πA single person spends $1,026 per month in St Francis Bay vs $1,161 in Pretoria, rent included.
πA couple spends around $1,587 per month in St Francis Bay vs $1,768 in Pretoria, rent included.
πA family of three spends $2,147 per month in St Francis Bay vs $2,375 in Pretoria, rent included.
πSt Francis Bay is about 12% cheaper than Pretoria, driven mainly by Getting Around.
πBoth St Francis Bay and Pretoria are more affordable than the global median β St Francis Bay24% lower, Pretoria14% lower.
Currency
π½ Eating Out
St Francis Bay
Pretoria
Difference
Meal at Budget Restaurant
$8.40RΒ 136
$8.26RΒ 134
1.69%
Three-Course Dinner for Two, Mid-Range
$33.69RΒ 545
$34.24RΒ 554
-1.61%
Fast Food Meal(McDonalds, etc)
$4.98RΒ 80.4
$4.67RΒ 75.6
6.64%
Cappuccino
$2.03RΒ 32.79
$2.11RΒ 34.13
-3.79%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.02RΒ 16.56
$1.06RΒ 17.14
-3.77%
Water(0.33 liter bottle)
$0.78RΒ 12.53
$0.86RΒ 13.97
-9.30%
Local Beer(0.5 liter draught)
$2.27RΒ 36.65
$2.22RΒ 35.87
2.25%
Imported Beer(0.33 liter bottle)
$2.51RΒ 40.54
$2.75RΒ 44.46
-8.73%
π Groceries & Markets
St Francis Bay
Pretoria
Difference
Milk(1 liter)
$1.11RΒ 18.01
$1.20RΒ 19.45
-7.50%
White Bread(500g)
$1.05RΒ 17.04
$1.01RΒ 16.38
3.96%
Rice(white)(1kg)
$1.61RΒ 26.04
$1.64RΒ 26.47
-1.83%
Eggs
$2.47RΒ 39.98
$2.39RΒ 38.70
3.35%
Local Cheese(1kg)
$7.91RΒ 128
$7.89RΒ 128
0.25%
Chicken Fillets(1kg)
$4.65RΒ 75.1
$4.68RΒ 75.7
-0.64%
Beef Round Steak(1kg)
$6.60RΒ 107
$6.32RΒ 102
4.43%
Apples(1kg)
$1.63RΒ 26.34
$1.70RΒ 27.43
-4.12%
Banana(1kg)
$1.54RΒ 24.82
$1.54RΒ 24.87
-
Oranges(1kg)
$1.49RΒ 24.08
$1.60RΒ 25.85
-6.88%
Tomato(1kg)
$1.65RΒ 26.63
$1.69RΒ 27.35
-2.37%
Potato(1kg)
$1.37RΒ 22.20
$1.33RΒ 21.42
3.01%
Onion(1kg)
$1.18RΒ 19.13
$1.20RΒ 19.48
-1.67%
Lettuce(1 head)
$1.06RΒ 17.11
$1.08RΒ 17.47
-1.85%
Water(1.5 liter bottle)
$0.90RΒ 14.61
$1.13RΒ 18.22
-20.35%
Cigarettes 20 Pack(Marlboro, Camel)
$2.73RΒ 44.14
$2.77RΒ 44.75
-1.44%
Wine(Bottle)
$4.79RΒ 77.5
$5.18RΒ 83.8
-7.53%
Local Beer(0.5 liter bottle)
$1.37RΒ 22.21
$1.49RΒ 24.16
-8.05%
Imported Beer(0.33 liter bottle)
$1.73RΒ 27.94
$1.78RΒ 28.74
-2.81%
π Getting Around
St Francis Bay
Pretoria
Difference
One-way Ticket(Public Transport)
$1.62RΒ 26.22
$3.23RΒ 52.3
-49.85%
Public Transport Monthly Pass(Regular Price)
-
$64.9RΒ 1,049
-
Taxi Start(Normal Tariff)
$1.11RΒ 17.91
$1.37RΒ 22.17
-18.98%
Taxi(Normal Tariff)(1km)
$0.87RΒ 14.15
$1.32RΒ 21.29
-34.09%
Taxi 1hour Waiting(Normal Tariff)
$4.08RΒ 66.0
$3.15RΒ 51.0
29.52%
Gasoline(1 liter)
$1.28RΒ 20.64
$1.31RΒ 21.17
-2.29%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.1KRΒ 341.0K
$19.6KRΒ 317.3K
7.47%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.3KRΒ 392.5K
$25.7KRΒ 415.5K
-5.55%
π§Ύ Monthly Utilities & Internet
St Francis Bay
Pretoria
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$117RΒ 1,898
$126RΒ 2,035
-6.74%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$34.91RΒ 564
$37.96RΒ 614
-8.03%
Internet(50+ Mbps, Unlimited Data)
$41.76RΒ 675
$37.60RΒ 608
11.06%
π Sport & Entertainment
St Francis Bay
Pretoria
Difference
Gym Membership(Monthly)
$30.43RΒ 492
$32.78RΒ 530
-7.17%
Tennis Court(1 Hour on Weekend)
$11.04RΒ 178
$10.48RΒ 169
5.34%
Cinema Ticket
$6.66RΒ 108
$7.71RΒ 125
-13.62%
π§Έ Childcare & Education
St Francis Bay
Pretoria
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$193RΒ 3,124
$195RΒ 3,146
-0.68%
