🙂Monthly costs for one person with rent: $1,052 in St Francis Bay versus $1,247 in Tbilisi.
🙂Estimated couple costs with rent: $1,736 in St Francis Bay versus $2,025 in Tbilisi.
🙂Monthly costs for a family of three with rent: $2,421 in St Francis Bay versus $2,803 in Tbilisi.
🌍Living in St Francis Bay costs roughly 16% less than in Tbilisi, driven mainly by Monthly Utilities & Internet.
📊Both cities sit below the global median: St Francis Bay23% lower, Tbilisi9% lower.
Currency
🍽 Eating Out
St Francis Bay
Tbilisi
Difference
Meal at Budget Restaurant
$11.21R 182
$11.33₾29.44
-1.06%
Three-Course Dinner for Two, Mid-Range
$43.44R 706
$38.71₾101
12.22%
Fast Food Meal(McDonalds, etc)
$3.69R 59.9
$9.52₾24.72
-61.24%
Cappuccino
$2.13R 34.63
$3.41₾8.85
-37.54%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.10R 17.81
$1.04₾2.71
5.77%
Water(0.33 liter bottle)
$0.79R 12.85
$0.64₾1.66
23.44%
Local Beer(0.5 liter draught)
$2.14R 34.83
$2.61₾6.79
-18.01%
Imported Beer(0.33 liter bottle)
$1.86R 30.23
$3.24₾8.43
-42.59%
🛒 Groceries & Markets
St Francis Bay
Tbilisi
Difference
Milk(1 liter)
$0.92R 14.88
$2.17₾5.65
-57.60%
White Bread(500g)
$1.08R 17.56
$0.74₾1.92
45.95%
Rice(white)(1kg)
$1.55R 25.21
$1.71₾4.45
-9.36%
Eggs
$2.87R 46.62
$2.83₾7.36
1.41%
Local Cheese(1kg)
$7.56R 123
$9.22₾23.94
-18.00%
Chicken Fillets(1kg)
$5.49R 89.1
$6.76₾17.55
-18.79%
Beef Round Steak(1kg)
$8.90R 145
$12.77₾33.16
-30.31%
Apples(1kg)
$2.19R 35.58
$1.64₾4.26
33.54%
Banana(1kg)
$1.60R 26.03
$1.77₾4.60
-9.60%
Oranges(1kg)
$1.74R 28.34
$1.87₾4.85
-6.95%
Tomato(1kg)
$1.80R 29.24
$2.44₾6.34
-26.23%
Potato(1kg)
$1.74R 28.21
$0.87₾2.25
100.00%
Onion(1kg)
$1.44R 23.35
$0.65₾1.70
121.54%
Lettuce(1 head)
$1.30R 21.08
$1.40₾3.63
-7.14%
Water(1.5 liter bottle)
$1.01R 16.42
$0.74₾1.93
36.49%
Cigarettes 20 Pack(Marlboro, Camel)
$3.28R 53.2
$3.41₾8.86
-3.81%
Wine(Bottle)
$5.04R 81.8
$7.60₾19.75
-33.68%
Local Beer(0.5 liter bottle)
$1.27R 20.70
$1.70₾4.41
-25.29%
Imported Beer(0.33 liter bottle)
$1.81R 29.47
$2.38₾6.19
-23.95%
🚌 Getting Around
St Francis Bay
Tbilisi
Difference
One-way Ticket(Public Transport)
$1.59R 25.79
$0.36₾0.94
341.67%
Public Transport Monthly Pass(Regular Price)
-
$15.24₾39.59
-
Taxi Start(Normal Tariff)
$0.61R 9.88
$1.18₾3.07
-48.31%
Taxi(Normal Tariff)(1km)
$0.51R 8.33
$0.76₾1.97
-32.89%
Taxi 1hour Waiting(Normal Tariff)
$8.50R 138
$11.34₾29.46
-25.04%
Gasoline(1 liter)
$1.36R 22.15
$1.33₾3.46
2.26%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.1KR 342.6K
$24.7K₾64.2K
-14.70%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$35.1KR 570.9K
$22.0K₾57.2K
59.55%
🧾 Monthly Utilities & Internet
St Francis Bay
Tbilisi
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$62.8R 1,021
$88.9₾231
-29.30%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$35.85R 582
$13.33₾34.62
168.94%
Internet(50+ Mbps, Unlimited Data)
$44.63R 725
$20.12₾52.3
121.82%
🎉 Sport & Entertainment
St Francis Bay
Tbilisi
Difference
Gym Membership(Monthly)
$33.06R 537
$68.7₾178
-51.86%
Tennis Court(1 Hour on Weekend)
$12.37R 201
$18.09₾46.99
-31.62%
Cinema Ticket
$9.20R 149
$6.72₾17.45
36.90%
🧸 Childcare & Education
St Francis Bay
Tbilisi
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$183R 2,972
$374₾970
-51.04%
International Primary School, 1 Child(Yearly)
$6,461R 105.0K
$10.7K₾27.8K
-39.60%
