Cost of Living in Simcoe, ON - Updated Prices & Insights

Monthly Cost of Living

A single person spends around $2,437 per month with rent, or $1,120 for everyday expenses alone.

A couple spends around $3,571 per month with rent, or $1,694 for everyday expenses alone.

A family of three spends around $4,706 per month with rent, or $2,268 without housing.

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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$21.92 CA$30.23
$14.62 CA$20.16
$47.51 CA$65.5
Three-Course Dinner for Two, Mid-Range
$64.8 CA$89.3
$50.4 CA$69.5
$108 CA$149
Fast Food Meal (McDonalds, etc)
$11.49 CA$15.84
$10.77 CA$14.86
$14.36 CA$19.81
Cappuccino
$3.36 CA$4.64
$2.81 CA$3.87
$4.91 CA$6.77
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.51 CA$2.08
$1.27 CA$1.76
$3.65 CA$5.03
Water (0.33 liter bottle)
$1.31 CA$1.81
$1.05 CA$1.45
$2.11 CA$2.91
Local Beer (0.5 liter draught)
$5.08 CA$7.01
$3.63 CA$5.01
$5.80 CA$8.00
Imported Beer (0.33 liter bottle)
$6.18 CA$8.52
$5.89 CA$8.13
$7.38 CA$10.17
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$2.19 CA$3.02
$1.29 CA$1.78
$5.74 CA$7.92
White Bread (500g)
$2.37 CA$3.27
$2.18 CA$3.01
$3.64 CA$5.03
Rice (white) (1kg)
$2.20 CA$3.03
$2.12 CA$2.92
$11.28 CA$15.56
Eggs
$2.96 CA$4.08
$2.55 CA$3.52
$5.66 CA$7.80
Local Cheese (1kg)
$9.81 CA$13.53
$4.62 CA$6.37
$13.86 CA$19.12
Chicken Fillets (1kg)
$13.94 CA$19.23
$8.81 CA$12.14
$25.80 CA$35.58
Beef Round Steak (1kg)
$21.48 CA$29.63
$17.91 CA$24.70
$53.7 CA$74.0
Apples (1kg)
$3.76 CA$5.18
$1.85 CA$2.55
$8.19 CA$11.30
Banana (1kg)
$1.30 CA$1.79
$0.50 CA$0.68
$3.58 CA$4.93
Oranges (1kg)
$3.38 CA$4.66
$1.34 CA$1.85
$5.63 CA$7.76
Tomato (1kg)
$2.84 CA$3.92
$1.34 CA$1.84
$5.67 CA$7.82
Potato (1kg)
$2.21 CA$3.04
$0.97 CA$1.33
$6.46 CA$8.91
Onion (1kg)
$1.42 CA$1.96
$1.42 CA$1.96
$3.11 CA$4.29
Lettuce (1 head)
$2.16 CA$2.98
$2.16 CA$2.98
$5.03 CA$6.93
Water (1.5 liter bottle)
$1.29 CA$1.78
$0.36 CA$0.49
$2.14 CA$2.95
Cigarettes 20 Pack (Marlboro, Camel)
$11.04 CA$15.23
$10.34 CA$14.26
$17.83 CA$24.59
Wine (Bottle)
$11.33 CA$15.62
$7.20 CA$9.93
$14.62 CA$20.16
Local Beer (0.5 liter bottle)
$2.85 CA$3.93
$1.33 CA$1.84
$4.98 CA$6.87
Imported Beer (0.33 liter bottle)
$3.09 CA$4.27
$1.40 CA$1.93
$4.31 CA$5.94
🚌 Getting Around
Cost
Range
Public Transport Monthly Pass (Regular Price)
$71.9 CA$99.1
-
Taxi Start (Normal Tariff)
$2.49 CA$3.43
$2.23 CA$3.07
$5.93 CA$8.18
Taxi (Normal Tariff) (1km)
$1.93 CA$2.66
$1.77 CA$2.45
$1.93 CA$2.66
Taxi 1hour Waiting (Normal Tariff)
$24.07 CA$33.19
$24.07 CA$33.19
$28.31 CA$39.04
Gasoline (1 liter)
$1.10 CA$1.52
$0.92 CA$1.26
$1.28 CA$1.77
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.3K CA$39.0K
$28.3K CA$39.0K
$28.3K CA$39.0K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.8K CA$28.7K
$18.3K CA$25.2K
$25.5K CA$35.1K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$126 CA$174
$109 CA$151
$206 CA$284
SIM Card Monthly Plan (Calls and 10GB+ Data)
$44.13 CA$60.9
$25.47 CA$35.12
$72.8 CA$100
Internet (50+ Mbps, Unlimited Data)
$56.6 CA$78.0
$43.04 CA$59.4
$81.1 CA$112
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$43.00 CA$59.3
-
Cinema Ticket
$8.57 CA$11.82
$8.57 CA$11.82
$15.37 CA$21.19
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$820 CA$1,130
$356 CA$491
$1,212 CA$1,671
International Primary School, 1 Child (Yearly)
$17.4K CA$24.0K
$17.4K CA$24.0K
$17.4K CA$24.0K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$43.91 CA$60.6
$43.91 CA$60.6
$80.5 CA$111
Summer Dress (H&M, Zara, etc)
$36.65 CA$50.6
$28.61 CA$39.45
$50.1 CA$69.1
Sport Shoes (Adidas, Nike)
$65.7 CA$90.7
$58.4 CA$80.6
$121 CA$166
Men's Leather Business Shoes
$124 CA$172
$93.8 CA$129
$152 CA$209
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$1,465 CA$2,020
-
1-bedroom Apartment, Outside City Center (Monthly)
$1,317 CA$1,816
-
3-bedroom Apartment, City Center (Monthly)
$2,102 CA$2,899
$2,067 CA$2,850
$2,138 CA$2,948
3-bedroom Apartment, Outside City Center (Monthly)
$2,206 CA$3,042
$1,808 CA$2,494
$2,604 CA$3,591
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$3,028 CA$4,175
-
20-Year Fixed Mortgage Interest Rate (Annual %)
4.99
4.45
6

