Last update: Oct 2026

Cost of Living Comparison Between Simcoe, ON and Toronto

For one person, living is cheaper in Simcoe, ON: $2,412 a month against $2,589 in Toronto, rent and utilities included – about $2,100 less a year. Rent and utilities account for most of the difference.

117

Cost of Living Index in Simcoe, ON
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Simcoe, ON Living Index
125

Cost of Living Index in Toronto
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Toronto Living Index

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Simcoe, ON

🇨🇦 Canada

$2,412

/mo nomad

Toronto

🇨🇦 Canada

$2,589

/mo nomad

Monthly Cost of Living

How much you'll spend in Simcoe, ON and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Simcoe, ON and in Toronto actually costs, broken down by who's living it.

A single person spends $2,412 per month in Simcoe, ON vs $2,589 in Toronto, rent included.

Simcoe, ON $2,412
Toronto $2,589

A couple spends around $3,573 per month in Simcoe, ON vs $3,710 in Toronto, rent included.

Simcoe, ON $3,573
Toronto $3,710

A family of three spends $4,734 per month in Simcoe, ON vs $4,831 in Toronto, rent included.

Simcoe, ON $4,734
Toronto $4,831

Simcoe, ON is about 7% cheaper than Toronto, and outside of rent the biggest gap is in transport.

Both Simcoe, ON and Toronto sit above the global median – Simcoe, ON by 77%, Toronto by 90%.

Meal at Budget Restaurant

$21.00 CA$29.50

$17.60 CA$24.73

19.32%

Three-Course Dinner for Two, Mid-Range

$63.2 CA$88.7

$77.8 CA$109

-18.84%

Fast Food Meal (McDonalds, etc)

$11.38 CA$15.98

$10.59 CA$14.87

7.46%

Cappuccino

$3.34 CA$4.70

$4.16 CA$5.84

-19.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.49 CA$2.10

$2.04 CA$2.87

-26.96%

Water (0.33 liter bottle)

$1.33 CA$1.87

$1.75 CA$2.46

-24.00%

Local Beer (0.5 liter draught)

$5.07 CA$7.12

$6.58 CA$9.24

-22.95%

Imported Beer (0.33 liter bottle)

$6.01 CA$8.44

$7.11 CA$9.99

-15.47%

Milk (1 liter)

$2.21 CA$3.10

$2.53 CA$3.56

-12.65%

White Bread (500g)

$2.29 CA$3.22

$2.70 CA$3.80

-15.19%

Rice (white) (1kg)

$2.13 CA$2.99

$2.24 CA$3.15

-4.91%

Eggs

$3.04 CA$4.27

$3.48 CA$4.89

-12.64%

Local Cheese (1kg)

$10.35 CA$14.54

$9.38 CA$13.17

10.34%

Chicken Fillets (1kg)

$13.70 CA$19.25

$11.60 CA$16.29

18.10%

Beef Round Steak (1kg)

$21.18 CA$29.75

$14.68 CA$20.63

44.28%

Apples (1kg)

$3.54 CA$4.98

$3.74 CA$5.26

-5.35%

Banana (1kg)

$1.27 CA$1.78

$1.22 CA$1.72

4.10%

Oranges (1kg)

$3.32 CA$4.66

$3.48 CA$4.89

-4.60%

Tomato (1kg)

$2.90 CA$4.07

$4.32 CA$6.07

-32.87%

Potato (1kg)

$2.15 CA$3.02

$1.85 CA$2.60

16.22%

Onion (1kg)

$1.39 CA$1.96

$1.69 CA$2.38

-17.75%

Lettuce (1 head)

$2.17 CA$3.05

$2.23 CA$3.13

-2.69%

Water (1.5 liter bottle)

$1.46 CA$2.04

$1.28 CA$1.79

14.06%

Cigarettes 20 Pack (Marlboro, Camel)

$10.97 CA$15.42

$14.04 CA$19.73

-21.87%

Wine (Bottle)

$11.02 CA$15.48

$14.43 CA$20.27

-23.63%

Local Beer (0.5 liter bottle)

$2.92 CA$4.11

$2.16 CA$3.03

35.19%

Imported Beer (0.33 liter bottle)

$3.07 CA$4.31

$2.52 CA$3.55

21.83%

One-way Ticket (Public Transport)

$2.37 CA$3.33

Public Transport Monthly Pass (Regular Price)

$70.7 CA$99.4

$112 CA$158

-37.12%

Taxi Start (Normal Tariff)

$2.35 CA$3.30

$3.04 CA$4.27

-22.70%

Taxi (Normal Tariff) (1km)

$1.82 CA$2.56

$1.24 CA$1.74

46.77%

Taxi 1hour Waiting (Normal Tariff)

