Last update: Nov 2026

Cost of Living Comparison Between St Francis Bay and Pretoria

For one person, living is cheaper in St Francis Bay: $979 a month against $1,278 in Pretoria, rent and utilities included – about $3,600 less a year. Other living expenses account for most of the difference.

49

Cost of Living Index in St Francis Bay
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St Francis Bay Living Index
61

Cost of Living Index in Pretoria
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Pretoria Living Index

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St Francis Bay

🇿🇦 South Africa

$979

/mo nomad

Pretoria

🇿🇦 South Africa

$1,278

/mo nomad

Monthly Cost of Living

How much you'll spend in St Francis Bay and in Pretoria

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in St Francis Bay and in Pretoria actually costs, broken down by who's living it.

A single person spends $979 per month in St Francis Bay vs $1,278 in Pretoria, rent included.

St Francis Bay $979
Pretoria $1,278

A couple spends around $1,629 per month in St Francis Bay vs $1,980 in Pretoria, rent included.

St Francis Bay $1,629
Pretoria $1,980

A family of three spends $2,279 per month in St Francis Bay vs $2,683 in Pretoria, rent included.

St Francis Bay $2,279
Pretoria $2,683

St Francis Bay is about 23% cheaper than Pretoria, and outside of rent the biggest gap is in transport.

Both St Francis Bay and Pretoria are more affordable than the global median – St Francis Bay 28% lower, Pretoria 5% lower.

Meal at Budget Restaurant

$10.81 R 178

$8.90 R 146

21.46%

Three-Course Dinner for Two, Mid-Range

$41.74 R 687

$36.92 R 607

13.06%

Fast Food Meal (McDonalds, etc)

$3.53 R 58.1

$5.30 R 87.1

-33.40%

Cappuccino

$2.14 R 35.16

$2.29 R 37.71

-6.55%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.01 R 16.66

$1.06 R 17.45

-4.72%

Water (0.33 liter bottle)

$0.72 R 11.93

$0.86 R 14.08

-16.28%

Local Beer (0.5 liter draught)

$2.06 R 33.81

$2.34 R 38.47

-11.97%

Imported Beer (0.33 liter bottle)

$1.84 R 30.32

$3.42 R 56.2

-46.20%

Milk (1 liter)

$0.94 R 15.47

$1.13 R 18.65

-16.81%

White Bread (500g)

$1.00 R 16.37

$1.14 R 18.72

-12.28%

Rice (white) (1kg)

$1.50 R 24.70

$1.83 R 30.12

-18.03%

Eggs

$2.70 R 44.44

$2.41 R 39.71

12.03%

Local Cheese (1kg)

$7.11 R 117

$8.44 R 139

-15.76%

Chicken Fillets (1kg)

$5.22 R 85.9

$5.00 R 82.3

4.40%

Beef Round Steak (1kg)

$8.63 R 142

$7.41 R 122

16.46%

Apples (1kg)

$2.18 R 35.80

$1.79 R 29.49

21.79%

Banana (1kg)

$1.46 R 23.99

$1.68 R 27.67

-13.10%

Oranges (1kg)

$1.70 R 28.03

$1.78 R 29.26

-4.49%

Tomato (1kg)

$1.81 R 29.70

$1.58 R 26.01

14.56%

Potato (1kg)

$1.74 R 28.56

$1.08 R 17.74

61.11%

Onion (1kg)

$1.37 R 22.62

$1.18 R 19.43

16.10%

Lettuce (1 head)

$1.24 R 20.35

$1.18 R 19.37

5.08%

Water (1.5 liter bottle)

$1.03 R 16.88

$1.29 R 21.16

-20.16%

Cigarettes 20 Pack (Marlboro, Camel)

$3.14 R 51.6

$3.27 R 53.8

-3.98%

Wine (Bottle)

$4.74 R 77.9

$5.17 R 85.1

-8.32%

Local Beer (0.5 liter bottle)

$1.27 R 20.90

$1.55 R 25.53

-18.06%

Imported Beer (0.33 liter bottle)

$1.81 R 29.80

$1.88 R 30.91

-3.72%

One-way Ticket (Public Transport)

$1.78 R 29.24

$4.59 R 75.5

-61.22%

Public Transport Monthly Pass (Regular Price)

$181 R 2,983

Taxi Start (Normal Tariff)

$0.82 R 13.47

$0.31 R 5.12

164.52%

Taxi (Normal Tariff) (1km)

$0.46 R 7.53

$0.79 R 13.01

-41.77%

Taxi 1hour Waiting (Normal Tariff)

$8.62 R 142

$14.73 R 242

-41.48%

Gasoline (1 liter)

