πA single person spends $1,003 per month in St Francis Bay vs $1,174 in Pretoria, rent included.
πA couple spends around $1,569 per month in St Francis Bay vs $1,795 in Pretoria, rent included.
πA family of three spends $2,134 per month in St Francis Bay vs $2,417 in Pretoria, rent included.
πSt Francis Bay is about 15% cheaper than Pretoria, driven mainly by Getting Around.
πBoth St Francis Bay and Pretoria are more affordable than the global median β St Francis Bay25% lower, Pretoria12% lower.
Currency
π½ Eating Out
St Francis Bay
Pretoria
Difference
Meal at Budget Restaurant
$8.29RΒ 137
$8.17RΒ 135
1.47%
Three-Course Dinner for Two, Mid-Range
$33.26RΒ 551
$34.21RΒ 566
-2.78%
Fast Food Meal(McDonalds, etc)
$4.80RΒ 79.5
$4.71RΒ 77.9
1.91%
Cappuccino
$2.06RΒ 34.09
$2.01RΒ 33.24
2.49%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.04RΒ 17.14
$1.05RΒ 17.44
-0.95%
Water(0.33 liter bottle)
$0.81RΒ 13.39
$0.82RΒ 13.59
-1.22%
Local Beer(0.5 liter draught)
$2.30RΒ 38.07
$2.21RΒ 36.62
4.07%
Imported Beer(0.33 liter bottle)
$2.46RΒ 40.79
$2.82RΒ 46.61
-12.77%
π Groceries & Markets
St Francis Bay
Pretoria
Difference
Milk(1 liter)
$1.12RΒ 18.53
$1.19RΒ 19.73
-5.88%
White Bread(500g)
$1.05RΒ 17.40
$1.02RΒ 16.90
2.94%
Rice(white)(1kg)
$1.64RΒ 27.08
$1.65RΒ 27.25
-0.61%
Eggs
$2.39RΒ 39.60
$2.37RΒ 39.19
0.84%
Local Cheese(1kg)
$7.87RΒ 130
$7.76RΒ 128
1.42%
Chicken Fillets(1kg)
$4.61RΒ 76.4
$4.58RΒ 75.8
0.66%
Beef Round Steak(1kg)
$6.88RΒ 114
$6.35RΒ 105
8.35%
Apples(1kg)
$1.65RΒ 27.38
$1.69RΒ 27.97
-2.37%
Banana(1kg)
$1.51RΒ 25.04
$1.60RΒ 26.46
-5.63%
Oranges(1kg)
$1.55RΒ 25.60
$1.59RΒ 26.38
-2.52%
Tomato(1kg)
$1.59RΒ 26.33
$1.64RΒ 27.14
-3.05%
Potato(1kg)
$1.36RΒ 22.51
$1.30RΒ 21.59
4.62%
Onion(1kg)
$1.22RΒ 20.26
$1.16RΒ 19.17
5.17%
Lettuce(1 head)
$1.05RΒ 17.33
$1.09RΒ 18.02
-3.67%
Water(1.5 liter bottle)
$0.98RΒ 16.29
$1.11RΒ 18.41
-11.71%
Cigarettes 20 Pack(Marlboro, Camel)
$2.76RΒ 45.75
$2.86RΒ 47.37
-3.50%
Wine(Bottle)
$4.86RΒ 80.5
$5.04RΒ 83.4
-3.57%
Local Beer(0.5 liter bottle)
$1.34RΒ 22.13
$1.50RΒ 24.81
-10.67%
Imported Beer(0.33 liter bottle)
$1.66RΒ 27.54
$1.79RΒ 29.65
-7.26%
π Getting Around
St Francis Bay
Pretoria
Difference
One-way Ticket(Public Transport)
$1.69RΒ 27.97
$3.12RΒ 51.6
-45.83%
Public Transport Monthly Pass(Regular Price)
-
$63.5RΒ 1,050
-
Taxi Start(Normal Tariff)
$1.13RΒ 18.77
$1.41RΒ 23.42
-19.86%
Taxi(Normal Tariff)(1km)
$0.96RΒ 15.96
$1.31RΒ 21.72
-26.72%
Taxi 1hour Waiting(Normal Tariff)
$4.14RΒ 68.4
$3.02RΒ 49.96
37.09%
Gasoline(1 liter)
$1.28RΒ 21.24
$1.31RΒ 21.66
-2.29%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.6KRΒ 358.0K
$19.5KRΒ 323.5K
10.65%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.4KRΒ 387.9K
$26.2KRΒ 434.4K
-10.71%
π§Ύ Monthly Utilities & Internet
St Francis Bay
Pretoria
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$119RΒ 1,972
$126RΒ 2,092
-5.76%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$35.75RΒ 592
$38.00RΒ 629
-5.92%
Internet(50+ Mbps, Unlimited Data)
$41.17RΒ 681
$38.28RΒ 634
7.55%
π Sport & Entertainment
St Francis Bay
Pretoria
Difference
Gym Membership(Monthly)
$30.49RΒ 505
$32.47RΒ 537
-6.10%
Tennis Court(1 Hour on Weekend)
$11.03RΒ 183
$10.57RΒ 175
4.35%
Cinema Ticket
$6.61RΒ 109
$7.52RΒ 124
-12.10%
π§Έ Childcare & Education
St Francis Bay
Pretoria
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$193RΒ 3,200
$196RΒ 3,245
-1.38%
