Last update: Oct 2026

Cost of Living Comparison Between Shepparton and Varna

For one person, living is cheaper in Varna: $1,388 a month against $2,199 in Shepparton, rent and utilities included – about $9,700 less a year. Rent and utilities account for most of the difference.

107

Cost of Living Index in Shepparton
Learn more

Shepparton Living Index
68

Cost of Living Index in Varna
Learn more

Varna Living Index

Jump to prices

Shepparton

🇦🇺 Australia

$2,199

/mo nomad

Varna

🇧🇬 Bulgaria

$1,388

/mo nomad

Monthly Cost of Living

How much you'll spend in Shepparton and in Varna

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Shepparton and in Varna actually costs, broken down by who's living it.

A single person spends $2,199 per month in Shepparton vs $1,388 in Varna, rent included.

Shepparton $2,199
Varna $1,388

A couple spends around $3,263 per month in Shepparton vs $2,192 in Varna, rent included.

Shepparton $3,263
Varna $2,192

A family of three spends $4,328 per month in Shepparton vs $2,997 in Varna, rent included.

Shepparton $4,328
Varna $2,997

Shepparton costs about 58% more than Varna, and outside of rent the biggest gap is in groceries.

Both Shepparton and Varna sit above the global median – Shepparton by 63%, Varna by 3%.

Meal at Budget Restaurant

$17.52 A$25.21

$12.74 BGN 22.16

37.52%

Three-Course Dinner for Two, Mid-Range

$65.6 A$94.3

$59.9 BGN 104

9.47%

Fast Food Meal (McDonalds, etc)

$9.60 A$13.82

$10.21 BGN 17.77

-5.97%

Cappuccino

$3.90 A$5.61

$2.93 BGN 5.10

33.11%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.18 A$4.57

$1.88 BGN 3.27

69.15%

Water (0.33 liter bottle)

$2.43 A$3.50

$1.60 BGN 2.78

51.88%

Local Beer (0.5 liter draught)

$7.14 A$10.28

$2.93 BGN 5.10

143.69%

Imported Beer (0.33 liter bottle)

$8.48 A$12.20

$3.52 BGN 6.13

140.91%

Milk (1 liter)

$1.42 A$2.05

$1.90 BGN 3.30

-25.26%

White Bread (500g)

$2.57 A$3.71

$1.18 BGN 2.05

117.80%

Rice (white) (1kg)

$2.64 A$3.79

$2.57 BGN 4.47

2.72%

Eggs

$4.06 A$5.84

$3.45 BGN 6.01

17.68%

Local Cheese (1kg)

$10.43 A$15.01

$11.30 BGN 19.66

-7.70%

Chicken Fillets (1kg)

$9.24 A$13.30

$9.02 BGN 15.69

2.44%

Beef Round Steak (1kg)

$14.83 A$21.34

$14.12 BGN 24.57

5.03%

Apples (1kg)

$4.00 A$5.75

$1.91 BGN 3.32

109.42%

Banana (1kg)

$3.11 A$4.48

$2.11 BGN 3.67

47.39%

Oranges (1kg)

$3.24 A$4.66

$2.13 BGN 3.70

52.11%

Tomato (1kg)

$4.61 A$6.63

$2.95 BGN 5.14

56.27%

Potato (1kg)

$2.94 A$4.23

$1.25 BGN 2.18

135.20%

Onion (1kg)

$2.46 A$3.55

$1.03 BGN 1.79

138.83%

Lettuce (1 head)

$2.45 A$3.53

$1.07 BGN 1.86

128.97%

Water (1.5 liter bottle)

$1.56 A$2.25

$0.75 BGN 1.30

108.00%

Cigarettes 20 Pack (Marlboro, Camel)

$31.38 A$45.16

$3.97 BGN 6.92

690.43%

Wine (Bottle)

$11.82 A$17.01

$8.68 BGN 15.10

36.18%

Local Beer (0.5 liter bottle)

$5.56 A$8.00

$1.16 BGN 2.01

379.31%

Imported Beer (0.33 liter bottle)

$5.28 A$7.59

$1.80 BGN 3.13

193.33%

One-way Ticket (Public Transport)

$2.94 A$4.23

$0.89 BGN 1.55

230.34%

Public Transport Monthly Pass (Regular Price)

$80.4 A$116

$28.87 BGN 50.2

178.49%

Taxi Start (Normal Tariff)

$3.92 A$5.64

$1.61 BGN 2.80

143.48%

Taxi (Normal Tariff) (1km)

$1.38 A$1.98

$0.91 BGN 1.58

51.65%

Taxi 1hour Waiting (Normal Tariff)

$29.70 A$42.74

$12.08 BGN 21.02

145.86%

Gasoline (1 liter)

$1.45 A$2.09

$1.75 BGN 3.04

-17.14%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K A$40.7K

$29.8K BGN 51.8K

-5.05%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.0K A$37.4K

$25.4K BGN 44.2K

2.33%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$230 A$331

$173 BGN 302

32.61%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.39 A$39.41

$20.88 BGN 36.32

31.18%

Internet (50+ Mbps, Unlimited Data)

