Cost of Living Comparison Between Simcoe, ON and Toronto Cost of Living Comparison Between Simcoe, ON and Toronto

Monthly Cost of Living

A single person spends $2,490 per month in Simcoe, ON vs $2,620 in Toronto, rent included.

A couple spends around $3,614 per month in Simcoe, ON vs $3,866 in Toronto, rent included.

A family of three spends $4,737 per month in Simcoe, ON vs $5,111 in Toronto, rent included.

Simcoe, ON is about 5% cheaper than Toronto, driven mainly by Getting Around.

Both Simcoe, ON and Toronto sit above the global median – Simcoe, ON by 81%, Toronto by 90%.

Meal at Budget Restaurant

$21.59 CA$29.95

$17.85 CA$24.75

20.95%

Three-Course Dinner for Two, Mid-Range

$64.5 CA$89.5

$86.8 CA$120

-25.64%

Fast Food Meal (McDonalds, etc)

$11.65 CA$16.16

$10.94 CA$15.17

6.49%

Cappuccino

$3.54 CA$4.92

$4.01 CA$5.57

-11.72%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.53 CA$2.13

$2.19 CA$3.04

-30.14%

Water (0.33 liter bottle)

$1.33 CA$1.85

$1.69 CA$2.34

-21.30%

Local Beer (0.5 liter draught)

$5.08 CA$7.05

$6.45 CA$8.94

-21.24%

Imported Beer (0.33 liter bottle)

$6.22 CA$8.62

$7.05 CA$9.77

-11.77%

Milk (1 liter)

$2.27 CA$3.15

$2.71 CA$3.77

-16.24%

White Bread (500g)

$2.37 CA$3.28

$2.92 CA$4.05

-18.84%

Rice (white) (1kg)

$2.21 CA$3.06

$2.48 CA$3.44

-10.89%

Eggs

$2.94 CA$4.08

$3.85 CA$5.34

-23.64%

Local Cheese (1kg)

$9.69 CA$13.44

$10.10 CA$14.01

-4.06%

Chicken Fillets (1kg)

$13.62 CA$18.88

$12.02 CA$16.66

13.31%

Beef Round Steak (1kg)

$22.05 CA$30.58

$15.61 CA$21.65

41.26%

Apples (1kg)

$3.57 CA$4.96

$3.90 CA$5.41

-8.46%

Banana (1kg)

$1.28 CA$1.77

$1.24 CA$1.72

3.23%

Oranges (1kg)

$3.41 CA$4.73

$3.78 CA$5.24

-9.79%

Tomato (1kg)

$2.82 CA$3.91

$4.38 CA$6.08

-35.62%

Potato (1kg)

$2.14 CA$2.97

$1.93 CA$2.67

10.88%

Onion (1kg)

$1.42 CA$1.97

$1.50 CA$2.08

-5.33%

Lettuce (1 head)

$2.19 CA$3.04

$2.28 CA$3.17

-3.95%

Water (1.5 liter bottle)

$1.30 CA$1.80

$1.46 CA$2.02

-10.96%

Cigarettes 20 Pack (Marlboro, Camel)

$11.22 CA$15.57

$14.52 CA$20.14

-22.73%

Wine (Bottle)

$11.14 CA$15.45

$14.42 CA$20.00

-22.75%

Local Beer (0.5 liter bottle)

$2.86 CA$3.97

$2.26 CA$3.14

26.55%

Imported Beer (0.33 liter bottle)

$3.19 CA$4.42

$2.59 CA$3.60

23.17%

One-way Ticket (Public Transport)

$2.36 CA$3.28

Public Transport Monthly Pass (Regular Price)

$72.1 CA$100

$114 CA$159

-36.92%

Taxi Start (Normal Tariff)

$2.44 CA$3.38

$3.16 CA$4.38

-22.78%

Taxi (Normal Tariff) (1km)

$1.93 CA$2.67

$1.26 CA$1.74

53.17%

Taxi 1hour Waiting (Normal Tariff)

$24.25 CA$33.63

$22.57 CA$31.30

7.44%

Gasoline (1 liter)

$1.09 CA$1.51

$1.24 CA$1.72

-12.10%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.4K CA$39.5K

$27.3K CA$37.9K

4.11%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.0K CA$29.2K

$20.7K CA$28.8K

1.45%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$127 CA$176

$124 CA$172

2.63%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$43.97 CA$61.0

$32.72 CA$45.38

34.38%

Internet (50+ Mbps, Unlimited Data)

$56.3 CA$78.1

$48.79 CA$67.7

15.47%

Gym Membership (Monthly)

$42.75 CA$59.3

$40.27 CA$55.9

6.16%

Tennis Court (1 Hour on Weekend)

$23.84 CA$33.06

Cinema Ticket

$8.92 CA$12.37

$12.82 CA$17.77

-30.42%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$828 CA$1,149

$787 CA$1,092

5.20%

International Primary School, 1 Child (Yearly)

$17.2K CA$23.9K

$24.5K CA$34.0K

-29.84%

Jeans (Levis 501 Or Similar)

$43.78 CA$60.7

$54.2 CA$75.2

-19.28%

Summer Dress (H&M, Zara, etc)

$37.30 CA$51.7

$43.10 CA$59.8

-13.46%

Sport Shoes (Adidas, Nike)

$65.5 CA$90.8

$97.9 CA$136

-33.12%

Men's Leather Business Shoes

$123 CA$170

$126 CA$175

-2.67%

1-bedroom Apartment, City Center (Monthly)

$1,443 CA$2,001

$1,660 CA$2,303

-13.09%

1-bedroom Apartment, Outside City Center (Monthly)

$1,310 CA$1,818

$1,483 CA$2,057

-11.65%

3-bedroom Apartment, City Center (Monthly)

$2,160 CA$2,996

$2,800 CA$3,883

-22.86%

3-bedroom Apartment, Outside City Center (Monthly)

$2,186 CA$3,032

$2,157 CA$2,991

1.36%

Buy Apartment in City Center (m2)

$8,381 CA$11.6K

Buy Apartment Outside City Center (m2)

$6,842 CA$9,489

Average Monthly Net Salary (After Tax)

$3,129 CA$4,340

$3,799 CA$5,269

-17.63%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.99

4.47

11.63%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Simcoe, ON: September 5, 2026

Last update for Toronto: September 6, 2026

Cost Breakdown

A central one-bedroom costs $1,443 in Simcoe, ON versus $1,660 in Toronto. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 21% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $65.0 in Simcoe, ON versus $87.0 in Toronto. Monthly groceries follow the same trend: $360 vs $364 – making Simcoe, ON the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Simcoe, ON vs Toronto: Cost of Living - Frequently Asked Questions

Toronto costs about 5% more than Simcoe, ON, with the gap driven mainly by Getting Around. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,735 per month in Simcoe, ON and $3,930 in Toronto. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Simcoe, ON, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $828 per month in Simcoe, ON and $787 in Toronto. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 1% more in Toronto, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Simcoe, ON, where all-in costs run around $2,490, than in Toronto at $2,620. In Simcoe, ON it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Simcoe, ON – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Simcoe, ON. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.