Cost of Living in Shepparton - Updated Prices & Insights

Monthly Cost of Living

A single person spends around $2,016 per month with rent, or $1,140 for everyday expenses alone.

A couple spends around $2,999 per month with rent, or $1,682 for everyday expenses alone.

A family of three spends around $3,982 per month with rent, or $2,224 without housing.

Overall, Shepparton is 41–51% above the global median across household types. Within Oceania, costs are slightly above average (3%) – still relatively affordable for the region.

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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$19.82 A$28.38
$6.60 A$9.46
$33.04 A$47.31
Three-Course Dinner for Two, Mid-Range
$60.9 A$87.2
$48.10 A$68.9
$128 A$184
Fast Food Meal (McDonalds, etc)
$9.84 A$14.09
$7.86 A$11.26
$13.12 A$18.78
Cappuccino
$3.58 A$5.13
$1.91 A$2.74
$4.79 A$6.86
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.59 A$3.70
$1.97 A$2.82
$3.62 A$5.18
Water (0.33 liter bottle)
$2.40 A$3.43
$2.01 A$2.87
$3.34 A$4.79
Local Beer (0.5 liter draught)
$6.37 A$9.12
$4.15 A$5.94
$15.94 A$22.82
Imported Beer (0.33 liter bottle)
$6.97 A$9.98
$5.07 A$7.26
$15.86 A$22.70
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$1.35 A$1.93
$0.99 A$1.41
$2.56 A$3.67
White Bread (500g)
$2.40 A$3.44
$1.58 A$2.27
$3.79 A$5.43
Rice (white) (1kg)
$2.32 A$3.32
$1.18 A$1.69
$5.21 A$7.46
Eggs
$3.70 A$5.29
$2.56 A$3.66
$6.90 A$9.89
Local Cheese (1kg)
$8.90 A$12.74
$5.48 A$7.85
$23.25 A$33.29
Chicken Fillets (1kg)
$8.53 A$12.21
$5.15 A$7.37
$14.16 A$20.27
Beef Round Steak (1kg)
$14.68 A$21.02
$7.79 A$11.15
$29.23 A$41.85
Apples (1kg)
$3.17 A$4.54
$2.23 A$3.19
$4.45 A$6.37
Banana (1kg)
$2.90 A$4.15
$1.98 A$2.84
$5.29 A$7.57
Oranges (1kg)
$2.91 A$4.17
$1.40 A$2.01
$5.75 A$8.23
Tomato (1kg)
$4.12 A$5.90
$2.61 A$3.74
$6.01 A$8.61
Potato (1kg)
$2.78 A$3.98
$1.65 A$2.37
$4.45 A$6.37
Onion (1kg)
$2.28 A$3.26
$1.62 A$2.32
$2.91 A$4.17
Lettuce (1 head)
$2.21 A$3.16
$1.32 A$1.89
$3.31 A$4.74
Water (1.5 liter bottle)
$1.57 A$2.25
$0.51 A$0.73
$3.18 A$4.55
Cigarettes 20 Pack (Marlboro, Camel)
$29.43 A$42.13
$25.89 A$37.06
$42.50 A$60.8
Wine (Bottle)
$11.94 A$17.09
$7.03 A$10.06
$24.58 A$35.19
Local Beer (0.5 liter bottle)
$4.60 A$6.59
$2.61 A$3.73
$9.79 A$14.02
Imported Beer (0.33 liter bottle)
$5.19 A$7.42
$2.94 A$4.22
$11.77 A$16.85
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$2.62 A$3.76
$1.91 A$2.73
$3.28 A$4.69
Public Transport Monthly Pass (Regular Price)
$66.0 A$94.5
$23.09 A$33.06
$66.0 A$94.5
Taxi Start (Normal Tariff)
$3.54 A$5.07
$1.93 A$2.76
$6.45 A$9.24
Taxi (Normal Tariff) (1km)
$1.23 A$1.76
$1.16 A$1.66
$1.84 A$2.63
Taxi 1hour Waiting (Normal Tariff)
$26.77 A$38.33
$25.39 A$36.35
$41.79 A$59.8
Gasoline (1 liter)
$1.19 A$1.70
$1.08 A$1.55
$1.71 A$2.44
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.1K A$41.7K
$26.2K A$37.5K
$40.0K A$57.3K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.3K A$33.3K
$21.2K A$30.3K
$33.5K A$47.9K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$153 A$218
$103 A$147
$602 A$862
SIM Card Monthly Plan (Calls and 10GB+ Data)
$20.96 A$30.01
$12.25 A$17.54
$41.91 A$60.0
Internet (50+ Mbps, Unlimited Data)
$49.91 A$71.5
$44.03 A$63.0
$76.6 A$110
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$59.8 A$85.6
$38.44 A$55.0
$96.1 A$138
Tennis Court (1 Hour on Weekend)
$15.46 A$22.14
$7.69 A$11.01
$15.46 A$22.14
Cinema Ticket
$16.18 A$23.16
$9.71 A$13.90
$18.12 A$25.94
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,732 A$2,480
$881 A$1,262
$2,060 A$2,949
International Primary School, 1 Child (Yearly)
$19.1K A$27.3K
$12.8K A$18.4K
$27.6K A$39.5K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$66.8 A$95.7
$28.74 A$41.15
$224 A$320
Summer Dress (H&M, Zara, etc)
$52.5 A$75.1
$25.55 A$36.58
$134 A$192
Sport Shoes (Adidas, Nike)
$106 A$151
$38.95 A$55.8
$182 A$260
Men's Leather Business Shoes
$106 A$152
$64.5 A$92.4
$161 A$231
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$1,002 A$1,435
$953 A$1,364
$1,051 A$1,505
1-bedroom Apartment, Outside City Center (Monthly)
$794 A$1,136
$772 A$1,106
$837 A$1,198
3-bedroom Apartment, City Center (Monthly)
$1,610 A$2,305
$1,297 A$1,856
$2,107 A$3,017
3-bedroom Apartment, Outside City Center (Monthly)
$1,342 A$1,922
$1,160 A$1,660
$1,707 A$2,444
Buy Apartment in City Center (m2)
$5,951 A$8,520
$4,641 A$6,645
$5,951 A$8,520
Buy Apartment Outside City Center (m2)
$4,937 A$7,068
$3,297 A$4,721
$5,308 A$7,600
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$2,462 A$3,524
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.19
5.2
8.99

