🙂A single person spends $1,052 per month in St Francis Bay vs $1,377 in Pretoria, rent included.
🙂A couple spends around $1,736 per month in St Francis Bay vs $2,061 in Pretoria, rent included.
🙂A family of three spends $2,421 per month in St Francis Bay vs $2,745 in Pretoria, rent included.
🙂St Francis Bay is about 24% cheaper than Pretoria, driven mainly by Getting Around.
📊St Francis Bay sits 23% below the global median, while Pretoria is 1% above – they fall on opposite sides of the world average.
Currency
🍽 Eating Out
St Francis Bay
Pretoria
Difference
Meal at Budget Restaurant
$11.21R 182
$9.30R 151
20.54%
Three-Course Dinner for Two, Mid-Range
$43.44R 706
$38.02R 618
14.26%
Fast Food Meal(McDonalds, etc)
$3.69R 59.9
$5.71R 92.7
-35.38%
Cappuccino
$2.13R 34.63
$2.35R 38.25
-9.36%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.10R 17.81
$1.06R 17.21
3.77%
Water(0.33 liter bottle)
$0.79R 12.85
$0.88R 14.33
-10.23%
Local Beer(0.5 liter draught)
$2.14R 34.83
$2.65R 43.10
-19.25%
Imported Beer(0.33 liter bottle)
$1.86R 30.23
$3.18R 51.7
-41.51%
🛒 Groceries & Markets
St Francis Bay
Pretoria
Difference
Milk(1 liter)
$0.92R 14.88
$1.23R 20.02
-25.20%
White Bread(500g)
$1.08R 17.56
$1.16R 18.77
-6.90%
Rice(white)(1kg)
$1.55R 25.21
$1.85R 29.99
-16.22%
Eggs
$2.87R 46.62
$2.54R 41.32
12.99%
Local Cheese(1kg)
$7.56R 123
$8.48R 138
-10.85%
Chicken Fillets(1kg)
$5.49R 89.1
$5.07R 82.3
8.28%
Beef Round Steak(1kg)
$8.90R 145
$7.24R 118
22.93%
Apples(1kg)
$2.19R 35.58
$1.87R 30.40
17.11%
Banana(1kg)
$1.60R 26.03
$1.63R 26.48
-1.84%
Oranges(1kg)
$1.74R 28.34
$1.83R 29.80
-4.92%
Tomato(1kg)
$1.80R 29.24
$1.65R 26.83
9.09%
Potato(1kg)
$1.74R 28.21
$1.19R 19.25
46.22%
Onion(1kg)
$1.44R 23.35
$1.23R 20.04
17.07%
Lettuce(1 head)
$1.30R 21.08
$1.24R 20.11
4.84%
Water(1.5 liter bottle)
$1.01R 16.42
$1.36R 22.10
-25.74%
Cigarettes 20 Pack(Marlboro, Camel)
$3.28R 53.2
$3.27R 53.1
0.31%
Wine(Bottle)
$5.04R 81.8
$5.03R 81.7
0.20%
Local Beer(0.5 liter bottle)
$1.27R 20.70
$1.54R 25.01
-17.53%
Imported Beer(0.33 liter bottle)
$1.81R 29.47
$1.92R 31.25
-5.73%
🚌 Getting Around
St Francis Bay
Pretoria
Difference
One-way Ticket(Public Transport)
$1.59R 25.79
$4.80R 77.9
-66.88%
Public Transport Monthly Pass(Regular Price)
-
$179R 2,900
-
Taxi Start(Normal Tariff)
$0.61R 9.88
$0.32R 5.27
90.62%
Taxi(Normal Tariff)(1km)
$0.51R 8.33
$0.78R 12.64
-34.62%
Taxi 1hour Waiting(Normal Tariff)
$8.50R 138
$14.56R 237
-41.62%
Gasoline(1 liter)
$1.36R 22.15
$1.47R 23.94
-7.48%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.1KR 342.6K
$36.5KR 593.6K
-42.29%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$35.1KR 570.9K
$34.0KR 552.4K
3.36%
🧾 Monthly Utilities & Internet
St Francis Bay
Pretoria
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$62.8R 1,021
$155R 2,513
-59.39%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$35.85R 582
$37.47R 609
-4.32%
Internet(50+ Mbps, Unlimited Data)
$44.63R 725
$37.79R 614
18.10%
🎉 Sport & Entertainment
St Francis Bay
Pretoria
Difference
Gym Membership(Monthly)
$33.06R 537
$31.74R 516
4.16%
Tennis Court(1 Hour on Weekend)
$12.37R 201
$10.81R 176
14.43%
Cinema Ticket
$9.20R 149
$7.41R 120
24.16%
🧸 Childcare & Education
St Francis Bay
Pretoria