👕👟 Clothing & Footwear
St Francis Bay
Tbilisi
Difference
Jeans(Levis 501 Or Similar)
$73.2R 1,189
$101₾263
-27.71%
Summer Dress(H&M, Zara, etc)
$38.76R 630
$39.33₾102
-1.45%
Sport Shoes(Adidas, Nike)
$117R 1,893
$118₾305
-0.84%
Men's Leather Business Shoes
$98.1R 1,593
$122₾318
-19.82%
🏠 Accommodation & Living
St Francis Bay
Tbilisi
Difference
1-bedroom Apartment, City Center(Monthly)
$434R 7,054
$682₾1,772
-36.36%
1-bedroom Apartment, Outside City Center(Monthly)
$368R 5,982
$456₾1,186
-19.34%
3-bedroom Apartment, City Center(Monthly)
$815R 13.2K
$1,303₾3,384
-37.43%
3-bedroom Apartment, Outside City Center(Monthly)
$788R 12.8K
$899₾2,336
-12.37%
Buy Apartment in City Center(m2)
$909R 14.8K
$2,449₾6,363
-62.88%
Buy Apartment Outside City Center(m2)
$696R 11.3K
$1,452₾3,773
-52.05%
💵 Salaries & Financials
St Francis Bay
Tbilisi
Difference
Average Monthly Net Salary(After Tax)
-
$652₾1,694
-
20-Year Fixed Mortgage Interest Rate(Annual %)
11.94
12.62
-5.39%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for St Francis Bay: September 13, 2026
Last update for Tbilisi: September 13, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $434 in St Francis Bay and $682 in Tbilisi. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $43.00 in St Francis Bay vs $39.00 in Tbilisi. Groceries flip the comparison at $196 vs $232, with St Francis Bay cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
St Francis Bay vs Tbilisi: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in St Francis Bay and in Tbilisi?
St Francis Bay and Tbilisi differ by about 19% in total monthly costs ($1,052 vs $1,247 including rent). St Francis Bay is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
What salary covers living expenses in St Francis Bay compared to Tbilisi?
You'd need roughly $1,578 in St Francis Bay and $1,870 in Tbilisi to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How do apartment prices compare in St Francis Bay and in Tbilisi?
Rent for a central apartment: $434 in St Francis Bay versus $682 in Tbilisi. Housing is usually the single largest factor when comparing overall living costs between the two.
What is the difference in childcare costs between St Francis Bay and Tbilisi?
Childcare runs $183 in St Francis Bay versus $374 in Tbilisi. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city has cheaper restaurants?
Dining out is cheaper in St Francis Bay – a meal for two runs $43.00 versus $39.00 in Tbilisi. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more doable on $2,000 per month?
At $1,052 in St Francis Bay versus $1,247 in Tbilisi, a $2,000 budget is realistic in St Francis Bay but tight or insufficient in Tbilisi. The gap between the two cities makes St Francis Bay the clear choice for anyone on this budget.
How does quality of life compare between St Francis Bay and Tbilisi?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is St Francis Bay or Tbilisi safer for residents?
Safety-wise, St Francis Bay and Tbilisi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: St Francis Bay or Tbilisi?
Expats usually find St Francis Bay gentler on the wallet – expenses run 19% less than in Tbilisi. Beyond cost, consider language, visa policies, and how big the international community is in each city.
St Francis Bay vs other spots: cost of living compared