Cost of Living Comparison Between Montreal and Simcoe, ON Cost of Living Comparison Between Montreal and Simcoe, ON

Monthly Cost of Living

A single person spends $2,063 per month in Montreal vs $2,301 in Simcoe, ON, rent included.

A couple spends around $3,159 per month in Montreal vs $3,745 in Simcoe, ON, rent included.

A family of three spends $4,255 per month in Montreal vs $5,189 in Simcoe, ON, rent included.

Montreal is about 10% cheaper than Simcoe, ON, driven mainly by Groceries & Markets.

Both Montreal and Simcoe, ON sit above the global median – Montreal by 54%, Simcoe, ON by 72%.

Meal at Budget Restaurant

$15.92 CA$22.14

$16.19 CA$22.51

-1.67%

Three-Course Dinner for Two, Mid-Range

$73.1 CA$102

$71.3 CA$99.2

2.40%

Fast Food Meal (McDonalds, etc)

$11.15 CA$15.50

$11.56 CA$16.08

-3.55%

Cappuccino

$3.80 CA$5.29

$3.73 CA$5.19

1.88%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.18 CA$3.03

$1.85 CA$2.58

17.84%

Water (0.33 liter bottle)

$1.46 CA$2.03

$1.81 CA$2.51

-19.34%

Local Beer (0.5 liter draught)

$6.12 CA$8.51

$5.18 CA$7.21

18.15%

Imported Beer (0.33 liter bottle)

$6.78 CA$9.42

$5.81 CA$8.08

16.70%

Milk (1 liter)

$2.33 CA$3.24

$1.99 CA$2.77

17.09%

White Bread (500g)

$3.39 CA$4.72

$2.41 CA$3.35

40.66%

Rice (white) (1kg)

$3.73 CA$5.19

$2.17 CA$3.02

71.89%

Eggs

$3.38 CA$4.70

$3.19 CA$4.43

5.96%

Local Cheese (1kg)

$16.25 CA$22.60

$8.80 CA$12.24

84.66%

Chicken Fillets (1kg)

$11.54 CA$16.05

$8.94 CA$12.43

29.08%

Beef Round Steak (1kg)

$15.24 CA$21.19

$21.98 CA$30.56

-30.66%

Apples (1kg)

$3.74 CA$5.20

$3.96 CA$5.51

-5.56%

Banana (1kg)

$1.70 CA$2.37

$0.91 CA$1.27

86.81%

Oranges (1kg)

$4.11 CA$5.71

$3.13 CA$4.35

31.31%

Tomato (1kg)

$4.35 CA$6.05

$2.21 CA$3.07

96.83%

Potato (1kg)

$2.71 CA$3.76

$2.17 CA$3.02

24.88%

Onion (1kg)

$2.62 CA$3.64

$1.51 CA$2.10

73.51%

Lettuce (1 head)

$2.25 CA$3.13

$2.24 CA$3.11

0.45%

Water (1.5 liter bottle)

$1.73 CA$2.40

$1.45 CA$2.01

19.31%

Cigarettes 20 Pack (Marlboro, Camel)

$13.31 CA$18.51

$11.07 CA$15.40

20.23%

Wine (Bottle)

$10.78 CA$15.00

$10.98 CA$15.27

-1.82%

Local Beer (0.5 liter bottle)

$3.01 CA$4.19

$2.72 CA$3.79

10.66%

Imported Beer (0.33 liter bottle)

$3.46 CA$4.82

$2.84 CA$3.95

21.83%

One-way Ticket (Public Transport)

$2.74 CA$3.81

$2.38 CA$3.31

15.13%

Public Transport Monthly Pass (Regular Price)

$72.7 CA$101

$72.4 CA$101

0.39%

Taxi Start (Normal Tariff)

$3.63 CA$5.05

$2.34 CA$3.25

55.13%

Taxi (Normal Tariff) (1km)

$1.46 CA$2.03

$1.70 CA$2.36

-14.12%

Taxi 1hour Waiting (Normal Tariff)

$33.44 CA$46.50

$33.39 CA$46.43

0.15%

Gasoline (1 liter)

$1.21 CA$1.69

$1.07 CA$1.48

13.08%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K CA$34.3K

$25.4K CA$35.3K

-2.91%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.7K CA$30.2K

$20.8K CA$28.9K

4.23%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$76.0 CA$106

$130 CA$181

-41.51%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$35.72 CA$49.68

$53.2 CA$74.0

-32.89%

Internet (50+ Mbps, Unlimited Data)

$42.86 CA$59.6

$62.5 CA$86.9

-31.43%

Gym Membership (Monthly)

$42.92 CA$59.7

$44.99 CA$62.6

-4.60%

Tennis Court (1 Hour on Weekend)

$17.23 CA$23.97

Cinema Ticket

$11.09 CA$15.42

$9.06 CA$12.60

22.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$620 CA$862

$939 CA$1,305

-34.00%

International Primary School, 1 Child (Yearly)

$5,834 CA$8,114

$11.2K CA$15.5K

-47.77%

Jeans (Levis 501 Or Similar)

$62.7 CA$87.1

$43.69 CA$60.8

43.42%

Summer Dress (H&M, Zara, etc)

$44.41 CA$61.8

$39.22 CA$54.6

13.23%

Sport Shoes (Adidas, Nike)

$101 CA$140

$67.1 CA$93.3

50.08%

Men's Leather Business Shoes

$119 CA$166

$129 CA$180

-8.05%

1-bedroom Apartment, City Center (Monthly)

$1,211 CA$1,684

$1,287 CA$1,790

-5.93%

1-bedroom Apartment, Outside City Center (Monthly)

$960 CA$1,334

$1,199 CA$1,667

-19.95%

3-bedroom Apartment, City Center (Monthly)

$2,035 CA$2,831

$2,245 CA$3,122

-9.34%

3-bedroom Apartment, Outside City Center (Monthly)

$1,589 CA$2,210

$2,673 CA$3,718

-40.55%

Buy Apartment in City Center (m2)

$5,181 CA$7,205

Buy Apartment Outside City Center (m2)

$3,934 CA$5,470

Average Monthly Net Salary (After Tax)

$2,960 CA$4,116

$3,047 CA$4,237

-2.86%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.01

6.55

-23.51%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montreal: May 31, 2026

Last update for Simcoe, ON: May 30, 2026

Cost Breakdown

A central one-bedroom costs $1,211 in Montreal versus $1,287 in Simcoe, ON. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 3% higher in Simcoe, ON, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $73.0 in Montreal versus $71.0 in Simcoe, ON. Monthly groceries follow the same trend: $392 vs $328 – making Simcoe, ON the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montreal vs Simcoe, ON: Cost of Living - Frequently Asked Questions

Simcoe, ON costs about 12% more than Montreal, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,094 per month in Montreal and $3,452 in Simcoe, ON. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montreal, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Interestingly, groceries are about 19% cheaper in Simcoe, ON – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A mid-range dinner for two costs $73.0 in Montreal and $71.0 in Simcoe, ON. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Montreal, where all-in costs run around $2,063, than in Simcoe, ON at $2,301. In Montreal it covers expenses comfortably, while in Simcoe, ON it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Montreal costs $2,063 versus $2,301 in Simcoe, ON. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Montreal. If higher salaries, better infrastructure, or specific career opportunities are the priority, Simcoe, ON makes more sense. Both are solid long-term options with distinct trade-offs.