πA single person spends $1,026 per month in St Francis Bay vs $1,082 in Durban, rent included.
πA couple spends around $1,587 per month in St Francis Bay vs $1,546 in Durban, rent included.
πA family of three spends $2,147 per month in St Francis Bay vs $2,009 in Durban, rent included.
πSt Francis Bay is about 5% cheaper than Durban, driven mainly by Getting Around.
πBoth St Francis Bay and Durban are more affordable than the global median β St Francis Bay24% lower, Durban19% lower.
Currency
π½ Eating Out
St Francis Bay
Durban
Difference
Meal at Budget Restaurant
$8.40RΒ 136
$7.45RΒ 120
12.75%
Three-Course Dinner for Two, Mid-Range
$33.69RΒ 545
$28.11RΒ 454
19.85%
Fast Food Meal(McDonalds, etc)
$4.98RΒ 80.4
$5.02RΒ 81.2
-0.80%
Cappuccino
$2.03RΒ 32.79
$1.91RΒ 30.87
6.28%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.02RΒ 16.56
$0.93RΒ 15.10
9.68%
Water(0.33 liter bottle)
$0.78RΒ 12.53
$0.71RΒ 11.45
9.86%
Local Beer(0.5 liter draught)
$2.27RΒ 36.65
$1.92RΒ 31.08
18.23%
Imported Beer(0.33 liter bottle)
$2.51RΒ 40.54
$2.18RΒ 35.32
15.14%
π Groceries & Markets
St Francis Bay
Durban
Difference
Milk(1 liter)
$1.11RΒ 18.01
$0.99RΒ 16.07
12.12%
White Bread(500g)
$1.05RΒ 17.04
$0.89RΒ 14.47
17.98%
Rice(white)(1kg)
$1.61RΒ 26.04
$1.41RΒ 22.83
14.18%
Eggs
$2.47RΒ 39.98
$2.10RΒ 33.90
17.62%
Local Cheese(1kg)
$7.91RΒ 128
$7.52RΒ 122
5.19%
Chicken Fillets(1kg)
$4.65RΒ 75.1
$4.40RΒ 71.1
5.68%
Beef Round Steak(1kg)
$6.60RΒ 107
$6.23RΒ 101
5.94%
Apples(1kg)
$1.63RΒ 26.34
$1.51RΒ 24.38
7.95%
Banana(1kg)
$1.54RΒ 24.82
$1.37RΒ 22.15
12.41%
Oranges(1kg)
$1.49RΒ 24.08
$1.34RΒ 21.60
11.19%
Tomato(1kg)
$1.65RΒ 26.63
$1.35RΒ 21.78
22.22%
Potato(1kg)
$1.37RΒ 22.20
$1.28RΒ 20.63
7.03%
Onion(1kg)
$1.18RΒ 19.13
$1.17RΒ 18.85
0.85%
Lettuce(1 head)
$1.06RΒ 17.11
$1.03RΒ 16.61
2.91%
Water(1.5 liter bottle)
$0.90RΒ 14.61
$0.89RΒ 14.33
1.12%
Cigarettes 20 Pack(Marlboro, Camel)
$2.73RΒ 44.14
$3.13RΒ 50.6
-12.78%
Wine(Bottle)
$4.79RΒ 77.5
$4.83RΒ 78.2
-0.83%
Local Beer(0.5 liter bottle)
$1.37RΒ 22.21
$1.45RΒ 23.48
-5.52%
Imported Beer(0.33 liter bottle)
$1.73RΒ 27.94
$1.68RΒ 27.24
2.98%
π Getting Around
St Francis Bay
Durban
Difference
One-way Ticket(Public Transport)
$1.62RΒ 26.22
$1.56RΒ 25.29
3.85%
Public Transport Monthly Pass(Regular Price)
-
$38.02RΒ 615
-
Taxi Start(Normal Tariff)
$1.11RΒ 17.91
$1.66RΒ 26.86
-33.13%
Taxi(Normal Tariff)(1km)
$0.87RΒ 14.15
$0.59RΒ 9.48
47.46%
Taxi 1hour Waiting(Normal Tariff)
$4.08RΒ 66.0
$6.87RΒ 111
-40.61%
Gasoline(1 liter)
$1.28RΒ 20.64
$1.33RΒ 21.47
-3.76%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.1KRΒ 341.0K
$19.9KRΒ 322.1K
5.86%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.3KRΒ 392.5K
$24.0KRΒ 387.7K
1.23%
π§Ύ Monthly Utilities & Internet
St Francis Bay
Durban
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$117RΒ 1,898
$143RΒ 2,305
-17.66%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$34.91RΒ 564
$29.22RΒ 472
19.47%
Internet(50+ Mbps, Unlimited Data)
$41.76RΒ 675
$33.14RΒ 536
26.01%
π Sport & Entertainment
St Francis Bay
Durban
Difference
Gym Membership(Monthly)
$30.43RΒ 492
$33.87RΒ 548
-10.16%
Tennis Court(1 Hour on Weekend)
$11.04RΒ 178
$9.20RΒ 149
20.00%
Cinema Ticket
$6.66RΒ 108
$6.66RΒ 108
