Last update: Oct 2026

Cost of Living Comparison Between Simcoe, ON and Montreal

For one person, living is cheaper in Montreal: $2,064 a month against $2,412 in Simcoe, ON, rent and utilities included – about $4,200 less a year. Rent and utilities account for most of the difference.

117

Cost of Living Index in Simcoe, ON
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Simcoe, ON Living Index
99

Cost of Living Index in Montreal
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Montreal Living Index

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Simcoe, ON

🇨🇦 Canada

$2,412

/mo nomad

Montreal

🇨🇦 Canada

$2,064

/mo nomad

Monthly Cost of Living

How much you'll spend in Simcoe, ON and in Montreal

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Simcoe, ON and in Montreal actually costs, broken down by who's living it.

A single person spends $2,412 per month in Simcoe, ON vs $2,064 in Montreal, rent included.

Simcoe, ON $2,412
Montreal $2,064

A couple spends around $3,573 per month in Simcoe, ON vs $3,156 in Montreal, rent included.

Simcoe, ON $3,573
Montreal $3,156

A family of three spends $4,734 per month in Simcoe, ON vs $4,247 in Montreal, rent included.

Simcoe, ON $4,734
Montreal $4,247

Simcoe, ON costs about 17% more than Montreal, and outside of rent the biggest gap is in utilities.

Both Simcoe, ON and Montreal sit above the global median – Simcoe, ON by 77%, Montreal by 52%.

Meal at Budget Restaurant

$21.00 CA$29.47

$18.98 CA$26.64

10.64%

Three-Course Dinner for Two, Mid-Range

$63.2 CA$88.6

$73.0 CA$102

-13.47%

Fast Food Meal (McDonalds, etc)

$11.38 CA$15.97

$10.88 CA$15.27

4.60%

Cappuccino

$3.34 CA$4.69

$3.81 CA$5.35

-12.34%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.49 CA$2.10

$1.94 CA$2.72

-23.20%

Water (0.33 liter bottle)

$1.33 CA$1.87

$1.58 CA$2.22

-15.82%

Local Beer (0.5 liter draught)

$5.07 CA$7.11

$6.37 CA$8.94

-20.41%

Imported Beer (0.33 liter bottle)

$6.01 CA$8.43

$7.26 CA$10.20

-17.22%

Milk (1 liter)

$2.21 CA$3.10

$2.23 CA$3.13

-0.90%

White Bread (500g)

$2.29 CA$3.21

$3.17 CA$4.45

-27.76%

Rice (white) (1kg)

$2.13 CA$2.98

$3.31 CA$4.64

-35.65%

Eggs

$3.04 CA$4.27

$3.63 CA$5.09

-16.25%

Local Cheese (1kg)

$10.35 CA$14.53

$13.16 CA$18.47

-21.35%

Chicken Fillets (1kg)

$13.70 CA$19.23

$11.56 CA$16.22

18.51%

Beef Round Steak (1kg)

$21.18 CA$29.72

$13.71 CA$19.25

54.49%

Apples (1kg)

$3.54 CA$4.97

$3.29 CA$4.62

7.60%

Banana (1kg)

$1.27 CA$1.78

$1.46 CA$2.05

-13.01%

Oranges (1kg)

$3.32 CA$4.65

$3.37 CA$4.73

-1.48%

Tomato (1kg)

$2.90 CA$4.07

$3.15 CA$4.42

-7.94%

Potato (1kg)

$2.15 CA$3.02

$1.89 CA$2.65

13.76%

Onion (1kg)

$1.39 CA$1.96

$1.79 CA$2.52

-22.35%

Lettuce (1 head)

$2.17 CA$3.05

$2.47 CA$3.47

-12.15%

Water (1.5 liter bottle)

$1.46 CA$2.04

$1.58 CA$2.22

-7.59%

Cigarettes 20 Pack (Marlboro, Camel)

$10.97 CA$15.40

$11.28 CA$15.84

-2.75%

Wine (Bottle)

$11.02 CA$15.47

$10.49 CA$14.73

5.05%

Local Beer (0.5 liter bottle)

$2.92 CA$4.10

$2.34 CA$3.28

24.79%

Imported Beer (0.33 liter bottle)

$3.07 CA$4.30

$2.91 CA$4.09

5.50%

One-way Ticket (Public Transport)

$2.61 CA$3.66

Public Transport Monthly Pass (Regular Price)

$70.7 CA$99.2

$79.1 CA$111

-10.64%

Taxi Start (Normal Tariff)

$2.35 CA$3.29

$3.26 CA$4.57

-27.91%

Taxi (Normal Tariff) (1km)

$1.82 CA$2.56

$1.44 CA$2.02

26.39%

Taxi 1hour Waiting (Normal Tariff)

