Cost of Living Comparison Between St Francis Bay and Durban Cost of Living Comparison Between St Francis Bay and Durban

Monthly Cost of Living

A single person spends $1,017 per month in St Francis Bay vs $1,073 in Durban, rent included.

A couple spends around $1,580 per month in St Francis Bay vs $1,553 in Durban, rent included.

A family of three spends $2,143 per month in St Francis Bay vs $2,032 in Durban, rent included.

St Francis Bay is about 5% cheaper than Durban, driven mainly by Getting Around.

Both St Francis Bay and Durban are more affordable than the global median – St Francis Bay 24% lower, Durban 19% lower.

Meal at Budget Restaurant

$8.64 R 142

$7.66 R 126

12.79%

Three-Course Dinner for Two, Mid-Range

$33.34 R 549

$28.11 R 463

18.61%

Fast Food Meal (McDonalds, etc)

$4.94 R 81.4

$5.16 R 85.0

-4.26%

Cappuccino

$2.11 R 34.73

$1.91 R 31.42

10.47%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.02 R 16.86

$0.93 R 15.37

9.68%

Water (0.33 liter bottle)

$0.78 R 12.78

$0.68 R 11.14

14.71%

Local Beer (0.5 liter draught)

$2.31 R 37.95

$2.01 R 33.11

14.93%

Imported Beer (0.33 liter bottle)

$2.59 R 42.62

$2.21 R 36.33

17.19%

Milk (1 liter)

$1.14 R 18.84

$1.04 R 17.19

9.62%

White Bread (500g)

$1.05 R 17.29

$0.92 R 15.11

14.13%

Rice (white) (1kg)

$1.57 R 25.80

$1.48 R 24.34

6.08%

Eggs

$2.39 R 39.32

$2.16 R 35.61

10.65%

Local Cheese (1kg)

$7.92 R 130

$7.43 R 122

6.59%

Chicken Fillets (1kg)

$4.63 R 76.3

$4.50 R 74.1

2.89%

Beef Round Steak (1kg)

$6.76 R 111

$6.36 R 105

6.29%

Apples (1kg)

$1.66 R 27.40

$1.57 R 25.77

5.73%

Banana (1kg)

$1.52 R 25.02

$1.36 R 22.33

11.76%

Oranges (1kg)

$1.48 R 24.30

$1.33 R 21.89

11.28%

Tomato (1kg)

$1.65 R 27.18

$1.36 R 22.37

21.32%

Potato (1kg)

$1.37 R 22.54

$1.26 R 20.68

8.73%

Onion (1kg)

$1.22 R 20.11

$1.21 R 19.93

0.83%

Lettuce (1 head)

$1.09 R 17.90

$1.03 R 16.90

5.83%

Water (1.5 liter bottle)

$0.90 R 14.74

$0.97 R 15.96

-7.22%

Cigarettes 20 Pack (Marlboro, Camel)

$2.77 R 45.60

$3.07 R 50.5

-9.77%

Wine (Bottle)

$4.65 R 76.5

$4.75 R 78.2

-2.11%

Local Beer (0.5 liter bottle)

$1.34 R 22.05

$1.40 R 23.05

-4.29%

Imported Beer (0.33 liter bottle)

$1.72 R 28.35

$1.73 R 28.55

-0.58%

One-way Ticket (Public Transport)

$1.67 R 27.54

$1.56 R 25.61

7.05%

Public Transport Monthly Pass (Regular Price)

$38.48 R 633

Taxi Start (Normal Tariff)

$1.09 R 18.00

$1.69 R 27.84

-35.50%

Taxi (Normal Tariff) (1km)

$0.91 R 14.97

$0.59 R 9.71

54.24%

Taxi 1hour Waiting (Normal Tariff)

$3.98 R 65.6

$6.64 R 109

-40.06%

Gasoline (1 liter)

$1.27 R 20.97

$1.34 R 21.99

-5.22%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.6K R 356.2K

$20.2K R 333.2K

6.89%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.4K R 385.8K

$24.4K R 401.5K

-3.91%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$118 R 1,944

$144 R 2,375

-18.12%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$34.99 R 576

$29.66 R 488

17.97%

Internet (50+ Mbps, Unlimited Data)

$41.92 R 690

$34.15 R 562

22.75%

Gym Membership (Monthly)

$30.80 R 507

$34.48 R 568

-10.67%

Tennis Court (1 Hour on Weekend)

$10.99 R 181

$8.93 R 147

23.07%

Cinema Ticket

$6.55 R 108

$6.65 R 110

-1.50%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$195 R 3,203

$204 R 3,354

-4.49%

International Primary School, 1 Child (Yearly)

$4,292 R 70.7K

$4,638 R 76.4K

-7.47%

Jeans (Levis 501 Or Similar)

$51.0 R 839

$42.59 R 701

19.65%

Summer Dress (H&M, Zara, etc)

$31.75 R 523

$29.49 R 486

7.66%

Sport Shoes (Adidas, Nike)

$89.4 R 1,472

$93.3 R 1,536

-4.17%

Men's Leather Business Shoes

$79.5 R 1,309

$73.1 R 1,203

8.77%

1-bedroom Apartment, City Center (Monthly)

$360 R 5,923

$372 R 6,125

-3.29%

1-bedroom Apartment, Outside City Center (Monthly)

$339 R 5,580

$366 R 6,021

-7.32%

3-bedroom Apartment, City Center (Monthly)

$682 R 11.2K

$756 R 12.5K

-9.81%

3-bedroom Apartment, Outside City Center (Monthly)

$693 R 11.4K

$582 R 9,584

18.96%

Buy Apartment in City Center (m2)

$755 R 12.4K

$872 R 14.4K

-13.43%

Buy Apartment Outside City Center (m2)

$645 R 10.6K

$581 R 9,569

10.90%

Average Monthly Net Salary (After Tax)

$1,212 R 20.0K

20-Year Fixed Mortgage Interest Rate (Annual %)

11.51

12.01

-4.16%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for St Francis Bay: July 26, 2026

Last update for Durban: July 27, 2026

Cost Breakdown

A central one-bedroom costs $360 in St Francis Bay versus $372 in Durban. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $33.00 in St Francis Bay versus $28.00 in Durban. Monthly groceries follow the same trend: $178 vs $168 – making Durban the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

St Francis Bay vs Durban: Cost of Living - Frequently Asked Questions

Yes – Durban is pricier by about 6%, and the gap shows up most in Getting Around. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $1,525 per month in St Francis Bay and $1,609 in Durban. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in St Francis Bay, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $33.00 in St Francis Bay and $28.00 in Durban. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Interestingly, groceries are about 6% cheaper in Durban – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

$1,200 covers both cities comfortably – all-in costs are $1,017 in St Francis Bay and $1,073 in Durban, leaving budget for savings and extras in both cases.

Families tend to lean toward St Francis Bay – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with St Francis Bay. If higher salaries, better infrastructure, or specific career opportunities are the priority, Durban makes more sense. Both are solid long-term options with distinct trade-offs.