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: August 31, 2026

Cost Breakdown

A one-bedroom apartment in the city center costs around $1,465, dropping to $1,317 outside central areas. Housing accounts for roughly 48% of the average salary ($3,028) – well above the 30% international benchmark.

The average net salary is $3,028. With monthly costs around $2,437, saving is possible but often limited. A more comfortable lifestyle typically starts at $3,655.

Groceries cost around $361 per month for one person. A mid-range dinner for two is priced at $65.0.

A monthly public transport pass costs about $71.9.

Cost Highlights

Cappuccino is cheaper than 92% of cities in North America

Simcoe, ON is more expensive than 79% of cities worldwide and 50% within North America.

Simcoe, ON Median Internet Speeds (Updated April 2026)

Mobile

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Mbps
Upload
Mbps
Latency
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Fixed Broadband

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Latency
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The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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Cost of Living in Simcoe, ON - Frequently Asked Questions
How affordable is Simcoe for travelers and long-stay residents compared with bigger cities?
Simcoe blends village charm with practical costs for visitors and longer stays. Cost of Living in Simcoe, ON, Canada remains moderate when you compare it with Ontario’s big cities, helping your budgeting for groceries, dining, and services. You’ll find a straightforward mix of housing options, from character homes to newer rentals, often with room to negotiate. Seasonal demand can swing prices for utilities and leisure, but you’ll typically enjoy predictable, walkable neighborhoods and a slower rhythm that supports longer stays. Tip: Map out a simple monthly plan focusing on housing, transit, and groceries, then adjust for seasonal outings and short trips.
What does daily life in Simcoe look like for housing, food, transport, and errands?
Daily life in Simcoe centers on a relaxed pace with essential services within a short drive or walk. Housing search tends to reward longer leases in established neighborhoods, from walkable downtown pockets to family-friendly streets outside town core. Food options range from local markets and casual cafés to larger groceries; you’ll notice seasonal produce and seafood depending on the month. Local transport is workable with a car, some regional buses, and accessible bike routes for short trips. Simcoe, ON, Canada living cost sits in a comfortable middle ground that supports occasional dining out and weekend exploring. Tip: Prioritize a neighborhood that matches your work routine and weekly errands.
What budgeting strategies and neighborhood choices help maintain a high quality of life in Simcoe across the seasons?
Quality of life here hinges on smart budgeting and neighborhood fit. Start with a simple monthly framework: housing, groceries, transport, and leisure, then layer in seasonal costs like heating in winter or road maintenance in spring. Seek neighborhoods near the lake, parks, or good transit links for easy access to recreation and groceries. Save by shopping at local markets, cooking at home, and taking advantage of free community events. When exploring options, compare areas by commute times, safety, access to services, and green space rather than price alone. Tip: Build a buffer for seasonal trips and use public libraries, parks, and community centers to stretch your budget without sacrificing quality.
Why is Simcoe, ON so expensive to live in?
Simcoe, ON is expensive by global standards – monthly costs hit about $2,437. Housing is the main driver: central rents are steep, and even outer neighborhoods cost more than the global average. Strong demand, high local incomes, and limited supply all push prices up.
Is Simcoe, ON expensive to live in?
There's no getting around it – Simcoe, ON is expensive. Monthly costs with rent typically hit $2,437, and housing is the biggest culprit. Groceries, dining, and services also run above global averages, pushed up by strong local demand and high incomes.
What is the average salary in Simcoe, ON?
After taxes, the average worker in Simcoe, ON takes home about $3,028 per month. Of course, that varies a lot by industry and experience – tech and finance pay well above this, while service jobs often fall below it.
Is rent high in Simcoe, ON?
Rent in Simcoe, ON is middle-of-the-road – 1-bedroom apartments fall between $1,317 and $1,465 per month. Not cheap, not outrageous, with reasonable options across most neighborhoods.
Is food expensive in Simcoe, ON?
Groceries in Simcoe, ON aren't cheap – expect to spend around $361 per month. Even basic staples are priced above global averages, and organic or imported products push the bill higher. Cooking at home still saves money versus eating out, but food is a noticeable expense here.
How much is public transport in Simcoe, ON?
Getting around Simcoe, ON by public transport costs about $71.9 per month. A monthly pass generally covers buses, trams, and metro – much cheaper than owning a car for the daily commute.
Is $2,000 enough to live comfortably in Simcoe, ON?
$2,000 in Simcoe, ON is a stretch – monthly costs with rent hit $2,437, and housing alone takes a big chunk. Even with a shared flat and minimal going out, there's very little buffer for surprises or savings.
Is Simcoe, ON a good city for digital nomads?
Simcoe, ON has become a go-to for digital nomads thanks to fast internet. At around $2,437 monthly all-in, the value is strong for the infrastructure and lifestyle you get. Coworking spaces, solid internet, and a growing international crowd make remote work here both productive and social.

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