$56.3 A$81.0

$16.07 BGN 27.96

250.28%

Gym Membership (Monthly)

$65.0 A$93.5

$52.4 BGN 91.2

23.93%

Tennis Court (1 Hour on Weekend)

$17.57 A$25.29

$20.08 BGN 34.94

-12.50%

Cinema Ticket

$15.47 A$22.26

$8.86 BGN 15.42

74.60%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,061 A$2,965

$497 BGN 865

314.68%

International Primary School, 1 Child (Yearly)

$29.4K A$42.3K

$6,315 BGN 11.0K

365.80%

Jeans (Levis 501 Or Similar)

$79.3 A$114

$65.3 BGN 114

21.33%

Summer Dress (H&M, Zara, etc)

$48.95 A$70.4

$33.69 BGN 58.6

45.30%

Sport Shoes (Adidas, Nike)

$120 A$173

$101 BGN 176

18.65%

Men's Leather Business Shoes

$120 A$173

$102 BGN 177

18.07%

1-bedroom Apartment, City Center (Monthly)

$1,050 A$1,511

$626 BGN 1,089

67.67%

1-bedroom Apartment, Outside City Center (Monthly)

$862 A$1,240

$462 BGN 805

86.38%

3-bedroom Apartment, City Center (Monthly)

$1,731 A$2,491

$1,326 BGN 2,307

30.57%

3-bedroom Apartment, Outside City Center (Monthly)

$1,457 A$2,097

$888 BGN 1,545

64.13%

Buy Apartment in City Center (m2)

$5,127 A$7,377

$2,992 BGN 5,205

71.37%

Buy Apartment Outside City Center (m2)

$4,963 A$7,141

$2,161 BGN 3,760

129.66%

Average Monthly Net Salary (After Tax)

$2,513 A$3,616

$1,283 BGN 2,232

95.91%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.9

2.85

107.02%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Shepparton: October 10, 2026

Last update for Varna: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Shepparton

$862 39.2%

Varna

$462 33.3% 46.3% $399

Groceries & Markets

Shepparton

$368 16.7%

Varna

$267 19.3% 27.3% $100

Monthly Utilities & Internet

Shepparton

$314 14.3%

Varna

$210 15.2% 32.9% $103

Eating Out

Shepparton

$291 13.2%

Varna

$203 14.6% 30.1% $88

Clothing & Footwear

Shepparton

$166 7.5%

Varna

$136 9.8% 18% $30

Getting Around

Shepparton

$103 4.7%

Varna

$39 2.8% 62.5% $64

Sport & Entertainment

Shepparton

$96 4.4%

Varna

$70 5.1% 26.9% $26

Cost Breakdown

A central one-bedroom costs $1,050 in Shepparton versus $626 in Varna. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 96% higher in Shepparton, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $66.0 in Shepparton versus $60.0 in Varna. Monthly groceries follow the same trend: $368 vs $267 – making Varna the more affordable choice for daily food spending.

Good to know

🇦🇺 Shepparton

🇧🇬 Varna

🕒 Local time

02:51 2:51 AM

18:51 6:51 PM

8 h behind Shepparton

🌤 Weather

👥 Population

49,862

348,058

💱 Currency

Australian Dollar AUD $

Bulgarian Lev BGN лв.

📈 Exchange rate

1 AUD = 0.695 USD

1 AUD = 0.618 EUR

1 BGN = 0.575 USD

1 BGN = 0.511 EUR

Exchange rates and currency converter

BGN, USD, EUR to AUD – Australian Dollar Converter

🇺🇸 United States Dollar ($)

🇦🇺 Australian Dollar ($)

Australian Dollar exchange rates as of October 19, 2026: 1 USD = 1.44 AUD (1 AUD = 0.695 USD). 1 EUR = 1.62 AUD (1 AUD = 0.618 EUR).

Bulgarian Lev exchange rates as of October 19, 2026: 1 USD = 1.74 BGN (1 BGN = 0.575 USD). 1 EUR = 1.96 BGN (1 BGN = 0.511 EUR).

USD to AUD in detail →

On the map

Lowest

Highest

Between locations

Shepparton Varna 14,740 km ≈ 19 h nonstop flight

From you

Shepparton
Varna

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Shepparton vs Varna: Cost of Living - Frequently Asked Questions

Shepparton costs about 58% more than Varna, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,298 per month in Shepparton and $2,082 in Varna. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Varna, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 38% more in Shepparton, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $66.0 in Shepparton and $60.0 in Varna. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Varna, where all-in costs run around $1,388, than in Shepparton at $2,199. In Varna it covers expenses comfortably, while in Shepparton it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Varna costs $1,388 versus $2,199 in Shepparton. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Varna. If higher salaries, better infrastructure, or specific career opportunities are the priority, Shepparton makes more sense. Both are solid long-term options with distinct trade-offs.