$24.31 CA$34.12

$33.43 CA$46.92

-27.28%

Gasoline (1 liter)

$1.14 CA$1.60

$1.33 CA$1.87

-14.29%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.6K

$28.6K CA$40.2K

-1.40%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.2K CA$32.6K

$21.1K CA$29.6K

9.96%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$122 CA$171

$80.1 CA$112

52.57%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$43.91 CA$61.6

$34.30 CA$48.14

28.02%

Internet (50+ Mbps, Unlimited Data)

$56.1 CA$78.8

$42.85 CA$60.1

30.95%

Gym Membership (Monthly)

$42.83 CA$60.1

$31.14 CA$43.71

37.54%

Tennis Court (1 Hour on Weekend)

$19.41 CA$27.24

Cinema Ticket

$8.48 CA$11.90

$11.23 CA$15.76

-24.49%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$817 CA$1,147

$525 CA$737

55.64%

International Primary School, 1 Child (Yearly)

$17.2K CA$24.1K

$16.3K CA$22.9K

5.32%

Jeans (Levis 501 Or Similar)

$42.16 CA$59.2

$58.0 CA$81.4

-27.31%

Summer Dress (H&M, Zara, etc)

$36.62 CA$51.4

$38.11 CA$53.5

-3.91%

Sport Shoes (Adidas, Nike)

$63.4 CA$89.0

$93.4 CA$131

-32.12%

Men's Leather Business Shoes

$126 CA$177

$110 CA$155

14.36%

1-bedroom Apartment, City Center (Monthly)

$1,445 CA$2,028

$1,285 CA$1,803

12.43%

1-bedroom Apartment, Outside City Center (Monthly)

$1,276 CA$1,791

$977 CA$1,371

30.64%

3-bedroom Apartment, City Center (Monthly)

$2,095 CA$2,941

$2,271 CA$3,187

-7.72%

3-bedroom Apartment, Outside City Center (Monthly)

$2,171 CA$3,047

$1,665 CA$2,336

30.40%

Buy Apartment in City Center (m2)

$5,139 CA$7,212

Buy Apartment Outside City Center (m2)

$3,834 CA$5,381

Average Monthly Net Salary (After Tax)

$3,024 CA$4,244

$3,002 CA$4,213

0.74%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.99

4.48

11.38%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Simcoe, ON: October 25, 2026

Last update for Montreal: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Simcoe, ON

$1.3K 52.9%

Montreal

$977 47.3% 23.5% $299

Groceries & Markets

Simcoe, ON

$360 14.9%

Montreal

$351 17% 2.5% $8.8

Eating Out

Simcoe, ON

$291 12.1%

Montreal

$291 14.1% 0% $0.1

Monthly Utilities & Internet

Simcoe, ON

$222 9.2%

Montreal

$157 7.6% 29.2% $65

Clothing & Footwear

Simcoe, ON

$121 5%

Montreal

$135 6.5% 11.8% $14

Getting Around

Simcoe, ON

$82 * 3.4%

Montreal

$100 4.9% 21.7% $18

Sport & Entertainment

Simcoe, ON

$60 2.5%

Montreal

$54 2.6% 10.4% $6.2

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,445 in Simcoe, ON versus $1,285 in Montreal. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $63 in Simcoe, ON versus $73 in Montreal. Groceries tell a different story – $360 in Simcoe, ON vs $351 in Montreal – so Montreal wins on supermarket bills even if dining out costs more.

Good to know

🇨🇦 Simcoe, ON

🇨🇦 Montreal

🕒 Local time

16:27 4:27 PM

Same time as Simcoe, ON

🌤 Weather

👥 Population

14,777

1,762,949

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.713 USD

1 CAD = 0.64 EUR

1 CAD = 0.713 USD

1 CAD = 0.64 EUR

Exchange rates and currency converter

On the map

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Between locations

Simcoe, ON Montreal 610 km ≈ 1 h 15 min nonstop flight

From you

Simcoe, ON
Montreal

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Simcoe, ON vs Montreal: Cost of Living - Frequently Asked Questions

Simcoe, ON costs about 17% more than Montreal, and outside of rent the gap comes mainly from utilities. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,617 per month in Simcoe, ON and $3,096 in Montreal. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montreal, especially for central apartments: a one-bedroom in the center costs $1,285 there versus $1,445 in Simcoe, ON.

A mid-range dinner for two costs $63 in Simcoe, ON and $73 in Montreal. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Public transport costs about 11% less in Simcoe, ON. For daily commuters, that gap adds up to noticeable savings over a year.

$2,000 is a stretch for both – monthly costs hit $2,412 in Simcoe, ON and $2,064 in Montreal. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Montreal – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.