local Beer(0.5 liter draught)
$2.30R 38.58
$2.13₾5.74
7.98%
Imported Beer(0.33 liter bottle)
$2.46R 41.33
$2.99₾8.06
-17.73%
🛒 Groceries & Markets
St Francis Bay
Tbilisi
Difference
Milk(1 liter)
$1.12R 18.78
$1.89₾5.09
-40.74%
White Bread(500g)
$1.05R 17.63
$0.73₾1.97
43.84%
Rice(white)(1kg)
$1.64R 27.44
$1.85₾4.98
-11.35%
Eggs
$2.39R 40.13
$2.45₾6.58
-2.45%
Local Cheese(1kg)
$7.87R 132
$7.85₾21.12
0.25%
Chicken Fillets(1kg)
$4.61R 77.4
$6.25₾16.82
-26.24%
Beef Round Steak(1kg)
$6.88R 115
$9.77₾26.28
-29.58%
Apples(1kg)
$1.65R 27.74
$1.21₾3.26
36.36%
Banana(1kg)
$1.51R 25.37
$1.59₾4.28
-5.03%
Oranges(1kg)
$1.55R 25.94
$1.79₾4.81
-13.41%
Tomato(1kg)
$1.59R 26.68
$2.32₾6.25
-31.47%
Potato(1kg)
$1.36R 22.81
$0.71₾1.91
91.55%
Onion(1kg)
$1.22R 20.53
$0.67₾1.81
82.09%
Lettuce(1 head)
$1.05R 17.56
$1.18₾3.16
-11.02%
Water(1.5 liter bottle)
$0.98R 16.51
$0.71₾1.92
38.03%
Cigarettes 20 Pack(Marlboro, Camel)
$2.76R 46.36
$2.92₾7.85
-5.48%
Wine(Bottle)
$4.86R 81.5
$7.25₾19.50
-32.97%
Local Beer(0.5 liter bottle)
$1.34R 22.43
$1.55₾4.17
-13.55%
Imported Beer(0.33 liter bottle)
$1.66R 27.91
$2.31₾6.21
-28.14%
🚌 Getting Around
St Francis Bay
Tbilisi
Difference
One-way Ticket(Public Transport)
$1.69R 28.34
$0.38₾1.03
344.74%
Public Transport Monthly Pass(Regular Price)
-
$14.81₾39.83
-
Taxi Start(Normal Tariff)
$1.13R 19.02
$1.48₾3.98
-23.65%
Taxi(Normal Tariff)(1km)
$0.96R 16.17
$0.69₾1.86
39.13%
Taxi 1hour Waiting(Normal Tariff)
$4.14R 69.4
$7.45₾20.05
-44.43%
Gasoline(1 liter)
$1.28R 21.52
$1.15₾3.10
11.30%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.6KR 362.8K
$18.0K₾48.4K
20.13%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.4KR 393.0K
$19.8K₾53.4K
18.16%
🧾 Monthly Utilities & Internet
St Francis Bay
Tbilisi
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$119R 1,998
$73.4₾198
62.23%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$35.75R 600
$11.64₾31.32
207.13%
Internet(50+ Mbps, Unlimited Data)
$41.17R 690
$17.77₾47.79
131.68%
🎉 Sport & Entertainment
St Francis Bay
Tbilisi
Difference
Gym Membership(Monthly)
$30.49R 511
$60.6₾163
-49.66%
Tennis Court(1 Hour on Weekend)
$11.03R 185
$16.44₾44.21
-32.91%
Cinema Ticket
$6.61R 111
$6.51₾17.52
1.54%
🧸 Childcare & Education
St Francis Bay
Tbilisi
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$193R 3,243
$263₾707
-26.37%
International Primary School, 1 Child(Yearly)
$4,310R 72.3K
$5,136₾13.8K
-16.08%
👕👟 Clothing & Footwear
St Francis Bay
Tbilisi
Difference
Jeans(Levis 501 Or Similar)
$49.76R 835
$77.7₾209
-35.96%
Summer Dress(H&M, Zara, etc)
$31.85R 534
$44.39₾119
-28.25%
Sport Shoes(Adidas, Nike)
$88.8R 1,489
$118₾317
-24.54%
Men's Leather Business Shoes
$79.7R 1,336
$114₾307
-30.19%
🏠 Accommodation & Living
St Francis Bay
Tbilisi
Difference
1-bedroom Apartment, City Center(Monthly)
$367R 6,147
$693₾1,865
-47.12%
1-bedroom Apartment, Outside City Center(Monthly)
$336R 5,636
$462₾1,244
-27.32%
3-bedroom Apartment, City Center(Monthly)
$685R 11.5K
$1,337₾3,597
-48.79%
3-bedroom Apartment, Outside City Center(Monthly)
$702R 11.8K
$779₾2,096
-9.85%
Buy Apartment in City Center(m2)
$673R 11.3K
$2,530₾6,805
-73.40%
Buy Apartment Outside City Center(m2)
$590R 9,895
$1,430₾3,847
-58.74%
💵 Salaries & Financials
St Francis Bay
Tbilisi
Difference
Average Monthly Net Salary(After Tax)
-
$633₾1,702
-
20-Year Fixed Mortgage Interest Rate(Annual %)
11.51
11.89
-3.20%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for St Francis Bay: April 28, 2026
Last update for Tbilisi: April 26, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $367 in St Francis Bay and $693 in Tbilisi. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $33.00 in St Francis Bay vs $43.00 in Tbilisi for a mid-range dinner for two. Groceries echo the gap at $179 vs $206 per month, with St Francis Bay cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
St Francis Bay vs Tbilisi: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in St Francis Bay and Tbilisi?
St Francis Bay and Tbilisi differ by about 18% in total monthly costs ($1,003 vs $1,185 including rent). St Francis Bay is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
What salary covers living expenses in St Francis Bay compared to Tbilisi?
You'd need roughly $1,505 in St Francis Bay and $1,777 in Tbilisi to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How do apartment prices compare in St Francis Bay and Tbilisi?
Rent for a central apartment: $367 in St Francis Bay versus $693 in Tbilisi. Housing is usually the single largest factor when comparing overall living costs between the two.
What is the difference in childcare costs between St Francis Bay and Tbilisi?
Childcare runs $193 in St Francis Bay versus $263 in Tbilisi. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city has cheaper restaurants?
Dining out is cheaper in St Francis Bay – a meal for two runs $33.00 versus $43.00 in Tbilisi. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more doable on $2,000 per month?
At $1,003 in St Francis Bay versus $1,185 in Tbilisi, a $2,000 budget is realistic in St Francis Bay but tight or insufficient in Tbilisi. The gap between the two cities makes St Francis Bay the clear choice for anyone on this budget.
How does quality of life compare between St Francis Bay and Tbilisi?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is St Francis Bay or Tbilisi safer for residents?
Safety-wise, St Francis Bay and Tbilisi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: St Francis Bay or Tbilisi?
Expats usually find St Francis Bay gentler on the wallet – expenses run 18% less than in Tbilisi. Beyond cost, consider language, visa policies, and how big the international community is in each city.
St Francis Bay vs other spots: cost of living compared