International Primary School, 1 Child(Yearly)
$4,316RΒ 69.8K
$4,381RΒ 70.8K
-1.48%
ππ Clothing & Footwear
St Francis Bay
Pretoria
Difference
Jeans(Levis 501 Or Similar)
$49.63RΒ 802
$51.7RΒ 835
-3.91%
Summer Dress(H&M, Zara, etc)
$32.43RΒ 524
$31.69RΒ 512
2.34%
Sport Shoes(Adidas, Nike)
$87.1RΒ 1,407
$89.0RΒ 1,439
-2.17%
Men's Leather Business Shoes
$78.6RΒ 1,271
$87.7RΒ 1,418
-10.34%
π Accommodation & Living
St Francis Bay
Pretoria
Difference
1-bedroom Apartment, City Center(Monthly)
$362RΒ 5,854
$399RΒ 6,450
-9.23%
1-bedroom Apartment, Outside City Center(Monthly)
$339RΒ 5,484
$403RΒ 6,515
-15.82%
3-bedroom Apartment, City Center(Monthly)
$686RΒ 11.1K
$729RΒ 11.8K
-5.96%
3-bedroom Apartment, Outside City Center(Monthly)
$697RΒ 11.3K
$771RΒ 12.5K
-9.55%
Buy Apartment in City Center(m2)
$899RΒ 14.5K
$872RΒ 14.1K
3.15%
Buy Apartment Outside City Center(m2)
$709RΒ 11.5K
$695RΒ 11.2K
2.02%
π΅ Salaries & Financials
St Francis Bay
Pretoria
Difference
Average Monthly Net Salary(After Tax)
-
$1,467RΒ 23.7K
-
20-Year Fixed Mortgage Interest Rate(Annual %)
11.51
11.69
-1.54%
CityCost data is based on AI and user input β minor inaccuracies may occur.
Last update for St Francis Bay: June 8, 2026
Last update for Pretoria: June 7, 2026
Cost Breakdown
π A central one-bedroom costs $362 in St Francis Bay versus $399 in Pretoria. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
πA mid-range dinner for two costs $34.00 in St Francis Bay versus $34.00 in Pretoria. Monthly groceries follow the same trend: $178 vs $183 β making St Francis Bay the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
St Francis Bay vs Pretoria: Cost of Living - Frequently Asked Questions
Is Pretoria cheaper than St Francis Bay?
Yes β Pretoria is pricier by about 13%, and the gap shows up most in Getting Around. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,539 per month in St Francis Bay and $1,742 in Pretoria. That covers rent, food, utilities, transport, and enough left over to feel settled β not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in St Francis Bay, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in St Francis Bay vs Pretoria?
Monthly expenses with rent come to $1,026 in St Francis Bay and $1,161 in Pretoria. The difference isn't just one category β it shows up across housing, food, transport, and services.
Which city has cheaper kindergarten?
Kindergarten costs $193 per month in St Francis Bay and $195 in Pretoria. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $2,000 a realistic budget for St Francis Bay or Pretoria?
A $2,000 monthly budget goes further in St Francis Bay, where all-in costs run around $1,026, than in Pretoria at $1,161. In St Francis Bay it covers expenses comfortably, while in Pretoria it requires careful planning or may not stretch far enough.
Is St Francis Bay or Pretoria more family-friendly?
Families tend to lean toward St Francis Bay β lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, St Francis Bay or Pretoria?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison β central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with St Francis Bay. If higher salaries, better infrastructure, or specific career opportunities are the priority, Pretoria makes more sense. Both are solid long-term options with distinct trade-offs.
St Francis Bay vs other spots: cost of living compared