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$183R 2,972
$263R 4,277
-30.52%
International Primary School, 1 Child(Yearly)
$6,461R 105.0K
$8,086R 131.4K
-20.09%
👕👟 Clothing & Footwear
St Francis Bay
Pretoria
Difference
Jeans(Levis 501 Or Similar)
$73.2R 1,189
$54.4R 884
34.49%
Summer Dress(H&M, Zara, etc)
$38.76R 630
$32.97R 536
17.56%
Sport Shoes(Adidas, Nike)
$117R 1,893
$93.1R 1,513
25.14%
Men's Leather Business Shoes
$98.1R 1,593
$86.2R 1,400
13.81%
🏠 Accommodation & Living
St Francis Bay
Pretoria
Difference
1-bedroom Apartment, City Center(Monthly)
$434R 7,054
$471R 7,645
-7.74%
1-bedroom Apartment, Outside City Center(Monthly)
$368R 5,982
$418R 6,785
-11.83%
3-bedroom Apartment, City Center(Monthly)
$815R 13.2K
$1,007R 16.4K
-19.06%
3-bedroom Apartment, Outside City Center(Monthly)
$788R 12.8K
$763R 12.4K
3.30%
Buy Apartment in City Center(m2)
$909R 14.8K
$900R 14.6K
1.06%
Buy Apartment Outside City Center(m2)
$696R 11.3K
$713R 11.6K
-2.28%
💵 Salaries & Financials
St Francis Bay
Pretoria
Difference
Average Monthly Net Salary(After Tax)
-
$1,447R 23.5K
-
20-Year Fixed Mortgage Interest Rate(Annual %)
11.94
11.34
5.29%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for St Francis Bay: September 13, 2026
Last update for Pretoria: September 14, 2026
Cost Breakdown
🏠A central one-bedroom costs $434 in St Francis Bay versus $471 in Pretoria. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
🛒A mid-range dinner for two costs $43.00 in St Francis Bay versus $38.00 in Pretoria. Groceries tell a different story – $196 in St Francis Bay vs $198 in Pretoria – so St Francis Bay wins on supermarket bills even if dining out costs more.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
St Francis Bay vs Pretoria: Cost of Living - Frequently Asked Questions
Is Pretoria cheaper than St Francis Bay?
Yes – Pretoria is pricier by about 31%, and the gap shows up most in Getting Around. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,578 per month in St Francis Bay and $2,066 in Pretoria. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in St Francis Bay, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in St Francis Bay and in Pretoria?
Monthly expenses with rent come to $1,052 in St Francis Bay and $1,377 in Pretoria. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper kindergarten?
Kindergarten costs $183 per month in St Francis Bay and $263 in Pretoria. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $2,000 a realistic budget for living in St Francis Bay or in Pretoria?
A $2,000 monthly budget goes further in St Francis Bay, where all-in costs run around $1,052, than in Pretoria at $1,377. In St Francis Bay it covers expenses comfortably, while in Pretoria it requires careful planning or may not stretch far enough.
Is St Francis Bay or Pretoria more family-friendly?
Families tend to lean toward St Francis Bay – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, St Francis Bay or Pretoria?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with St Francis Bay. If higher salaries, better infrastructure, or specific career opportunities are the priority, Pretoria makes more sense. Both are solid long-term options with distinct trade-offs.
St Francis Bay vs other spots: cost of living compared