Last update: Oct 2026

Cost of Living Comparison Between Varna and Shepparton

For one person, living is cheaper in Varna: $1,408 a month against $2,224 in Shepparton, rent and utilities included – about $9,800 less a year. Rent and utilities account for about half of the difference.

67

Cost of Living Index in Varna
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Varna Living Index
107

Cost of Living Index in Shepparton
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Shepparton Living Index

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Varna

🇧🇬 Bulgaria

$1,408

/mo nomad

Shepparton

🇦🇺 Australia

$2,224

/mo nomad

Monthly Cost of Living

How much you'll spend in Varna and in Shepparton

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Varna and in Shepparton actually costs, broken down by who's living it.

A single person spends $1,408 per month in Varna vs $2,224 in Shepparton, rent included.

Varna $1,408
Shepparton $2,224

A couple spends around $2,217 per month in Varna vs $3,308 in Shepparton, rent included.

Varna $2,217
Shepparton $3,308

A family of three spends $3,026 per month in Varna vs $4,392 in Shepparton, rent included.

Varna $3,026
Shepparton $4,392

Varna is about 37% cheaper than Shepparton, and outside of rent the biggest gap is in groceries.

Both Varna and Shepparton sit above the global median – Varna by 3%, Shepparton by 63%.

Meal at Budget Restaurant

$12.46 BGN 21.81

$17.62 A$25.07

-29.28%

Three-Course Dinner for Two, Mid-Range

$59.9 BGN 105

$66.5 A$94.5

-9.81%

Fast Food Meal (McDonalds, etc)

$10.16 BGN 17.77

$9.48 A$13.48

7.17%

Cappuccino

$2.87 BGN 5.02

$4.15 A$5.90

-30.84%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.89 BGN 3.31

$3.15 A$4.48

-40.00%

Water (0.33 liter bottle)

$1.62 BGN 2.83

$2.46 A$3.50

-34.15%

Local Beer (0.5 liter draught)

$2.81 BGN 4.91

$7.18 A$10.21

-60.86%

Imported Beer (0.33 liter bottle)

$3.50 BGN 6.12

$8.60 A$12.23

-59.30%

Milk (1 liter)

$1.92 BGN 3.36

$1.44 A$2.04

33.33%

White Bread (500g)

$1.24 BGN 2.17

$2.72 A$3.86

-54.41%

Rice (white) (1kg)

$2.58 BGN 4.52

$2.56 A$3.64

0.78%

Eggs

$3.53 BGN 6.17

$4.00 A$5.70

-11.75%

Local Cheese (1kg)

$11.53 BGN 20.18

$10.53 A$14.97

9.50%

Chicken Fillets (1kg)

$9.28 BGN 16.25

$9.46 A$13.45

-1.90%

Beef Round Steak (1kg)

$13.97 BGN 24.46

$15.43 A$21.94

-9.46%

Apples (1kg)

$1.90 BGN 3.33

$3.99 A$5.68

-52.38%

Banana (1kg)

$2.16 BGN 3.79

$2.98 A$4.24

-27.52%

Oranges (1kg)

$2.12 BGN 3.72

$3.27 A$4.65

-35.17%

Tomato (1kg)

$3.00 BGN 5.25

$4.80 A$6.83

-37.50%

Potato (1kg)

$1.30 BGN 2.28

$2.94 A$4.19

-55.78%

Onion (1kg)

$1.04 BGN 1.82

$2.48 A$3.53

-58.06%

Lettuce (1 head)

$1.05 BGN 1.84

$2.43 A$3.45

-56.79%

Water (1.5 liter bottle)

$0.78 BGN 1.36

$1.58 A$2.25

-50.63%

Cigarettes 20 Pack (Marlboro, Camel)

$4.03 BGN 7.04

$31.27 A$44.48

-87.11%

Wine (Bottle)

$8.90 BGN 15.57

$12.15 A$17.28

-26.75%

Local Beer (0.5 liter bottle)

$1.17 BGN 2.05

$5.71 A$8.13

-79.51%

Imported Beer (0.33 liter bottle)

$1.80 BGN 3.15

$5.19 A$7.39

-65.32%

One-way Ticket (Public Transport)

$1.13 BGN 1.98

$2.78 A$3.95

-59.35%

Public Transport Monthly Pass (Regular Price)

$28.11 BGN 49.19

$85.2 A$121

-66.99%

Taxi Start (Normal Tariff)

$1.56 BGN 2.74

$3.87 A$5.51

-59.69%

Taxi (Normal Tariff) (1km)

$0.88 BGN 1.55

$1.43 A$2.03

-38.46%

Taxi 1hour Waiting (Normal Tariff)

$12.19 BGN 21.34

$30.72 A$43.69

-60.32%

Gasoline (1 liter)

$1.74 BGN 3.05

$1.43 A$2.03

21.68%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.6K BGN 51.7K

$29.3K A$41.7K

0.71%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.7K BGN 43.3K

$26.3K A$37.4K

-5.88%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$176 BGN 308

$231 A$329

-23.78%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.41 BGN 35.71

$27.70 A$39.40

-26.32%

Internet (50+ Mbps, Unlimited Data)

