🙂A single person spends $1,017 per month in St Francis Bay vs $1,169 in Pretoria, rent included.
🙂A couple spends around $1,580 per month in St Francis Bay vs $1,765 in Pretoria, rent included.
🙂A family of three spends $2,143 per month in St Francis Bay vs $2,361 in Pretoria, rent included.
🙂St Francis Bay is about 13% cheaper than Pretoria, driven mainly by Getting Around.
📊Both St Francis Bay and Pretoria are more affordable than the global median – St Francis Bay24% lower, Pretoria12% lower.
Currency
🍽 Eating Out
St Francis Bay
Pretoria
Difference
Meal at Budget Restaurant
$8.64R 142
$8.57R 141
0.82%
Three-Course Dinner for Two, Mid-Range
$33.34R 549
$34.08R 561
-2.17%
Fast Food Meal(McDonalds, etc)
$4.94R 81.4
$4.69R 77.1
5.33%
Cappuccino
$2.11R 34.73
$2.13R 35.01
-0.94%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.02R 16.86
$1.06R 17.40
-3.77%
Water(0.33 liter bottle)
$0.78R 12.78
$0.88R 14.50
-11.36%
Local Beer(0.5 liter draught)
$2.31R 37.95
$2.29R 37.67
0.87%
Imported Beer(0.33 liter bottle)
$2.59R 42.62
$2.72R 44.86
-4.78%
🛒 Groceries & Markets
St Francis Bay
Pretoria
Difference
Milk(1 liter)
$1.14R 18.84
$1.20R 19.82
-5.00%
White Bread(500g)
$1.05R 17.29
$1.07R 17.53
-1.87%
Rice(white)(1kg)
$1.57R 25.80
$1.63R 26.87
-3.68%
Eggs
$2.39R 39.32
$2.40R 39.51
-0.42%
Local Cheese(1kg)
$7.92R 130
$7.49R 123
5.74%
Chicken Fillets(1kg)
$4.63R 76.3
$4.58R 75.5
1.09%
Beef Round Steak(1kg)
$6.76R 111
$6.63R 109
1.96%
Apples(1kg)
$1.66R 27.40
$1.61R 26.52
3.11%
Banana(1kg)
$1.52R 25.02
$1.58R 26.07
-3.80%
Oranges(1kg)
$1.48R 24.30
$1.59R 26.19
-6.92%
Tomato(1kg)
$1.65R 27.18
$1.69R 27.75
-2.37%
Potato(1kg)
$1.37R 22.54
$1.36R 22.40
0.74%
Onion(1kg)
$1.22R 20.11
$1.22R 20.09
-
Lettuce(1 head)
$1.09R 17.90
$1.13R 18.56
-3.54%
Water(1.5 liter bottle)
$0.90R 14.74
$1.11R 18.28
-18.92%
Cigarettes 20 Pack(Marlboro, Camel)
$2.77R 45.60
$2.88R 47.35
-3.82%
Wine(Bottle)
$4.65R 76.5
$5.03R 82.9
-7.55%
Local Beer(0.5 liter bottle)
$1.34R 22.05
$1.55R 25.57
-13.55%
Imported Beer(0.33 liter bottle)
$1.72R 28.35
$1.87R 30.77
-8.02%
🚌 Getting Around
St Francis Bay
Pretoria
Difference
One-way Ticket(Public Transport)
$1.67R 27.54
$3.27R 53.8
-48.93%
Public Transport Monthly Pass(Regular Price)
-
$65.0R 1,070
-
Taxi Start(Normal Tariff)
$1.09R 18.00
$1.37R 22.48
-20.44%
Taxi(Normal Tariff)(1km)
$0.91R 14.97
$1.38R 22.75
-34.06%
Taxi 1hour Waiting(Normal Tariff)
$3.98R 65.6
$3.02R 49.67
31.79%
Gasoline(1 liter)
$1.27R 20.97
$1.32R 21.70
-3.79%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.6KR 356.2K
$18.9KR 312.0K
14.19%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.4KR 385.8K
$26.5KR 436.7K
-11.66%
🧾 Monthly Utilities & Internet
St Francis Bay
Pretoria
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$118R 1,944
$127R 2,084
-6.71%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$34.99R 576
$37.37R 615
-6.37%
Internet(50+ Mbps, Unlimited Data)
$41.92R 690
$38.46R 633
9.00%
🎉 Sport & Entertainment
St Francis Bay
Pretoria
Difference
Gym Membership(Monthly)
$30.80R 507
$31.65R 521
-2.69%
Tennis Court(1 Hour on Weekend)
$10.99R 181
$10.30R 170
6.70%
Cinema Ticket
$6.55R 108
$7.55R 124
-13.25%
🧸 Childcare & Education
St Francis Bay