$1.31 R 21.50

$1.53 R 25.16

-14.38%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.0K R 345.5K

$35.7K R 587.8K

-41.22%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$35.2K R 578.5K

$35.1K R 577.4K

0.18%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$60.8 R 999

$150 R 2,466

-59.47%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$34.39 R 566

$36.66 R 603

-6.19%

Internet (50+ Mbps, Unlimited Data)

$41.35 R 680

$36.73 R 604

12.58%

Gym Membership (Monthly)

$28.64 R 471

$31.99 R 526

-10.47%

Tennis Court (1 Hour on Weekend)

$12.00 R 197

$10.29 R 169

16.62%

Cinema Ticket

$9.20 R 151

$7.07 R 116

30.13%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$179 R 2,941

$261 R 4,293

-31.48%

International Primary School, 1 Child (Yearly)

$6,135 R 100.9K

$15.0K R 246.4K

-59.04%

Jeans (Levis 501 Or Similar)

$71.9 R 1,182

$52.6 R 865

36.64%

Summer Dress (H&M, Zara, etc)

$39.31 R 647

$32.65 R 537

20.40%

Sport Shoes (Adidas, Nike)

$112 R 1,846

$92.1 R 1,514

21.93%

Men's Leather Business Shoes

$95.1 R 1,564

$83.1 R 1,366

14.49%

1-bedroom Apartment, City Center (Monthly)

$420 R 6,910

$451 R 7,411

-6.77%

1-bedroom Apartment, Outside City Center (Monthly)

$308 R 5,069

$353 R 5,807

-12.70%

3-bedroom Apartment, City Center (Monthly)

$834 R 13.7K

$1,023 R 16.8K

-18.54%

3-bedroom Apartment, Outside City Center (Monthly)

$711 R 11.7K

$727 R 12.0K

-2.29%

Buy Apartment in City Center (m2)

$784 R 12.9K

$875 R 14.4K

-10.39%

Buy Apartment Outside City Center (m2)

$648 R 10.7K

$652 R 10.7K

-0.72%

Average Monthly Net Salary (After Tax)

$1,397 R 23.0K

20-Year Fixed Mortgage Interest Rate (Annual %)

11.94

11.34

5.29%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for St Francis Bay: November 1, 2026

Last update for Pretoria: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

St Francis Bay

$308 31.5%

Pretoria

$353 27.6% 14.6% $45

Groceries & Markets

St Francis Bay

$190 19.4%

Pretoria

$194 15.2% 2.3% $4.3

Eating Out

St Francis Bay

$144 14.7%

Pretoria

$141 11% 2% $2.8

Clothing & Footwear

St Francis Bay

$143 14.7%

Pretoria

$117 9.2% 18.3% $26

Monthly Utilities & Internet

St Francis Bay

$136 14%

Pretoria

$223 17.5% 63.6% $87

Sport & Entertainment

St Francis Bay

$47 4.8%

Pretoria

$46 3.6% 1.9% $0.9

Getting Around

St Francis Bay

$10 * 1%

Pretoria

$204 16% 1896% $194

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $420 in St Francis Bay versus $451 in Pretoria. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $42 in St Francis Bay versus $37 in Pretoria. Groceries tell a different story – $190 in St Francis Bay vs $194 in Pretoria – so St Francis Bay wins on supermarket bills even if dining out costs more.

Good to know

🇿🇦 St Francis Bay

🇿🇦 Pretoria

🕒 Local time

07:27 7:27 AM

Same time as St Francis Bay

🌤 Weather

👥 Population

5,910

741,651 Capital

💱 Currency

South African Rand ZAR R

📈 Exchange rate

100 ZAR = 6.08 USD

100 ZAR = 5.4 EUR

100 ZAR = 6.08 USD

100 ZAR = 5.4 EUR

Exchange rates and currency converter

On the map

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Highest

Between locations

St Francis Bay Pretoria 990 km ≈ 1 h 45 min nonstop flight

From you

St Francis Bay
Pretoria

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

St Francis Bay vs Pretoria: Cost of Living - Frequently Asked Questions

Yes – Pretoria is pricier by about 31%, and outside of rent the gap shows up most in transport.

For a comfortable life, plan on about $1,468 per month in St Francis Bay and $1,917 in Pretoria. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A central 1-bedroom goes for about $420 in St Francis Bay and $451 in Pretoria. The gap holds across neighborhoods – outer areas show a similar spread, just at lower price points.

A mid-range dinner for two costs $42 in St Francis Bay and $37 in Pretoria. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Kindergarten costs $179 per month in St Francis Bay and $261 in Pretoria. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,200 monthly budget goes further in St Francis Bay, where all-in costs run around $979, than in Pretoria at $1,278. In St Francis Bay it covers expenses comfortably, while in Pretoria it requires careful planning or may not stretch far enough.

Families tend to lean toward St Francis Bay – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.