-
π§Έ Childcare & Education
St Francis Bay
Durban
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$193RΒ 3,124
$207RΒ 3,354
-6.84%
International Primary School, 1 Child(Yearly)
$4,316RΒ 69.8K
$4,534RΒ 73.3K
-4.80%
ππ Clothing & Footwear
St Francis Bay
Durban
Difference
Jeans(Levis 501 Or Similar)
$49.63RΒ 802
$42.27RΒ 683
17.41%
Summer Dress(H&M, Zara, etc)
$32.43RΒ 524
$30.10RΒ 487
7.74%
Sport Shoes(Adidas, Nike)
$87.1RΒ 1,407
$92.9RΒ 1,502
-6.32%
Men's Leather Business Shoes
$78.6RΒ 1,271
$74.1RΒ 1,198
6.14%
π Accommodation & Living
St Francis Bay
Durban
Difference
1-bedroom Apartment, City Center(Monthly)
$362RΒ 5,854
$380RΒ 6,137
-4.61%
1-bedroom Apartment, Outside City Center(Monthly)
$339RΒ 5,484
$369RΒ 5,962
-8.02%
3-bedroom Apartment, City Center(Monthly)
$686RΒ 11.1K
$754RΒ 12.2K
-9.08%
3-bedroom Apartment, Outside City Center(Monthly)
$697RΒ 11.3K
$579RΒ 9,364
20.36%
Buy Apartment in City Center(m2)
$899RΒ 14.5K
$888RΒ 14.4K
1.24%
Buy Apartment Outside City Center(m2)
$709RΒ 11.5K
$576RΒ 9,314
23.09%
π΅ Salaries & Financials
St Francis Bay
Durban
Difference
Average Monthly Net Salary(After Tax)
-
$1,375RΒ 22.2K
-
20-Year Fixed Mortgage Interest Rate(Annual %)
11.51
12.01
-4.16%
CityCost data is based on AI and user input β minor inaccuracies may occur.
Last update for St Francis Bay: June 8, 2026
Last update for Durban: June 7, 2026
Cost Breakdown
π A central one-bedroom costs $362 in St Francis Bay versus $380 in Durban. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
πA mid-range dinner for two costs $34.00 in St Francis Bay versus $28.00 in Durban. Monthly groceries follow the same trend: $178 vs $165 β making Durban the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
St Francis Bay vs Durban: Cost of Living - Frequently Asked Questions
Is Durban cheaper than St Francis Bay?
Yes β Durban is pricier by about 5%, and the gap shows up most in Getting Around. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,539 per month in St Francis Bay and $1,623 in Durban. That covers rent, food, utilities, transport, and enough left over to feel settled β not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in St Francis Bay, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in St Francis Bay or Durban?
How do food prices compare in St Francis Bay and Durban?
Interestingly, groceries are about 8% cheaper in Durban β one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.
Is $1,200 enough for either St Francis Bay or Durban?
$1,200 covers both cities comfortably β all-in costs are $1,026 in St Francis Bay and $1,082 in Durban, leaving budget for savings and extras in both cases.
Is St Francis Bay or Durban more family-friendly?
Families tend to lean toward St Francis Bay β lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, St Francis Bay or Durban?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison β central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with St Francis Bay. If higher salaries, better infrastructure, or specific career opportunities are the priority, Durban makes more sense. Both are solid long-term options with distinct trade-offs.
St Francis Bay vs other spots: cost of living compared