$15.68 BGN 27.43

$55.8 A$79.3

-71.89%

Gym Membership (Monthly)

$51.4 BGN 90.0

$64.5 A$91.8

-20.33%

Tennis Court (1 Hour on Weekend)

$19.47 BGN 34.07

$17.64 A$25.10

10.37%

Cinema Ticket

$9.06 BGN 15.86

$17.39 A$24.73

-47.90%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$498 BGN 872

$2,091 A$2,975

-76.17%

International Primary School, 1 Child (Yearly)

$6,292 BGN 11.0K

$29.9K A$42.6K

-78.97%

Jeans (Levis 501 Or Similar)

$65.3 BGN 114

$79.4 A$113

-17.75%

Summer Dress (H&M, Zara, etc)

$33.01 BGN 57.8

$50.1 A$71.2

-34.05%

Sport Shoes (Adidas, Nike)

$102 BGN 179

$123 A$174

-16.54%

Men's Leather Business Shoes

$99.7 BGN 174

$121 A$172

-17.82%

1-bedroom Apartment, City Center (Monthly)

$640 BGN 1,120

$1,090 A$1,551

-41.31%

1-bedroom Apartment, Outside City Center (Monthly)

$482 BGN 843

$867 A$1,233

-44.43%

3-bedroom Apartment, City Center (Monthly)

$1,362 BGN 2,383

$1,714 A$2,438

-20.57%

3-bedroom Apartment, Outside City Center (Monthly)

$916 BGN 1,602

$1,475 A$2,098

-37.93%

Buy Apartment in City Center (m2)

$2,998 BGN 5,246

$6,596 A$9,382

-54.55%

Buy Apartment Outside City Center (m2)

$2,090 BGN 3,657

$4,806 A$6,836

-56.52%

Average Monthly Net Salary (After Tax)

$1,286 BGN 2,250

$2,563 A$3,645

-49.82%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.82

5.9

-52.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Varna: October 27, 2026

Last update for Shepparton: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Varna

$482 34.2%

Shepparton

$867 39% 79.9% $385

Groceries & Markets

Varna

$272 19.3%

Shepparton

$374 16.8% 37.5% $102

Monthly Utilities & Internet

Varna

$212 15.1%

Shepparton

$314 14.1% 48.2% $102

Eating Out

Varna

$200 14.2%

Shepparton

$295 13.3% 47.6% $95

Clothing & Footwear

Varna

$135 9.6%

Shepparton

$168 7.6% 24.3% $33

Sport & Entertainment

Varna

$70 4.9%

Shepparton

$99 4.5% 42.8% $30

Getting Around

Varna

$39 2.7%

Shepparton

$107 4.8% 178% $69

Cost Breakdown

A central one-bedroom costs $640 in Varna versus $1,090 in Shepparton. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 99% higher in Shepparton. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $60 in Varna versus $66 in Shepparton. Monthly groceries follow the same trend: $272 vs $374 – making Varna the more affordable choice for daily food spending.

Good to know

🇧🇬 Varna

🇦🇺 Shepparton

🕒 Local time

09:01 9:01 AM

18:01 6:01 PM

9 h ahead of Varna

🌤 Weather

👥 Population

348,058

49,862

💱 Currency

Bulgarian Lev BGN лв.

Australian Dollar AUD $

📈 Exchange rate

1 BGN = 0.571 USD

1 BGN = 0.512 EUR

1 AUD = 0.703 USD

1 AUD = 0.63 EUR

Exchange rates and currency converter

AUD, USD, EUR to BGN – Bulgarian Lev Converter

🇺🇸 United States Dollar ($)

🇧🇬 Bulgarian Lev (лв.)

Bulgarian Lev exchange rates as of November 2, 2026: 1 USD = 1.75 BGN (1 BGN = 0.571 USD). 1 EUR = 1.95 BGN (1 BGN = 0.512 EUR).

Australian Dollar exchange rates as of November 2, 2026: 1 USD = 1.42 AUD (1 AUD = 0.703 USD). 1 EUR = 1.59 AUD (1 AUD = 0.63 EUR).

USD to BGN in detail →

On the map

Lowest

Highest

Between locations

Varna Shepparton 14,740 km ≈ 19 h nonstop flight

From you

Varna
Shepparton

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Varna vs Shepparton: Cost of Living - Frequently Asked Questions

Shepparton costs about 58% more than Varna, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,113 per month in Varna and $3,336 in Shepparton. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Varna, especially for central apartments: a one-bedroom in the center costs $640 there versus $1,090 in Shepparton.

Groceries cost about 37% more in Shepparton, though the gap depends on what you buy.

A mid-range dinner for two costs $60 in Varna and $66 in Shepparton. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Varna, where all-in costs run around $1,408, than in Shepparton at $2,224. In Varna it covers expenses comfortably, while in Shepparton it requires careful planning or may not stretch far enough.

Families tend to lean toward Varna – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Varna. If higher salaries or specific career opportunities are the priority, Shepparton makes more sense. Both are solid long-term options with distinct trade-offs.