International Primary School, 1 Child(Yearly)
$4,310RΒ 71.3K
$4,288RΒ 71.0K
0.52%
ππ Clothing & Footwear
St Francis Bay
Pretoria
Difference
Jeans(Levis 501 Or Similar)
$49.76RΒ 824
$51.1RΒ 846
-2.62%
Summer Dress(H&M, Zara, etc)
$31.85RΒ 527
$32.25RΒ 534
-1.24%
Sport Shoes(Adidas, Nike)
$88.8RΒ 1,469
$87.7RΒ 1,452
1.22%
Men's Leather Business Shoes
$79.7RΒ 1,319
$87.2RΒ 1,443
-8.59%
π Accommodation & Living
St Francis Bay
Pretoria
Difference
1-bedroom Apartment, City Center(Monthly)
$367RΒ 6,067
$396RΒ 6,553
-7.42%
1-bedroom Apartment, Outside City Center(Monthly)
$336RΒ 5,562
$393RΒ 6,512
-14.58%
3-bedroom Apartment, City Center(Monthly)
$685RΒ 11.3K
$723RΒ 12.0K
-5.33%
3-bedroom Apartment, Outside City Center(Monthly)
$702RΒ 11.6K
$770RΒ 12.7K
-8.72%
Buy Apartment in City Center(m2)
$673RΒ 11.1K
$898RΒ 14.9K
-25.08%
Buy Apartment Outside City Center(m2)
$590RΒ 9,765
$700RΒ 11.6K
-15.72%
π΅ Salaries & Financials
St Francis Bay
Pretoria
Difference
Average Monthly Net Salary(After Tax)
-
$1,408RΒ 23.3K
-
20-Year Fixed Mortgage Interest Rate(Annual %)
11.51
11.69
-1.54%
CityCost data is based on AI and user input β minor inaccuracies may occur.
Last update for St Francis Bay: April 28, 2026
Last update for Pretoria: April 26, 2026
Cost Breakdown
π A central one-bedroom costs $367 in St Francis Bay versus $396 in Pretoria. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
πA mid-range dinner for two costs $33.00 in St Francis Bay versus $34.00 in Pretoria. Monthly groceries follow the same trend: $179 vs $181 β making St Francis Bay the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
St Francis Bay vs Pretoria: Cost of Living - Frequently Asked Questions
Is Pretoria cheaper than St Francis Bay?
Yes β Pretoria is pricier by about 17%, and the gap shows up most in Getting Around. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,505 per month in St Francis Bay and $1,761 in Pretoria. That covers rent, food, utilities, transport, and enough left over to feel settled β not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in St Francis Bay, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in St Francis Bay vs Pretoria?
Monthly expenses with rent come to $1,003 in St Francis Bay and $1,174 in Pretoria. The difference isn't just one category β it shows up across housing, food, transport, and services.
Which city has cheaper kindergarten?
Kindergarten costs $193 per month in St Francis Bay and $196 in Pretoria. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $2,000 a realistic budget for St Francis Bay or Pretoria?
A $2,000 monthly budget goes further in St Francis Bay, where all-in costs run around $1,003, than in Pretoria at $1,174. In St Francis Bay it covers expenses comfortably, while in Pretoria it requires careful planning or may not stretch far enough.
Is St Francis Bay or Pretoria more family-friendly?
Families tend to lean toward St Francis Bay β lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, St Francis Bay or Pretoria?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison β central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with St Francis Bay. If higher salaries, better infrastructure, or specific career opportunities are the priority, Pretoria makes more sense. Both are solid long-term options with distinct trade-offs.
St Francis Bay vs other spots: cost of living compared