Pretoria
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$195R 3,203
$195R 3,207
-0.11%
International Primary School, 1 Child(Yearly)
$4,292R 70.7K
$4,269R 70.3K
0.53%
👕👟 Clothing & Footwear
St Francis Bay
Pretoria
Difference
Jeans(Levis 501 Or Similar)
$51.0R 839
$50.8R 837
0.26%
Summer Dress(H&M, Zara, etc)
$31.75R 523
$32.73R 539
-2.99%
Sport Shoes(Adidas, Nike)
$89.4R 1,472
$87.4R 1,438
2.38%
Men's Leather Business Shoes
$79.5R 1,309
$87.1R 1,434
-8.78%
🏠 Accommodation & Living
St Francis Bay
Pretoria
Difference
1-bedroom Apartment, City Center(Monthly)
$360R 5,923
$399R 6,562
-9.73%
1-bedroom Apartment, Outside City Center(Monthly)
$339R 5,580
$391R 6,432
-13.25%
3-bedroom Apartment, City Center(Monthly)
$682R 11.2K
$733R 12.1K
-6.87%
3-bedroom Apartment, Outside City Center(Monthly)
$693R 11.4K
$753R 12.4K
-8.02%
Buy Apartment in City Center(m2)
$755R 12.4K
$855R 14.1K
-11.68%
Buy Apartment Outside City Center(m2)
$645R 10.6K
$688R 11.3K
-6.31%
💵 Salaries & Financials
St Francis Bay
Pretoria
Difference
Average Monthly Net Salary(After Tax)
-
$1,418R 23.3K
-
20-Year Fixed Mortgage Interest Rate(Annual %)
11.51
11.69
-1.54%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for St Francis Bay: July 26, 2026
Last update for Pretoria: July 26, 2026
Cost Breakdown
🏠A central one-bedroom costs $360 in St Francis Bay versus $399 in Pretoria. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
🛒A mid-range dinner for two costs $33.00 in St Francis Bay versus $34.00 in Pretoria. Monthly groceries follow the same trend: $178 vs $182 – making St Francis Bay the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
St Francis Bay vs Pretoria: Cost of Living - Frequently Asked Questions
Is Pretoria cheaper than St Francis Bay?
Yes – Pretoria is pricier by about 15%, and the gap shows up most in Getting Around. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,525 per month in St Francis Bay and $1,753 in Pretoria. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in St Francis Bay, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in St Francis Bay and in Pretoria?
Monthly expenses with rent come to $1,017 in St Francis Bay and $1,169 in Pretoria. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper kindergarten?
Kindergarten costs $195 per month in St Francis Bay and $195 in Pretoria. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $2,000 a realistic budget for living in St Francis Bay or in Pretoria?
A $2,000 monthly budget goes further in St Francis Bay, where all-in costs run around $1,017, than in Pretoria at $1,169. In St Francis Bay it covers expenses comfortably, while in Pretoria it requires careful planning or may not stretch far enough.
Is St Francis Bay or Pretoria more family-friendly?
Families tend to lean toward St Francis Bay – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, St Francis Bay or Pretoria?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with St Francis Bay. If higher salaries, better infrastructure, or specific career opportunities are the priority, Pretoria makes more sense. Both are solid long-term options with distinct trade-offs.
St Francis Bay vs other spots: cost of living compared