Cost of Living Comparison Between Tbilisi and St Francis Bay Cost of Living Comparison Between Tbilisi and St Francis Bay

Monthly Cost of Living

Monthly costs for one person with rent: $1,218 in Tbilisi versus $1,026 in St Francis Bay.

Estimated couple costs with rent: $1,853 in Tbilisi versus $1,587 in St Francis Bay.

Monthly costs for a family of three with rent: $2,489 in Tbilisi versus $2,147 in St Francis Bay.

Living in Tbilisi is roughly 19% more expensive than St Francis Bay, driven mainly by Monthly Utilities & Internet.

Both cities sit below the global median: Tbilisi 9% lower, St Francis Bay 24% lower.

Meal at Budget Restaurant

$10.85 ₾28.75

$8.40 R 136

29.17%

Three-Course Dinner for Two, Mid-Range

$44.17 ₾117

$33.69 R 545

31.11%

Fast Food Meal (McDonalds, etc)

$8.28 ₾21.94

$4.98 R 80.4

66.27%

Cappuccino

$3.02 ₾8.00

$2.03 R 32.79

48.77%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.76 ₾2.02

$1.02 R 16.56

-25.49%

Water (0.33 liter bottle)

$0.46 ₾1.22

$0.78 R 12.53

-41.03%

Local Beer (0.5 liter draught)

$2.24 ₾5.93

$2.27 R 36.65

-1.32%

Imported Beer (0.33 liter bottle)

$3.00 ₾7.95

$2.51 R 40.54

19.52%

Milk (1 liter)

$1.93 ₾5.11

$1.11 R 18.01

73.87%

White Bread (500g)

$0.72 ₾1.91

$1.05 R 17.04

-31.43%

Rice (white) (1kg)

$1.84 ₾4.87

$1.61 R 26.04

14.29%

Eggs

$2.45 ₾6.48

$2.47 R 39.98

-0.81%

Local Cheese (1kg)

$7.43 ₾19.67

$7.91 R 128

-6.07%

Chicken Fillets (1kg)

$6.48 ₾17.16

$4.65 R 75.1

39.35%

Beef Round Steak (1kg)

$9.70 ₾25.70

$6.60 R 107

46.97%

Apples (1kg)

$1.20 ₾3.18

$1.63 R 26.34

-26.38%

Banana (1kg)

$1.56 ₾4.14

$1.54 R 24.82

1.30%

Oranges (1kg)

$1.79 ₾4.75

$1.49 R 24.08

20.13%

Tomato (1kg)

$2.23 ₾5.90

$1.65 R 26.63

35.15%

Potato (1kg)

$0.65 ₾1.73

$1.37 R 22.20

-52.55%

Onion (1kg)

$0.68 ₾1.79

$1.18 R 19.13

-42.37%

Lettuce (1 head)

$1.19 ₾3.16

$1.06 R 17.11

12.26%

Water (1.5 liter bottle)

$0.70 ₾1.86

$0.90 R 14.61

-22.22%

Cigarettes 20 Pack (Marlboro, Camel)

$2.95 ₾7.82

$2.73 R 44.14

8.06%

Wine (Bottle)

$7.33 ₾19.41

$4.79 R 77.5

53.03%

Local Beer (0.5 liter bottle)

$1.52 ₾4.02

$1.37 R 22.21

10.95%

Imported Beer (0.33 liter bottle)

$2.25 ₾5.95

$1.73 R 27.94

30.06%

One-way Ticket (Public Transport)

$0.36 ₾0.95

$1.62 R 26.22

-77.78%

Public Transport Monthly Pass (Regular Price)

$14.60 ₾38.68

Taxi Start (Normal Tariff)

$1.50 ₾3.97

$1.11 R 17.91

35.14%

Taxi (Normal Tariff) (1km)

$0.73 ₾1.92

$0.87 R 14.15

-16.09%

Taxi 1hour Waiting (Normal Tariff)

$7.45 ₾19.74

$4.08 R 66.0

82.60%

Gasoline (1 liter)

$1.14 ₾3.01

$1.28 R 20.64

-10.94%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$18.5K ₾49.0K

$21.1K R 341.0K

-12.23%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K ₾53.6K

$24.3K R 392.5K

-16.57%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$73.9 ₾196

$117 R 1,898

-37.06%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.71 ₾31.01

$34.91 R 564

-66.46%

Internet (50+ Mbps, Unlimited Data)

$18.16 ₾48.09

$41.76 R 675

-56.51%

Gym Membership (Monthly)

$61.7 ₾163

$30.43 R 492

102.79%

Tennis Court (1 Hour on Weekend)

$16.66 ₾44.12

$11.04 R 178

50.91%

Cinema Ticket

$6.61 ₾17.50

$6.66 R 108

-0.75%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$264 ₾700

$193 R 3,124

36.70%

International Primary School, 1 Child (Yearly)

$5,145 ₾13.6K

$4,316 R 69.8K

19.19%

Jeans (Levis 501 Or Similar)

$74.9 ₾198

$49.63 R 802

50.84%

Summer Dress (H&M, Zara, etc)

$43.98 ₾117

$32.43 R 524

35.62%

Sport Shoes (Adidas, Nike)

$118 ₾312

$87.1 R 1,407

35.13%

Men's Leather Business Shoes

$114 ₾301

$78.6 R 1,271

44.68%

1-bedroom Apartment, City Center (Monthly)

$692 ₾1,833

$362 R 5,854

91.10%

1-bedroom Apartment, Outside City Center (Monthly)

$454 ₾1,203

$339 R 5,484

33.85%

3-bedroom Apartment, City Center (Monthly)

$1,323 ₾3,504

$686 R 11.1K

92.91%

3-bedroom Apartment, Outside City Center (Monthly)

$789 ₾2,089

$697 R 11.3K

13.13%

Buy Apartment in City Center (m2)

$2,431 ₾6,440

$899 R 14.5K

170.41%

Buy Apartment Outside City Center (m2)

$1,441 ₾3,818

$709 R 11.5K

103.24%

Average Monthly Net Salary (After Tax)

$645 ₾1,709

20-Year Fixed Mortgage Interest Rate (Annual %)

11.89

11.51

3.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tbilisi: June 9, 2026

Last update for St Francis Bay: June 8, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $692 in Tbilisi and $362 in St Francis Bay. Housing cost is often the main lever when comparing two cities.

Dining out: $44.00 in Tbilisi vs $34.00 in St Francis Bay for a mid-range dinner for two. Groceries echo the gap at $204 vs $178 per month, with St Francis Bay cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tbilisi vs St Francis Bay: Cost of Living - Frequently Asked Questions

Tbilisi and St Francis Bay differ by about 19% in total monthly costs ($1,218 vs $1,026 including rent). St Francis Bay is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $1,827 in Tbilisi and $1,539 in St Francis Bay to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $692 in Tbilisi versus $362 in St Francis Bay. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $264 in Tbilisi versus $193 in St Francis Bay. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in St Francis Bay – a meal for two runs $34.00 versus $44.00 in Tbilisi. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,026 in St Francis Bay versus $1,218 in Tbilisi, a $2,000 budget is realistic in St Francis Bay but tight or insufficient in Tbilisi. The gap between the two cities makes St Francis Bay the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Tbilisi and St Francis Bay are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find St Francis Bay gentler on the wallet – expenses run 19% less than in Tbilisi. Beyond cost, consider language, visa policies, and how big the international community is in each city.