Cost of Living Comparison Between Tbilisi and St Francis Bay Cost of Living Comparison Between Tbilisi and St Francis Bay

Monthly Cost of Living

Monthly costs for one person with rent: $1,185 in Tbilisi versus $1,003 in St Francis Bay.

Estimated couple costs with rent: $1,834 in Tbilisi versus $1,569 in St Francis Bay.

Monthly costs for a family of three with rent: $2,483 in Tbilisi versus $2,134 in St Francis Bay.

Living in Tbilisi is roughly 18% more expensive than St Francis Bay, driven mainly by Monthly Utilities & Internet.

Both cities sit below the global median: Tbilisi 12% lower, St Francis Bay 25% lower.

Meal at Budget Restaurant

$11.15 ₾30.00

$8.29 R 139

34.50%

Three-Course Dinner for Two, Mid-Range

$43.13 ₾116

$33.26 R 558

29.68%

Fast Food Meal (McDonalds, etc)

$8.22 ₾22.11

$4.80 R 80.5

71.25%

Cappuccino

$3.13 ₾8.42

$2.06 R 34.54

51.94%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.74 ₾2.00

$1.04 R 17.37

-28.85%

Water (0.33 liter bottle)

$0.45 ₾1.22

$0.81 R 13.57

-44.44%

Local Beer (0.5 liter draught)

$2.13 ₾5.74

$2.30 R 38.58

-7.39%

Imported Beer (0.33 liter bottle)

$2.99 ₾8.06

$2.46 R 41.33

21.54%

Milk (1 liter)

$1.89 ₾5.09

$1.12 R 18.78

68.75%

White Bread (500g)

$0.73 ₾1.97

$1.05 R 17.63

-30.48%

Rice (white) (1kg)

$1.85 ₾4.98

$1.64 R 27.44

12.80%

Eggs

$2.45 ₾6.58

$2.39 R 40.13

2.51%

Local Cheese (1kg)

$7.85 ₾21.12

$7.87 R 132

-0.25%

Chicken Fillets (1kg)

$6.25 ₾16.82

$4.61 R 77.4

35.57%

Beef Round Steak (1kg)

$9.77 ₾26.28

$6.88 R 115

42.01%

Apples (1kg)

$1.21 ₾3.26

$1.65 R 27.74

-26.67%

Banana (1kg)

$1.59 ₾4.28

$1.51 R 25.37

5.30%

Oranges (1kg)

$1.79 ₾4.81

$1.55 R 25.94

15.48%

Tomato (1kg)

$2.32 ₾6.25

$1.59 R 26.68

45.91%

Potato (1kg)

$0.71 ₾1.91

$1.36 R 22.81

-47.79%

Onion (1kg)

$0.67 ₾1.81

$1.22 R 20.53

-45.08%

Lettuce (1 head)

$1.18 ₾3.16

$1.05 R 17.56

12.38%

Water (1.5 liter bottle)

$0.71 ₾1.92

$0.98 R 16.51

-27.55%

Cigarettes 20 Pack (Marlboro, Camel)

$2.92 ₾7.85

$2.76 R 46.36

5.80%

Wine (Bottle)

$7.25 ₾19.50

$4.86 R 81.5

49.18%

Local Beer (0.5 liter bottle)

$1.55 ₾4.17

$1.34 R 22.43

15.67%

Imported Beer (0.33 liter bottle)

$2.31 ₾6.21

$1.66 R 27.91

39.16%

One-way Ticket (Public Transport)

$0.38 ₾1.03

$1.69 R 28.34

-77.51%

Public Transport Monthly Pass (Regular Price)

$14.81 ₾39.83

Taxi Start (Normal Tariff)

$1.48 ₾3.98

$1.13 R 19.02

30.97%

Taxi (Normal Tariff) (1km)

$0.69 ₾1.86

$0.96 R 16.17

-28.13%

Taxi 1hour Waiting (Normal Tariff)

$7.45 ₾20.05

$4.14 R 69.4

79.95%

Gasoline (1 liter)

$1.15 ₾3.10

$1.28 R 21.52

-10.16%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$18.0K ₾48.4K

$21.6K R 362.8K

-16.76%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.8K ₾53.4K

$23.4K R 393.0K

-15.37%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$73.4 ₾198

$119 R 1,998

-38.36%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.64 ₾31.32

$35.75 R 600

-67.44%

Internet (50+ Mbps, Unlimited Data)

$17.77 ₾47.79

$41.17 R 690

-56.84%

Gym Membership (Monthly)

$60.6 ₾163

$30.49 R 511

98.66%

Tennis Court (1 Hour on Weekend)

$16.44 ₾44.21

$11.03 R 185

49.05%

Cinema Ticket

$6.51 ₾17.52

$6.61 R 111

-1.51%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$263 ₾707

$193 R 3,243

35.82%

International Primary School, 1 Child (Yearly)

$5,136 ₾13.8K

$4,310 R 72.3K

19.16%

Jeans (Levis 501 Or Similar)

$77.7 ₾209

$49.76 R 835

56.15%

Summer Dress (H&M, Zara, etc)

$44.39 ₾119

$31.85 R 534

39.37%

Sport Shoes (Adidas, Nike)

$118 ₾317

$88.8 R 1,489

32.51%

Men's Leather Business Shoes

$114 ₾307

$79.7 R 1,336

43.25%

1-bedroom Apartment, City Center (Monthly)

$693 ₾1,865

$367 R 6,147

89.10%

1-bedroom Apartment, Outside City Center (Monthly)

$462 ₾1,244

$336 R 5,636

37.58%

3-bedroom Apartment, City Center (Monthly)

$1,337 ₾3,597

$685 R 11.5K

95.27%

3-bedroom Apartment, Outside City Center (Monthly)

$779 ₾2,096

$702 R 11.8K

10.92%

Buy Apartment in City Center (m2)

$2,530 ₾6,805

$673 R 11.3K

275.92%

Buy Apartment Outside City Center (m2)

$1,430 ₾3,847

$590 R 9,895

142.35%

Average Monthly Net Salary (After Tax)

$633 ₾1,702

20-Year Fixed Mortgage Interest Rate (Annual %)

11.89

11.51

3.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tbilisi: April 26, 2026

Last update for St Francis Bay: April 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $693 in Tbilisi and $367 in St Francis Bay. Housing cost is often the main lever when comparing two cities.

Dining out: $43.00 in Tbilisi vs $33.00 in St Francis Bay for a mid-range dinner for two. Groceries echo the gap at $206 vs $179 per month, with St Francis Bay cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tbilisi vs St Francis Bay: Cost of Living - Frequently Asked Questions

Tbilisi and St Francis Bay differ by about 18% in total monthly costs ($1,185 vs $1,003 including rent). St Francis Bay is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $1,777 in Tbilisi and $1,505 in St Francis Bay to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $693 in Tbilisi versus $367 in St Francis Bay. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $263 in Tbilisi versus $193 in St Francis Bay. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in St Francis Bay – a meal for two runs $33.00 versus $43.00 in Tbilisi. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,003 in St Francis Bay versus $1,185 in Tbilisi, a $2,000 budget is realistic in St Francis Bay but tight or insufficient in Tbilisi. The gap between the two cities makes St Francis Bay the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Tbilisi and St Francis Bay are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find St Francis Bay gentler on the wallet – expenses run 18% less than in Tbilisi. Beyond cost, consider language, visa policies, and how big the international community is in each city.