$24.31 CA$34.16

$22.55 CA$31.69

7.80%

Gasoline (1 liter)

$1.14 CA$1.60

$1.24 CA$1.75

-8.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.7K

$26.9K CA$37.8K

4.94%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.2K CA$32.6K

$21.4K CA$30.0K

8.48%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$122 CA$172

$125 CA$175

-2.00%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$43.91 CA$61.7

$33.05 CA$46.44

32.86%

Internet (50+ Mbps, Unlimited Data)

$56.1 CA$78.8

$47.96 CA$67.4

16.99%

Gym Membership (Monthly)

$42.83 CA$60.2

$36.69 CA$51.6

16.73%

Tennis Court (1 Hour on Weekend)

$23.67 CA$33.26

Cinema Ticket

$8.48 CA$11.92

$13.08 CA$18.37

-35.17%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$817 CA$1,148

$759 CA$1,066

7.69%

International Primary School, 1 Child (Yearly)

$17.2K CA$24.2K

$23.8K CA$33.4K

-27.69%

Jeans (Levis 501 Or Similar)

$42.16 CA$59.2

$53.5 CA$75.2

-21.26%

Summer Dress (H&M, Zara, etc)

$36.62 CA$51.4

$40.44 CA$56.8

-9.45%

Sport Shoes (Adidas, Nike)

$63.4 CA$89.1

$100 CA$141

-36.89%

Men's Leather Business Shoes

$126 CA$177

$125 CA$176

0.61%

1-bedroom Apartment, City Center (Monthly)

$1,445 CA$2,030

$1,630 CA$2,290

-11.35%

1-bedroom Apartment, Outside City Center (Monthly)

$1,276 CA$1,793

$1,416 CA$1,989

-9.88%

3-bedroom Apartment, City Center (Monthly)

$2,095 CA$2,944

$2,694 CA$3,785

-22.22%

3-bedroom Apartment, Outside City Center (Monthly)

$2,171 CA$3,050

$2,101 CA$2,952

3.33%

Buy Apartment in City Center (m2)

$7,551 CA$10.6K

Buy Apartment Outside City Center (m2)

$6,674 CA$9,377

Average Monthly Net Salary (After Tax)

$3,024 CA$4,249

$3,543 CA$4,978

-14.65%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.99

4.45

12.13%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Simcoe, ON: October 25, 2026

Last update for Toronto: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Simcoe, ON

$1.3K 52.9%

Toronto

$1.4K 54.7% 11% $140

Groceries & Markets

Simcoe, ON

$360 14.9%

Toronto

$345 13.3% 4.2% $15

Eating Out

Simcoe, ON

$291 12.1%

Toronto

$285 11% 2.1% $6.2

Monthly Utilities & Internet

Simcoe, ON

$222 9.2%

Toronto

$206 7.9% 7.4% $17

Clothing & Footwear

Simcoe, ON

$121 5%

Toronto

$144 5.6% 19.2% $23

Getting Around

Simcoe, ON

$82 * 3.4%

Toronto

$131 5.1% 59.6% $49

Sport & Entertainment

Simcoe, ON

$60 2.5%

Toronto

$63 2.4% 5.1% $3.1

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,445 in Simcoe, ON versus $1,630 in Toronto. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 17% higher in Toronto. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $63 in Simcoe, ON versus $78 in Toronto. Groceries tell a different story – $360 in Simcoe, ON vs $345 in Toronto – so Toronto wins on supermarket bills even if dining out costs more.

Good to know

🇨🇦 Simcoe, ON

🇨🇦 Toronto

🕒 Local time

02:32 2:32 AM

Same time as Simcoe, ON

🌤 Weather

👥 Population

14,777

2,731,571

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.712 USD

1 CAD = 0.64 EUR

1 CAD = 0.712 USD

1 CAD = 0.64 EUR

Exchange rates and currency converter

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Simcoe, ON Toronto 120 km

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Simcoe, ON vs Toronto: Cost of Living - Frequently Asked Questions

Toronto costs about 7% more than Simcoe, ON, and outside of rent the gap comes mainly from transport. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,617 per month in Simcoe, ON and $3,883 in Toronto. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Simcoe, ON, especially for central apartments: a one-bedroom in the center costs $1,445 there versus $1,630 in Toronto.

Kindergarten costs $817 per month in Simcoe, ON and $759 in Toronto. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 4% cheaper in Toronto – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

$2,000 is a stretch for both – monthly costs hit $2,412 in Simcoe, ON and $2,589 in Toronto. You’ll need shared housing and careful budgeting no matter which city you pick.

If budget matters most, go with Simcoe, ON. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.