Last update: Oct 2026

Cost of Living Comparison Between Montreal and Simcoe, ON

For one person, living is cheaper in Montreal: $2,064 a month against $2,412 in Simcoe, ON, rent and utilities included – about $4,200 less a year. Rent and utilities account for most of the difference.

99

Cost of Living Index in Montreal
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Montreal Living Index
117

Cost of Living Index in Simcoe, ON
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Simcoe, ON Living Index

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Montreal

🇨🇦 Canada

$2,064

/mo nomad

Simcoe, ON

🇨🇦 Canada

$2,412

/mo nomad

Monthly Cost of Living

How much you'll spend in Montreal and in Simcoe, ON

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montreal and in Simcoe, ON actually costs, broken down by who's living it.

A single person spends $2,064 per month in Montreal vs $2,412 in Simcoe, ON, rent included.

Montreal $2,064
Simcoe, ON $2,412

A couple spends around $3,156 per month in Montreal vs $3,573 in Simcoe, ON, rent included.

Montreal $3,156
Simcoe, ON $3,573

A family of three spends $4,247 per month in Montreal vs $4,734 in Simcoe, ON, rent included.

Montreal $4,247
Simcoe, ON $4,734

Montreal is about 14% cheaper than Simcoe, ON, and outside of rent the biggest gap is in utilities.

Both Montreal and Simcoe, ON sit above the global median – Montreal by 52%, Simcoe, ON by 77%.

Meal at Budget Restaurant

$18.98 CA$26.64

$21.00 CA$29.47

-9.62%

Three-Course Dinner for Two, Mid-Range

$73.0 CA$102

$63.2 CA$88.6

15.57%

Fast Food Meal (McDonalds, etc)

$10.88 CA$15.27

$11.38 CA$15.97

-4.39%

Cappuccino

$3.81 CA$5.35

$3.34 CA$4.69

14.07%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.94 CA$2.72

$1.49 CA$2.10

30.20%

Water (0.33 liter bottle)

$1.58 CA$2.22

$1.33 CA$1.87

18.80%

Local Beer (0.5 liter draught)

$6.37 CA$8.94

$5.07 CA$7.11

25.64%

Imported Beer (0.33 liter bottle)

$7.26 CA$10.20

$6.01 CA$8.43

20.80%

Milk (1 liter)

$2.23 CA$3.13

$2.21 CA$3.10

0.90%

White Bread (500g)

$3.17 CA$4.45

$2.29 CA$3.21

38.43%

Rice (white) (1kg)

$3.31 CA$4.64

$2.13 CA$2.98

55.40%

Eggs

$3.63 CA$5.09

$3.04 CA$4.27

19.41%

Local Cheese (1kg)

$13.16 CA$18.47

$10.35 CA$14.53

27.15%

Chicken Fillets (1kg)

$11.56 CA$16.22

$13.70 CA$19.23

-15.62%

Beef Round Steak (1kg)

$13.71 CA$19.25

$21.18 CA$29.72

-35.27%

Apples (1kg)

$3.29 CA$4.62

$3.54 CA$4.97

-7.06%

Banana (1kg)

$1.46 CA$2.05

$1.27 CA$1.78

14.96%

Oranges (1kg)

$3.37 CA$4.73

$3.32 CA$4.65

1.51%

Tomato (1kg)

$3.15 CA$4.42

$2.90 CA$4.07

8.62%

Potato (1kg)

$1.89 CA$2.65

$2.15 CA$3.02

-12.09%

Onion (1kg)

$1.79 CA$2.52

$1.39 CA$1.96

28.78%

Lettuce (1 head)

$2.47 CA$3.47

$2.17 CA$3.05

13.82%

Water (1.5 liter bottle)

$1.58 CA$2.22

$1.46 CA$2.04

8.22%

Cigarettes 20 Pack (Marlboro, Camel)

$11.28 CA$15.84

$10.97 CA$15.40

2.83%

Wine (Bottle)

$10.49 CA$14.73

$11.02 CA$15.47

-4.81%

Local Beer (0.5 liter bottle)

$2.34 CA$3.28

$2.92 CA$4.10

-19.86%

Imported Beer (0.33 liter bottle)

$2.91 CA$4.09

$3.07 CA$4.30

-5.21%

One-way Ticket (Public Transport)

$2.61 CA$3.66

Public Transport Monthly Pass (Regular Price)

$79.1 CA$111

$70.7 CA$99.2

11.91%

Taxi Start (Normal Tariff)

$3.26 CA$4.57

$2.35 CA$3.29

38.72%

Taxi (Normal Tariff) (1km)

$1.44 CA$2.02

$1.82 CA$2.56

-20.88%

Taxi 1hour Waiting (Normal Tariff)

