Cost of Living Comparison Between Simcoe, ON and London Cost of Living Comparison Between Simcoe, ON and London

Monthly Cost of Living

Monthly costs for one person with rent: $2,490 in Simcoe, ON versus $2,343 in London.

Estimated couple costs with rent: $3,614 in Simcoe, ON versus $3,425 in London.

Monthly costs for a family of three with rent: $4,737 in Simcoe, ON versus $4,508 in London.

Living in Simcoe, ON is roughly 6% more expensive than in London, driven mainly by Eating Out.

Both cities are pricier than the global median: Simcoe, ON 81% above, London 70% above.

Meal at Budget Restaurant

$21.59 CA$29.95

$22.04 CA$30.56

-2.04%

Three-Course Dinner for Two, Mid-Range

$64.5 CA$89.5

$66.8 CA$92.7

-3.41%

Fast Food Meal (McDonalds, etc)

$11.65 CA$16.16

$12.49 CA$17.32

-6.73%

Cappuccino

$3.54 CA$4.92

$3.60 CA$5.00

-1.67%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.53 CA$2.13

$2.16 CA$3.00

-29.17%

Water (0.33 liter bottle)

$1.33 CA$1.85

$2.18 CA$3.02

-38.99%

Local Beer (0.5 liter draught)

$5.08 CA$7.05

$6.39 CA$8.87

-20.50%

Imported Beer (0.33 liter bottle)

$6.22 CA$8.62

$6.30 CA$8.74

-1.27%

Milk (1 liter)

$2.27 CA$3.15

$1.91 CA$2.65

18.85%

White Bread (500g)

$2.37 CA$3.28

$2.58 CA$3.57

-8.14%

Rice (white) (1kg)

$2.21 CA$3.06

$4.06 CA$5.63

-45.57%

Eggs

$2.94 CA$4.08

$3.88 CA$5.39

-24.23%

Local Cheese (1kg)

$9.69 CA$13.44

$10.07 CA$13.97

-3.77%

Chicken Fillets (1kg)

$13.62 CA$18.88

$11.77 CA$16.32

15.72%

Beef Round Steak (1kg)

$22.05 CA$30.58

$15.38 CA$21.33

43.37%

Apples (1kg)

$3.57 CA$4.96

$4.33 CA$6.01

-17.55%

Banana (1kg)

$1.28 CA$1.77

$1.34 CA$1.85

-4.48%

Oranges (1kg)

$3.41 CA$4.73

$4.01 CA$5.56

-14.96%

Tomato (1kg)

$2.82 CA$3.91

$4.10 CA$5.69

-31.22%

Potato (1kg)

$2.14 CA$2.97

$3.17 CA$4.39

-32.49%

Onion (1kg)

$1.42 CA$1.97

$3.26 CA$4.52

-56.44%

Lettuce (1 head)

$2.19 CA$3.04

$2.66 CA$3.68

-17.67%

Water (1.5 liter bottle)

$1.30 CA$1.80

$1.50 CA$2.08

-13.33%

Cigarettes 20 Pack (Marlboro, Camel)

$11.22 CA$15.57

$12.23 CA$16.96

-8.26%

Wine (Bottle)

$11.14 CA$15.45

$12.44 CA$17.25

-10.45%

Local Beer (0.5 liter bottle)

$2.86 CA$3.97

$2.61 CA$3.62

9.58%

Imported Beer (0.33 liter bottle)

$3.19 CA$4.42

$2.93 CA$4.07

8.87%

One-way Ticket (Public Transport)

$2.41 CA$3.34

Public Transport Monthly Pass (Regular Price)

$72.1 CA$100

$80.1 CA$111

-9.93%

Taxi Start (Normal Tariff)

$2.44 CA$3.38

$2.49 CA$3.45

-2.01%

Taxi (Normal Tariff) (1km)

$1.93 CA$2.67

$1.65 CA$2.29

16.97%

Taxi 1hour Waiting (Normal Tariff)

$24.25 CA$33.63

$22.46 CA$31.15

7.97%

Gasoline (1 liter)

$1.09 CA$1.51

$1.17 CA$1.62

-6.84%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.4K CA$39.5K

$28.6K CA$39.7K

-0.61%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.0K CA$29.2K

$24.1K CA$33.5K

-12.83%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$127 CA$176

$141 CA$195

-9.79%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$43.97 CA$61.0

$42.45 CA$58.9

3.58%

Internet (50+ Mbps, Unlimited Data)

$56.3 CA$78.1

$57.4 CA$79.7

-1.92%

Gym Membership (Monthly)

$42.75 CA$59.3

$39.67 CA$55.0

7.76%

Tennis Court (1 Hour on Weekend)

$29.11 CA$40.37

Cinema Ticket

$8.92 CA$12.37

$10.97 CA$15.21

-18.69%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$828 CA$1,149

$425 CA$589

94.97%

International Primary School, 1 Child (Yearly)

$17.2K CA$23.9K

$21.0K CA$29.1K

-17.97%

Jeans (Levis 501 Or Similar)

$43.78 CA$60.7

$54.7 CA$75.9

-19.99%

Summer Dress (H&M, Zara, etc)

$37.30 CA$51.7

$39.89 CA$55.3

-6.49%

Sport Shoes (Adidas, Nike)

$65.5 CA$90.8

$84.7 CA$117

-22.70%

Men's Leather Business Shoes

$123 CA$170

$93.0 CA$129

31.94%

1-bedroom Apartment, City Center (Monthly)

$1,443 CA$2,001

$1,319 CA$1,830

9.37%

1-bedroom Apartment, Outside City Center (Monthly)

$1,310 CA$1,818

$1,181 CA$1,638

10.97%

3-bedroom Apartment, City Center (Monthly)

$2,160 CA$2,996

$2,076 CA$2,879

4.06%

3-bedroom Apartment, Outside City Center (Monthly)

$2,186 CA$3,032

$1,710 CA$2,371

27.85%

Buy Apartment in City Center (m2)

$3,581 CA$4,966

Buy Apartment Outside City Center (m2)

$3,633 CA$5,039

Average Monthly Net Salary (After Tax)

$3,129 CA$4,340

$2,969 CA$4,117

5.42%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.99

4.73

5.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Simcoe, ON: September 5, 2026

Last update for London: September 7, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,443 in Simcoe, ON and $1,319 in London. Housing cost is often the main lever when comparing two cities.

Simcoe, ON pays 5% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $65.0 in Simcoe, ON vs $67.0 in London for a mid-range dinner for two. Groceries echo the gap at $360 vs $367 per month, with Simcoe, ON cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Simcoe, ON vs London: Cost of Living - Frequently Asked Questions

London is cheaper overall, especially in Monthly Utilities & Internet. The 6% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 5% higher in Simcoe, ON, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,443 in Simcoe, ON versus $1,319 in London. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,490 per month in Simcoe, ON versus $2,343 in London – a 6% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in London runs roughly 11% less than in Simcoe, ON. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $2,343 in London versus $2,490 in Simcoe, ON, a $2,500 budget is realistic in London but tight or insufficient in Simcoe, ON. The gap between the two cities makes London the clear choice for anyone on this budget.

For families, London is more practical. Housing and childcare are both notably cheaper than in Simcoe, ON, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Simcoe, ON and London are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find London gentler on the wallet – expenses run 6% less than in Simcoe, ON. Beyond cost, consider language, visa policies, and how big the international community is in each city.