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the city center costs around $1,002, dropping to $794 outside central areas. Housing accounts for roughly 41% of the average salary ($2,462) – well above the 30% international benchmark.

The average net salary is $2,462. With monthly costs around $2,016, saving is possible but often limited. A more comfortable lifestyle typically starts at $3,023.

Groceries cost around $338 per month for one person. A mid-range dinner for two is priced at $61.0 – broadly in line with the Oceanian average.

A monthly public transport pass costs about $66.0 – roughly in line with the Oceanian average of $57.0.

Cost Highlights

Monthly cost (excluding rent) is more expensive than 94% of cities in Oceania

Meal at budget restaurant is more expensive than 94% of cities in Oceania

Gym membership is more expensive than 93% of cities in Oceania

Shepparton Median Internet Speeds (Updated April 2026)

Mobile

Download
Mbps
Upload
Mbps
Latency
ms

Fixed Broadband

Download
Mbps
Upload
Mbps
Latency
ms
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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Cost of Living in Shepparton - Frequently Asked Questions
Is Shepparton, Australia a good value for travelers, expats, and digital nomads, and how does it compare to bigger cities?
Shepparton tends to offer a practical balance for travelers, expats, and digital nomads. Cost of Living in Shepparton, Australia is generally lower than in Australia’s major metros, especially for housing and daily goods, while still providing reliable services and a friendly vibe. You’ll find comfortable apartment options with more space and easy access to parks and the Murray River region, often at rents that feel gentler than city centers. The trade-off is fewer premium nightlife and high-end shopping, but the pace suits slower routines and longer stays. Tip: use weekends to explore neighborhoods, compare commute times, and lock in flexible, short-term leases when you can.
What does daily life look like in terms of housing, food, transport, and errands in Shepparton?
Expect a practical schedule: affordable rental options range from compact units to family homes in suburbs surrounding the city center, with options near the CBD for shorter commutes. Shopping mixes local supermarkets, markets, and independent grocers offering fresh produce and diverse choices. Public transport is usable for trips around town, with bus routes and flexible timetables; cycling is popular in good weather, and cars remain common for regional trips. For work or study, you can find co-working spaces and cafes that support a mobile setup. Shepparton, Australia living cost varies by neighborhood, so budget for location and commute. Tip: plan errands by geography to minimize trips.
What should you know about quality of life, budgeting, seasonality, and finding the right neighborhood in Shepparton?
Quality of life in Shepparton can feel spacious and community-oriented, with outdoor activities, seasonal farmers markets, and approachable services. Use a simple budgeting framework: track housing, utilities, groceries, transport, and leisure as separate buckets, and review quarterly as prices shift with seasons. Savings tips include sharing utilities with flatmates, buying locally sourced produce, and taking advantage of public programs for energy efficiency. Seasonality affects pricing for air conditioning in summer and heating in shoulder seasons, so plan ahead with window coverings and smart thermostats where available. When choosing a neighborhood, consider proximity to supermarkets, schools, and your preferred work hubs, plus access to nature trails. Tip: test a few neighborhoods during different times of day.
Is Shepparton expensive to live in?
Shepparton sits squarely in the middle of the price spectrum – not cheap, not expensive. Monthly costs with rent tend to hover around $2,016, which most working professionals can handle without feeling financially squeezed.
What percentage of income goes to rent in Shepparton?
Housing in Shepparton takes a heavy bite – about 41% of a typical income, which is above the 30% international benchmark. That squeezes the budget for everything else and is one of the main pain points for residents here.
What is the average salary in Shepparton?
After taxes, the average worker in Shepparton takes home about $2,462 per month. Of course, that varies a lot by industry and experience – tech and finance pay well above this, while service jobs often fall below it.
Is rent high in Shepparton?
Rent in Shepparton is middle-of-the-road – 1-bedroom apartments fall between $794 and $1,002 per month. Not cheap, not outrageous, with reasonable options across most neighborhoods.
Is food expensive in Shepparton?
Grocery spending in Shepparton lands around $338 per month for one person – not cheap, not expensive. Local produce and staples are fairly priced, though imported goods and specialty items cost more. Overall, food is a manageable part of the budget.
How much is public transport in Shepparton?
Getting around Shepparton by public transport costs about $66.0 per month. A monthly pass generally covers buses, trams, and metro – much cheaper than owning a car for the daily commute.
Can a person live on $2,000 monthly in Shepparton?
$2,000 is below the $2,016 average in Shepparton, so it's tight but not impossible. You'll need to keep rent low – sharing an apartment, cooking at home, and sticking to public transport are the main levers.
Is Shepparton a good place to live?
Quality of life in Shepparton is genuinely good – highlights include low crime rates, clean air, and monthly costs hover around $2,016. Day-to-day life is well-rounded: decent infrastructure, varied dining and entertainment, and a generally positive atmosphere.

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