$33.43 CA$46.92

$24.31 CA$34.12

37.52%

Gasoline (1 liter)

$1.33 CA$1.87

$1.14 CA$1.60

16.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.6K CA$40.2K

$28.2K CA$39.6K

1.42%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.6K

$23.2K CA$32.6K

-9.06%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.1 CA$112

$122 CA$171

-34.46%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$34.30 CA$48.14

$43.91 CA$61.6

-21.89%

Internet (50+ Mbps, Unlimited Data)

$42.85 CA$60.1

$56.1 CA$78.8

-23.63%

Gym Membership (Monthly)

$31.14 CA$43.71

$42.83 CA$60.1

-27.29%

Tennis Court (1 Hour on Weekend)

$19.41 CA$27.24

Cinema Ticket

$11.23 CA$15.76

$8.48 CA$11.90

32.43%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$525 CA$737

$817 CA$1,147

-35.75%

International Primary School, 1 Child (Yearly)

$16.3K CA$22.9K

$17.2K CA$24.1K

-5.05%

Jeans (Levis 501 Or Similar)

$58.0 CA$81.4

$42.16 CA$59.2

37.57%

Summer Dress (H&M, Zara, etc)

$38.11 CA$53.5

$36.62 CA$51.4

4.07%

Sport Shoes (Adidas, Nike)

$93.4 CA$131

$63.4 CA$89.0

47.31%

Men's Leather Business Shoes

$110 CA$155

$126 CA$177

-12.56%

1-bedroom Apartment, City Center (Monthly)

$1,285 CA$1,803

$1,445 CA$2,028

-11.06%

1-bedroom Apartment, Outside City Center (Monthly)

$977 CA$1,371

$1,276 CA$1,791

-23.46%

3-bedroom Apartment, City Center (Monthly)

$2,271 CA$3,187

$2,095 CA$2,941

8.37%

3-bedroom Apartment, Outside City Center (Monthly)

$1,665 CA$2,336

$2,171 CA$3,047

-23.32%

Buy Apartment in City Center (m2)

$5,139 CA$7,212

Buy Apartment Outside City Center (m2)

$3,834 CA$5,381

Average Monthly Net Salary (After Tax)

$3,002 CA$4,213

$3,024 CA$4,244

-0.74%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.48

4.99

-10.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montreal: October 25, 2026

Last update for Simcoe, ON: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Montreal

$977 47.3%

Simcoe, ON

$1.3K 52.9% 30.6% $299

Groceries & Markets

Montreal

$351 17%

Simcoe, ON

$360 14.9% 2.5% $8.8

Eating Out

Montreal

$291 14.1%

Simcoe, ON

$291 12.1% 0% $0.1

Monthly Utilities & Internet

Montreal

$157 7.6%

Simcoe, ON

$222 9.2% 41.3% $65

Clothing & Footwear

Montreal

$135 6.5%

Simcoe, ON

$121 5% 10.5% $14

Getting Around

Montreal

$100 4.9%

Simcoe, ON

$82 * 3.4% 17.8% $18

Sport & Entertainment

Montreal

$54 2.6%

Simcoe, ON

$60 2.5% 11.6% $6.2

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,285 in Montreal versus $1,445 in Simcoe, ON. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $73 in Montreal versus $63 in Simcoe, ON. Groceries tell a different story – $351 in Montreal vs $360 in Simcoe, ON – so Montreal wins on supermarket bills even if dining out costs more.

Good to know

🇨🇦 Montreal

🇨🇦 Simcoe, ON

🕒 Local time

18:05 6:05 PM

Same time as Montreal

🌤 Weather

👥 Population

1,762,949

14,777

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.713 USD

1 CAD = 0.64 EUR

1 CAD = 0.713 USD

1 CAD = 0.64 EUR

Exchange rates and currency converter

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Between locations

Montreal Simcoe, ON 610 km ≈ 1 h 15 min nonstop flight

From you

Montreal
Simcoe, ON

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montreal vs Simcoe, ON: Cost of Living - Frequently Asked Questions

Simcoe, ON costs about 17% more than Montreal, and outside of rent the gap comes mainly from utilities. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,096 per month in Montreal and $3,617 in Simcoe, ON. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montreal, especially for central apartments: a one-bedroom in the center costs $1,285 there versus $1,445 in Simcoe, ON.

A mid-range dinner for two costs $73 in Montreal and $63 in Simcoe, ON. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Public transport costs about 11% less in Simcoe, ON. For daily commuters, that gap adds up to noticeable savings over a year.

$2,000 is a stretch for both – monthly costs hit $2,064 in Montreal and $2,412 in Simcoe, ON. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Montreal – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.